HomeSource east tennessee
A non-profit organization committed to providing sustainable housing to East Tennesseeans.
HomeSource east tennessee is a non-profit organization committed to serving first-time homebuyers, providing quality rental housing for families and individuals on a fixed income and improve the quality of life in many east Tennessee neighborhoods.
At Regions Bank Magnolia branch ribbon cutting! Congratulations!!!
Can't find the unsubscribe button? It could be easier in the near future The proposed requirements would make it as easy to cancel a subscription or service as it was to sign up for one.
Need money to buy a house?? Here it is....
Knoxville businesses, nonprofits unite to help people boost their credit scores Many people have not been taught how to manage their money well, but that could change starting this month. An upcoming community resource fair in Knoxville is teaching financial literacy and how t…
Financial Summer Tip:
Earn Extra Cash
Host a garage sale or bring items to a consignment shop. You can also pick up a side hustle, such as running errands or house sitting for neighbors, to earn additional income.
Financial Summer Tip:
Focus on Free Activities
Attend festivals, craft fairs and outdoor concerts in your area. Check out your local library for free kids programming and entertainment. Your local YMCA or parks and recreation center may also offer no-cost online options.
Financial Summer Tip:
Don't Skimp on Savings!
No matter your stage of life, you need an emergency fund to handle unexpected expenses. Give yourself peace of mind by automating a bank withdrawal to your savings account each month.
Knoxville businesses, nonprofits unite to help people boost their credit scores Many people have not been taught how to manage their money well, but that could change starting this month. An upcoming community resource fair in Knoxville is teaching financial literacy and how t…
¡No se lo pierdan!
Help our community's service providers improve life for Knoxville-area youth and young adults! This survey will help KOYN (Knoxville Opportunity Youth Network) learn how much young people know about resources including housing, food, transportation, education, employment and more.
Survey: https://docs.google.com/forms/d/e/1FAIpQLSfLANDHpeKw7ZCCttlFDUItRE9e1YmBS0FXwAzHIFm1XHA5ig/viewform
Summer Financial Tip:
Shop Sales
Summer is a great time to get deals on big purchases like appliances, personal electronics, outdoor furniture and mattresses. Keep your eye out for discounts and stock up on essentials during July 4th, Labor Day and back-to-school sales.
We always love when our friends from U.S. Bank stop by to visit. We like it even better when they bring us a big check!
HomeSource will use this Opportunity Fund Award to provide financial education to both Latino and non-Latino households in rural East Tennessee. Over the next three years, the fund will help over 150 households gain financial literacy and, in some cases, even buy a home!
Financial Summer Tip:
Be smart about scheduling your vacation.
You can save on your next trip by taking vacation during the last week of August.
Data from Tripadvisor suggests you'll spend 23% less if you travel after the early summer rush. Additionally, it's smart to look for a hotel room with a kitchenette so you can save by eating in instead of dining out at expensive restaurants.
Paying Only Minimum Payments
Making only the minimum payments on credit cards, which leads to high interest costs over time.
Living in the fast lane? Why not come with us on the 720?? It is a much better ride!!! #720
Wanting to become more financially secure? Plan on attending a Knoxville community resource fair on July 20, where trusted community partners will share important financial wellness tips and point you to local resources. Best of all -- it's free!
Youth activities and food distribution from Second Harvest Food Bank (while supplies last) will be offered as well as financial activities, learning sessions and information booths.
Details and event highlights posted on United Way of Greater Knoxville's website:
https://uwgk.org/financial-literacy-hwy
Make Savings Part of Your Monthly Budget
If you wait to put money aside for when you consistently have enough of a cash cushion available at the end of the month, you’ll never have money to put aside! Instead, bake monthly savings into your budget now.
Over the next several weeks, Trinity will highlight its 2024 Phase I recipients. Many organizations are providing excellent programs and services to the East Tennessee community. We are grateful for the opportunity to highlight this year's Phase I winners as they fine-tune their projects.
