Cardinal Financial of Las Vegas

Thank you to our referral partner Realtor Brian Nugent, with the Ivan Sher Group. This is our 2nd closing with this team this year. Congrats on our smooth closing with our mutual clients at the Veer Towers Las Vegas.

Mortgage Mastermind

2-1 Buydown program is back, Great opertunity for your buyer to get a lower rate waiting for the market rates to settle. This puts your rates below 5% again. please call us for more information.

Another OPEN HOUSE tomorrow and you're invited!

You can learn more about the services we offer and meet our experts.. See you there!

Drop by our OPEN HOUSE tomorrow! You can learn more about the services we offer and meet our experts.. See you there!

Conforming Loan Limits are going up! We are excited to let everyone know that you do not have to wait till January 2023 to get the 2023 loan limts. As of today We are now accepting $715,000 as our new conforming loan limit.

What does this do for our conforming Buyers

* 5% down on sale prices up to $750,000
* Debt it income as high as 50% now on loans up to $715,000

More details to come call us for your questions

The Goldberg Group.

Happy Birthday to our amazing Branch Manager, Kurt Goldberg .

You are the kindest boss and mentor anyone could ask for. You never cease to amaze us with your creativity and dedication to our business partners and clients. We have learned so much from you over the years and owe much of our success to your example.

Thank you for all your hard work and commitment to what we do and our team.

We hope you have a memorable birthday and many more years of success.

Have an amazing day today- you deserve it!

Meet our Amazing Team!

The Goldberg Group got your back when it comes to home financing.

We would love to have the opportunity to cheer with you as you achieve your home ownership goals, we will make sure it's the right decision for you and you family.

Once you’ve applied for a mortgage to buy a home, there are some key things to keep in mind. While it’s very exciting to start thinking about moving in and shopping to furnish your new home. Here are a few things you may not realize you need to avoid after applying for your home loan.


▪️ Don’t Deposit Large Sums of Cash

▪️ Don’t Make Any Large Purchases

▪️ Don’t Co-Sign Loans for Anyone

▪️ Don’t Switch Bank Accounts

▪️ Don’t Apply for New Credit

▪️ Don’t Close Any Accounts

These can all affect your loan approval or cause a delay on your closing. Blips in income, assets, or credit should be reviewed and executed in a way that ensures your home loan can still be approved. If your job or employment status has changed recently, share that with your lender as well. Ultimately, it’s best to fully disclose and discuss your intentions with your loan officer before you do anything financial in nature.

You want your home purchase to go as smoothly as possible. Remember, before you make any large purchases, move your money around, or make any major life changes, be sure to consult your lender – someone who’s qualified to explain how your financial decisions may impact your home loan.

We're here to help, give us a call at 702.945.0702

http://www.kurtgoldberg.com/

How Much Should You Put Down? There's a bit of a myth surrounding how much you should save for a down payment on a home. Did you know that you may not need 20%?

Lumber prices are on the rise and will keep housing cost up for a while, good time to check for equity and see about home improvement VS buying a more expensive new home.

https://www.mortgagenewsdaily.com/news/01112022-home-building

Lumber Prices Soaring Again The National Association of Home Builders (NAHB) says that, after a few months of moderating lumber prices following the a rapid runup in early spring, those prices are soaring again . In a recent post on its NOW blog, the association says this is again disrupting the housing market and impacting af...

We’re helping borrowers cover closing costs from coast to coast. That’s right: Freddie Mac’s BorrowSmart™ program is now available to qualified borrowers in all 50 states — every single one of them.

Ready to raise the roof?

New loan limits mean new possibilities and more breathing room for your house hunting budget. Connect with me today to learn more about what’s possible with a Conventional loan.

Season's Greetings Have a wonderful holiday season!

The weather’s getting colder, and the sweaters are getting chunkier. Fund that closet upgrade with a cash-out refi.

- https://cardinalfinancial.com/kurtgoldberg/

Great News The 2022 conforming mortgage loan limits are in. The new mortgage Loan limit is now $647,200 this is great for the 5% down buyer. A 5% down buyer will now be able to purchase in the Luxury home market at $681,000 with only 5% down. 👍 Good stuff for 2022!

2022 Conforming Limits Rise 18 Percent to $647,200 The new conforming loans limits for mortgages that can be acquired by Fannie Mae and Freddie Mac were announced this morning by the Federal Housing Finance Agency (FHFA). As expected, the changes reflect the nearly unprecedented price gains over the last year...