Davin Ragland, NMLS #1989744

There are multiple programs to choose from!!! Let me help you.

Friends!! Are you still renting??

Here are 3 reasons why owning is more beneficial than renting:

1.) Fixed monthly payments( this is a big ☝️!) Did you know rents have increased year after year at a very high percentage?! 😳

2.) Building wealth through home equity only happens through homeownership, not renting.

3.) Tax write-offs ✍️ In most cases you can write off property taxes, mortgage insurance etc…

If you’d like to get pre-approved, you can apply through my online application. Link in bio. Or send me a direct message to get you started on being a homeowner🎊🎊

Tag someone who needs to buy a home or needs education on becoming a homebuyer!!

Who is ready for some Loanopoly? Here is a great tool to help you understand the loan process. Let’s play!

Call me for all your mortgage needs.
www.loansbydr.com

On weekends, WE WORK! 💪🏽

Cheers to Friday, Saturday and Sunday! 😎

✅Want to buy a house?
✅Want to refinance?
✅Need a preapproval letter?

I am also available AFTER 5 AND ON WEEKENDS if you have any mortgage questions or mortgage needs! 💻📲

Got mortgage questions? Let's talk about it!!
256-328-6751 https://www.loansbydr.com

Student loans are NOT a deal breaker, I repeat student loans are NOT a deal breaker!

Contact me for more information on how to get past student loan debts/defaults.

www.loansbydr.com
256-328-6751

Wondering if you should rent or buy? If so, consider the long term benefits of owning a home. As a homeowner, you build equity over time as your home appreciates in value and you pay down your loan. This help grow your net worth. If you want to learn more about building your wealth as a homeowner, DM me today.

Actual factual👏🏾

Harris Baker, Jr., Mortgage Loan Originator - NMLS# 1965723 Your loan originator lending Alabama one house at a time! Looking forward to helping you get to closing "on time and as agreed."

Special Closing Day!!! I would like to congratulate the Harris family on becoming homeowners. I would also like to Thank Elite Title services, for making this process easy for my client! Congratulations 🎊🎉

As housing markets change across the country, you may be wondering whether now is a good time to buy a home. While there are many different factors to consider, speaking to a licensed Loan Consultant can help you narrow down your goals and understand whether a move can make financial sense.

Contact me today to determine the best path toward your homeownership goals!
loanDepot Birmingham
256-328-6751
www.loandepot.com/branches/birmingham-al

Verified funds only 🤣😂

Our goal has always been to deliver exceptional value to all of our partners and clients.

With loanDepot on your team's side, we look forward to keeping that promise. We offer the tools and technology to streamline the loan experience. Contact our office today to discover how we can help you achieve homeownership and to work with some of the best in the industry.

Let’s work together and discover your home buying power to make this year your most successful yet!
256-328-6751 www.loansbydr.com
www.loandepot.com/branches/birmingham-al

👏🏾👏🏾

Harris Baker | loanDepot hbaker

💥WISDOM Wednesday💥

Stop going to the bank. Come see me. 💪🏾

Got mortgage questions? Let's talk about it! www.loansbydr.com

🗣🗣 TALK ABOUT IT TUESDAY

Listen! 🤦🏽‍♀️🤦🏼‍♂️

🛑 The car payment WILL affect your debt to income ratio and buying power.

Let me help you get the HOUSE keys before you get the CAR keys. 💪🏽

Got mortgage questions? Let's talk about it. www.loansbydr.com

We are proud of our purpose — delivering the dream of homeownership to individuals and families across the nation. Get in touch with our team and let us share how we have grown to become one of the largest mortgage lenders in the nation. For us, helping customers achieve their financial goals is an honor and a privilege, and one that we look forward to every day. Because home means everything.
256-328-6751
Home Purchase | Home Refinance
www.loandepot.com/branches/birmingham-al

Brighter days are ahead! Be sure to move your clocks one hour forward tomorrow. Let's get ready for Spring season together!

www.loansbydr.com

If you are an aspiring homeowner looking to purchase your first home, here are some ways to help you save for your down payment:

1. Create a Savings Plan: While that seems like an obvious starting point, sitting down and creating an actual plan is a big step toward getting you to your goal.
2. Simplify Your Life: When you look at your budget, look for areas where you may not really need to be spending.
3. Join the Gig Economy: Taking on a second job or figuring out how to monetize your hobbies can be one of the quickest and easiest ways to generate some extra cash.

