Steve Hankla- Go To Home Pros, Inc.

Many are using their credit cards to cover increased costs related to inflation, which could lower an individual's credit score and make it harder to qualify for loans.

Credit card balances jump 13%, highest leap in over 20 years, as inflation outpaces wage growth Americans now say they need to be making about $107,800 a year to feel financially healthy, roughly double the national average.

Construction plans and building permits saw a decline recently. In addition to supply chain woes delaying materials, builders are now concerned about buyers as well.

Wary builders fear new home buyers are being priced out Builders fear that demand for new homes could be on the wane. As a result, they’re taking their foot off the gas in terms of production, wary that too many prospective buyers have been priced out of the market by rising costs. In June, single-family home construction fell to its lowest level since...

These strategies can help you and your household keep a downturn from impacting your personal finances.

How to Recession-Proof Your Life in 7 Steps A recession may be on the horizon. Gas prices are at a staggering $5 per gallon on average. Rents are soaring and inflation is at 8.6% — the highest it’s been in 40 years. The stock market is flirting with bear territory and bitcoin and other cryptocurrencies continue to crash. In response to so...

Limited yard spaces don't have to cut back on luxury: Cocktail pools save space with sophisticated style.

Escape the Summer Heat with a Cocktail Pool The space-savvy water features brings both fun and relaxation to small backyards. Learn more about the size, cost, and design ideas for cocktail pools.

Your offer was accepted and the moving day is set, but don't bring in those boxes just yet! This essential checklist can help make sure your new home is ready for you.

New Home? Check This List Before Moving In These tasks are easier to tackle beforehand.

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Ninety years ago, "The House of Tomorrow" in the Chicago World's Fair included an open floor plan, passive solar heating and numerous other features that accurately predicted our present-day reality.

90 Years Ago: The House of Tomorrow A rare look at an experimental 1930s house and its lasting impact on sustainable home design today.

The number of new homes listed for sale recently surpassed pre-pandemic levels. Some economists think this is a sign that the housing supply shortage may slowly ease to an end.

Home inventory grows as more listings come onto the market Economists say the historic shortage of homes for sale is coming to an end, as more inventory is added to the market. Realtor.com reported that active listings of existing homes rose 19$ in June, the fastest rise since it began tracking the data five years ago. Meanwhile, the number of new listings....

These tips can help you decide whether ARMs sound like a good fit for your personal finance needs and goals. If you need more information, please get in touch.

Adjustable-rate mortgages are gaining in popularity. Here’s how to know if one is right for you Double the amount of borrowers have applied for adjustable-rate mortgages from earlier this year. Here is how they work.

Adjustable-rate mortgages have gotten more attention recently due to higher rates, but ARM options can feel more daunting to navigate. Here's what borrowers need to know:

What's the deal with ARMs? Learn about must-know ARM facts in simple terms.

Whether you're new to house flipping or you're a homeowner thinking of renovating, these tips from an experienced flipper can mean fewer lessons learned the hard way.

This House Flipper Has One Piece of Advice for Real Estate Newbies You’ve heard the house-flipping horror stories. Shoddy wiring. Poor plumbing. An inadequate HVAC system. Not to mention the ripped-out charms and cookie cutter finishes. But not all flips are created equal. For all the hurried, move-in ready flips, there are renovators who are taking their time to...

Ask these questions to determine if your home improvement project is better off in professional hands or if you can save money doing it yourself.

When to Save Money via DIY Home Improvements and When to Call in the Experts Here's when you should dare to DIY, and when skimping on hiring a professional could actually cost you more.

What happens when the inspection finds a necessary repair in your soon-to-be home? Find out what sellers will and will not fix after the inspection process.

What You Can (and Can't) Expect the Seller to Fix After the Home Inspection If you're buying a house, you can make repair requests before signing the closing documents. But you can't expect the seller to fix everything. Here's what you can expect a seller to fix after the home inspection has been completed.

Here's how to put your kids on the path toward smart money management.

How to teach your kids to have a healthy relationship with money – even if you didn't "Children need to learn from a very early age that money is not a scary concept," said Debra Kaplan, a licensed therapist, author and speaker.

The world is full of misconceptions, and personal finance is no exception. The latest newsletter debunks four common money myths to help keep your savings, investments and financing in the clear.

4 Money Myths That Could Cost You Foolproof your finances by busting these myths.

Construction costs, property values and living expenses have all increased over the years. Perhaps that's why new homes seem to be shrinking in order to keep homeownership attainable.

Average New Home Size Drops to 2,480-Square Feet Owning your home is considered a cornerstone of the American Dream, but that goal has been harder to...

Does it feel like you have no room to think clearly? It might not be a lack of living space -- try these tips to help make your home feel calm and organized.

How to Organize Your Home Room by Room | Jess Ann Kirby I sat down with Kelley to get some of her best tips and tricks on how to organize your home room by room. She uses a simple, refined and foolproof method!

Periods of past inflation can give us insight into how our current housing market may react to the inflation we're experiencing now.

How Higher Mortgage Rates Have Historically Affected Home Prices With mortgage rates rapidly climbing, historical data show that home price appreciation may slow but home prices are unlikely to drop.

Bathrooms can be one of the most expensive rooms in your house to remodel, but there are ways you can save. Check out these smart ways to lower your remodeling costs.

The Best Ways to Save Money on a Bathroom Remodel - Realty Times If you have an outdated bathroom or one that doesn’t function the way you need it to, you might be planning a remodel. However, once you start the process of planning said remodel, it’s very likely you’re going to see it could be more expensive than you thought.   Bathroom remodels, while...

Home prices and interest rates might be higher, but there are a few ways you could make your mortgage payments and costs lower.

3 Ways to Lower Mortgage Expenses Can you make your mortgage cost less?

When most buyers see a vintage home, they see a money pit. But these telltale traits of proper maintenance can help you spot older homes that are a potential treasure.

The 13 Telltale Signs of a Well-Preserved Old Home Not all vintage homes are money pits! Here's how to know whether the property you're looking at is both an oldie and a goodie...

Who says your decor has to have sharp straight lines to look good? These curvy furniture inspirations prove that sometimes rules are worth bending.

Hot Home Trend: Curvy Furniture Find tips on how to style the curvier shapes that are growing more popular in home design.

High demand has made several cities in the Sun Belt states leaders in the nation for new home construction. Will they come in time to slow skyrocketing costs?

Where Finding a New Home May Be Easiest Cities in the Sun Belt region lead the nation in home starts as buyers from costlier areas of the country flock to the South.

No matter how large or small, these gardening ideas help fill empty flower beds or bare spots and can add charm to your front yard that you and your neighbors can enjoy.

28 Flower Bed Ideas Perfect for Big or Small Yards These brilliant garden bed ideas will bring color, charm, and cheer to your home, regardless of how large or small your landscape is.

Nearly three-quarters of Americans don't like their neighbors. How do you know if your dream home is drama-free next door? Check for these red flags while you tour.

How to Spot Bad Neighbors Before You Buy Listings won't mention the loud parties nearby.

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Thinking of getting financing for your next home improvement project? If HELOCs stood out to you as a potential option, here's an easy overview of how they work:

Should You Use a HELOC for a Renovation? - Realty Times A lot of people are thinking about home renovations right now. You have different options to pay for these projects if you’re not going to pay in cash. One option is a Home Equity Line of Credit or HELOC. {loadmoduleid 306} A HELOC is a way to borrow against your home’s equity, and it provides f...

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