Hello Hot Springs

Did you know that a high debt-to-income (DTI) ratio is the #1 reason mortgage applications get rejected? 🤯 ⁣
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Your DTI ratio is the percentage of your gross monthly income that goes toward debt payments, including your mortgage. ⁣
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Lenders use DTI to assess your ability to afford a home. So, how can you avoid rejection and qualify for better rates? ⁣
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✅ Aim for a DTI ratio of 36% or lower to qualify for the best rates. ⁣
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✅ Pay down credit cards, auto loans, student loans, and other debt. ⁣
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✅ Increase your income to offset your debts and lower your ratio. ⁣
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Ready to learn more? Check out our latest blog post to get more tips for taking out a mortgage. ⁣
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🔗 https://kathiedevilbiss.myagent.site/top-4-factors-to-consider-when-choosing-your-mortgage/

Homeowners with equity have access to two unique financial options: home equity loans and home equity lines of credit (HELOCs). But what’s the difference? ⁣
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HELOC ⁣
💰 Credit line that you can draw upon as needed ⁣
💰 Only pay interest on the amount you borrow ⁣
💰 Variable interest, depending on your credit score and the prime rate ⁣
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Home Equity Loan ⁣
💰 Lump sum loan (meaning you receive the full amount at once) ⁣
💰 Set monthly payments ⁣
💰 Fixed interest rate that’s typically lower than a HELOC ⁣
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The best option for you will depend on your individual needs and circumstances. Reach out for a referral to a loan officer who can help you make an informed decision. ⁣
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📲 (501) 609-5124 ⁣
📧 [email protected]

Looking for simple projects to boost your home's value? To get you started, here are 7 improvements that you can complete in a weekend: ⁣
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🚪 Paint your front door a classic shade of black or mid-tone brown. ⁣
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🛠️ Upgrade dated hardware and lighting for a modern look. ⁣
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🛁 Refresh your bathroom with new fixtures and a clean, modern aesthetic. ⁣
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🎨 Give your kitchen cabinets a makeover with a fresh coat of paint. ⁣
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🏡 Enhance your curb appeal with simple landscaping updates. ⁣
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✨ Refinish worn wood floors for a like-new look. ⁣
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🧼 Clean or replace grimy grout in your bathroom and kitchen. ⁣
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Ready to get started? Check out our latest blog post for tips and tricks for each of these projects! ⁣
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🔗 https://kathiedevilbiss.myagent.site/7-weekend-projects-to-boost-your-property-value/

Want to make your home more sustainable? ⁣
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According to a recent survey by the U.S.-based National Association of Realtors, buyers have these 5 green features at the tops of their lists. ⁣
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🪟 High-quality windows, doors, and siding ⁣
🛣️ Proximity to stores, schools, and transit ⁣
🛋️ Comfortable living space ⁣
💡 Low utility costs ⁣
🚆 Low commuting costs ⁣
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But before you invest in a green upgrade, find out how it could impact your home’s value at resale. Reach out for a free assessment. ⁣
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📲 (501) 609-5124 ⁣
📧 [email protected]

According to the US-based National Association of Realtors, refinishing your wood floors is the #1 project that pays off in terms of resale value—with an average ROI of 147%! ⁣
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If your floors are looking worn or dated, a refresh can make a huge difference. Here are some tips if you plan to tackle this project yourself: ⁣
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🛠 Rent professional-grade equipment to make the job easier ⁣
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📅 Block off enough time (at least a few days) to get the job done right ⁣
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🪵 Consider a lighter wood stain if you want to modernize your space ⁣
Looking for more budget-friendly upgrades with a big impact? Check out our latest blog post! ⁣
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🔗 https://kathiedevilbiss.myagent.site/7-weekend-projects-to-boost-your-property-value/

New Listing! Beautiful! Must See!
Boasting 3 bedrooms and 2 bathrooms, this 2202 square foot home is the epitome of comfort. Step inside and you will immediately be greeted by the beautiful laminate floors that flow throughout the main living areas. The entire home has been freshly painted, giving it a bright and inviting feel.

One of the most coveted features of this home is the sunroom that overlooks the serene lake. Imagine starting your day with a cup of coffee and a spectacular view, or winding down in the evenings while sipping a glass of wine.

But the beauty doesn't stop there. This home also comes with its own boat dock, perfect for a day out on the lake. The property is level to the lake, making it easy for you to access the water for all your water activities. And speaking of activities, this home is ideally located just minutes from golfing and Lake Catherine State Park. You will never run out of things to do in this vibrant community.

But it's not just about the amenities. The outstanding views from this home are truly breathtaking. You will find yourself mesmerized by the picturesque scenery every day. And with a short drive to downtown, you can easily explore all the local eateries, boutiques, and events.

This home is an ideal retreat for anyone looking to escape the hustle and bustle of city life. With its peaceful surroundings and close proximity to nature, it offers a serene and tranquil living experience. Whether you are a nature lover, an avid boater, or simply seeking a place to relax and unwind, this home is perfect for you.

