Inland Bank

With 30 years of experience as a mortgage professional, John has access to more than 20 lending sources.

Specializing in conforming, jumbo, construction, FHA, VA, USDA, and portfolio, as well as purchase and refinance loans.

Leave a Review 04/17/2023

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Leave a Review If we’ve worked together in the past and you had a great experience, would you pay it forward with a review? Thanks so much in advance.

U.S. home prices are falling in the West but rising in the East 04/16/2023

Real estate trends across the country are taking some inspiration from the sun -- home prices are rising in many Eastern states and falling in the West.

U.S. home prices are falling in the West but rising in the East Home values in Seattle fell 7.5% last month but rose 8.3% in Buffalo, New York, a new report shows.

New measures that cut the cost of FHA mortgage loans roll out in March 04/13/2023

As of last month, these changes to mortgage insurance costs could make getting an FHA mortgage cheaper for many Americans.

New measures that cut the cost of FHA mortgage loans roll out in March The reduction could save 850,000 homebuyers and homeowners who have Federal Housing Administration loans an average of $800 this year.

Are you aware of these upcoming changes to mortgage fees? 04/10/2023

If you're looking into your home loan or refinancing options, you might want to look at how conventional mortgage fees will change starting next month.

Are you aware of these upcoming changes to mortgage fees? Get in touch if you have any questions or would like to discuss your best options.

Don't Forget to Subscribe 04/07/2023

If you're not subscribed to the newsletter, you're missing out on quick tips and insights on all things mortgage and homeownership. Sign up to receive the twice-monthly newsletter today.

Don't Forget to Subscribe Sign up and stay tuned for this week's posts.

How to Make Your Home Look High-End on a Budget - Realty Times 04/05/2023

You can use these clever strategies to make your interior spaces look and feel luxurious without committing to a luxurious budget.

How to Make Your Home Look High-End on a Budget - Realty Times Designing a home isn’t an inexpensive endeavor, but ultimately, the outcomes you tend to want are spaces that look curated and high-end. Have you ever walked into a house, and it just felt expensive? Whether or not it actually is can be the question. Designers often use tricks and tips to elevate ...

3 Things Parents Should Encourage Their Teens & Twenty-Somethings to Do (If You Ever Want Them to Move Out of Your House) 04/02/2023

In our current financial climate, it can be difficult for young adults to afford their own housing. Parents can teach teens these three things to give them a better start toward independence.

3 Things Parents Should Encourage Their Teens & Twenty-Somethings to Do (If You Ever Want Them to Move Out of Your House) Years ago it was common for children to move out and get a place of their own right after they turned 18, or maybe around 22 if they went to college. But times (and costs) have certainly changed over the years, making it difficult for young adults to move out and get a place of …

71 Ways to Make Your Building More Energy Efficient - Today's Homeowner 03/30/2023

If you'd like to enhance your home or investment property's efficiency, this resource lists endless ideas, from efficient construction framing to smaller upgrades like tankless water heaters.

71 Ways to Make Your Building More Energy Efficient - Today's Homeowner An energy efficient building reduces maintenance and utility costs, but, in many cases, improves durability, lessens noise, increases comfort and creates

Utility-Saving Tips That Most People Don't Know 03/27/2023

No need to unplug your appliances or take shorter showers -- these four lesser-known ways to save don't sacrifice comfort and are as simple as using a different dish detergent.

Utility-Saving Tips That Most People Don't Know Fun fact: Ceiling fans can provide warmth by spinning in the opposite direction.

Easy Steps Toward Happy, Affordable Homeownership 03/24/2023

Whether you're saving for a home or paying off your second mortgage, the newsletter offers practical guidance to make your journey easier.

Easy Steps Toward Happy, Affordable Homeownership Sign up and stay tuned for this week's posts.

The Ultimate Guide to Wood Flooring Types 03/22/2023

There are a ton of different types of wood flooring with different pros and cons, so this guide can come in handy for your next renovation project. Which type is your favorite?

The Ultimate Guide to Wood Flooring Types Here's everything you need to know about wood floors, including types, cost, and installation considerations.

Here's who can claim the home office deduction on this year's taxes 03/19/2023

In some cases, items and work-related expenses around your home office can be claimed as a deduction on your 2022 tax return. Here's what you can claim, and who qualifies for these deductions.

Here's who can claim the home office deduction on this year's taxes If you worked from home in 2022, you may wonder if you qualify for the home office deduction. Here's what to know before filing your return.

FHA Announces Lower Mortgage Insurance Premiums 03/16/2023

Mortgage insurance premiums will be reduced from 0.88% to 0.55% for over 850,000 FHA borrowers.

