Spencer Valerio Guild Mortgage Company

Senior Loan Officer
1224 S. River Rd #A102
St George, UT 84790
Branch: 435-674-1090
Cell: 702-596-1993 I love helping provide the joy of home ownership.

I am the resource my clients and business partners can depend on for their mortgage lending questions since 1998. My focus is to provide mortgage options that best fit my client’s needs and long term goals.

New ★★★★★ 5 Star Experience.com Review by Rafael C 08/27/2024

5.0 star review received on Experience.com for Spencer Valerio by Rafael C - he was nice

New ★★★★★ 5 Star Experience.com Review by Rafael C Click to see all 191 reviews of Spencer Valerio, Guild Mortgage - Las Vegas

08/16/2024

Home Buyer Education
Wed 8/21 @ 12pm & 6pm Pacific Time.
Request to join by email/text:
[email protected]
702-305-7598
I’ll reply with the link!
See you then!

New ★★★★★ 5 Star Experience.com Review by George D 05/20/2024

5.0 star review received on Experience.com for Spencer Valerio by George D - Spencer is very knowledgeable and always aware of the best options for our clients to consider. Our clients appreciate that he is easy to reach, responds to questions promptly, and takes care of business! I always know our clients are in good hands with Spencer.

New ★★★★★ 5 Star Experience.com Review by George D Click to see all 181 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Robert S 05/10/2024

5.0 star review received on Experience.com for Spencer Valerio by Robert S - Spencer was great in working with an especially challenging situation. Got us across the finish line! Thanks Spencer!

New ★★★★★ 5 Star Experience.com Review by Robert S Click to see all 180 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Patricia G 05/06/2024

5.0 star review received on Experience.com for Spencer Valerio by Patricia G - Spencer took care of all the moving parts on a tight deadline. He always answered the phone and made the whole experience painless!

New ★★★★★ 5 Star Experience.com Review by Patricia G Click to see all 179 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Michael G 05/06/2024

5.0 star review received on Experience.com for Spencer Valerio by Michael G - Easy to work with. Very responsive.

New ★★★★★ 5 Star Experience.com Review by Michael G Click to see all 178 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Maria G 04/30/2024

5.0 star review received on Experience.com for Spencer Valerio by Maria G - Spencer and his team were great to work with. They were available any time I had a question. Very prompt responses and very pleasant while speaking with him. Will definitely be recommending him.

New ★★★★★ 5 Star Experience.com Review by Maria G Click to see all 177 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Regie A 04/27/2024

5.0 star review received on Experience.com for Spencer Valerio by Regie A - Awesome to work with and really delivered!!

New ★★★★★ 5 Star Experience.com Review by Regie A Click to see all 176 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Jacqueline M 03/11/2024

5.0 star review received on Experience.com for Spencer Valerio by Jacqueline M - Spencer was great!

New ★★★★★ 5 Star Experience.com Review by Jacqueline M Click to see all 175 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Diane D 03/08/2024

5.0 star review received on Experience.com for Spencer Valerio by Diane D - Spencer communicated well throughout the process and was able to accommodate a early closing.

New ★★★★★ 5 Star Experience.com Review by Diane D Click to see all 174 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Emily L 03/05/2024

5.0 star review received on Experience.com for Spencer Valerio by Emily L - Spencer and his team were incredible from the moment we walked into the office. He made personalized videos explaining questions we had in a easy to understand way. He was available when we needed him and worked in a quick, efficient, and effective matter. He was knowledgeable in his field and kindly blunt when we needed it.

New ★★★★★ 5 Star Experience.com Review by Emily L Click to see all 173 reviews of Spencer Valerio, Loan Officer | NMLS #305514

03/01/2024

Thank you for the kind words!

02/29/2024

Goal #1: Close on time with a smooth transaction. Top priority #1: If there are any speed bumps in the process, call it out ASAP. Here is a short video explaining why mortgage rates lost ground over the last 30 days. Need more info? Call/text 702-596-1993

New ★★★★★ 5 Star Experience.com Review by Terri M 02/28/2024

5.0 star review received on Experience.com for Spencer Valerio by Terri M - It was all Spencer and his knowledge and detail!!

New ★★★★★ 5 Star Experience.com Review by Terri M Click to see all 172 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Marissa H 02/02/2024

5.0 star review received on Experience.com for Spencer Valerio by Marissa H - Everyone that we worked with at Guild was helpful, kind, and willing to explain the process to us. If they didn't have the answer to one of our questions, they would find it and get back to us. Amazing customer service, support, and guidance. This process of purchasing a house would have been 10x more stressful without Guild's support! Thank you!

New ★★★★★ 5 Star Experience.com Review by Marissa H Click to see all 171 reviews of Spencer Valerio, Loan Officer | NMLS #305514

01/08/2024

Super excited to have New Mexico in my licensing disclaimer!!

