Bill Rodriguez, NMLS 279673 Cornerstone Home Lending

Imagine this: After searching homes, you finally find one that's practically perfect but needs a little TLC. Maybe the walls have seen better days, or you love everything about the kitchen except the countertops. How can you pay for minor updates and repairs and still have enough funds for a down payment and other homebuying expenses? 🤔

Our NEW Fixer Upper Loan has you covered! You can finance the cost of minor renovations (up to 10% of the sales price) right into the mortgage for your new home. Plus, you can use Lowe's® or The Home Depot® to complete the updates and repairs! 👷🏽‍♀️

Here's how it works:

Visit Lowe's® or The Home Depot® to get an initial quote on renovation services.

The home is appraised based on its value after the planned updates are made.

If you're not sure how much the home will appraise for, keep the bid close to 10% of the sales price to avoid surprises.

After your home loan closes, you'll get a check within 72 hours to pay the store and work can begin.

Lowe's® or The Home Depot® have up to 6 months to finish the work!

Message us for all the details about our streamlined Fixer Upper Loan! With down payment options as low as 3%, it's a simple way to turn potential into perfection without having to pay out of pocket. 💫



[DISCLAIMER] The Fixer Upper Loan program is not sponsored, endorsed, or administered by, or associated with, Lowe's® or The Home Depot®. Lowe's® and The Home Depot® are the owners of their respective marks, logos, name, and image.

Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Back 2 School season is here! 📚 Did you know that homes in top-rated school districts can see up to a 49% price premium compared to the national average? (Source: Realtor.com) Source deemed reliable but not guaranteed.

When considering a new home, don't forget to think about school districts. We’re here to help you find the perfect home for your family.

Let’s make this school year the greatest one yet! 🏡💼



Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Don't be sad, get pre-qualified with Cornerstone Home Lending and start your homebuying journey today. 📜🔑



Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Traditional mortgages aren’t for everyone. For unique homebuyers with unconventional finances or less-than-perfect credit, our Non-Qualified Mortgage (Non-QM) loan products could be the right fit. Whether you’re self-employed, a gig worker, or an Individual Tax Identification Number (ITIN) buyer, we have the flexible financing you need to make homeownership a reality! 🏡✨



Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Get the scoop on your home value! 🍦 Just like this ice cream, the real estate market has its own flavors. Find out what your home is worth with our skillful insights.



Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Getting Ready to Buy Your Dream Home? Don't Get Caught Off Guard! 🏡✨

Before you sign on the dotted line, make sure you're prepared for more than just your mortgage. Discover the hidden costs that could impact your budget and long-term financial goals. Are you ready to handle the true cost of owning a home? Test your knowledge now and stay ahead of the game!

Call us today!



Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Which one do you think is better? Getting a price reduction of $10,000 or getting a seller credit of $10,000? 🏠💡

Ask the seller for a $10,000 credit to buy down your interest rate on a $300,000 home, and you’ll save $248/month. Compare that to just a $78/month savings if you ask them to reduce the price by $10,000.
What are your thoughts? Comment below!

*For informational purposes only. Speak with your loan officer for details.

Rate Hack

Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Catch some rays and the real estate craze! ☀️🏡 Find your sun-sational summer home with Cornerstone! 🌴🏠



Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Say goodbye to renting! Beyond offering a safe and joyful haven for your family, owning a home can pave the way to long-term stability and wealth. Start building your future today. Unlock the potential of financial freedom with homeownership! 🏠



Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Are investment properties and second homes the same? 🔽

Second homes and investment properties are NOT the same thing. So, which is right for you? 🤔 It depends on your intent!

🌴 Using the home for vacations and occasional rentals to family or on platforms like Airbnb or VRBO? A second home might fit your needs.

📅 Renting out the property long-term to generate wealth through rental income? An investment property might be more appropriate.

There are a few other differences to keep in mind, so call us today to learn more! 💡 We can help you choose the right option for your financial goals.



Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

🏡 Found your almost perfect home? With Cornerstone’s Big Box Home Enhancement Loan, you can turn “almost” into “perfect” with as little as 3% down! 🛠️✨ Finance small-scale projects, design customizations, and minor repairs right into your mortgage. Whether it’s high-end finishes or upgrading a fixer-upper, you have the power to choose your own installation services from big box stores like Lowe’s or Home Depot. Let’s make your dream home a reality! 💫



Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Happy Independence Day! 🎇🇺🇸 Let fireworks light up the sky as we celebrate the land of the free and the home of the brave. Wishing you a day filled with sunshine, laughter, and plenty of patriotic pride! 🎆✨



Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

☀️ It's officially SUMMER! ☀️ Need a pool to cool off? 🌊💦 Let us help you get started on your journey!

*Not a commitment to lend. Borrower must meet qualification criteria.

DM us TODAY! 📞💧



Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

🚛✨ 3 Moving Tips for a Smooth New Home Journey! ✨🏠

Thinking about a fresh start? Moving to a new home can be exciting yet challenging. Check out these 3 essential tips to make your move seamless and stress-free! 🗝️✨

Plan Ahead: Create a moving checklist to stay organized.
Pack Smart: Use color-coded boxes for easy unpacking.
Hire Professionals: Trust experts to handle your valuables.

At Cornerstone Home Lending, we're here to make every step of your move easier. 🏠💼 From financing to finding your home, we've got you covered!

👉 Ready to move? Contact us today and let's start this journey together!


Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

🎓💼 Attention Gen Z with Student Loans! 🌟

Did you know recent FHA updates make it easier for you to qualify for a home loan? Say goodbye to the 1% rule and hello to more accurate payment calculations! Whether your loans are in repayment or deferment, Cornerstone has your back. Ready to own your dream home? 🏡💪

👉 Contact us today to learn more and get started on your path to homeownership!


Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Buying a home can be overwhelming, especially with all those upfront costs! Don’t worry—we’re here to break it all down and guide you every step of the way.

💬 Got questions? Drop them below! Let's make your home-buying journey smooth and stress-free.



Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Happy Father's Day to all the amazing dads out there! 💙 Here's to the ones who steady our steps and offer their kids a safe place to land.



Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Get ready to seal the deal on your future home! 🏡✨ Most lenders will want to see where your deposit and down payment funds are coming from, so be prepared to show at least 2 months of bank statements. 🔍💰



Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

🏡 Tired of just dreaming about your home while scrolling online? 📱✨

It's time to turn those dreams into reality! Contact Cornerstone Home Lending today and let's make that dream home yours. 🏠💼 Your trusted lender in turning aspirations into addresses.



Bill Rodriguez, NMLS 279673. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Commemorate and educate. Amplify and uplift. Flourish and be free.

Here’s to all the dads and father-figures who are always there when we need them. 💙 Thank you for all that you do. Happy Father’s Day!

Honored to be a part of such a great event. Thanks Roland Nairnsey

We are grateful for each sacrifice that was made for us to live in a great and free nation.

Happy military appreciation month!

Honored to serve those who've served!

Happy Mother's Day!