Johan Dulfer Realtor

Having trouble keeping track of your monthly payments? You might be damaging your credit score.

How to Negotiate a Clean Credit Report A late payment on a credit bill or other debt such as a mortgage can have a significant impact on yo...

Keeping track of every single dollar you spend can be difficult, no matter how closely you track your spending and monitor your bank accounts.

4 Invisible Money Leaks Worth Fixing Keeping track of every single dollar you spend can be difficult, no matter how closely you track you...

https://9543oldorchardbeach.bhhsheritagecny.com

9543 Old Orchard Beach

Hint: It can cost much less than expected

How Much to Spend on an Engagement Ring Ask any jeweler how much money you should spend on an engagement ring and they’ll likely give you th...

A credit score takes time to build, so starting young is important. College students can start by paying their student loans on time.

Managing Credit Responsibly as a College Student Building good credit in college is one of the best financial moves students can make. Having good cr...

How often do you use a debit card? To avoid identity theft, start using it less.

Debit Cards: Why You Should Proceed With Caution A debit card can be your worst enemy when it comes to identity fraud. Credit and debit card fraud to...

No. 4: Points drop in value!

4 Surprising Credit Card Rewards Facts Credit card rewards can be a free way to travel and get cash back for your daily expenses. But if yo...

Federal laws are meant to protect student loan borrowers. Here are some ways to make sure problems with your lender don't become burdensome.

Solving Student Loan Challenges When it comes to student loans, dealing with the lender can be more difficult than repaying the loan...

Have kids? It's never too early to start preparing for college, and student loans aren't the only way to fund their education.

Alternative Ways to Fund a College Education The average student loan debt for a college graduate in 2016 was $37,172, according to Forbes. That’...

Confused about your HSA? Here are 5 ways to take advantage of your Health Savings Account.

5 Tips for Making Health Savings Accounts Work for You Putting money in a Health Savings Account, or HSA, can help you and your family pay for health expen...

Check out these pros and cons.

The Good and Bad of Zero-Interest Credit Cards The offer of a zero-interest credit card can look enticing when it arrives in the mail. Who doesn’t ...

Low credit shouldn't stop you from getting a second mortgage to pay off debt or make home repairs. What home project would you use the money for?

Refi Options for Those With Low Credit Scores If you want to get a second mortgage so you can make renovations to your home, it can be difficult i...

How refreshing that our leaders at Heritage Realty of CNY believe in honoring us for how hard we work for our clients, but make it clear that in the end it's really not about us - it's about the communities we serve. My donation went to the Ithaca Youth Bureau - near and dear to my heart!

What a special home in my own neighborhood. Under Contract in just a week. This isn't where your journey with a realtor stops - lots more to do and keep track of until it closes, but both sellers and buyers are over the moon so it's a great week!

If wedding bells are in your future, it's time to sit down and open up with your soon-to-be spouse.

3 Conversations to Have Before You Say 'I Do' Getting ready to walk down the aisle? Congratulations! As you prep for your new life together, it

Pro Real Estate tip; your realtor can recommend a good contractor. Unless you want to take a chance to try to become famous. "The leaning addition of Johnson"?

Stop by tomorrow, Sunday April 21 from 12-2pm to check out this beautiful colonial in Chase Farm and to sip a mimosa. Jeremy Dingy and I will be looking forward to showing you around...

Come check out this beautiful home on south hill this Sunday 12-2pm. Jeremy and I will be there to help answer any questions and to serve mimosas

Which do you prefer to use? Keep in mind, credit cards have a lot more protections than debit cards do.

How Credit Cards Differ From Debit Cards A debit card is a smart way to shop if you want to avoid using a credit card that will charge you in...

In real estate, remember it’s not just “location, location, location”. The type of building material you choose might be just as important to the savvy investor…

Did you know you can build your credit score with on-time rent payments? Read more.

Building Credit Without Credit Cards A credit card is one of the main ways to build credit. By using a credit card wisely and not running...

https://science.nasa.gov/eclipses/future-eclipses/eclipse-2024/where-when/

99.2% totality on Monday. Do I want to get on the road for an additional 0.8% on a day that the state has declared a state of emergency? I'll see everyone in Steward Park?:)

What are your thoughts on the City's Proposed Regulations?

City releases draft short-term rental regulations for public review - The Ithaca Voice ITHACA, N.Y. — The City of Ithaca released a draft ordinance establishing new rules for operating a short-term rental unit, which is typically done through companies like Airbnb, Vrbo or […]

Checking your credit report often can help you spot unauthorized inquiries.

How to Deal with Unauthorized Credit Inquiries Unauthorized credit inquiries are a sign that someone has fraudulently applied for credit in your na...

Looking to invest? Here's what you need to know.

Growth vs. Value Investing: Know the Differences Your investing style and tolerance for risk can help determine what type of stock mutual funds you i...

We found a new owner for this gorgeous house. Just in time for pool season - because that WILL be here before we know it, right?

Pass along the financial lessons you've learned to the younger generations.

Making Financial Lessons a Family Tradition Teaching children manners and how to tie their shoes is one thing, but financial lessons are often p...

What a special home this was and what a privilege to be able to assist Laureen in helping the next family enjoy it. We worked with the town of Ithaca on permit for weeks and weeks, but we got it done. Selling a home is not just putting it on the market and praying someone puts in an offer. Grateful to have a made a good friend in the process.

Here's how to protect yourself from being pressured into buying an extended warranty.

When to Buy Extended Warranty? Usually Never You just bought a new dishwasher, TV, tablet, refrigerator or other big-ticket item you’ve been want...