Kevin Kwak, Vice President E Mortgage Capital, Inc

Kevin Kwak, Vice President E Mortgage Capital, Inc updated their address.

They say insanity is doing the same thing and expecting a different outcome. So why do we keep buying houseplants when we struggle to keep them alive, and why do they die so easily?

Americans kill nearly half their houseplants. So why do we still spend billions on them each year? A social media craze and lockdowns drove up houseplant sales in 2020. But an estimated 70% of plants die in the supply chain and customers' homes.

Housing intelligence uncovers vacation destinations nationwide that saw impressive equity gains last year. The findings noted that key 2021 regions were projected to boom in value as far back as 2018.

Vacation Locations Saw Large Home Equity Gains in 2021 The Mountain-West region is the hottest housing market in the country, and according to the S&P CoreLogic Case-Shiller Home Price Index, Phoenix had the fastest year-over-year appreciation. Denver and Boise, Idaho, also showed up as desirable locations.

Buyers aren't the only ones frustrated by real estate investors out-competing them in the housing market -- homeowners associations are too, and many are creating new rules to prevent it.

Homeowner associations push back against investors Investors have been snapping up growing numbers of homes amid one of the hottest housing markets in living memory. Now, homeowner associations are fighting back, rewriting their rules to try and prevent investors from buying homes in their neighborhoods. Some homeowner associations are reportedly co...

The previous newsletter covered what can help improve your refinancing application, but what if you're still debating whether to refinance or not? This article can help you decide.

Mortgage refinancing: Should you do it? MPA takes you through the steps on how to refinance your mortgage

Refinancing your mortgage can help lower your monthly payments or give you access to much-needed funds. You could increase your chances of approval by avoiding these four common causes for rejection.

4 Reasons Why Refinancing Gets Rejected Check these four things before applying.

Economic growth output projected through 2033 was decreased to reflect the impact of the Federal Reserve's monetary policies. What does this mean for the housing market?

Fannie Mae Downgrades Expectations for Economic Growth According to the April 2022 commentary from the Fannie Mae Economic and Strategic Research (ESR) Gro...

Modern-looking homes aren't always considered modern in design. Here is everything you need to know about modern architecture, how it differs from contemporary, common building materials and more.

What Is Actually Considered Modern Architecture? Let’s explore the definition of modern architecture, outline the history of the style, and look at some of the most prominent examples from the 20th century.

Getting permits for renovations can keep you safe legally and financially and spare you a future headache, but not all home projects need them. Discover the types of permits available and when they're needed:

Which Home Projects Require a Permit? - Realty Times If you’re going to do a home remodeling project, determining if you need a building permit can get tricky. Permitting departments are also notoriously frustrating, largely because of their many rules that are complex and difficult to figure out. If you’re going to do the work on your own as a ho...

Purchasing an old home can have its perks, but it can come with extra responsibilities and costs too. Here are key aspects of homeownership to prepare for if your house has timeworn charm:

Buying an Old House? Know These 5 Things Before You Sign the Deed | Hunker Buying an old house means you get plenty of character and charm, but there are also several things you should consider before you go through with the sale. Here's what you need to know about old houses, according to the pros.

Are you planning on making some necessary repairs or dreaming of a larger remodel project for your home? However big or small your improvement plans are, the latest newsletter explains the ins and outs of your financing options.

Your Home Improvement Payment Options How can you pay for renovations and repairs?

The newsletter provides helpful information and advice for your homebuying journey and financial well-being twice a month. This week's topic: ways to pay for home improvements.

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Planning on using trendy colors in your home? Discover new ideas from expert interior designers using the 2022 "Colors of the Year" winners.

How Designers Are Channeling the 2022 'Colors of the Year' Periwinkle blue and shades of green are appearing in more home decor. Interior designers reveal how they’re incorporating these hues.

The latest market indicators based on changing spending patterns predict a slowdown in home remodeling and repair spending. Learn what factors are behind this downward trend.

House Remodeling and Repair Spending Expected to Slow - Today's Homeowner Spending on house remodeling is going strong, but the Joint Center for Housing Studies of Harvard University reports growth could be “easing.”