FHA Announces Lower Mortgage Insurance Premiums Earlier this morning, HUD released details of a long-anticipated plan to reduce the annual MIP (mortgage insurance premiums) that are currently charged to FHA borrowers by 30 Basis Points (0.3% of the loan balance). HUD Secretary Marcia Fudge made the announcement today at Bowie State University. Th...

How are joint mortgages handled after divorce? 03/13/2023

Have you ever wondered how a previously shared loan is handled when spouses go their separate ways? Here are some common strategies and tips on how to achieve a better outcome.

How are joint mortgages handled after divorce? The solution can differ depending on the circumstances.

03/10/2023

Are you interested in real estate investing, but aren't sure where to start? Here's an overview of must-know facts, tools and tips. Reach out to learn more about financing investment properties.

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Are Mortgage Rates Back to “Normal”? 03/08/2023

Is it safe to say that mortgage rates are "normal" again? Even as rates fluctuate over time, you can use these tips and get in touch to discover your loan options and find the best rate possible.

Are Mortgage Rates Back to “Normal”? Get the latest real estate news and trends.

Pace of Home Price Growth Slows 03/05/2023

The cost of a typical home seems to have never stopped increasing over the past few years. But recently, price growth showed some signs of slowing down.

Pace of Home Price Growth Slows Despite mortgage rates hovering near 7%, approximately 90% of the top metropolitan real estate m...

Why Do People Experience Homebuyer’s Remorse? - Realty Times 03/02/2023

The best way to avoid regret in your homebuying journey is to learn from those who have experienced it. Here are common reasons why people report feeling buyer's remorse.

Why Do People Experience Homebuyer’s Remorse? - Realty Times A home is almost always the most significant purchase someone makes, so the thought of making a wrong decision stirs up immense anxiety for many buyers or would-be buyers. Buyer’s remorse is that feeling that takes hold when you regret a purchase. When it’s something small, like maybe a gadget y...

The Power of Homeownership for Generational Wealth 02/27/2023

Homeownership can provide wealth-building benefits that can echo through several generations of a family's finances. Here are five ways that a home can create long-lasting financial stability.

The Power of Homeownership for Generational Wealth Owning a home can create financial security that stands the test of time.

Stay Connected 02/24/2023

Sign up for the newsletter to get fresh content on homeownership, home loans, homebuying and more.

Stay Connected Sign up and stay tuned for this week's posts.

5 Things to Know About PACE Loans - Realty Times 02/22/2023

PACE loans are used to help cover the upfront costs of energy efficiency-related upgrades for private properties. Feel free to reach out if you have any questions about home improvement loans.

5 Things to Know About PACE Loans - Realty Times A PACE loan is advertised as needing no money down, providing a way to finance home improvement projects to facilitate energy efficiency. For example, these loans might be used for projects like a new roof, impact windows, or solar panels. The following are important things for consumers to know bef...

Household Growth Driven by Millennials in 2022 02/19/2023

Data suggests that millennials have been making up for their initial delay in becoming homeowners within just the past few years. Will millennial household growth continue to surge this year?

Household Growth Driven by Millennials in 2022 According to a new report from the Joint Center for Housing Studies, as rising interest rates cooled...

Pricing Guide: How Much Does a Roof Replacement Cost? - Lawnstarter 02/16/2023

The cost of a new roof can vary widely depending on factors like square footage, roofing materials and more. This helpful price guide gives a great overview.

Pricing Guide: How Much Does a Roof Replacement Cost? - Lawnstarter Time for a new roof? We'll help you figure out your roof replacement cost depending on home size, roofing material, and other factors.

4 Signs That It's Time to Replace Your Old Roof 02/13/2023

Finding the right time to replace your roof helps maximize your old roof's value while avoiding damage and additional repairs. But how can you tell? Here are four signs to look out for.

4 Signs That It's Time to Replace Your Old Roof You may want to call a roofing company if you spot any of these signs.

Get in Touch 02/12/2023

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Subscribe to the Newsletter 02/10/2023

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350 Lincoln Street, Suite 2400
Hingham, MA
02043

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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Ask John Trotman about Mortgages: MA Loan Originator Mlo9589 / NMLS #9589 Ask John Trotman about Mortgages: MA Loan Originator Mlo9589 / NMLS #9589
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The Nathan Hartseil Team - Main Street Home Loans NMLS # 1133739 The Nathan Hartseil Team - Main Street Home Loans NMLS # 1133739
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Daniel Mann Daniel Mann
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Birchtree Mortgage Inc. Birchtree Mortgage Inc.
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Birchtree Mortgage is a full service mortgage brokerage with one mission - to focus on our customers’ needs one relationship at a time. NMLS MB1804151 MA Licensed Mortgage Broker