UR Choice Insurance

👀 Is anyone else seeing this?

If you have had any personal experience like this please share. USAA has been a solid company and provided a valuable service to veterans for years.

It's really sad to see what's happened in the last decade... We're rooting for everyone here!

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‘It's just a nightmare’: More and more USAA members who lost thousands of dollars are sharing stories of fraud

Credit:
https://i.mtr.cool/vnajsrghpx

🌟 At UR Choice Insurance, we believe knowledge is as crucial as coverage.

That's why we're launching a series tailored for homeowners, real estate agents, and mortgage lenders. We'll break down key insurance concepts with simple, relatable language and clear graphics, making it easy for you to understand how these topics apply directly to your needs.

👇 Got questions or specific topics you want us to cover?

Drop them in the comments!

Your input drives our content, ensuring we address your real-world concerns. Let's navigate the complexities of insurance together, ensuring you're informed and empowered in your decisions.

Stay tuned, learn with us, and let's make insurance straightforward!

🏆 We are so grateful to have been nominated as the 2024 Madison Chamber Service Business of the Year!

What a wonderful event! Thank you !

❤️ We are so honored to receive reviews like this!

If you haven't heard of UR Choice Insurance or tried our Quote Comparison service, please do it, you're missing out!

✅ Auto
✅ Home
✅ Boat
✅ Motorcycle
✅ Pets
✅ Businesses . You name it, we can insure it, and the best part is we do all the shopping for you!

One call and we will secure all the quotes for you then help you Compare, Analyze, and Save!

It's literally the smartest way to shop for insurance!!





urchoiceinsurance.com

UR Choice Insurance We shop, you save!! UR Choice Insurance is a SMARTER way to shop for insurance.

💰 📈 Have Allstate or Statefarm!? Have you noticed your rates going up?

According to "The Insurance Journal", there is a really good reason to believe that you will continue to see rate increases in the near future! State Farm set a record with a recent $14 Billion loss in 2023, and Allstate's loss ratios aren't looking much better. Granted these numbers can vary by state and location, but it's looking rough.

If you have Statefarm or Allstate home and/or auto... now is a perfect time to consider your options.

*Insert Shameless plug*
At UR Choice Insurance we help Auto and Home owners shop for insurance a much smarter way. We do all the work and you get all the savings and the best part... it doesn't cost you anything extra. If you are curious to see how much you can save, give us a call or visit our website!

👉 (256) 692-5562 call or text
👉 urchoiceinsurance.com

Read the full article here:
https://www.insurancejournal.com/news/national/2024/03/01/763046.htm

If this is how you spend your Saturdays, make sure you're prepared for the approaching warm weather. UR Choice Insurance will find you the best bundles for your Home/Auto/Boat insurance needs by shopping the top carriers to find the most competitive rate with the best coverage.

Tell me you're not going to let shopping for motorcycle insurance slow you down. Let us shop the top carriers for you, and present you with the best options so you can go back to what you enjoy. Riding.

Protect what matters most with UR Choice Insurance, serving all of Alabama in Home, Auto, Life, Motorcycle, Boat, Commercial, and Workers Comp. Click on www.URChoiceInsurance.com, or call (256) 692-5588 to see how we can best serve you!

Find out why our customers LOVE us so much! Fill out a quick application at www.URChoiceInsurance.com and let us shop all the top carriers to find you the best Insurance policy at the best rate. With Love, the UR Choice Insurance family.

Share the LOVE? That's what we do! Because we don't work for them, we work for you. Call at (256) 692-5588 or fill out a quick quote at www.URChoiceInsurance.com and fall in love with your monthly savings.

If you aren't "In-Love" with your current rates and customer service, we would LOVE to personally quote you from our pool of Insurance providers to find the best policy for you. Call today, or fill out a quick quote online at URChoiceInsurance.com.

If you got a new toy, give us a call at UR Choice Insurance, where we can find you the best protection at the best price through the best carriers.

