Secured Risk Insurance Group

Today (and every day), we appreciate all the incredible bosses and leaders who play a vital role in shaping our organizations and inspiring us to achieve greatness! 🌟💼

To all the bosses and leaders out there, thank you for your vision, dedication, and tireless efforts in guiding our teams toward success🚀

What are the qualities YOU value in a boss or leader? Let us know in the comments 🙌🏼😊

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For National Boss’s Day, we want to take a moment to shout out our fearless leader Jay Bhavsar 🌟

We appreciate all you do for our team at Secured Risk Insurance Group. Your dedication to our clients is unmatched and we’re so grateful to have you at the helm!

Who’s been your favorite manager? Tell us why and share some leadership love in the comments ⬇️

Have you heard the recent news that major car insurance companies, like Allstate and State Farm, are pulling back on insuring Kia and Hyundai vehicles? 🤯

This has understandably confused and concerned many Americans, so we thought we would take a second to set the record straight. Here’s an overview of the situation:

🚘 Kia and Hyundai vehicles have historically been targets for theft due to the way they are manufactured.

🚘 Thefts of Kia and Hyundai cars have exploded in the last year after details of how to hotwire 2010-2022 vehicles spread across social media.

🚘 In response, Allstate, Progressive, and State Farm are cutting back on writing new policies for these vehicles. They will continue to insure existing customers, according to NPR.

🚘 Americans who own cars with this hotwiring vulnerability should check to see if their cars have received the software fix both manufacturers have released for free.

🚘 Those considering purchasing used cars should keep in mind that purchasing vehicles with this vulnerability may result in coverage issues. The good news is our independent agents can shop the market for the best options.

Got questions? We’ve got answers 🤝 Comment them below or give us a call. And be sure to share this post to spread the word ↩️

📅 On This Day in History: October 14, 1947

Seventy-five years ago, a groundbreaking moment soared through the skies! ✈️✨

The Bell X-1 Glamorous Glennis, under the command of U.S. Air Force Captain Charles E. “Chuck” Yeager, achieved an incredible feat. It became the very first airplane to break the sound barrier, flying faster than the speed of sound! 🚀💨

Yeager's pioneering spirit and incredible skill propelled humanity into a new era of aviation, forever changing the possibilities of air travel and pushing the boundaries of what we thought was possible.

Today, let's commemorate this remarkable milestone in aviation history and honor the courage of Captain Chuck Yeager, who defied the odds and blazed a trail for future generations of dreamers. ✈️🌟

Ongoing wildfires are impacting many of our community members. Please know we are thinking of all of you, and we’re here to help if you need us.

In that vein, we wanted to share some safety tips if you, or someone you know, have been affected by these wildfires. Swipe through for a few key recommendations ↩️

In addition, if you or someone you know is impacted by these fires, consider downloading the Red Cross Emergency app for real-time alerts on wildfires and open shelter information.

If you have any safety tips that have been helpful in the past, please share them in the comments ⬇️

Did you know people with disabilities are the largest minority group in the United States?

This Disability Employment Awareness Month, we want to share steps employers can take to prioritize disability equity:

✔️ Take a look at your job listings. Ensure the postings are accessible, and consider whether job requirements (like the ability to 20 pounds) are truly necessary for the job.

✔️ Create an inclusive work environment. Ensure your office space is accessible, make reasonable accommodations, be open to employee feedback, and train your entire staff on disability awareness.

✔️ Provide comprehensive coverage. Also keep in mind coverage types that may be especially important for people with disabilities. For example, people with disabilities often struggle to get life insurance, so this can be a great employer offering.

By prioritizing disability equity, you can attract and retain top talent, improve employee morale/productivity, reduce your legal liability, and create a more welcoming workplace.

Share this post to raise awareness of disability equity in the workplace, and let us know in the comments what you’re doing to make your workplace more inclusive ⬇️.

Did you know that 67% of Americans have no estate plan? 🤯

🙌🔒 Estate planning is like a safety net for your loved ones, ensuring your assets and wishes are taken care of when you're no longer around. Plus, it can save your family from a whole lot of headaches and disputes.

Have you considered these eight common estate planning mistakes?
1️⃣ Making no last will and testament or living will
2️⃣ Failing to specify legal guardians for your children
3️⃣ Identifying only one beneficiary
4️⃣ Not discussing your end-of-life wishes with loved ones
5️⃣ Designating assets that may change or no longer exist at the time of your death
6️⃣ Not accounting for estate taxes
7️⃣ Never updating your will after making one
8️⃣Underestimating or not having enough life insurance
On the note of life insurance, this October is the perfect time to ensure that you have checked off this key element of estate planning–and that it reflects your current needs.