Make saving fun by challenging yourself to actively resist tempting expenses. A loanDepot licensed loan consultant can help you determine how much you may need to save and provide guidance on your down payment options and can also answer any other lending questions you may have. Get in touch today!

# 256-328-6751
www.loansbydr.com

Are You Ready?

Are you ready to start your journey home? The home buying process can seem daunting, but with the right planning, it doesn’t have to be. If you choose your team carefully and make the proper arrangements in advance, buying a home can be a smooth, predictable, and rewarding process. Get in touch with our incredible team today!

205.484.9180
www.loandepot.com/branches/birmingham-al

I would like to announce my new position as a loan consultant at loanDepot. I would like to thank everyone who played a part in this transition. I am very excited!!!

Please WELCOME a new member of our loanDepot team!
Davin Ragland!

"Davin Ragland has always had a love for real estate and finance. So, marrying the two and becoming a mortgage loan originator was the perfect solution. Davin is a United States Army Veteran with a servant's heart. His mission is to help all Veterans and civilians achieve the American dream of homeownership. In his downtime, he enjoys spending time at the range and traveling with his beautiful wife and daughter."

We are thrilled to have you a part of our Birmingham Branch, Davin, Welcome Home!

256.328-6751
[email protected]
https://www.loandepot.com/loan-officers/dragland
nmls #1989744

🗣🗣 TALK ABOUT IT TUESDAY

I'll just leave this right here. 😒😂

Lenders like to see stability and predictability when issuing loans. Changing jobs could delay your closing for months. 😬

So, in my Alabama accent: Don't quit ya job, Shawty. 😎

Got questions? Let's talk about it!! 256-328-6751 www.loansbydr.com

On weekends, WE WORK! 💪🏽

Cheers to Friday, Saturday and Sunday! 😎

✅Want to buy a house?
✅Want to refinance?
✅Need a preapproval letter?

I am also available AFTER 5 AND ON WEEKENDS if you have any mortgage questions or mortgage needs! 💻📲

Got mortgage questions? Let's talk about it!!
256-328-6751 https://www.loansbydr.com

🇺🇸🇺🇸 THANKFUL THURSDAY 🇺🇸🇺🇸

Today, we're thankful for military spouses!
We appreciate these heroes that serve behind the scenes, holding families and households together as their mates serve our country! ❤

Tag your favorite military spouse!

Got questions? Let's talk about it! 256-328-6751
www.loansbydr.com

💥 WISDOM WEDNESDAY 💥

Trust this. They're always watching and talking. 😎

Let me help you give them something to talk about. 🏠💪🏽

Got questions? Let's talk about it! 256-328-6751
www.loansbydr.com

.com

🗣🗣 TALK ABOUT IT TUESDAY

Listen! Randomly viewing homes in different ranges will only lead to heartbreak 💔 and make you feel unsatisfied and mad 🤬at your Realtor. Trust this.

🚫 DON'T DO IT! 🚫

When you decide it's time to buy a house, call me to get prequalified FIRST. If you shop in your price range, you will find something you love and can make your own.

Got questions? Let's talk about it. 256-328-6751
www.loansbydr.com

👋🏽👋🏽 Happy Monday!

It is NEVER too late to start being intentional with how you handle your credit.

Remember this: "The score gets you in the door." 🎯

Got mortgage questions? Let's talk about it! 256-328-6751

🙏🏾Thankful Thursday🙏🏻

To all of the healthcare workers on the front lines: we see you, we are praying for you and we sure are thankful for you! ❤

TAG YOUR FAVORITE HEALTHCARE WORKER!

You deserve a home and we have programs that may help you get into one even easier.

Got questions? Let's talk about it. 256-328-6751 www.loansbydr.com