Charlene Perry, Agent with New York Life

Whether you’re reviewing employer benefits, changing jobs, or have a life change, now is a great time to connect, so I can work on a customized strategy to protect your income—and your future. Let’s talk soon.

NEW YORK LIFE EXPANDS SUITE OF PROTECTION-ORIENTED SOLUTIONS WITH NEW PARTICIPATING INDIVIDUAL DISABILITY INSURANCE POLICY Being prepared looks different across all phases of life. Understand what people like you typically consider when making their plans.

Is improving your financial health a priority for you this year? Once the celebrations settle down, let's talk about your options. It's easier to start making a difference than you may think.

Figuring out how long you and your loved ones can afford to live without a paycheck if you were sick or injured can be daunting. A new solution from New York Life can help protect a portion of your income. Watch this short video and let’s connect.
https://bcove.video/3m5NP4H

Wishing everyone a happy and healthy holiday season!

Supply chain issues have you wondering what to get the little ones this year? Learn why life insurance for kids can make a great gift.

Gifting Life Insurance for Grandchildren | New York Life Life insurance can be a great gift to show your children and grandchildren just how much they mean to you. Learn more about gifting life insurance to grandkids.

What’s your most valuable asset? Probably your future income. A foundation of any sound financial strategy is having protection of a portion of the income that might be lost if an injury or sickness prevented you from working. Call me to get started.

Individual Disability Insurance | New York Life Read how an individual disability insurance policy from New York Life can offer personal income protection in the event of a disability.

Happy ! Today, give thanks for your loved ones, the time you spend together, and the memories you make. When the festivities have quieted, give me a call and we'll talk about how to protect them.

Whole Life Insurance as an Investment | New York Life When you add whole life insurance to your financial portfolio, it can work for both you and your family. Learn how this type of investment can support your goals.

On , we salute those who bravely serve our country and protect all of us every day.

Whether your business is closed or not for , it's the perfect time to explore new horizons of your own. With our financial professionals, you can learn about new ways to protect your business, reward your employees, and prepare for the future.

Small Business - Protect, Reward, and Plan | New York Life Learn how insurance from New York Life can protect and support your small business, from guiding succession planning to providing incentives for your employees.

This , let the shift from summer heat to a hint of autumn chill inspire you to make a few shifts of your own. If you use this short list as a guide, a few changes might make for a better future.
https://www.newyorklife.com/articles/why-whole-life

When it comes to managing retirement spending, no single formula works for everybody. While these tips can help you prepare, I can help you put a strategy in place to help ensure you have the best retirement possible.

Retirement budgeting—Manage retirement spending | New York Life Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.

There's no guidebook for dealing with the loss of a spouse, but you don't have to do everything alone. When you're ready, reach out and I can help you through some of the important financial steps you should take.

Losing a spouse - Your financial guide | New York Life Check out New York Life's guide for those experiencing the loss of a spouse to learn how you can set goals for the future and move forward.

Caregiving for a spouse can be a taxing experience for any couple. Here are some ways you can be prepared ahead of time.

Caregiving for a spouse—Learn how to adjust | New York Life Being a caregiver for a spouse can be emotionally,physically, and financially taxing. Learn from New York Life what you can do to help prepare for the road ahead.

Depending where you are in your career, sometimes a mini-retirement can be a life-affirming break. But it does come with risks. Here are some things you should consider before making any sudden moves.

Should you plan a mini-retirement? | New York Life What is a mini-retirement and should you plan one? Learn from New York Life how you can take a renewing break from working life with a mid-life retirement.

Helping to build better futures for others is a great legacy to leave behind. If you're thinking about donating to charities as beneficiaries, here are some things to consider.

Legacy gifting—Consider charities as beneficiaries | New York Life Planned giving is the process of leaving a legacy gift to a beneficiary of your choice. Learn from New York Life how to choose a non-profit as your beneficiary.

There are many reasons people choose to work in their retirement. Read these tips and let's talk about your retirement strategy.

Working after retirement shouldn’t be a backup plan | New York Life Going back to work after retirement shouldn't be a back up plan. Learn about your other options from New York Life and enjoy this rewarding period of your life.

As you get further along in your career, preparing for retirement becomes a greater focus. These tips can help you along the way, but please get in touch if you'd like some professional guidance.

Retirement budgeting—Manage retirement spending | New York Life Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.

When you're a grandparent, a bright future of opportunity can be the best gift you can give to your grandchild. Contact me to learn how New York Life can help you pay for your grandchild's future education and set them up for a world of possibilities.

Starting college funds for grandchildren | New York Life Give the gift of education by starting college funds for your grandchildren with help from New York Life. Secure their future with life insurance or a 529 plan.

Once you reach a certain age, you're required to take the minimum distribution from your tax-qualified retirement account, but you do have options how you can use it. Reach out and I can help you figure out the best strategy for you.

RMDs - Learn about required minimum distributions | New York Life Required minimum distributions are often overlooked by retirement plan owners. Learn from New York Life about RMD tables, their rules and how RMDs can be used.

When it comes to your retirement strategy, there's no time to take chances. Learn what matters when it comes to choosing an insurance company and why New York Life's financial strength ratings are consistently among the highest in the industry.