Have questions? DM us or give us a call. We’re here to ensure that you and your family are fully protected and prepared for the future 👍

Did you know a burglary happens once every 30 seconds in the United States? If that statistic has you wondering whether you really did lock your door, we get it…and may have done a quick check ourselves 👀

Once you get back from double (or triple) checking, here are some other steps you can take to protect your home when you’re out and about:

💡 Install motion sensor lighting outside as a deterrent at night.
📵 Limit announcing your whereabouts on social media. While you may know most everyone on your friend list, more people can see social media activity than you may realize.
⏰ Consider installing an alarm system. Alarm systems have come a long way--they're easy to install and even easier to operate. Many will notify the company and/or the police if the alarm is tripped.
🎥 Install cameras. Cameras act as a deterrent and can help catch individuals who wander onto your property. Perimeter or porch cameras are easy to install and operate.

Have any tips to add to this list? Share them in the comments!

Is there something this October that has you preoccupied, anxious, or discouraged? Here are a few words of encouragement: don’t give up.

As one of our nation’s most brilliant and determined inventors once said:

“Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time.” - Thomas Edison

If you know others who could be helped by this message, share this post!

⚠️Watch out for road conditions⚠️

With the incoming weather, we encourage you to exercise caution on the roads–or better yet, try to avoid them if you can.

Stay safe out there, folks!

Embrace the fall season safely! 🍁

As we take advantage of autumn and the activities that come with it, we wanted to share essential safety tips to make your outdoor adventures, hiking trips, and camping escapades both enjoyable and accident-free 🏕️

What are your favorite fall activities? Share them in the comments! 🍂

Did you know that, in 2023, nursing home costs averaged $8,000/month? That’s over $100,000 per year 🤯

One of the best ways to maintain peace of mind as you age is to make sure you are covered by long-term care insurance.

Since October is Long-Term Care Planning Month, we’ve compiled a helpful Q&A to give you the basics on what this type of insurance covers and when it’s time to consider it. Swipe through to read more ↩️

Remember, these are just the basics! Feel free to reach out this October if you have more questions. There’s nothing more important than planning for a secure future. 🌼

Did you know that there are 574 federally recognized Indigenous tribes in the U.S.? It’s true – and many more exist that are not federally recognized.

Today is National Indigenous Peoples' Day and we invite you to take a moment to celebrate the vibrant cultural heritage and invaluable contributions of Indigenous communities 🌾 Swipe through for some facts you may not know.

While you’re at it, share this post to spread awareness about the rich traditions, knowledge, and resilience of Indigenous peoples ↩️

Did you know that, on average, a fire department responds to a fire somewhere in the U.S. every 23 seconds? 🔥🚒

In our line of work, we understand the devastating impact that fires can have on individuals, families, and businesses. During Fire Prevention Week this year, we thought we would share some fire prevention tips for you to share with your network.

Have something to add to the list? Drop it in the comments ⬇️🔥

Driving is an everyday activity for most of us, making it easy for drivers to go on autopilot along with their cars 🚘

But given that two out of every three people will be involved in an accident with serious injuries, it’s important to remain vigilant, no matter how many times you’ve stepped into the driver’s seat.

Here are a few 🔑 ways to do just that:

🚗 Wear your seatbelt - Wearing a seatbelt is the most effective way to reduce fatality risk in a crash. In fact, the NHTSA says seatbelts cut crash-related serious injuries and deaths by half.

🚗 Practice defensive driving - Be aware of what other drivers around you are doing, expect the unexpected, and keep a two-second cushion between you and the car in front of you.

🚗 Don’t multi-task while driving - Multi-tasking while driving is dangerous and can cause you to swerve, hit other cars, or run into stationary objects on the side of the road.

🚗 Don’t drive impaired - Alcohol and drugs impair decision-making and alertness even if you feel fine–and so does being tired. Controlled studies show drowsy driving can cause a similar amount of crashes as drunken driving.

Have a safe driving tip to add to this list? Comment below, and be sure to share these tips with your friends and family ➡️

To ensure your autumn season is filled with warmth, laughter, and not a single burn, we thought we’d share some fire safety tips with you! Swipe through to learn how to keep your fall flames contained 🔥

Leave a comment below and tell us if you plan on building some campfires this season! 🏕️

How does saving thousands of dollars in car repairs sound? We’re here to share some maintenance tips that may do just that! Check them out below:

🔧 Check your spare tire - It’s just as important to keep the backup tire inflated as it is to the four tires under your car. Test the air pressure of your driving tires and spare tire once a month.

