CP Financial
Please visit our website www.cpfinancialinc.com CP Financial is a dba and division of CP Financial and CP Realty Inc.
A Direct Mortgage Lender in West Los Angeles. We value ourselves as a community lender, who takes the time of understand our clients. We believe investing time in our clients results in better service and a better opportunity for success.
So Fed announces Rates Hold Steady and that Higher for Longer is in Play, but QT (Quantitative Tightening) is tapering off in June. This is VASTLY more important for mortgage rates. There is a great chance Rates to start Sliding Mid to Late May.
Start Spreading the NEWS!!! Rates are going to come DOWN HUGE!!! See Notes
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![6 Things That Happen When You Become a Homeowner - Realty Times](https://img5.findglocal.com/646/086/823410386460865.jpg)
Purchasing your first home is not only exciting, but it's also a learning experience. Here are six things that happen when you become a homeowner, some of which you might not expect.
6 Things That Happen When You Become a Homeowner - Realty Times Becoming a homeowner is more than having a set of keys and your name on the deed. You may have a rush of emotions the day you take possession and recognize you now have your place in the world—literally. And that’s just the beginning. Here are a few more things you can expect. {loadmoduleid 306}...
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If you like our service or have feedback to share, don't forget to leave a review on our site.
Leave a Review If we’ve worked together in the past and you had a great experience, would you pay it forward with a review? Thanks so much in advance.
![Annual Home Maintenance Checklist](https://img3.findglocal.com/663/903/821628716639032.jpg)
The comfort, safety and monetary value of your home heavily depend on a consistent routine of year-round maintenance. This all-seasons maintenance guide outlines which tasks to perform and when.
Annual Home Maintenance Checklist A home maintenance checklist is the best way to extend your appliances’ and home structure’s lifespan.
![22 Fall Color Schemes to Incorporate This Season](https://img3.findglocal.com/015/005/819851850150052.jpg)
Looking for something new for your decor this fall? These 22 color schemes could be the perfect solution.
22 Fall Color Schemes to Incorporate This Season Welcome autumn with these cozy color pairings, including red, orange, brown, and yellow shades.
![5 Ways to Prevent Home Fires During the Holidays](https://img5.findglocal.com/704/471/817571887044715.jpg)
Did you know that the risk of house fires increases around this time of year? These five fire prevention tips can help keep your home safe during the holidays.
5 Ways to Prevent Home Fires During the Holidays Learn how to mitigate common holiday fire hazards.
![18 Spots in Your Home You Probably Never Clean—But Definitely Should](https://img5.findglocal.com/392/064/815479233920647.jpg)
It can be easy to forget that these areas of your house could use a thorough cleaning on occasion.
18 Spots in Your Home You Probably Never Clean—But Definitely Should When was the last time you scrubbed your shower curtain, or the cabinet your pull-out trash can is in? Address these and other germy areas ASAP!
![5 cities with the highest property tax rates. Here's why rates can vary so much from place to place](https://img4.findglocal.com/115/042/809848091150428.jpg)
Find out how location impacts property taxes and which five cities charge the highest rates.
5 cities with the highest property tax rates. Here's why rates can vary so much from place to place There are several reasons why property taxes vary so much by city. Here's what homeowners need to know.
![How Do I Find My Property Line: 6 Ways to Do It | Renovated](https://img4.findglocal.com/799/994/808019617999942.jpg)
Thinking of putting a fence around your backyard? Establish your property line first. Knowing where your land begins and ends is the best way to avoid property disputes with neighbors.
How Do I Find My Property Line: 6 Ways to Do It | Renovated Planning to install a fence? Before you do anything, learn six ways to find your property line to avoid disputes with neighbors.
![4 Sources for Down Payment and Closing Cost Cash - Realty Times](https://img3.findglocal.com/819/533/806065668195337.jpg)
Most loans not only require a down payment but also come with closing costs. Where do you find the cash? Here are a few ideas.
4 Sources for Down Payment and Closing Cost Cash - Realty Times Most loan programs today require some sort of a down payment. Even as low as 3% of the sales price while there are a couple of programs that don’t require a down payment of any sort. Those being the VA home loan program and the USDA program designed for rural areas. VA loans are restricted t...
![My Preapproval Expired -- Now What?](https://img5.findglocal.com/838/816/804137438388160.jpg)
Why does your mortgage preapproval expire, and what steps can you take if yours is about to? You can find everything you need to know in this week's newsletter.
My Preapproval Expired -- Now What? Don't panic if your loan limit changes.
