Khoury Finance

Real-estate, mortgage lending and financial guidance by an experienced team of real-estate pros

01/16/2023

With inflation continuing to have an impact on consumers, credit card debt is rapidly increasing. Here’s some tips on how to deal with that pile of high interest debt 🏔

Got mortgage or real-estate questions of your own? Leave us a comment, DM us directly or get in touch with the details below and we’ll be happy to help you out!

📧 [email protected]
📱 310-818-5405
🌐 https://www.khouryfinance.com

01/13/2023

This loophole is going away in the 2023 tax year so take advantage of it while you can! 🏃🏃💨

Got mortgage, finance, or real-estate questions of your own? Leave us a comment, DM us directly or get in touch with the details below and we’ll be happy to help you out!

📧 [email protected]
📱 310-818-5405
🌐 https://www.khouryfinance.com

01/09/2023

We’ve all been there before 🙄. If you’re sure that you’re not going to get the money back, just turn it into a write off!

Got mortgage or real-estate questions of your own? Leave us a comment, DM us directly or get in touch with the details below and we’ll be happy to help you out!

📧 [email protected]
📱 310-818-5405
🌐 https://www.khouryfinance.com

01/06/2023

It might seem like a sweet idea to get added on your parent’s assets or title deed before they pass, but it’s a BIG MISTAKE that’ll cost you 💰

Got mortgage or finance questions of your own? Leave us a comment, DM us directly or get in touch with the details below and we’ll be happy to help you out!

📧 [email protected]
📱 310-818-5405
🌐 https://www.khouryfinance.com

12/29/2022

HomeGuessr is the game all about guessing property prices. The housing market has been crazy over the past few years, and the cost of buying a home has gone way beyond many people's expectations. We built this game to help educate buyers and sellers on the current market, as well as exposing just how crazy some of these properties really are!

Think you have a good grasp on the real-estate market? Put your inner Realtor to the test and reach the top of the leaderboards!

The game currently has Los Angeles, California property listings, but we're planning on including other regions. What region would you like to see next? Comment below to let us know!

12/22/2022

A perfect opportunity for home owners to pay for their vacations by using the otherwise empty property while sipping cocktails on the beach! Not to mention the benefits for business owners…

Got mortgage or finance questions of your own? Leave us a comment, DM us directly or get in touch with the details below and we’ll be happy to help you out!

📧 [email protected]
📱 310-818-5405
🌐 https://www.khouryfinance.com

12/21/2022

We’re starting to really see the Feds policy having an effect, SFRs are down SUBSTANTIALLY over the last four months.

Got mortgage or finance questions of your own? Leave us a comment, DM us directly or get in touch with the details below and we’ll be happy to help you out!

📧 [email protected]
📱 310-818-5405
🌐 https://www.khouryfinance.com

12/14/2022

Check out our linktree to download the calculator sheet to see the savings for your situation! 🧮⬇️

Got mortgage or real-estate questions of your own? Leave us a comment, DM us directly or get in touch with the details below and we’ll be happy to help you out!

📧 [email protected]
📱 310-818-5405
🌐 https://www.khouryfinance.com / linktr.ee/khouryfinance

08/05/2022

Is it a smart move to take a higher interest rate and plan on refinancing in the future when rates go back down?

Planning for future refinances might seem like a good idea for newcomers, but there are some key concepts to keep in mind so you don’t regret your decision down the road.

08/04/2022

Is there a housing market correction happening?
What does that mean for folks who are just now ready to buy a home?

In this deep dive we discuss how you can think critically about your own situation, and come out on top.

08/04/2022

Mortgage points can be a tough concept for first time home buyers to fully understand. Peter explains what they are, and some rules of thumb to use them the right way.

07/30/2022

When it comes to interest rate buydowns, it can be difficult for first time home buyers to understand exactly how to take advantage of them. The biggest things to understand are your break-even points, and how they align with future refinance opportunities — as Peter explains.

11/25/2021

Happy Thanksgiving from the team at Homiro! Wishing you a wonderful holiday weekend with your family. Cheers! 🍂🍁🦃

Tips for a successful appraisal 11/18/2021

Refinancing? Here's how to prep for your appraisal inspection. 🛠🏚

Tips for a successful appraisal Quick Checklist for you:

10/20/2021

We love helping people feel more informed when they're buying a home. We'll go through everything with you so that you know exactly what fits in your budget, how much you need to save and what costs to expect. There should be no surprises and you should never feel left in the dark.