🔧 Change the oil - Since oil affects many of your car’s functions, oil problems can be costly to fix. Pay as little as $25 to change your oil, and generally do so every 5,000 miles.

🔧 Keep the battery clean - If you don’t keep it clean, it could develop a crack or not function properly. Test your battery twice a year and inspect it for corrosion.

🔧 Replace the brake pads - Check the brake fluid every time you change the oil. If it’s dark in color, reach out to a mechanic to get your brake fluid changed and see if a new system is needed.

🔧 Replace your air filter - Change your air filter every 12 months or 12,000 miles, as using an old air filter can lead to significant – and costly – problems for your air conditioning system.

🔧 Get your tires rotated - Rotate your tires every 3,000 to 5,000 miles, and you can extend their life–and save yourself $400 to $800 for a brand-new set of four.

Got any car maintenance tips to add to this list? Comment them below! And as always, reach out to our team with any auto insurance questions–we’re here to help.

We hope that everyone is safe and sound after the recent storm – and that your properties haven’t endured significant damage.

With that said, if you are among those who experienced property damage, here’s what kind of damages an existing flood insurance policy may cover:

🏠 Foundations and anchorage systems
🏠 Detached garages
🏠 Well-water tanks and pumps
🏠 Sump pumps
🏠 Roofs and solar systems
🏠 Staircases
🏠 Electric and plumbing systems
🏠 Fuel tanks
🏠 Water heaters
🏠 Permanent air conditioners
🏠 Built-in bookcases, paneling, and cabinets
🏠 Permanent carpeting

If you have questions about your flood insurance policy or need help filing a claim, don’t hesitate to reach out. Even if you’re not a client, we’d be happy to point you in the right direction,

We’re here to help now and in the days ahead 💙

Are you driving for a rideshare company like Uber or Lyft? 🚕📱 We’ve seen an uptick in clients doing so part- or full-time, so we decided to answer some insurance-related ridesharing questions 👍

Swipe through to get your questions answered, and comment any other questions you have!

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⚠️Weather alert⚠️

If you live near AREA, we are expecting some pretty heavy rain that may cause flooding in some areas.

With that in mind, we wanted to share a brief pre-storm checklist:

🌧️ Seal windows and doors - Water can enter if your seals are cracked or brittle, so it's essential to seal or install covers. For a quick, temporary fix, use window sealing tape.

🌧️ Store and cover valuable outside items - Store items in a waterproof shed if you have one. If not, bring the items inside your home and ensure any items left outside are secured properly.

🌧️ Prepare for wind - Heavy winds can blow outdoor furniture around and cause damage. Make sure to tie down your furniture outside.

If you have any questions about your flood coverage, please contact our team. We are here to help.

It’s no secret that insurance premiums are on the rise 📈 Unfortunately, this is an industry-wide issue that many consumers are facing this year, and we want to make sure our network has the appropriate resources to navigate this market.

Swipe through for an overview of the major factors contributing to this rise in premiums, and give us a call if you have questions or would like further assistance. Our team of independent insurance agents has the tools – and the drive – to help you thrive in this environment 🤝

Today, we celebrate the unsung heroes who shape the minds and futures of countless individuals 📚🎓 Let's take a moment to express our gratitude for all the amazing teachers out there, who work tirelessly to ignite a passion for learning in their students.

Swipe for some ways we can support and appreciate our teachers 🍎 Tag your teacher friends, and feel free to link to classroom wish lists in the comments – let’s get a running list going!

Flu season is just around the corner! But fret not, we've got your back! Here are some fun and easy tips to prepare your family for a healthy and flu-free season:

💉 Get the Flu Vaccine: Staying up to date with vaccinations can dramatically reduce your risk of severe flu symptoms! While it's not 100% perfect, it still protects millions each year.

🥦 Boost Your Immune System: Time to power up! Fill your plates with citrus fruits, leafy greens, yogurt, and garlic. Don't forget to catch enough zzz's, exercise, and keep stress at bay as much as possible.

🧼 Hygiene Heroes: Wash, wash, wash those hands! Practice proper hygiene etiquette by sneezing into your elbow or a tissue. Finally, don't forget to disinfect those frequently touched surfaces like doorknobs and light switches.

🌬️ Fresh Air Adventures: Open those windows, let the breeze in, and kick out those nasty viruses. Be sure to also keep your distance from any family or friends that are showing flu signs.