NMLS ID #305514
I am authorized to do business in the states of California, Montana, New Mexico and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 1326802; NV Mortgage Company #1141;

New ★★★★★ 5 Star Experience.com Review by Paula B 11/10/2023

5.0 star review received on Experience.com for Spencer Valerio by Paula B - Jacob Jost was very on the spot on everything. His communication was above and beyond. Totally enjoyed working with him. I will certainly pass his good service and knowledge along to my other buyers and sellers.
Thanks, Paula

New ★★★★★ 5 Star Experience.com Review by Paula B Click to see all 166 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Branden B 11/08/2023

5.0 star review received on Experience.com for Spencer Valerio by Branden B - Guild mortgage is the only company I will ever work with. We were working with another lender to start and they gave us the run around. We told guild mortgage of our situation and they helped us out with short notice. Even beating the closing time they originally set. I can't thank them enough.

New ★★★★★ 5 Star Experience.com Review by Branden B Click to see all 164 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Ryan O 10/17/2023

5.0 star review received on Experience.com for Spencer Valerio by Ryan O - Spencer was super amazing. Really helpful with any questions that we had. Answered phone calls and text messages very quick.

New ★★★★★ 5 Star Experience.com Review by Ryan O Click to see all 162 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Makenzie B 10/16/2023

5.0 star review received on Experience.com for Spencer Valerio by Makenzie B - Spencer and his team were AMAZING. He got everything done so quickly and efficiently, met with my clients in person (which was just great to help them understand the process), and communicated every step of the way. 10/10 recommend using him as your loan officer.

New ★★★★★ 5 Star Experience.com Review by Makenzie B Click to see all 162 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Josie L 10/16/2023

5.0 star review received on Experience.com for Spencer Valerio by Josie L - Jacob Jost communicated with me, the buyers, and the title company every step of the way. He handled his part of the transaction promptly allowing us to close quickly.

New ★★★★★ 5 Star Experience.com Review by Josie L Click to see all 161 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Joshlyn W 09/26/2023

5.0 star review received on Experience.com for Spencer Valerio by Joshlyn W - Spencer and his team are great to work with! Everything is efficiently communicated and they work hard to stay on track through the home buying process. I received constant updates and information throughout the transaction. Thank you for being great to work with!

New ★★★★★ 5 Star Experience.com Review by Joshlyn W Click to see all 160 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Alfred A 09/08/2023

5.0 star review received on Experience.com for Spencer Valerio by Alfred A - Spencer and his team went from application to docs, including a 24 hour turn around time on an appraisal, in 8 business days. Communication was excellent throughout the process.

New ★★★★★ 5 Star Experience.com Review by Alfred A Click to see all 158 reviews of Spencer Valerio, Loan Officer | NMLS #305514

09/06/2023

Quick close to save the day!

New ★★★★★ 5 Star Experience.com Review by Tracy W 08/01/2023

5.0 star review received on Experience.com for Spencer Valerio by Tracy W - Competency, integrity and FOLLOW UP, communication start to FINISH!!

New ★★★★★ 5 Star Experience.com Review by Tracy W Click to see all 154 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Yolanda R 07/29/2023

5.0 star review received on Experience.com for Spencer Valerio by Yolanda R - Spencer kept in touch with us throughout the entire process. Our process began in San Diego as we were preparing to sell our home there. Spencer is a genuine type of person you rarely come across. He is honest, kind and patient. I know my husband and I were at peace working with Spencer and anyone he would refer us to. Thank you for your valuable time and help. God bless you. And I apologize for responding late..some of my emails went into my junk folder. Thank you again!!!

New ★★★★★ 5 Star Experience.com Review by Yolanda R Click to see all 153 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Robert S 07/10/2023

5.0 star review received on Experience.com for Spencer Valerio by Robert S - Spencer was great! Smooth process and great communication

New ★★★★★ 5 Star Experience.com Review by Robert S Click to see all 149 reviews of Spencer Valerio, Loan Officer | NMLS #305514

New ★★★★★ 5 Star Experience.com Review by Bekki R 07/10/2023

5.0 star review received on Experience.com for Spencer Valerio by Bekki R - I really appreciate the communication effort that Spencer showed! It makes a transaction so much easier for everyone!

New ★★★★★ 5 Star Experience.com Review by Bekki R Click to see all 148 reviews of Spencer Valerio, Loan Officer | NMLS #305514

Photos from Spencer Valerio Guild Mortgage Company's post 06/02/2023

Thank you for the kind words!

"Spencer truly has been the most helpful person we have been able to work with. He is helpful at any hour and with any question we might have had. He never made us feel like we were on our own and we will definitely be recommending him to anyone we run in to!"

"Thank you Spencer for your expertise, guidance and diligence! You were always available to help Alli and I through the lending process!!"

04/27/2023

Myth: Higher credit scores now pay more than lower credit scores!

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Videos (show all)

Home Buyer EducationWed 8/21 @ 12pm & 6pm Pacific Time.Request to join by email/text:teamvalerio@guildmortgage.net702-30...
Goal #1: Close on time with a smooth transaction.  Top priority #1: If there are any speed bumps in the process, call it...
Super excited to have New Mexico in my licensing disclaimer!! NMLS ID #305514I am authorized to do business in the state...
Quick close to save the day!
Myth: Higher credit scores now pay more than lower credit scores!
Get the most out of a motivated seller!
Another improvement for buyers!

Address


1224 S River Road #a102
Saint George, UT
84790

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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