Get in touch with us if you're interested in looking at your budget and how a home purchase might fit into it. Even if you're not ready to buy quite yet, we can help you plan for when you are.

09/18/2021

1. Proof of Income can be recent paystubs and W2's if you're a wage earner. If you're self-employed, we need the filed taxes for your business from the last 2 years.
2. A piece of government-issued picture ID like your driver's license or your passport. Make sure it's not expired.
3. Your most recent 60 days of bank, retirement, or investment statements. We need to know where your down payment is coming from.
4. We will need to do a hard credit check to see what your debts are. This will affect your score minorly and you can do multiple checks with different lenders in the same time frame without being penalized.

09/09/2021

Economic uncertainty and current events have pushed rates to another low. Homeowners have been locking in these low rates on both refinances and home purchases.

This may be temporary. The Feds have recently announced plans to taper their spending on assets which may mean rates will be going up soon.

Contact us to chat about how you can take advantage of the current low rates. No pressure, we're happy to answer your questions.

09/03/2021

Thank you to Jesse for the review. To read this and other reviews, check out our Yelp page: https://www.yelp.com/biz/homiro-chatsworth

09/01/2021

Your PMI, or Private Mortgage Insurance, gets cancelled by your mortgage servicer once your mortgage balance reaches 78% of the home’s value (22% equity)
You can, however, request in writing to cancel it earlier once you reach 20% equity to save money on monthly payments.

Some people will make additional payments to get to 20% equity for this reason.

There are some stipulations though. You can’t be late on payments or have additional liens, and you may need an appraisal.
Your servicer can tell you what’s required and help you figure out when you can request to cancel PMI.

Keep in mind, some mortgages require you to refinance if you want to get rid of monthly PMI payments. But, refinancing can be a great option for anyone wanting to get rid of PMI that has a home that’s increased in value.

Melody A.'s review of Homiro 08/23/2021

Thank you to Melody for leaving such a kind review!

Melody A.'s review of Homiro We worked with Homiro to refinance and they could not have been a more fantastic team! Peter…

How do I qualify for a mortgage? 08/19/2021

How do I qualify for a mortgage? Let's look at a brief overview of factors that go into qualifying for buying a home or a refinance.

25 Best Santa Clarita Mortgage Brokers | Expertise.com 07/30/2021

Proud to get an A+ report card from https://expertise.com!

https://www.expertise.com/ca/santa-clarita/mortgage-brokers-lenders

25 Best Santa Clarita Mortgage Brokers | Expertise.com Find and connect with Santa Clarita's best Mortgage Brokers. Hand picked by an independent editorial team and updated for 2021.

Alternative ways to get qualified for a mortgage 07/13/2021

Alternative ways to get qualified for a mortgage - https://mailchi.mp/fb8df0ca8baa/alternative-ways-to-get-qualified-for-a-mortgage-10320036

Alternative ways to get qualified for a mortgage Instead of using your tax return, the income deposited regularly into your account is considered. The more personal or business bank statements you show, the better your interest rate will be. You will also need a CPA letter verifying some additional information about your expenses and business.

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Videos (show all)

The advice to pay your mortgage off early seems to be everywhere. It’s BAD ADVICE.If you have a cheap interest rate lock...
Usually when you own a home and want to buy an investment property, you’ll have to pay 20% down as it’s not going to bec...
With inflation continuing to have an impact on consumers, credit card debt is rapidly increasing. Here’s some tips on ho...
This loophole is going away in the 2023 tax year so take advantage of it while you can! 🏃🏃💨Got mortgage, finance, or rea...
January 11th mortgage rate update PART TWO!Tune in every Wednesday for fresh mortgage rates and housing market news! 🗓Lo...
Tune in every Wednesday for fresh mortgage rates and housing market news! 🗓Loan Assumptions:Purchase Price: 850,000Credi...
We’ve all been there before 🙄. If you’re sure that you’re not going to get the money back, just turn it into a write off...
It might seem like a sweet idea to get added on your parent’s assets or title deed before they pass, but it’s a BIG MIST...
Happy New Year! it’s time for the MORTGAGE RATE UPDATELoan Assumptions:Purchase Price: 850,000Credit Score: 760+Single F...
HomeGuessr is the game all about guessing property prices. The housing market has been crazy over the past few years, an...
Did you know you can rent out your home TAX FREE??
Are home prices finally dropping across California?

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6303 Owensmouth Avenue 10th Fl
Los Angeles, CA
91367

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