Large Division: Knox Housing Partnership/Homesource east tennessee
HomeSource east tennessee currently owns and manages 150 units of Affordable Senior housing, with 30-60 more units being developed in the next three years. These senior residents do not require the level of care provided by a skilled care facility, but they also need support to continue to live independently. HomeSource assists its tenants by providing a site care coordinator who can help with programming, advocacy, and case management. They work with outside groups to provide services like food banks, financial education, and prayer meetings. With the relatively low cost of providing this basic service to allow these individuals to remain independent (roughly $770 per participant per year), providing this case management seems far more cost-effective than a skilled care facility for those who need support to remain independent. Additionally, most seniors want to maintain independence as long as they can. What is needed is a framework that can be presented to funders that are measurable, goal-specific, and shows the benefit to not only seniors but to the financial systems that support them.
Keep up the excellent work, HomeSource east tennessee!
Consider a Credit Union
Credit unions aren’t right for everyone, but they could be the place to go for better customer service, kinder loans, and better interest rates on your savings accounts.
There Are 5 Types of Financial Emergencies
Hint: A wedding isn’t one of them. Only dip into your emergency savings account if you’ve lost your job, you have a medical emergency, your car breaks down, you have emergency home expenses (like a leaky roof), or you need to travel to a funeral. Otherwise, if you can’t afford it, just say no.
We are closed in observance of Independence Day, our office be will open tomorrow at normal business hours.
May the American flag always fly high. Happy Fourth of July!
You Can Have Too Much Savings
It’s rare, but possible. If you have more than six months’ savings in your emergency account (nine months if you’re self-employed), and you have enough socked away for your short-term financial goals, then start thinking about investing.
There should not be an OWWFY1, 2, 3 or any other number!
There should always be an OWWFY! Because children deserve better from us! My hope is that these children will recover in safe, loving and happy homes. Thank you Lord!
With the 4th of July coming up, I know this is on everyone's mind... how much are we really spending on groceries?!?!!
How Much Should I Spend on Groceries? When it comes to buying food, there aren’t any hard and fast rules but there are some guidelines.
Pay Attention to Fees
The fees you pay in your funds, also called expense ratios, can eat into your returns. Even something as seemingly low as a 1% fee will cost you in the long run. The general recommendation is to stick with low-cost index funds.
Umbrella Insurance
This type of insurance covers damage for which you're liable, such as accidents that occur on your property or that are caused by you or your family members. It kicks in after the liability coverage on your car, home, or other policies hits its limit. (Umbrella insurance providers generally require a certain amount of liability coverage by your other policies. Discuss your particular risk factors—say, owning a rental home, having a pool or trampoline, or serving on a nonprofit board—when talking to your financial planner or insurance professional about how much coverage you may need.
"A general rule of thumb is to have total liability coverage worth one to two times your net worth across your regular and umbrella policies," Joseph says. "The good news is that it's relatively cheap, running as little as a few hundred dollars a year for $1 million in coverage."
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Check in on your savings and debt payments
The last thing you want to do is continuously pull from your emergency fund to float your summer lifestyle (been there, done that). So find out how much you have saved up now. From there, figure out a baseline number (say you have $10k saved up; your baseline could be $8k) that you don’t want to dip below. Having a baseline will help ensure you’re making regular contributions to your savings and not spending money recklessly. Whatever amount you decide on, make sure it’s enough to cushion the blow in case of an emergency; the general rule of thumb is to have at least 3-6 months’ worth of expenses saved up.
Make small lifestyle changes now
Look at your expenses and see if there’s anything you can cut out or places you can cut back in for the time being. For example, if you’re an avid reader, take advantage of your local library. You can borrow pretty much any book that’s ever been published (whether it’s a hardcover, e-book, or audiobook), save hundreds of dollars, and witness your tax dollars being put to good use. Making small changes now and throughout the summer will give you more flexibility to go out on a whim because you’ll have more to spend. Something as simple as canceling your gym membership and exercising outdoors instead or refraining from grabbing coffee on the way to work and opting to make it at home can make a big difference.
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109 Winona Street
Knoxville, TN
37917
Opening Hours
Monday | 8am - 4:30pm |
Tuesday | 8am - 4:30pm |
Wednesday | 8am - 4:30pm |
Thursday | 8am - 4:30pm |
Friday | 8am - 4:30pm |
3425 Kingston Pike
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Empowering Communities. Changing Lives.