Coast to Coast Mortgage Team - Keaton Labby, Loan Officer and Affiliates

this beautiful house with Addison Rosen for our amazing investor! We originally got him the fix and flip loan last Fall, and now he’s got a cash flowing rental!

Congrats to our client! 🎊🎉

What else would you like to know? I’m here to answer all of your questions! 🙌

832-585-4439 texts welcome
[email protected]

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A look at what we have to offer! 🏡 Give me a call today to get qualified 🤝 832-585-4439

Keaton Labby - Loan Officer
Coast To Coast Mortgage Team
Www.lifechanginglending.com/keaton

Choosing your mortgage lender is a big decision! Here are 5 reasons why being picky pays off:

Expertise Matters: You deserve a lender who knows the ins and outs of the mortgage market and can guide you through the process with confidence.

Personalized Service: Your financial situation is unique, and a lender who takes the time to understand your needs can tailor a loan solution just for you.

Competitive Rates: Don’t settle for the first offer you receive—shop around and find a lender who can offer you the most competitive rates and terms.

Transparent Communication: Clear, open communication is key to a successful mortgage experience. Choose a lender who keeps you informed every step of the way.

Trust and Reliability: Your home is one of the biggest investments you’ll ever make. Pick a lender you can trust to be there for you now and in the future. Don’t settle for less—choose a lender who checks all the boxes for you! 💼💡

Give me a call! I’m here to help every step of the way.
📲 832-585-4439

Give me a call to take advantage of this opportunity!
832-585-4439 📲

Amidst shifting markets, We are committed to helping you achieve stability with your mortgage rate. 🤝 Let’s navigate the fluctuations together and secure a mortgage that provides peace of mind for your financial future. Reach out today to learn more! 📈🔒

832-585-4439 📲

We have a team name‼️🤩👏 Coast To Coast Mortgage Team (CTC) ▶️ Real Estate financing NATIONWIDE! 🌎

Coast to Coast, we’ve got your home loan needs covered 😎 AND we are hiring Loan Officers to join our growing team!

Give us a call today!

Keaton Labby
Loan Officer
832-585-4439

No need to be worried about interest rates when we have solutions! Together we will review your goals to determine which option is best for you. 🤝 Give me a call for all your real estate financing needs! 📲 832-585-4439

We added more states! We are rapidly growing! 🔥🌟

Contact me for all of your real estate financing needs!

832-585-4439
Beacon.ai/ctcmortgageteam

Every day is Earth Day when we treat our planet with the love and respect it deserves. 🌍💚

Yes! Title insurance is typically required when obtaining a mortgage. It protects both the lender and the homeowner against any issues with the property’s title, such as liens, errors, or undisclosed heirs. This insurance helps ensure a smooth and secure homebuying process for all parties involved. It comes as a one time closing cost, it is not part of your mortgage payment!

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I’ve put together a list of the most common mistakes I see in the mortgage loan process, with simple solutions on how to fix them!

1. Inaccurate or incomplete information: Failing to provide accurate and complete information can lead to delays or even rejection of the mortgage application. ➡️Easy fix: be transparent and fill out all of the correct info!

2. Not checking credit reports: Errors in credit reports can negatively impact mortgage eligibility and terms. ➡️Solution: review your credit report before applying! There are free resources online to do so.

3. Skipping pre-approval: Skipping the pre-approval process can lead to disappointment if the desired loan amount is not approved or delays in the homebuying process. ➡️Easy fix: contact me to get pre-approved!

4. Taking on new debt: Applying for new credit or loans before closing on a mortgage can negatively impact credit scores and affect loan approval. ➡️Solution… hold off and do not apply for new debt until after closing!! I cannot stress this enough!

5. Making large purchases: Large purchases before closing, such as buying a car or furniture, can alter debt-to-income ratios and affect mortgage approval. ➡️Fix: When in doubt… call your lender first!!

As always, if you need a home loan, I’m your guy! Give me a call or apply online today to get started. 👍

832-585-4439 📲
Www.closewithkeaton.net

Here to educate, support + be a resource! Looking for a Lender? Give me a call! 📱 832-585-4439

Curious about what it takes to get pre-approved for a mortgage? We’ve got you covered!

