Peter Skamarycz
As a Schwab Financial Consultant, it’s my job to help you create a better financial life. This page and updates are for U.S. residents only.
I will collaborate with you to help build a plan defined by your goals. I am committed to providing advice unique to your situation that is clear, relevant, and actionable, and I’ll work hard to find solutions and strategies that are right for you. I can assist you with:
• Wealth management
• Investing
• Portfolio analysis
• College planning
• And more
And you’ll benefit from Schwab’s modern appr
Loved hearing the passion around working in financial services to help make a difference.
Schwab Stories: Lauray To employees like Lauray, it's not just about financial services. It's about making a difference.Learn more at Schwab.com/why-schwabSubscribe to our channel:...
If you find yourself exhausted but longing for a change, here is the pathway to sustainably building new habits. https://hearsay.social/3agcKAq
Building Healthy Habits When You’re Truly Exhausted How do you form new habits when you’re exhausted? The key is to start small, to take a gentle, whole-person approach for long-term change. First, start by establishing a regular sleep habit, from going to bed at the same time to waking up at the same time. Then, work on your nutrition. Aim for mor...
Did you know that a large portion of your gifts or estate is excluded from taxation? There are numerous ways to give assets tax free. Learn more here:
The Estate Tax and Lifetime Gifting Taxes The Estate Tax and Lifetime Gifting March 14, 2022 Hayden Adams If you have a large estate, consider gifting during your lifetime as a strategy to help reduce estate taxes. When you give assets to someone—whether cash, stocks or a car—the government may want to know about it and may even w...
Before you worry about putting down money, you need to determine what you can afford. Learn which financial metrics to understand when purchasing a home: https://hearsay.social/3wOengl
Buying a House? What to Know About Down Payments Mortgages Buying a House? What to Know About Down Payments April 7, 2022 Housing prices are rising, but the financial guidelines for putting together a down payment still apply. How do you come up with a down payment in today's ultra-competitive housing market? Existing home prices have been growing...
It’s up to you to decide on a financial journey, but we can help along the way. Take a look at everything Schwab has to offer.
Why Schwab? Discover what we can do for your investments. At Schwab, choose how you'd like to invest. Get low costs, a mix of investment products, a satisfaction guarantee, and a personal financial advisor when needed.
Rick Steves shares his experience in Whatcom County and finding treasures in his own backyard. https://hearsay.social/3G2G8Gb
Rick Steves on Why Northern Washington Is as Alluring as Europe He calls Whatcam County “a playground for those who love the outdoors.”
Discover what made Brendon Thomas start The Golfers Journal, see the whole story on "The Challengers" by CharlesSchwab. https://hearsay.social/37OTpp0
Charles Schwab presents The Challengers, a video series, which celebrates these unique individuals in the world of golf. See how golf professionals are changing the game and watch the best golfers rise to the Charles Schwab Challenge.
Whether it’s board service or hands-on activities, volunteerism can be a powerful way to increase your philanthropic impact. Download the Schwab Charitable Giving Guide to learn more. https://schwabcharitable.org/maximize-your-impact/public-guide-page
Giving Guide Public Page Maximize your impact with the Giving Guide Watch video The Schwab Charitable Giving Guide is a comprehensive, interactive tool designed to help you and your family create and manage a thoughtful giving plan, no matter where you are in your philanthropic journey. The Schwab Charitable Giving Guide is...
Do you know which types of nonprofits are eligible for tax deductions? The Schwab Charitable offers answers and can help you maximize your charitable impact. https://mkt.schwabcharitable.org/smch_giving_guide.html?type=donor&ch=tax-deductibility?SM=XOI
Schwab Charitable Duis nulla velit, pretium id consectetur vitae, ullamcorper ut lacus. Proin suscipit ut odio eget convallis. Vivamus accumsan tempor nisi non ultrices. Proin maximus suscipit lectus, et interdum dolor. Curabitur ut libero et neque elementum mattis in a risus.Aliquam facilisis mauris id commodo digni...
