McCorkle Insurance Agency

Few tips from Sea Tow on navigating at night. Be Safe

Boating at Night Safety is always the top priority when it comes to boating, but even more caution and preparation is needed for boating at night.

We have read many complaints about deductibles being a big issue from the last storm. The insurance market has changed over the past 5+ years. We no longer have $1,000, or 1% deductibles. We now have 2% - 5% as the "new normal". I have provided more info to help some understand better.

Insurance deductibles are a way to share the cost of your insurance claims with your insurance company. Here's a simple way to understand it:

What is a Deductible?

A deductible is the amount of money you agree to pay out of your own pocket before your insurance starts to pay.
How Does It Work?

If you have an insurance claim, you first pay the deductible amount. After that, your insurance covers the rest, up to your policy's limit.
Example:

Suppose your car insurance has a $500 deductible.
You get into an accident, and the repair costs $2,000.
You pay the first $500 (your deductible), and then your insurance pays the remaining $1,500.

Why Have a Deductible?

Deductibles help keep insurance affordable by preventing small claims, which reduces the overall cost for the insurance company and, in turn, for policyholders.
They also encourage people to avoid minor claims and take better care of their insured items.

Types of Deductibles:

Fixed Deductible: A specific dollar amount you pay for each claim.
Percentage Deductible: Common in home insurance, where the deductible is a percentage of the insured value.
Choosing a Deductible:

Higher Deductible: Lower monthly premium, but you pay more out-of-pocket if you have a claim.
Lower Deductible: Higher monthly premium, but you pay less out-of-pocket if you have a claim.
In essence, a deductible is a cost-sharing arrangement that helps balance the costs and risks between you and the insurance company.

Happy Friday!

Check this view out.

Babe's Beach We**am in Galveston, TX | Visit Galveston Watch a live we**am feed of Babe's Beach along Seawall Boulevard in Galveston, Texas from the official Galveston destination travel resource: Visit Galveston.

Are you due for an insurance review? Our experienced team can help you find the right policy for your home, auto, flood, commercial property, contractors, marine, and aviation needs. Trust our expertise, covering the Gulf Coast since 1985.

Text or call - 281-488-3602

This is not a test!!
Beryl is coming our way and today and Sunday AM will be your last day to prep before rain and wind will pick up.
Landfall and strength is still not 100% but we are looking at strong estimated Cat 1 for sure with Maragorda and Corpus being the bullseye. Expect 45-65+ MPH winds in Harris and Galveston County with 6-8 inches of rain. Winds will increase the further south you go and will reach estimated 90mph +

We will be working remotely and we are prepared to help. Email and text might be your best option to reach us with claims details in the event you have damage.
[email protected]
[email protected]
[email protected]
[email protected]
Text or call - 281-488-3602

Please take pictures of any damage and don’t throw anything away until an adjuster sees the items. Remember deductibles have increased significantly and it’s important to protect your property as much as possible.

Rain and high wind is likely in South Texas as the 'Heat Dome' shifts. Stay informed about weather updates and be prepared!

Check out our clients new restaurant. One of the best in the business and I am sure we don’t want to miss this experience.

FOX 26 Houston Morning Show Thu 6/27 with live from Ishtia in

Check this video out for some tips on preparing for Hurricanes.

Hurricane Preparedness: Essential Guide for Marina Owners by Golden Boat Lifts and Marine Systems Welcome to Golden Boat Lifts and Marine Systems! In this comprehensive hurricane preparedness video, we provide essential tips and strategies to help marina ...

👀 Keep your eye on the Gulf

Yesterday, our office experienced a hailstorm with marble and golf ball-sized hail. Unfortunately, Haley and Cristina's rear windows were shattered, but everything else is okay. If you live in the Webster or Clear Lake area, it's crucial to get your roof inspected. Don't wait, as some insurance policies have time limitations on coverage and claim payments. We recommend our customer, DDR Roofing & Construction to assist you with your roofing needs.

If you need to file a claim please call or text our office -
281-488-3602

To all my aviation cleaners, a new product has hit the market! Check it out!

🛩️✨ Meet the Future of Aircraft Maintenance: Salts Gone® Aviation Formula! 🌟

Developed in collaboration with Textron Aviation—the powerhouse behind Cessna, Beechcraft, Bell Helicopter and more—our latest innovation sets new standards in aircraft care. Specially formulated to meet the rigorous demands of the aerospace industry, this product not only complies with all AMS1526C testing but goes beyond to deliver unparalleled protection.

🔹 Why Salts Gone® Aviation Formula?

Chloride Removal: Effectively removes harmful salts that can lead to corrosion.
Corrosion Inhibitor: Prolongs the life of your aircraft by protecting against environmental damage.
Safe and Easy to Use: Designed for all parts of your aircraft, including those with wax or ceramic coatings.
Ready to take your aircraft maintenance to new heights? Salts Gone® Aviation Formula is here to elevate the care of airplanes and helicopters alike, ensuring they fly higher and last longer. 🚁💨

🛒 Available now! Link in bio.

Loads of boats at the shop!

Attention to all the aviation cleaners, and owners, a new product has hit the runway!

Good friend and client has created the future of Salt removal for the aviation industry. Check them out at Salts Gone

Salts Gone® Aviation Formula Complies with AMS1526C

Have a great weekend!

Happy Friday!! Call us if you need help with your insurance, can’t help with your passwords!!!

12415 Drifting Winds Dr, Houston, TX 77044 - HAR.com For Rent: 12415 Drifting Winds Dr, Houston, TX 77044 ∙ $1,600/month ∙ 0.15 Acres Lot ∙ 1,493 Sqft, 3 beds, 2 full baths, Single-Family ∙ View more.

Boater safety courses are available locally. Guys and Gals this is a great opportunity to polish up on your skills and knowledge.

We are excited to celebrate and thank our Just a Pretty Table: An Ode to Joy sponsors.

Thank you, McCorkle Insurance Agency, for sponsoring at the Gold level!

Boater safety can save you on the insurance and maybe your life. Local classes available

Boater safety courses are available locally. Guys and Gals this is a great opportunity to polish up on your skills and knowledge.

Mealey Marine looking for some help! Great people to work with

https://www.facebook.com/100063647245081/posts/907407951390771/?mibextid=cr9u03

NOW HIRING
MEALEY MARINE
11701 Brittmoore Park Dr
Houston TX
TEXT 8323030368
No experience required
General knowledge of tools preferred

Who is ready for warmer weather!!??

Bay Boat Insurance Insurethisboat.com

2024 Houston Boat and Auto Show was pretty good. Met some good people and saw some nice toys!!! Open today and Sunday.

Laser MarineBlackburn Marine Galati Yacht Sales Bay Boat InsuranceInsurethisboat.com

If you are in the market for Sailboat or Yacht, reach out to Stephen Seger with Seger Yacths. https://www.facebook.com/Seger.Y.achts
Seger Yachts, LLC can help you find the perfect sailboat or help you sell your sailboat by providing professional representation for your yacht, including advertisements.

Insurethisboat.com