Don't wait, call (256) 692-5562 or start your application at urchoiceinsurance.com.

🏠🌳 Home Insurance Pop Quiz!!

If your neighbor's tree falls on your house, who pays for the damages? 🤔

We know that accidents happen, and when it comes to your home, being prepared with the right insurance is crucial. But what happens when your neighbor's tree falls on your house? Who's responsible for paying? 🤷‍♀️

The answer to this question may surprise you. 😲

Believe or not, in most cases, the responsibility falls on the homeowner whose property was damaged. This means that if your neighbor's tree falls on your house, you will most likely need to file a claim with your own insurance company. 😯

But wait, before you start worrying, this rule has some exceptions. If your neighbor was negligent in maintaining their tree and it was obvious that it could cause damage, then their insurance may be responsible for covering the costs. However, proving negligence can be difficult and may require legal action. 📜

This is why having comprehensive home insurance coverage is the best way to protect yourself from unexpected events like a neighbor's tree falling on your house. Make sure to review your policy and speak with your insurance provider to ensure you have the right coverage to protect your home and your family.

At UR Choice Insurance, we are here to help. Call for advice or a quote anytime!
(256) 348-1690 c | urchoiceinsurance.com

🏠 Huntsville homeowners, did you know that navigating the legal framework of home insurance can be complex? 🤔 It's important to understand your rights and responsibilities as a policyholder. That's why we're here to help! 💡

🔍 When it comes to choosing a home insurance provider in Huntsville, it's crucial to consider their reputation for excellent customer service. After all, you want a provider who will be there for you when you need them the most. 🙌

📝 Most homeowners insurance policies in Huntsville come with standard elements, but reviewing and understanding what's included in your coverage is essential. 💡 Our blog breaks down the basics to help you make an informed decision.

🌪️ Living in Huntsville means being prepared for natural disasters like tornadoes and floods. That's why home insurance policies in the area have specific provisions to manage these risks. Trust us to guide you through the process. 🤝

🛡️ Want to save on your home insurance premiums in Huntsville? 🤑 One strategy is to focus on home security enhancements. We have some tips and tricks to help you start on the path to lower premiums. 💰

Call to get a quote today: (256) 692-5562
https://www.urchoiceinsurance.com/five-minute-application

Stay informed and protect your home with our blog! 📚
Don't forget to follow us for more educational content and tips on navigating Huntsville's home insurance world. 🏠

🏠 Attention all Huntsville residents! 🏠

Have you considered the importance of protecting your personal property while living in this technological hub?

🤔 Our latest blog article delves into the often overlooked necessity of renters insurance for tenants.

💡While landlords may secure insurance for their properties, it is crucial for renters to consider their own coverage to safeguard their belongings against the unforeseen.

✨ Not only does renters insurance provide a security blanket for personal possessions, but it also offers liability and additional living expense coverage. 💰

Tailoring a policy to match the dynamic needs of Huntsville living is not only affordable, but also a wise investment in mitigating financial stress during unexpected hardship.

💪 Our blog article uncovers the essential details of renters insurance and offers tips on securing a policy that protects your cherished abode and belongings. 💼

Don't miss out on this valuable information! Read our blog now at the following link: [https://www.urchoiceinsurance.com/blog/navigating-renters-insurance-in-huntsville-al-a-tenants-guide]

Shout out to Sherilyn Rose !!

Sheri, if you don't know, is my right hand and Sr. Private Insurance Advisor at UR Choice Insurance!

She's killing it!!! Way to go Sheri!!!

🏠 Homeowners, do you know the 3 levels of home coverage?
.. Let's break it down! 💡

1️⃣ Actual Cash Value: Also known as ACV, Is the most basic level of coverage and is designed to provide replacement coverage for the current market value of your home and belongings minus depreciation.
NOTE: ACV is the least desired form of coverage of the three.

