Lock It Lending - All Stars

📉 𝐇𝐨𝐰 𝐓𝐨 𝐆𝐞𝐭 𝐚 𝐋𝐨𝐰𝐞𝐫 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐑𝐞𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐑𝐚𝐭𝐞

Even with higher rates, there are smart strategies to help you secure a lower one. 💡 Keep in mind, refinancing comes with costs, so experts recommend doing it only if you can lock in a rate that's at least 1% lower than your current one.

Ready to save? Contact us today! 💰

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𝐋𝐨𝐜𝐤 𝐈𝐭 𝐋𝐞𝐧𝐝𝐢𝐧𝐠 - 𝐀𝐥𝐥 𝐒𝐭𝐚𝐫𝐬 🌟
NMLS #1880338
🏢 11111 Richmond Ave Houston, Texas 77082 Suite 250
📞 1-866-400-6789
📧 [email protected]
🌐 Website: lockitlending.com
🏡🏠

🏡✨ Key questions before house hunting ✨🏡

Ready to buy a new home? Before you dive in, ask yourself:
❓ What type of home fits my needs?
❓ What’s my actual budget?
❓ How much financing can I secure?
❓ Who can assist me with pre-approval?

Answering these will set you up for success on your home-buying journey! 🏠❤️

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𝐋𝐨𝐜𝐤 𝐈𝐭 𝐋𝐞𝐧𝐝𝐢𝐧𝐠 - 𝐀𝐥𝐥 𝐒𝐭𝐚𝐫𝐬 🌟
NMLS #1880338
🏢 11111 Richmond Ave Houston, Texas 77082 Suite 250
📞 1-866-400-6789
📧 [email protected]
🌐 Website: lockitlending.com
🏡🏠

Quick Mortgage Q&A with Lock IT Lending
Season 1 - Episode 13: Different types of mortgage
❓ What are the main types of mortgage?
❓ Who would benefit from an FHA loan?
❓ What are the advantages of a VA loan?
❓ What is a Non QM loan?
🔒Lock It Lending - All Stars 🌟
NMLS 1880338
📞1-866-400-6789
📧[email protected]

Melissa Tubau LockIt Lending

🏡🏠

Quick Mortgage Q&A with Lock IT Lending
Season 1 - Episode 12: What is No cost Refinance or 𝐅𝐫𝐞𝐞 𝐑𝐞𝐟𝐢𝐧𝐚𝐧𝐜𝐞?
❓ Is there a truly no cost free refinance?
❓ What are the costs?
❓ Why are there so many people talking about a free refinance?
❓ How often can I do the refinance for a lower rate?
🔒Lock It Lending - All Stars 🌟
NMLS 1880338
📞1-866-400-6789
📧[email protected]

Melissa Tubau LockIt Lending

🏡🏠

Quick Mortgage Q&A with Lock IT Lending
Season 1 - Episode 11: What affects mortgage 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐫𝐚𝐭𝐞𝐬? 📈
❓ What factors influence the mortgage rate?
❓ How does my credit score affect my mortgage interest rate that I receive?
❓ What are Fixed rates and Adjustable rates?
❓ Which one are better ?
🔒Lock It Lending - All Stars 🌟
NMLS 1880338
📞1-866-400-6789
📧[email protected]

Melissa Tubau LockIt Lending

🏡🏠

Quick Mortgage Q&A with Lock IT Lending
Season 1 - Episode 10: 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐦𝐲𝐭𝐡𝐬 𝐛𝐮𝐬𝐭𝐞𝐫𝐬: What you need to know 💡
❓Do I need to put 20% down to be able to get a mortgage ?
❓Should I wait for a perfect credit score to go get a mortgage ?
❓Are Pre-qualification and Pre-approval the same?
🔒Lock It Lending - All Stars 🌟
NMLS 1880338
📞1-866-400-6789
📧[email protected]

