The Coughenour Team NMLS 238191 at Cornerstone Home Lending

Imagine this: After searching homes, you finally find one that's practically perfect but needs a little TLC. Maybe the walls have seen better days, or you love everything about the kitchen except the countertops. How can you pay for minor updates and repairs and still have enough funds for a down payment and other homebuying expenses? 🤔

Our NEW Fixer Upper Loan has you covered! You can finance the cost of minor renovations (up to 10% of the sales price) right into the mortgage for your new home. Plus, you can use Lowe's® or The Home Depot® to complete the updates and repairs! 👷🏽‍♀️

Here's how it works:

Visit Lowe's® or The Home Depot® to get an initial quote on renovation services.

The home is appraised based on its value after the planned updates are made.

If you're not sure how much the home will appraise for, keep the bid close to 10% of the sales price to avoid surprises.

After your home loan closes, you'll get a check within 72 hours to pay the store and work can begin.

Lowe's® or The Home Depot® have up to 6 months to finish the work!

Message us for all the details about our streamlined Fixer Upper Loan! With down payment options as low as 3%, it's a simple way to turn potential into perfection without having to pay out of pocket. 💫



[DISCLAIMER] The Fixer Upper Loan program is not sponsored, endorsed, or administered by, or associated with, Lowe's® or The Home Depot®. Lowe's® and The Home Depot® are the owners of their respective marks, logos, name, and image.

Ann Coughenhour, NMLS 238191. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

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Here’s to all the dads and father-figures who are always there when we need them. 💙 Thank you for all that you do. Happy Father’s Day!

We are grateful for each sacrifice that was made for us to live in a great and free nation.

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Honored to serve those who've served!

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Think you can't buy your first home because of student loans? Think again! You could still qualify to buy. In fact, among recent first-time buyers, almost 40% had student loan debt. Message us to learn how you could own a home — even if you have student loans!

Buying a home can seem daunting in today's fast-paced market, but the process is pretty straightforward. Whether you're a first-time or repeat buyer, you don’t have to feel intimated. Message us and we’ll guide you through each step with ease.

Don't believe the 20% down payment myth! There are options that require low or even NO money down — like VA loans for veterans. Message us to learn more — don't forget to ask about down payment assistance available in your state!

According to Nadia Evangelou, Senior Economist for the National Association of REALTORS®, just a one-point difference in mortgage rates can make homeownership affordable for approximately five million more Americans. This is a big deal because as mortgage rates continue to decline, owning a home can finally become a reality for more people.

Happy Easter!

Here is some sweet trivia for you!

Sources show that happiness is higher among people with financial resources and support. That’s why we don’t stop at-home loans. In 2022 we launched our in-house servicing division AND we bought a bank! Why? So we can offer financial products and services that keep you connected to the same amazing team for all your financial needs.

Happy St. Patrick's Day!

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