2️⃣ Replacement Cost: This level of coverage will pay for the cost of returning your home and belongings at their current value without subtracting depreciation. This allows you to restore your home and belongings to their pre-loss condition.
NOTE: This should is the standard.

3️⃣ Extended Replacement Cost/Value: This is the highest level of coverage and provides even more protection. In addition to covering the cost of replacing your home and belongings, it also takes into account a % increase in construction costs or materials over your estimated replacement cost value offering peace of mind in case repair or replacement costs are higher than expected.

As always, at UR Choice Insurance we are committed to your education and insurance success. We believe it's important to carefully consider your options and choose the level of coverage that best fits your needs.

Want to see how much we can help you save? Call or text us at (256) 692-5562 or visit our website at urchoiceinsurance.com we will shop for you and help you find the best policy at the best price!

We are here to keep you educated and make sure you have the correct coverage.
We are family-owned and operate locally out of Northern Alabama. Please reach out today to make sure you are properly covered with your home and auto insurance.

🏠 [Home Insurance 101: Understanding the Basics] 🏠

🛡️ Let's dive into the essential coverages:

📚 [Dwelling Coverage]: This coverage shields your home from perils such as fire, vandalism, and more. 🏢🔥
🏢 [Other Structures]: Not just your home, but even separate structures like sheds are covered in your policy. Protect your investments! 🏗️🔒
💼 [Liability Protection]: Accidents happen, but you're not alone! Liability coverage helps with legal expenses if someone gets hurt on your property or if you accidentally damage others' property. 🤝💡
🏠 [Personal Property]: From furniture to electronics, your belongings are valuable. Home Insurance covers theft, fire damage, and more 🛋️📺
🏢 [Loss of Use]: In the event of covered damage, additional living expenses, like hotel stays, might be included. 🏨🚧
🌊 [Flood Insurance]: NOTE* Flood insurance is a separate coverage NOT included in your home insurance policy. 🌊💧

[Contact Us]: Still curious about Home Insurance coverages? Our team is here to answer all your questions and create a personalized policy just for you! 🗣️💬
🖱 urchoiceinsurance.com
☎️ (256) 692-5562

Knowledge is key! 🔑 Please help us by sharing this post with friends and family!📢👥
Let's build a safer community together! ! 🛡️

🏘️💖

I love delivering when it matters most!

Insurance claims can be stressful, but it doesn't have to be!!

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If you want us to help you shop for better insurance! We're here to help!!

(256) 692-5562 c/txt
https://mtr.cool/wrlakwwxja

What 💲deductible💲 should I choose for my auto insurance?

A deductible is the amount of money you pay out of pocket before your insurance company pays out in a covered loss.
..But with so many options, it how do you know you're making the best choice?

👉 Here are some tips to help you select the right deductible for your needs:

1️⃣ Understand your budget.
Calculate how much you are able to comfortably pay out of pocket for a deductible and choose one within that range.

2️⃣ Consider your risk tolerance.
Decide how much you are willing to pay out of pocket if you need to file a claim. Many people are opting for higher deductions to save money. What do you prefer, save money along the way and pay more if you have claim or pay a little bit extra per month to avoid a sudden and unexpected bill.

3️⃣ Look for discounts.
The higher the deductible the lower your insurance will cost you. The reason for this is because your accepting more risk by paying more out of pocket if you have a covered loss.

Choosing the right deductible for auto insurance can help you save money while providing you with the coverage you need. If you have any questions our team at is here to help!

Call or text us today:
(256) 692-5562 c/txt
urchoiceinsurance.com

We had such a good time at our first Real Estate Industry Social, celebrating our Rock Star Real Estate Agents!

Thank you to North Alabama Mortgage , Anya Rhoades, Meg Curley, Rhythm on Monroe , and Kelly Joyner - Live Music for all the work you put into making this a success!

If you missed out, don't worry! We will be doing it again soon!