Insurance company financial strength ratings—Learn what matters | New York Life Financial strength or insurance ratings indicate an insurance company's ability to pay policyholder claims. Learn how important these ratings are from New York Life.

Typically, the longer you wait to start collecting Social Security, the bigger your benefits will be. However, the immediate need for assistance can outweigh the desire to wait. If you need help deciding what to do, read this article and let’s talk.

Make the most of your social security benefits | New York Life Guidance on when to claim benefits based on your personal needs.

Life is full of big events but transitioning out of work and into retirement may be one of the biggest. If you're getting ready to take that first step, I can help you create a strategy that fits your specific needs. Before you start, let's talk.

Major life events that can affect your life insurance | New York Life Learn from New York Life how these four life changing events can affect your life insurance and finances. Discover the options you have to address your needs.

Preparing for retirement should be on everyone's priority list. Whatever track you're on, I can help you ensure your strategy is diversified and solid enough to get you where you want to go. Reach out if you want to talk.

5 strategies to diversify investments | New York Life It is important to diversify your investments in order to properly manage risk. Learn five strategies from New York Life for how to diversify your portfolio.

Deciding when and how to claim Social Security benefits is one of the most important decisions for retirees. Read this article to learn more about your options and then let's talk.

Make the most of your social security benefits | New York Life Guidance on when to claim benefits based on your personal needs.

These days preparing for the future may seem more challenging than ever. At New York Life, we’ve been preparing for unexpected life events for more than 175 years so we have a lot of experience to leverage. As a New York Life agent, I am uniquely qualified to help you reach your financial goals and prepare for you future.

New York Life has paid dividends every year since 1854, and just like you, we'll still be going strong in the future. Learn how you can use dividends to boost your financial strength now, later, and in retirement.

Life insurance dividend options—Reach your goals | New York Life What should you do with your life insurance dividends? Learn from New York Life about dividends payouts and how they can be used to reach your financial goals.

New York Life has over 175 years of experience helping people achieve their financial goals. In fact, you might be surprised at everything we have to offer. Contact me to see how I can help guide you and your family to financial security.

At New York Life, our customers’ goals are our goals. That’s why I’m proud to represent a company with over 175 years of experience helping people. Today, I’m here to guide you through important financial decisions. Which is why I look forward to asking: “How can I help you prepare for tomorrow?"

Employee life insurance can be a great perk, but it may not be enough for your needs. Reach out and I can go over the best options to keep you secure through retirement.

Is employee life insurance enough for you? | New York Life Employer provided life insurance is a valuable benefit, but it's not always enough. Learn how to supplement your policy's coverage from a New York Life agent.

Looking for a great way to help protect your mortgage? DM me and I'll explain how you can use life insurance to help alleviate the risk of your family being left with an unmanageable financial burden.

Mortgage protection—Utilize life insurance | New York Life Ensure your family's home security with life insurance for mortgage protection. Customize a solution that fits your needs with a New York Life agent today!

With over 175 years of financial strength, we are prepared to take on life’s uncertainties. I am confident that I can help you reach your financial goals to give you peace of mind. So, what are you waiting for? Let’s talk about your future.

This year may feel different than most, but protecting your loved ones and obtaining financial security is a lifelong need. DM me to learn how we can work together to help you reach your goals, no matter what—or when—they may be.

Life Insurance Information and Advice | Protecting Your Family Choosing the right life insurance to help protect your family is an important decision. Let the expert financial professionals at New York Life help you make the right one.

As a New York Life financial professional, I enjoy engaging with my community by guiding clients through important life decisions and helping them reach their financial goals. I have over 175 years of accumulated knowledge and a team of resources at my disposal to help you reach your goals.

Ready for more stability? Find out how converting from term to whole life insurance can give you more benefits throughout your life and into retirement. Feel free to reach out with any questions, I'm here to help.

How to know when it’s time to convert term coverage to whole life | New York Life The option to convert a term policy to whole can be very valuable. Learn from New York Life about the opportunity that convertible term life insurance provides

It’s nice to have a company with over 175 years’ experience on my side to help guide clients through life’s twists and turns. I’m here to help guide you through any number of important financial decisions from saving for college to securing your future or preparing for retirement.

Read these tips on how you can help gain financial security during your working years so you can have the flexibility you want in retirement.

Taking steps to financial freedom | New York Life Learn about three smart money moves from New York Life that can help you acquire flexibility and financial security. Follow these steps to financial freedom.

In times like these, a little extra help can go a long way. Learn about New York Life's 166-year legacy of providing dividends to participating whole life policy owners, and some of the ways you can make the most of the added benefit.

Life insurance dividend options—Reach your goals | New York Life What should you do with your life insurance dividends? Learn from New York Life about dividends payouts and how they can be used to reach your financial goals.

It feels amazing to have a company like New York Life backing me. As a financial professional, I am confident I can help anyone reach their financial and insurance objectives. The experience and training New York Life provides helps me help you. I look forward to building lasting relationships our policy owners can rely on.

If 2020 has taught us anything, even our best laid plans can go awry. Here are four major life events that can have a significant impact on your financial security, and how life insurance can help.

Major life events that can affect your life insurance | New York Life Learn from New York Life how these four life changing events can affect your life insurance and finances. Discover the options you have to address your needs.