Lisa Gaffikin, NMLS #984664

Happy first day of the Summer Olympics! 🏅

It feels like an Olympic track race finding the best place for your needs - but we can help you reach the finish line. With our Home Buyer Edge program, you’ll have a competitive advantage over other buyers through lightning-fast pre-approval and secured rates! Message me or click the link below to get started finding your new home 👇

https://www.churchillmortgage.com/home-buyer-edge?mlo=984664

Currently, there are 10 housing markets where buyers have a good chance of purchasing a home for less than the asking price. 💥Check out the link down below to see if one of these markets is in your future!

https://finance.yahoo.com/news/10-us-cities-best-markets-150034699.html?mlo=984664

☀️ Good news on the horizon! As of May 2024, home inventory is up 18% since January 2024 and up 35% since the same time in 2023. With sellers re-entering the market, home buyers will find it easier to discover their future homes.

Check out the Summer Market Update if you haven’t already 👇

https://www.churchillmortgage.com/articles/summer-market-update?mlo=984664

Start using your home to build wealth! Put your equity to work in ways you never thought possible! To learn more please reach out to me at [email protected]

Homebot

Ever wonder what your overall weighted interest rate is? Thinking about your equity as a whole? Utilize the Churchill Blended Interest Rate Calculator to determine your starting point by clicking the link below 👇 Let’s find the best solution together!

https://www.churchillmortgage.com/calculators/blended-rate?mlo=1984664

Best practice is to keep communication open with your loan officer during the home buying process. Sometimes the slightest change in income, liabilities, or credit might impact your "final" approval.

2272110-www.tapapp.me

Still wondering if you should buy a house? The cost of waiting can be HIGH - purchasing now can save you more money in the long run.

I’d love to help with your home buying process - send me a message today!

💬 Happy National Tell the Truth Day!

One of the #1 myths in home buying is that you need to find a home before you find a home loan - and that can’t be more false! With Churchill Mortgage’s lightning-fast pre-approval process, we can get you into your dream home before you even know what it looks like. Send me a message or click the link below to debunk more myths about home buying 👇

https://info.churchillmortgage.com/buy-a-homecampaign=Social+Media&subcampaign=instagram&utm_medium=social&utm_source=linktree&utm_campaign=learn+about+home+buying%21?mlo=984664

Want to buy a home but not sure what your price range is? Use our home affordability calculator to get a free estimate: https://www.churchillmortgage.com/how-much-house-can-i-afford?mlo=984664
🧮This calculator makes it easy!

🤔 Are you in need of more space or maybe less? Whether it’s room for more shoes, an extra room for a baby, space for a dog or you find you are an empty nester, make sure now is the best time for you to sell with our free quiz! Based on your monthly payment, selling timeline, and more, this quiz will let you know if you should sell now or wait. 👟🍼🐕 🪹

Click the link to take the quiz! https://www.churchillmortgage.com/should-you-sell-your-home?mlo=984664

New ★★★★★ 5 Star Experience.com Review by Alisa S Click to see all 96 reviews of Lisa Gaffikin - Churchill Mortgage, Home Loan Specialist Loan Officer | NMLS 984664

In today's tight inventory market, you probably want more options for your search. And new home construction could be a game-changer. Right now, there are more new builds than the norm.

But that doesn’t mean we’re overbuilding – there's still a shortage. It just means more options for you. Interested in buying new construction? Shoot me a message! Or click the link to learn more. https://www.churchillmortgage.com/construction-to-perm?mlo=984664

Happy Father’s Day to all the amazing Dads out there who make every house feel like home.

🎓 🌟 Proud Mom Moment! 🌟🎓

Congratulations to my amazing son Shane Gaffikin for graduating **magna cm laude** at last night's commencement! Your dedication, hard work, and perseverance have truly paid off. I am beyond proud of you and all that you have achieved. Keep reaching for the stars! ✨ 💕

It’s National Roller Coaster Day! 🎢 But those twists and turns aren’t as fun when it comes to mortgage rates.