The essentials that lenders are looking to verify upfront:

💰Proof of Income
🪪Identification
🏠Residence History
✅Credit history
💸Debts

Ready to take the first step towards homeownership? 🚀💡 Contact me today to start your pre-approval process and unlock the door to your dream home!

Don’t skip the home inspection! 📢 A home inspection ensures your investment is sound and your future home is safe. Don’t skip this crucial step!

Just closed! My client reached out to do a DSCR cash out refinance, the goal was to get cash to invest in more properties… goal completed! ✅🏡💰

Are you looking to invest in real estate? Call me!
832-585-4439

Hey homeowners and future homebuyers! We want to hear from you! 💬 What steps are you taking to boost your credit score? Share your strategies in the comments below and let’s learn from each other! Together, we’ll climb the ladder to financial success. 📈💳

If you are a medical professional, we have a loan designed for you!

Ever wondered what a mortgage broker does? Think of me as your personal home loan guide. 🏡

🔍 I’m here to navigate the sea of lenders and find the best mortgage fit for you. No more drowning in confusing terms and rates!

🤝 I work for YOU, not the banks. My job is to understand your needs and match them with the perfect loan option.

😎From paperwork to negotiation, I handle the heavy lifting, making the process as smooth as butter for you.

So, if you’re thinking about buying a home and feeling overwhelmed, comment YES to start the process. I’m here to make your mortgage journey stress-free and successful. 💬

This repeat client just closed on her HELOC deal to secure the financing for more investment properties! Talk about smart money moves!

Call me today for a HELOC!
832-585-4439

Veterans & active military, this loan is *literally* for you!

Call me today!

832-585-4439

Ever dreamed of buying a home but your wallet said ‘not yet’? 🏡💭 Well, guess what? It might be possible sooner than you think! 🌟 Let’s dive into how you can get the keys to your dream home with little to no money out of pocket.

🔸 Zero Down Loans: Explore options like VA loans for veterans or USDA loans for rural homebuyers, both offering zero down payment possibilities.

🔸 Government Assistance Programs: Highlight government-sponsored programs that help first-time buyers or low-income families with down payments and closing costs.

🔸 Negotiating Seller Concessions: Discuss how to negotiate with sellers to cover some or all of the closing costs, reducing upfront expenses.

🔸 Gift Funds and Grants: Talk about using gift funds from family or qualifying for grants aimed at helping buyers with the initial costs

With the right approach and knowledge of available resources, it’s a dream that could very well become your reality. Let’s chat and start your journey to homeownership without the financial stress. Your key to a new home might be closer than you think! 🗝️🏠

Looking to shave off some dollars from your mortgage expenses? It’s not just about finding the lowest rate; it’s about smart strategies that add up to big savings. Here are some practical steps to keep more money in your pocket:

🔸 Refinance Wisely: If rates have dropped since you got your mortgage, refinancing could be a game-changer.

🔸 Shorten Your Loan Term: A 15-year mortgage might have higher monthly payments, but you’ll save on interest in the long run.

🔸 Make Extra Payments: Even one extra payment a year can significantly reduce your interest costs.

🔸 Review Your Insurance: Could you get a better deal? Shop around for homeowners insurance rates.

🔸 Challenge Property Tax Assessments: If your home’s value is assessed too high, you might be overpaying in taxes.

🔸 Consider Biweekly Payments: This can lead to one extra payment a year, cutting down your interest expense.

Remember, little tweaks can lead to big savings over the life of your mortgage. Ready to talk about trimming those costs? Let’s connect! 🗝️

Www.closewithkeaton.net

If you need an introduction to a great realtor in your area, let me know!

Www.closewithkeaton.net
832-585-4439

Would you want to learn about the DSCR loan process & how to utilize it to make your investment dreams a reality? If so, comment “yes!” 💸🏡

Happy Tuesday, here’s a tip when buying a home in a neighborhood! 🏡

Www.closewithkeaton.net