Here's the third and final part in Carrie Schwab-Pomerantz's series for new investors. It's full of important information on account types, taxes and more.
Questions New Investors Are Afraid to Ask: Part 3 You’ve got the basic concepts and tools, so are you ready to invest? Not quite. Read part 3 before you buy.
If it’s not always easy to do the right thing, why not make the right thing easy? That’s the idea behind a behavioral-science technique that could help you make better saving and investing decisions:
Nudge Yourself: Make Smarter Decisions with Your Money Help yourself to make better financial choices by harnessing this technique from the behavioral sciences.
Becoming an effective charitable donor starts with identifying your top values and causes. Download the Schwab Charitable to help maximize your charitable impact. https://mkt.schwabcharitable.org/smch_giving_guide.html?type=donor&ch=find-focus?SM=XOI
Schwab Charitable Duis nulla velit, pretium id consectetur vitae, ullamcorper ut lacus. Proin suscipit ut odio eget convallis. Vivamus accumsan tempor nisi non ultrices. Proin maximus suscipit lectus, et interdum dolor. Curabitur ut libero et neque elementum mattis in a risus.Aliquam facilisis mauris id commodo digni...
In many countries around the world, it’s a tradition to give women flowers on . This year, we‘ve made it simple. Send this virtual bouquet to the women in your life.
It's fine—and fun—to think big about retirement, but it's also important to think practically. Carrie Schwab-Pomerantz shares some tips on how to do that:
Can I Afford to Live My Retirement Dream? Retirement can be an opportunity to make big changes—provided you also take care to protect your finances.
Charitable giving doesn’t have to be complicated. The Schwab Charitable helps you develop an efficient giving plan to maximize your philanthropic impact. https://mkt.schwabcharitable.org/smch_giving_guide.html?type=donor&ch=define-terms
Schwab Charitable Duis nulla velit, pretium id consectetur vitae, ullamcorper ut lacus. Proin suscipit ut odio eget convallis. Vivamus accumsan tempor nisi non ultrices. Proin maximus suscipit lectus, et interdum dolor. Curabitur ut libero et neque elementum mattis in a risus.Aliquam facilisis mauris id commodo digni...
True innovators don’t play by the same rules as everyone else. Learn four habits from past Olympic athletes and improve your performance at work and in life. https://www.fastcompany.com/90722646/4-habits-of-successful-olympians-you-can-use-to-be-more-competitive-at-work
4 habits of successful Olympians you can use to be more competitive at work The biggest leaps forward come when an athlete discovers a new idea or concept that alters the game itself. This means not following the same patterns that everyone else is following. You can do this, too.
If you’d like to increase the quality of your meetings, conversations, and even your relationships, take a page out of Patrick Winston’s playbook:
No cellphones, no laptops.
A Respected MIT Professor Had a Simple 4-Word Rule for His Classroom, and Every Company Should Follow It Patrick Winston knew how to speak. But his even greater skill was getting others to listen.
It’s great to be a part of an organization that prioritizes giving back to our communities. The annual Charles Schwab challenge allows us to share our skills and expertise with local nonprofit organizations to help expand their community impact. This year we intend to pledge 2,000+ volunteer hours with 42 different non-profits. You can learn more about our efforts here: https://www.aboutschwab.com/giving-back?suggested_content_id=1833692&social_network=facebook&reference_id=A003356 -long-66-text--12041
Giving Back With a challenger heritage and a Main Street approach, these are the stories of our people, our culture, and our mission.
Join Schwab Live Daily Mondays, 11:00am ET, for insights from Jeffrey Kleintop on global developments, policies, and trends and what they may mean for investors. Schwab.com/Live
With the Schwab Charitable , you can learn strategies to help identify the nonprofits that most effectively support your highest-priority causes and maximize your charitable impact. https://mkt.schwabcharitable.org/smch_giving_guide.html?type=donor&ch=find-organizations
Schwab Charitable Duis nulla velit, pretium id consectetur vitae, ullamcorper ut lacus. Proin suscipit ut odio eget convallis. Vivamus accumsan tempor nisi non ultrices. Proin maximus suscipit lectus, et interdum dolor. Curabitur ut libero et neque elementum mattis in a risus.Aliquam facilisis mauris id commodo digni...