Don't miss out on the opportunity to make this home your own. Contact me today for a private viewing and let us help you find your ideal home. You won't want to miss the chance to live in this idyllic setting. Don't wait, act fast, and make 239 Scenic Drive your new home. https://www.tourfactory.com/3161490 Diamondhead Realty Sales and Rentals

239 Scenic Drive, Hot Springs, AR 71913 $515,000, 3 beds, 2 baths, 2022 sq ft - Contact Kathie DeVilbiss, Diamondhead Realty, 501-609-5124 for more information.

These days, it’s easy to order everything you need online. But there’s a lot to be said for shopping locally instead. ⁣
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Here’s why we love to support local businesses: ⁣
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✅ Invest in your community. ⁣
More of the money you spend with small businesses stays in the local economy. ⁣
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✅ Support local jobs. ⁣
Small businesses are often great places to work and offer unique opportunities for employees. ⁣
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✅ Preserve local character. ⁣
Independent shops make your area unique and can be a draw for visitors and new residents. ⁣
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✅ Get better customer service. ⁣
Small businesses often form long-term relationships with their customers. ⁣
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✅ Protect the environment. ⁣
Buying what you need in person cuts back on carbon emissions from shipping. ⁣
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Which local businesses do you love to support? Let us know in the comments!

Did you know your front door paint choice could impact your home's value? 🚪🎨 ⁣
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A recent study found that certain shades can boost or lower a property’s sales price by thousands of dollars. 😱 ⁣
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Curious about which hues are the most appealing to buyers? Head to our blog post to find out the best (and worst!) paint options for your front door. ⁣
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🔗 https://kathiedevilbiss.myagent.site/7-weekend-projects-to-boost-your-property-value/

Happy Mother's Day to all my wonderful clients, friends, neighbors, Diamondhead Neighborhood , Associates, and professional Network... It is going to be a good day!

Check out the latest listings in Diamondhead! Follow my page for updates. Diamondhead Golf Club Hot Springs, AR Diamondhead Realty Sales and Rentals

Kathie DeVilbiss's Site Gallery View my virtual tour inventory with photos and listing information.

Happy and Blessed Easter to all my clients, friends, neighbors, business associates, and fellow Realtors!

Saturday vibes only! 😎 Stop by the open house in and let KathieDevilbiss Diamondhead Realty show you around this stunning new listing! 🏠💕

Just what you have been looking for ...a stunning custom-built home with all of the upgrades & incredible lake views! And the best is yet to come...Covered tiled deck with remote control screensoverlooking the lake with specular views. Located in Diamondhead Resort Community with lots of fun activities...boating, fishing, golfing,tennis, basketball & pickleball, clubhouse with community activities. Only minutes to Hot Springs & Lake Catherine State Park. Everyonehas lake access... Your gonna love it here! See Virtual Tour at https://www.tourfactory.com/3138427

Lots Available in Diamondhead Community... We have them... build your dream home here. Invest for the future. Click on link to view slideshow. See the slideshow of the lots I have available Diamondhead Golf Club Hot Springs, AR Diamondhead Realty Sales and Rentals Diamondhead Realty Kathie DeVilbiss at Diamondhead Realty

hsbor.paragonrels.com

Wow! Awesome Home on Golf Course Lot for sale...gorgeous Sun Room. This charming home with outstanding views of the 12th fairway on the golf course. Open floor plan with many updates including roof, heat & air, insulated siding, kitchen appliances, and carpet. Massive double stone fireplace with 2 electric inserts (one on each side) Your sunroom overlooking the golf course is made for entertaining family and guests. 2nd and 3rd bedrooms are being used as an office & additional living space. Partially fenced with a tool shed that could be used to store your golf cart. Call me for a viewing! Hot Springs Board of Realtors county Diamondhead Realty Sales and Rentals

Planning on Retiring in 2024... locating the perfect place to retire? I have the market at my fingertips! Let's get together... Luxury Home, Golf Course Home, Lake Home, Small Home, Cottage, Over 55 Community, Condo... I can find it for you! Diamondhead Realty Sales and Rentals

Exciting Real Estate Opportunities for You in Diamondhead and Hot Springs! Are you interested in seizing a new opportunity?

I have 15 vacant lots for sale that cater to your preferences. From buildable plots to stunning waterfront locations, you're sure to find something that suits your needs. Give us a call to schedule a visit and explore these fantastic opportunities.

View Property Details and 14 others NOT MANY LAKE LOTS LEFT... LARGE LOT WITH INCREDIBLE VIEWS AND MANY POSSIBILITIES! Located in Diamondhead, Lake Catherine's gated community. Diamondhead is a private community only a few minutes from Downtown. Community includes a PGA sanctioned 18-hole golf course, Olympic size swimming pool, child...