Melissa Tubau LockIt Lending

🏡🏠

Quick Mortgage Q&A with Lock IT Lending
Season 1 - Episode 9: How the 𝐍𝐀𝐑 𝐬𝐞𝐭𝐭𝐥𝐞𝐦𝐞𝐧𝐭 affects the mortgage world? ⚖️
❓ What stays the same in the mortgage world after the NAR settlement?
❓ What’s new after the NAR settlement?
❓ That’s for Conventional?
❓ How about for VA loans?
🔒Lock It Lending - All Stars 🌟
NMLS 1880338
📞 1-866-400-6789
📧 [email protected]

Melissa Tubau LockIt Lending

🏡🏠

Quick Mortgage Q&A with Lock IT Lending
Season 1 - Episode 8: Is there an option for a 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐫𝐚𝐭𝐞 𝐨𝐟 𝟓.𝟐𝟓%? 📈
❓What is Temporary Rate Buydown Program?
❓Can the lender cover the buydown?
❓How does it work?
❓What is the benefit for borrowers?
🔒 Lock It Lending - All Stars 🌟
NMLS 1880338
📞 1-866-400-6789
📧 [email protected]

Melissa Tubau LockIt Lending

🏡🏠

😅💼 It’s a struggle, but we're here to help you every step of the way to make the process as smooth as possible.

If you're ready to start your home buying journey or need assistance with your mortgage, don’t hesitate to reach out!

Let’s connect and get you the best deal possible! 👇🏼
🏡🏠

🚀 Want guaranteed approval?
✅ With me: Approved
❌ Without me: Denied
Partner with the best. Let’s make it happen! 💼✨
🏡🏠

𝐔𝐖𝐌 𝐋𝐈𝐕𝐄 𝟐𝟎𝟐𝟒❤️

My team and I go to mortgage conferences every year. And tbh, sometimes I question: should I go since I have too much to do in the office? This year, UWM LIVE 2024 is the best year yet!!
My 𝐁𝐈𝐆𝐆𝐄𝐒𝐓 𝐬𝐮𝐜𝐜𝐞𝐬𝐬 on this trip is meeting someone new, and unexpectedly, he is the best in his industry.
In my presentation, I talked about the 3-legged chairs "Sales - Marketing - Recruiting/Training." That's what keeps our business stable, but I know to grow, we'd need the other leg "Research and Development," such as a new CRM system, AI, etc.
Now, almost every day, I work with him and his team to scale up. Emily and I both knew what we have currently would not work very soon. Emily repeatedly told me how she feels like she lost control of our pipeline, and I looked at her: I lost it a long time ago!
The other success is sitting down with Wes, the owner of LendingPad, and his team. They love our feedback about the automatic MI change with LTV change. Hopefully, they can implement that soon.
My 𝐅𝐀𝐕𝐎𝐑𝐈𝐓𝐄 𝐌𝐨𝐦𝐞𝐧𝐭𝐬 ❤️
🔹 Rewriting my presentation and making it more focused and precise with Emily.
Talking and meeting new people after my presentation. It's hard to describe the feeling when someone says your story inspired them. One person was about to take her Loan Originator test, and I said, " If I'm not doing mortgages, I'd not be doing anything else 🙂"
🔹 Sitting outside of our Airbnb till 3 AM with all of my fav people (my team, Justin, Z, and his team), talking nothing mortgage-related.
🔹Chris and Thomas "fought" each other to the floor since Chris may spill the beans...
🔹6+ of us in the sauna.
🔹Dining at 220 Merrill with my fav people: Emily, Danielle, Andi, Danny, Justin, etc. And being able to see so many people that I adore: Kristina, Doug, Brendan, Allen, Mo, Drew, Tom, etc.
🔹Receiving a big Louis Vuitton bag as a gift. So we gave someone a very small gift to say thank you. You know when you meet someone so nice and so kind, and you just want to gift them lol. Yet later, he gifted me something 100x bigger. It's my fav moment because this is an exmple of giving small and receiving so much more abundantly and unexpectedly.
🔹The best one yet, I can't share lol, ask me when you see me 🙂
So now every time I question myself if I should go, YES!! Meeting new people, learning something new, etc would never happen in the first place if I don't get out.
So to the next one... 😊
Looking Ahead 🔮
To the next adventure... 😊
Melissa Tubau LockIt Lending
Thomas Stubblefield LockIt Lending

