Ask John Trotman about Mortgages: MA Loan Originator Mlo9589 / NMLS #9589

Hey! If you run into anyone over this long holiday weekend talking about buying a home, please pass this along. It’s a quick read and could be very useful to anyone looking for help with a mortgage (Realtors will also find this information useful). I have access to a diverse range of loan products that cater to just about any situation. From ZERO down payment options for first-time homebuyers to specialized “unique” loans like Renovation Loans, Reverse Mortgages, Investor Fix & Flip, Investment Property Loans, Bank Statement Loans, Bridge Financing, and more. I hope everyone has a Safe and Happy Memorial Day! Be sure to take a few moments to remember the fallen.

Shopping for a Mortgage? Heritage Mortgage Company is Truly a One-Stop Mortgage Shop — Heritage Mortgage Co. Discover how Heritage Mortgage Company is navigating the evolving mortgage industry, offering our clients access to a diverse range of loan products. From ZERO Down Payment options for first-time homebuyers to specialized loans like Investor Fix & Flip and Bridge Financing, we cater to all clien

In this competitive market, speed and efficiency are key. Working with me means promising sellers a quick, hassle-free closing; giving my mortgage clients the edge they need to succeed with their offer!

Sharing my latest blog with insights on how the NAR lawsuit is reshaping real estate. As a mortgage professional, I'm here to guide buyers through the changes and offer tailored financing solutions.

Adapting to Change: Navigating Buyer’s Agent Compensation After the NAR Lawsuit — Heritage Mortgage Co. Understand the impact of the NAR lawsuit on buyer’s agent compensation and how it could influence your home buying strategy. Learn how to navigate these changes with your real estate agent and mortgage professional.

Thinking of holding out for lower mortgage rates? 🤔💭 You might want to consider this. With rates unpredictable and the spring market upon us, the "cost " of waiting could be higher than you think. Now might just be the perfect time to make your move. 🚀 Discover why acting now could save you money and get you into the home of your dreams sooner rather than later!

Do We Buy Now or Wait? The "Cost" of Chasing Lower Mortgage Rates" Are you holding off on buying your dream home in hopes of lower mortgage rates? In this video, I dive into the often-overlooked costs of waiting for that elu...

My mortgage business is built on referrals! If you know someone in need of mortgage guidance, sharing my contact info would be very appreciated: 📞 781-413-1176.

Delighted to share this wonderful feedback 🌟 I am committed to providing you with the exceptional service you deserve, any time of day. Your home-buying journey is my top priority. A huge thank you to Sarah for trusting me with such an important milestone. "

While big retail lenders limit you to their own products, independent mortgage brokers partner with dozens of lenders to offer you multiple product options. Call me today to learn why wholesale is a whole lot better.
781-413-1176

Working with an independent mortgage broker like me, means that you could be celebrating Thanksgiving in your new home. I can get you to the closing table and into your dream home faster – usually in less than 20 days. Call today to get started! 781-413-1176

Buying a home is one of the biggest financial decisions you'll likely ever make. With so much in the balance, it makes sense to work with a LOCAL mortgage expert, like me. I will help you find a loan faster, cheaper and easier. Let's get started. Call me today! 781-413-1176

Big banks are one-stop shops. They shop once, then they stop. I shop multiple lenders to find the lowest rates and costs. Call today! 781-413-1176

As an independent mortgage broker, you're my #1 PRIORITY. I'll shop around for you and help you find the right loan product for your specific budget. Call me today! 781-413-1176

If your credit score isn't perfect but you still have your eyes on the perfect home, an FHA loan might be right for you. Reach out to me today to discuss how I can help make homeownership possible for you! 781-413-1176

Learn why tapping into your home's equity might be a cost-effective way to access your cash. Give me a call at 781-413-1176. I can explain how a Home Equity Line of Credit (HELOC) could be the answer you've been looking for!

When you buy a home, be sure not to max out your budget. You'll need some money set aside for closing costs, furniture, home improvements and more! Call me and I can help you make a plan that makes sense for you! 781-413-1176

Help prevent leaks, moldy basements and foundation problems simply by extending the downspouts on your home to keep rainwater and melting snow as far away as possible. It's a cheap and easy way to protect your most valuable investment!

Did you know mortgage brokers are mortgage experts? We can offer you lower rates, custom terms and exclusive products that aren't available at banks or online lenders. Talk to me today to learn how I can help you. 781-413-1176

Looking to buy a home and don't know anything about mortgages? I'm here to help. Call me today so I can help you through every step of the mortgage process and find a loan that's most suitable for you! 781-413-1176

Retail lenders (like your bank) handle everything in-house and offer only their in-house products. Wholesale lenders work exclusively with mortgage brokers like me, meaning you get wholesale rates and access to a much larger variety of loan products. Give me a call to see how I can help you. 781-413-1176

Looking for a low down payment option for your dream home? Consider an FHA loan! It's a government-backed mortgage that only requires 3.5% down and has flexible credit requirements. Call me today to learn more! 781-413-1176

Buying a home can lead to more financial security, more equity and more pride in your living space. Ditch the rental and purchase your first home! Call me today to help you get started! 781-413-1176

Lower interest rates, faster closings and no down payment for most veterans. Give me a call to learn more about using a VA mortgage loan. 781-413-1176

Did you know that you may only need to put as little as 3% down when purchasing your new home? With a credit score of 620 or higher, you may be eligible. Call me today to learn more about mortgage options that may be available to you. 781-413-1176

The difference between mortgage brokers and bankers? That's easy! Brokers advocate for the best possible deal for their clients. When you work with a broker like me, you have more options. Contact me today 781-413-1176

Why work with a bank or online lender when you could work with an independent mortgage broker like me? Brokers shop multiple lenders to find you faster turn times and better rates. Call me to see how I can help you. 781-413-1176

Want to work with an expert who will manage the home loan process? A person who will shop different lenders, finding great interest rates and negotiating loan terms on your behalf? As an Independent Mortgage Broker, that’s EXACTLY what I do! Give me a call today! 781-413-1176

Monthly income, expenses and your credit score are just a few things to consider when deciding how much house you can afford. Before you start shopping, reach out to me. I'm happy to help you run the numbers to determine a monthly payment that fits your budget. 781-413-1176

Are you looking for low down payment options? Call me to learn how you may be able to use as little as 3% for your down payment. 781-413-1176