Why is owning a home becoming more expensive? Here are the main factors behind rising costs and tips for buyers and owners to avoid their impacts.

The Rising Cost of Home Ownership Millions of homebuyers flooded the housing market in 2021. Low mortgage rates plus a low supply of homes across the country made 2021 a great year to buy a home, which explains the surge in demand. However, that (coupled with the coronavirus-inspired flight from heavily populated urban areas to smal...

Twenty percent is often cited as an ideal down payment for homebuyers. However, there are some exceptions -- this week's newsletter covers the pros and cons to help you decide.

20% Down Payments: Pros and Cons Should you put 20% down on a house?

If two roads diverged in a wood, would you take the one less traveled by? If so, these strategies to find homes off the beaten path are for you.

Finding a Home Can Be a Challenge. We’ve Rounded up 6 Ways to Find a Home off the Beaten Path In a seller’s market, finding a home for sale can be a challenge. Here's how to find homes for sale off the beaten path.

Do you own an older property (or hope to someday)? You can update the home without getting rid of its historic charm with these tips.

3 Renovations That Will Maintain the Integrity of Your Historic Home When updating fixtures, appliances or floors, be sure to keep it in line with historical style or something that complements the existing structures.

What's the takeaway? Make sure whatever home you choose fits your family's lifestyle and needs.

These Are the Things Second-Time Homebuyers Say New Buyers Shouldn’t Stress About The emotional intensity of buying a home is like no other. Excitement, disappointment, stress, frustration, joy — it’s all par for the course. Fortunately, second-time homebuyers have the advantage of navigating the housing market with experience on their side, which can give them greater confid...

Water damage in certain places may be expected -- but you should check for it in unexpected spots, too. That's how you could prevent serious damage to your home.

15 Places Water Damage May Be Hiding in Your Home Building materials and water don’t mix. Insulation, wood studs, plywood sheathing, and subflooring can all degrade, rot, or develop mold when they’re...

It's important to keep your home in good condition year-round. Here are some maintenance tasks for this season:

Is your home ready for spring? Make sure these six tasks are on your to-do list.

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Which of these architectural styles is your favorite?

4 Architectural Styles That Real Estate Agents Love Right Now Residential architecture is often a lesson in history. For instance, Colonial-style homes first began appearing in the U.S. in the 1600s, following the European colonization of North America. At that time, settlers from Europe impressed their own building traditions on American architecture, giving....

When it comes to decisions about your estate, there are plenty of options to weigh. Consider talking to a professional financial planner about your preferred arrangements.

Should You Own Your Home in Your Trust? | Kiplinger Homes are illiquid assets that produce no income and come with ongoing costs for upkeep. Those issues can cause some snags with your trust.

Thinking of purchasing a vacation home? Do your research so you can invest wisely.

5 Biggest Mistakes to Avoid When Buying a Vacation Home, According to an Expert Shaun Greer of vacation rental management company Vacasa shared his best advice for buying a vacation home.

There are certain missteps that can jeopardize your home loan while you're waiting to complete the purchase. Here are a few:

4 Financial Mistakes for Buyers to Avoid You don't want to derail your closing.

Not every project pays off, but these ones are simple, low-cost and could help you recoup your expenses.

7 Low-Cost Projects That Will Boost Your Home's Value If you want to boost your home's value without investing a ton of money, these affordable home projects, like painting and small kitchen updates, will give you the best return on your investment.

After you go through the homebuying process and reach your closing date, here's how you'll be expected to pay for the down payment, closing costs and more.

Here’s How You Actually Hand Over the Funds to Buy a House After weeks of going through the home transaction process — securing a mortgage pre-approval, making an offer, getting a home inspection and an appraisal — you’re finally sitting at the closing table. But how do you actually hand the funds over to buy a house? Should you take out cash or bring...

If you haven't filed your taxes yet, consider talking to a tax professional about how these deductions could potentially benefit you.

7 deductions homeowners can take to lower their income tax Homeowners can deduct interest paid on mortgages and home-equity loans, discount points, and other items to lower their income taxes.

Catch up with all of the year's popular shades here:

This 2022 Color of the Year Is Warm, Organic, and Perfect for Wood Furniture Let natural beauty shine.