Philip Decallejon - Financial Advisor

History shows that the difficult practice of staying the course — or buying stocks while others are selling — can pay off in the long run. Let’s connect to discuss.

Making sense of the recent market volatility The investor concerns that fueled the recent stock correction continue to linger.

With the Tax Cuts and Jobs Acts set to expire at the end of 2025, investors may want to consider how they can take advantage of the lower tax brackets. This strategy is one way to do so.

Tax-gain harvesting, explained Potentially save on taxes when selling appreciated assets with this lesser-known tax strategy.

What does your ideal retirement look like? I can partner with you to help you achieve your retirement savings goals and bring your dream retirement to life.

Ways to boost your retirement savings Rev up your retirement savings with these tips.

How many years are you from retirement? Review these important milestones to make sure you’re on track.

Retirement countdown milestones Our pre-retirement checklist may help you improve your savings.

Financial fraud is becoming more sophisticated and harder to detect. Be on the alert for these emerging scams and trends.

5 cybersecurity scams to watch for in 2024 Find out how you can detect and protect yourself from the latest fraudulent trends.

Not all financial goals have the luxury of time. With today’s higher interest rates, a short-term investment is an accessible place to park money for near-term goals, while also earning interest. Let’s review your options during our next meeting.

Tips on short-term investments Short-term investment strategies differ from long-term strategies. Review our investment tips to help you plan for a short investment time horizon.

Don’t let emotions and market headlines impact your long-term goals. We're here to help you feel more confident during periods of market stress.

How to navigate market volatility Find out how to prepare and stay the course during the market’s ups and downs.

We can help you determine how investing in real estate fits into your overall financial strategy.

5 real estate investing strategies for building income and wealth Find out how to invest in real estate, as well as potential advantages and risks.

Do you plan to help your child or grandchild pay for college? I, along with your tax professional, can help you evaluate how to take advantage of the tax code to save more.

Tax strategies for college savings and gifting Use the tax code to your benefit for a loved one’s education

"There has been an important shift in the direction of market action over the last week or so and one where the underappreciated have suddenly sprung to life and are now exacting some revenge on the investors who have doubted (i.e., underweighted) their place within a portfolio.” - Anthony Saglimbene, Ameriprise Chief Market Strategist

A shift in market sentiment gives life to forgotten sectors Get more expert insights by reading the latest Weekly Market Perspectives.

This https://bit.ly/4bSOluG is an interesting movie that shows the side of forgotten America.

Hillbilly Elegy (film) - Wikipedia Hillbilly Elegy is a 2020 American drama film directed by Ron Howard from a screenplay by Vanessa Taylor, based on the 2016 memoir of the same title by J. D. Vance. The film stars Amy Adams, Glenn Close, Gabriel Basso, Haley Bennett, Freida Pinto, Bo Hopkins (in his final film appearance), and Owen....

“Several areas of the job market that were running hot last year have cooled this year, helping ease pressures on inflation and rebalance labor conditions.” - Anthony Saglimbene, Ameriprise Chief Market Strategist

Could investors be on the verge of the long-awaited soft-landing scenario? Get more expert insights by reading the latest Weekly Market Perspectives.

Do you live with a partner but don't plan to marry? Ameriprise Senior Vice President of Financial Advice Strategy and Marketing Marcy Keckler shares why a cohabitation agreement may help you align on key areas like estate and retirement planning.

What Are Cohabitation Agreements and Who Are They For? Experts say issues like money, property, family support and retirement assets need to be part your cohabitation agreement.

Here’s what to consider when looking at interest rates and their influence on stock prices.

Will persistently high interest rates dampen stock momentum? Investors seeking clarity on the future direction of stocks may want to consider these clues.

If you suspect your loved one is being targeted by scammers, trust your gut. I can help you identify the signs financial fraud and provide you with support.

7 steps to protect loved ones from financial fraud Help keep your family members safe from scammers, identity theft and financial exploitation.

Do you plan to help your child or grandchild pay for college? We, along with your tax professional, can help you evaluate how to take advantage of the tax code to save more.

Tax strategies for college savings and gifting Use the tax code to your benefit for a loved one’s education

Here’s an interesting analysis from Franklin Templeton on the upcoming U.S. elections. If you have any concerns about the potential market impact, let’s connect.

Do elections matter for markets? Understand the potential market implications of competing policy outcomes.

“Navigating a soft landing for the economy requires some policy nuance around understanding when rates may become too restrictive for growth and if the last mile of inflation might just need time to normalize back to target.” - Anthony Saglimbene, Ameriprise Chief Market Strategist

The Fed will likely hold rates steady this week. But are central bankers ready to change their tone? Get more expert insights by reading the latest Weekly Market Perspectives.

There have been some reported glitches with the rollout of the new 2024-25 FAFSA form. If you’ve had issues filling out the application, know that you still have time before the June 30 deadline.

New FAFSA rules: How changes may affect your student’s financial aid eligibility Plan for college expenses with more confidence.

“Under the surface, several stocks and sectors are still attractively priced based on their forward earnings expectations over the next twelve months.” - Anthony Saglimbene, Ameriprise Chief Market Strategist

Several economic reports this week could help shape stock direction Get more expert insights by reading the latest Weekly Market Perspectives.

In retirement, do you plan to stay in your current home or downsize? Let’s talk through the different scenarios and the impact each could have on your financial goals.

Downsizing your home in retirement Understand your different housing options and how a new home may affect your retirement.

Are you one of the 68% of people who plan to leave real estate to your heirs? Whether it’s a primary residence or a vacation home, communicating your intentions can help mitigate any confusion. Here are three tips to help you start the conversation.

3 tips to successfully passing on real estate to heirs How you set up your gift and communicate your wishes can be an act of kindness for loved ones.

You may be surprised by the many cost benefits that come with securing insurability while you’re young and healthy. I can help you understand what you need and how much.

From online phishing to lottery scams, learn about common types of fraud and how to protect yourself and your family.

Common types of financial fraud Learn about common types of financial fraud and how to protect yourself and your assets against these kinds of fraud attempts by identifying their signs.

“The last few weeks have put investors on information overload, as a firehose of Q1 earnings releases, economic updates, and a Fed policy meeting have provided an abundance of information to digest and, importantly, drive stock direction.”- Anthony Saglimbene, Ameriprise Chief Market Strategist

Investors less certain about direction of stock prices amid firehose of information Get more expert insights by reading the latest Weekly Market Perspectives.

If you earn too much to contribute directly to a Roth IRA, reach out to us for guidance on the appropriate strategy for your situation. We want to help you benefit from this tax-advantaged account.

Roth IRA strategies for high-income earners Roth IRAs are powerful retirement savings accounts.