How do you create boundaries between your workday and evening? Taking the dog for a walk or going for a jog after work is a great way to signal the end of a day.
What are some ways you clock out?
https://www.fastcompany.com/90713807/i-tried-6-different-ways-to-clock-out-at-the-end-my-workday-heres-what-i-learned
I tried 6 different ways to ‘clock out’ at the end my workday. Here’s what I learned I tried scheduling different activities after work to create a better boundary between my professional and personal life.
is here, and we're observing it by wearing red, of course, but also by learning from the American Heart Association about the key numbers for women's heart health:
Blood Pressure
Body Mass Index
Fasting Blood Sugar
Total Cholesterol and HDL (Good Cholesterol)
Work with your health care providers to learn your numbers and take action to improve them if needed.
https://www.goredforwomen.org/en/know-your-risk/know-your-numbers
Beginning a fitness journey is pretty easy, but continuing on that path can be tricky. The good news is there are plenty of strategies to help you succeed. Read the 6 biggest hurdles and how you can overcome them.
How To Jump The 6 Biggest Hurdles Of New Fitness Goals Jump the 6 biggest hurdles.
Liz Ann Sonders brings her market insights and economic analysis to Schwab Live Daily. Join us Mondays, 3:30-4:00pm ET, for a discussion about the latest economic data and indicators that could impact the investing landscape. Schwab.com/Live
Meal-prepping is a great way to start the week off with success. It’s one less item on the to-do list giving you more free time for another activity. Not to mention, these meals are also delicious! https://www.eatingwell.com/article/7940198/healthy-meal-prep-ideas/
30 Healthy Meal-Prep Ideas to Get You Through the Week These healthy meal-prep ideas range from breakfast to lunch and dinner. Get easy recipes, all ready in 30 minutes or less, to help make cooking during the week feel effortless.
The perception of neurodivergence as an obstacle to career advancement is supported by outdated ideas about leadership. Learn how we can break through stereotypes associated with ableism and embed inclusion deep within our organizations.
Neurodivergent people make great leaders, not just employees One of the most pernicious stereotypes is that neurodivergent people are only a good fit for subordinate positions or working in highly technical or individual roles.
One of the main inflation-fighting arrows in the Fed’s quiver is to raise interest rates in hopes of bringing prices back in line. But how much will it take, and how painful will it be for the economy?
WashingtonWise: Episode 53 Getting inflation under control is job one at the Fed right now, so rates are set to rise. But how soon, how much, and at what cost to the economy?
Small changes can add up to big improvements. By prioritizing positivity and keeping things small, we can improve our day-to-day and accomplish many of our goals. https://www.fastcompany.com/90713014/3-small-changes-you-can-make-to-improve-your-workday
3 small changes you can make to improve your workday The founder and CEO of DittoPR is a big fan of keeping things small because they are easier to accomplish, and the more you accomplish, the more confident you get.
Whether you want to feel the satisfying crunch of snow under your boots or escape those chilly temps for a desert ramble, one thing’s for sure: You'll be able to do so without the crowds that summer brings. Read the 14 National Parks you should visit!
14 National Parks That Are Even Better in Winter Summer may be high season, but these parks are at their best in the colder months.
A well-planned budget can help you achieve your giving goals. Download the Schwab Charitable Giving Guide for budgeting tips that can help maximize your charitable impact. https://schwabcharitable.org/maximize-your-impact/public-guide-page
Giving Guide Public Page Maximize your impact with the Giving Guide Watch video The Schwab Charitable Giving Guide is a comprehensive, interactive tool designed to help you and your family create and manage a thoughtful giving plan, no matter where you are in your philanthropic journey. The Schwab Charitable Giving Guide is...
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