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![Nearly 40% of homebuyers under 30 relied on cash gift or inheritance from family for down payment](https://img4.findglocal.com/208/467/800505622084675.jpg)
According to a recent survey, almost 40% of first-time homebuyers under the age of 30 leveraged cash from family members or inheritance to afford their downpayment.
Nearly 40% of homebuyers under 30 relied on cash gift or inheritance from family for down payment First-time homebuyers are increasingly reliant on seniors to assist with a down payment, according to new research from Redfin.
![20 Shower Tile Ideas That Make a Splash](https://img3.findglocal.com/228/852/798467092288528.jpg)
Are you thinking of giving your bathroom a makeover? Check out these 20 shower tile ideas.
20 Shower Tile Ideas That Make a Splash Updating your bath and looking for shower tile ideas? From all-white shower tiles to bold patterns, these fresh solutions will help you reimagine your space.
![This Small Request Pays Off Big Time When Buying or Selling a Home](https://img4.findglocal.com/916/703/796348699167034.jpg)
Why should buyers and sellers ask for a settlement sheet? Here's how it can keep you prepared for hidden costs before going into escrow.
This Small Request Pays Off Big Time When Buying or Selling a Home It’s an overlooked cheat sheet.
![4 Reasons It Might Be Time to Consider a New Home](https://img3.findglocal.com/938/629/794156059386298.jpg)
Have you outgrown your existing home? Here are four signs that it might be time to start searching for something new.
4 Reasons It Might Be Time to Consider a New Home What your dream home looks like is subject to change.
![Rising Insurance Rates Are Crushing Affordable Housing Developers](https://img4.findglocal.com/293/101/792042222931015.jpg)
Insurance expenses have been on the rise recently, and it may be taking its toll on homeowners and renters alike.
Rising Insurance Rates Are Crushing Affordable Housing Developers Natural disasters and crime are being blamed for property insurance hikes that are frustrating builders of much-needed new apartment buildings.
![51 Outdoor Patio Furniture Selections for Stylish Sunny Spaces](https://img4.findglocal.com/641/198/790565826411988.jpg)
Outdoor spaces deserve just as much of our attention as indoor spaces when it comes to design and decor. These 51 furniture ideas could help inspire your style.
51 Outdoor Patio Furniture Selections for Stylish Sunny Spaces Explore these super styling outdoor sofas, patio armchairs, loungers, daybeds, patio dining sets, and more. This guide has outdoor furniture for every space and style.
![Can a Seller Back Out of an Accepted Offer? It’s Possible, But Not Easy](https://img5.findglocal.com/994/238/788595189942385.jpg)
Both buyers and sellers face potential consequences if they back out of a contract unless they have the right contingencies in place.
Can a Seller Back Out of an Accepted Offer? It’s Possible, But Not Easy A seller can back out of an accepted offer, but it's not easy. Learn the legal risks and the best way to cancel a contract safely!
![Want to Feel Safer at Home? Follow These Tips - Realty Times](https://img3.findglocal.com/013/665/786652540136650.jpg)
Whether you've moved to a new place or are home alone, these tips can help you feel safer and more comfortable.
Want to Feel Safer at Home? Follow These Tips - Realty Times We all love that taste of independence when we have the keys to our apartment. Having no one bossing you around or dealing with an annoying roommate can be quite exhilarating for many people. However, living alone isn’t always that grand- especially when it comes to your safety. If you aren....
![3 Must-Do Tasks to Settle Into Your New Home](https://img4.findglocal.com/365/791/784773253657912.jpg)
Adjusting to a new home isn't always quick and easy, but the following three tips can help.
3 Must-Do Tasks to Settle Into Your New Home Jump-start your transition from new house to home.
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![10 Energy-Saving Myths You Shouldn't Believe](https://img4.findglocal.com/401/793/781172984017939.jpg)
Who doesn't want to cut down on energy costs at home? Unfortunately, these 10 myths won't actually help you lower your bills or cut consumption.
10 Energy-Saving Myths You Shouldn't Believe Don’t believe all the tips and tricks that promise to reduce your energy consumption.
![Smart Tips for Picking the Right Kitchen Countertop Material](https://img5.findglocal.com/755/085/779177147550856.jpg)
Finding the right countertops for your kitchen is where style meets functionality. Here are 15 ideas to help inspire your next renovation.
Smart Tips for Picking the Right Kitchen Countertop Material Countertops are the true workhorse of a farmhouse kitchen, so you want to pick right.
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