That’s why we offer home buyers our Rate Watch program - simply tell me your target rate, and I’ll let you know when it’s time to buy! Sign up for rate alerts by clicking the link. 👉https://www.churchillmortgage.com/rate-watch?mlo=984664

📊 The Federal Reserve announced they will keep the federal funds rate steady for the 7th straight time.
Here are your top three takeaways from today's meeting:
1. The federal funds rate is holding in the range of 5.25% to 5.5%. (This is not the same as mortgage rates).
2. Despite inflation approaching the goal of 2%, the Fed does not yet feel confident enough to cut rates.
3. The Fed is prepared to maintain the current target federal funds rate for as long as appropriate.

Regardless of rate fluctuations, home prices continue to rise in most areas. Experts suggest locking in a home price in today's housing market before inventory gets worse - Contact me if you have questions or are looking to buy a home!

Thank you Danielle!!! I love your products 🎁 and can’t wait to share them with my clients too!!! 💕🥰

💰See how affordable homeownership can be by using our free monthly mortgage payment calculator! Click the link to get your estimate - https://www.churchillmortgage.com/Calculators/Monthly-Payment-Calculator?mlo=984664

5.0 star review received on Experience.com for Lisa Gaffikin by Alisa S - Lisa worked as a teammate with our realtor. We believe she made our home purchase possible because she helped us put together a competitive and in-budget counteroffer which secured the house for us!

experience.com

🏡 Homeownership is more than just having a place to live—it's about building stability, creating memories, and investing in your future.

👋I’m here to help with all of your home buying, selling, or refinancing needs - Happy National Homeownership Month! Reach out to me or click the link to get started! https://www.churchillmortgage.com/get-started?mlo=984664

Thank you, CBS News! Read the full article for additional information. https://www.cbsnews.com/news/these-costs-are-negotiable-when-buying-a-home-experts-say/

Churchill Mortgage is hosting a 60-minute live broadcast on June 4th unpacking the key elements of the NAR lawsuit. Attorney, Mitch Kider, will provide an overview of the lawsuit and settlement, and our panel of experts will weigh in on how the settlement could impact Realtors and the real estate industry moving forward.

Realtors register here 👉 https://www.churchillmortgage.com/webinar-nar/register?mlo=984664

NAR Lawsuit Webinar Registration | Churchill Mortgage Realtors! Join us for a 60-minute live broadcast all about the recent NAR lawsuit.

Calling All First Responders! 🚑🚒🚓 Interested in the Homes for Heroes program benefits for home-buying? I’m here to help. Contact me to learn how you can save! Learn more here -->
https://www.homesforheroes.com/affiliate/lisa-gaffikin

📝Discover your home-buying readiness by taking our quick and easy "Are You Ready to Buy" quiz! In under 5 minutes, you'll receive a Readiness Report tailored to your current situation and future plans. Click the link to take the quiz - https://www.churchillmortgage.com/are-you-ready-to-buy?mlo=984664

Today, we pause to remember and pay tribute to our fallen heroes who showed bravery, sacrifice, and unwavering commitment to our nation.

Do today’s interest rates keep you up at night? 😴 Sleep better with our Rate Watch program! Simply tell me your target rate, and I’ll let you know when’s the best time to strike. Sign up for alerts by clicking the link - https://www.churchillmortgage.com/rate-watch?mlo=984664

✉️Has a relative recently slipped you an envelope full of cash for graduation or a birthday? Save it because gifted money can go toward a down payment or closing costs! Gift funds can make homeownership a reality sooner than you think, but it’s important to let your lender know about them first.

You and your gift giver will need to sign what’s called a ‘Gift Letter’ confirming the funds are a gift and not a loan.

If you want to know more about gift funds or the mortgage process in general - let’s talk! I’m here to answer your questions and help you find the right mortgage for you. Click the link to connect! https://info.churchillmortgage.com/buy-a-home?mlo=984664

🏠There are plenty of down payment assistance programs available to those who need it. Each type is a little different, with some options having favorable terms while others are forgiven altogether over time.

So, before you think you can’t buy a home due to the down payment, contact me, and let’s talk about these options! Click the link to learn more about down payments and assistance. https://www.churchillmortgage.com/articles/saving-for-a-down-payment?mlo=984664