🏋️‍♀️ Keep Active Indoors: Cold weather won't stop us! Dance, do yoga, or do your favorite virtual workout at home. Online workouts are fun for everyone and are a great alternative for when the weather is poor.

📞 Telehealth Heroes: If flu-like symptoms appear, telehealth services are a great way to treat your symptoms from the comfort of your own home! Consult your doctor virtually and keep your family safe from extra germs found in medical waiting rooms.

📚 Stay in the Know: Knowledge is power! Stay updated with reliable health organizations and follow local guidelines.

Remember, prevention is our superpower! By taking these tips to heart, you can help save your family from any harmful flu strains this season.

Have another flu-fighting tip to add to the list? Drop it in the comments to spread the word about preventing the spread of germs ⬇️

If you’re anything like us, you love to embrace the cozy scents of autumn this time of year! 🕯️🍁

So tell us, what's your favorite fall candle scent?

🍎 Is it the sweetness of honeycrisp apple?

🎃 The sweet and comforting scent of pumpkin spice?

🍂 Or perhaps the earthy and crisp fragrance of fallen leaves?

Comment below 🍎 or 🍂 or 🎃 to let us know your go-to fall candle scent. And if you have any other scent recommendations that capture the essence of the season, feel free to share them too!

Did you know one in eight women will develop breast cancer in their lifetime? And even more will know or love someone fighting this destructive disease.

That’s why, during Breast Cancer Awareness Month, we want to raise awareness about this form of cancer. Take a look at a few key facts below:

💝 One in eight women will develop breast cancer in their lifetime.

💝 The average age of diagnosis is 62, but breast cancer can occur at any age.

💝 Early detection is key to survival. When breast cancer is caught before it has spread to other areas of the body, the five-year relative survival rate is 99%.

💝 As such, it's important to talk to your doctor about any risk factors and get regular mammograms once it’s recommended you do so.

💝The United States Preventive Services Task Force recommends women ages 50-74 with an average risk receive a mammogram every two years. Women ages 40 to 49 should talk with their doctor to determine when to start and frequency.

💝 There are many effective treatments for breast cancer, and the survival rate has been steadily increasing in recent years.

Share this post to raise awareness about breast cancer, and remember to talk to your friends and family about the disease and encourage them to get screened.

Happy National Coffee Day! 🌟☕️

Let's spice up this caffeinated celebration with a delicious coffee-inspired recipe that will tantalize your taste buds! Introducing: Mocha Chip Frappuccino Brownies! 🍫✨

Now, sit back, relax, and savor the irresistible combination of rich chocolate and coffee flavors. Share this delightful recipe with your friends and family, and let them indulge in the blissful fusion of two beloved treats!

Fall is here, and so are 🍁unbe-leaf-able🍁 pumpkin patches, haunted houses, and harvest festivals!

If a fun seasonal event is part of your business’s plans this autumn, don’t forget to protect yourself with special event liability coverage.

This coverage shields you from property damage or injury claims, so you can focus on hosting the perfect event. Need help finding the perfect coverage? Reach out–we’re here to help 🍂🎃

Now for the fun part: what event is your business planning for this fall? Drop it in the comments–we’d love to hear!

Happy National Neighbor Day! 🌼🏡

Today, we recognize the importance of fostering a sense of community, extending a helping hand, and building lasting friendships right at our doorstep 🤝

Whether it's sharing laughs over a backyard barbecue, lending a hand during a time of need, or simply exchanging friendly waves and warm greetings, these small gestures create a sense of belonging 🙌🏽

Remember, strong communities are built on the foundation of caring neighbors. Let's embrace the spirit of National Neighbor Day and make a positive difference in the lives of those who live nearby.

Tag your neighbors to let them know how much you appreciate them! 💕

Around the office, we’re divided on how we like to spend a perfect Saturday in the fall.

🏈 Half of us are all about the heart-pounding energy of a college football game—cheering, chanting, and celebrating every touchdown.

🍁 The other half craves the peace and quiet of a leisurely hiking excursion surrounded by nature's colorful landscape and soothing sounds.

So, which team are you on? Join the discussion in the comments, and let's see which side tops the tussle for the ideal autumn adventure.

Vote by commenting a 🏈or 🍁 below!

Fall is finally here - which means it’s time to bring some fall decor into your home! 🍂

We’re sharing some decorating tips that will make your space feel cozy, inviting, and perfectly in tune with the autumn vibes 🍁

Whether you're a seasoned decorator or just starting to explore your creative side, these ideas will inspire you to transform your home into a space that radiates fall charm. So put on your favorite sweater, light your favorite candle, and let's dive into the world of fall decor together! ✨🏡