🏡 𝐁𝐑𝐄𝐀𝐊𝐈𝐍𝐆 𝐍𝐄𝐖𝐒 𝐟𝐨𝐫 𝐇𝐨𝐦𝐞𝐛𝐮𝐲𝐞𝐫𝐬! 🏡

Say goodbye to hefty down payments with the NEW 𝟎% 𝐝𝐨𝐰𝐧 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐩𝐫𝐨𝐠𝐫𝐚𝐦 by UWM, the nation's #1 lender! 🎉💰

🔹 𝐖𝐡𝐚𝐭’𝐬 𝐭𝐡𝐞 𝐜𝐚𝐭𝐜𝐡? Absolutely none! UWM covers your 3% down (up to $15,000) as a 2nd lien—no interest, no monthly payments! 🤑 Just repay it when you refinance or pay off your mortgage.

🔹𝐇𝐨𝐰 𝐝𝐨 𝐈 𝐪𝐮𝐚𝐥𝐢𝐟𝐲? Please watch the video and contact us for more info!

✨ Ready to make your homeownership dreams come true without breaking the bank?

Don't miss out! 🚀

📢 𝐀𝐭𝐭𝐞𝐧𝐭𝐢𝐨𝐧 𝐑𝐞𝐚𝐥𝐭𝐨𝐫𝐬! Contact us to create engaging videos, spread the word, and make the dream of homebuying a reality for your clients. Let’s turn more leads into homeowners! 🎥🏡✨

#0% down

Melissa Tubau LockIt Lending
Hanh Dao-LockIt Lending
Thomas Stubblefield LockIt Lending

🌟 𝐖𝐞 𝐚𝐫𝐞 𝐛𝐮𝐫𝐬𝐭𝐢𝐧𝐠 𝐰𝐢𝐭𝐡 𝐩𝐫𝐢𝐝𝐞 𝐭𝐨 𝐬𝐞𝐞 𝐨𝐮𝐫 𝐋𝐨𝐚𝐧 𝐎𝐟𝐟𝐢𝐜𝐞𝐫/𝐋𝐞𝐚𝐝𝐞𝐫/𝐅𝐫𝐢𝐞𝐧𝐝, 𝐇𝐚𝐧𝐡 𝐃𝐚𝐨, 𝐨𝐧 𝐭𝐡𝐞 𝐭𝐨𝐩 𝐋𝐨𝐚𝐧 𝐎𝐟𝐟𝐢𝐜𝐞𝐫 𝐩𝐚𝐧𝐞𝐥 𝐨𝐧𝐜𝐞 𝐚𝐠𝐚𝐢𝐧!

This time, our Loan Officer Hanh Dao will be speaking to the biggest audience yet at UWM Live, with over 6000 expected attendees. UWM is the #1 lender in the nation, and this annual event is an incredible opportunity for industry networking and learning. 🙌🔥

At Lock It Lending, we strongly believe in continuous learning and networking, which is why we make it a point to be present at the biggest mortgage events. Not only does it contribute to our professional growth, but it also strengthens our team bonds.

We can't wait to see Hanh shine on stage again tomorrow at 10 am! Don't miss it! ✨🎤

Quick Mortgage Q&A with Lock IT Lending
Season 1 - Episode 6: How to tap into your equity while still keeping your low interest rate? 📈 𝐇𝐄𝐋𝐎𝐂 & 𝐇𝐄𝐋𝐎𝐀𝐍 options💰
❓ What are HELOC and HELOAN?
❓ What are the differences between the two?
❓ How do I qualify?
❓ How do I know more? Who do I contact?
🔒Lock It Lending - All Stars 🌟
NMLS 1880338
📞1-866-400-6789
📧[email protected]