Woong 'Eddie' Lee, office of Credence Financial Group

Estate, Retirement, and Insurance Services

Americans Say the Week After Daylight Saving Time Is Their Most Unproductive at Work – Here's Why 11/07/2024

Americans Say the Week After Daylight Saving Time Is Their Most Unproductive at Work – Here's Why In a recent survey, 43% of employed respondents say the week after daylight saving time ends is their most unproductive at work — with 31% admitting they make more mistakes than is typical.

Barron's Daily: Election Day Has Arrived, Avoid Trading on a Trump or Harris Win. And 5 Other Things to Know Today. 11/06/2024

Barron's Daily: Election Day Has Arrived, Avoid Trading on a Trump or Harris Win. And 5 Other Things to Know Today. What to know for the coming days ahead, including exclusive commentary from Barron's and MarketWatch writers.

Building Generational Wealth Without A Trust Fund 11/05/2024

Building Generational Wealth Without A Trust Fund Building generational wealth is often associated with sizable inheritances or trust funds, but the truth is, many people are creating financial legacies from nothing.

We heard from 1,000 older Americans: Here are some of their biggest regrets 11/04/2024

We heard from 1,000 older Americans: Here are some of their biggest regrets Over 1,000 Americans between the ages of 48 and 90 told Business Insider their biggest regrets in life. Those insights shed light on how perplexing planning for the future can be. Here's stories of the wisdom gained by looking back.

Wealthier Americans Are Paying Millions to Age in Luxury Campuses 11/03/2024

Wealthier Americans Are Paying Millions to Age in Luxury Campuses After seeing their friends and parents struggle to find care as they aged, older people are embracing life plan communities. The one-time entrance fees can exceed $1 million.

Should You Commit To A College Before The FAFSA Opens? 11/01/2024

Should You Commit To A College Before The FAFSA Opens? Should families commit to a college without knowing what their financial aid award may be? It's a struggle facing more families due to FAFSA delays.

Backdoor Roth IRA: Advantages and Tax Implications Explained 10/31/2024

Backdoor Roth IRA: Advantages and Tax Implications Explained The backdoor Roth IRA strategy is not a tax dodge. When you transfer the assets of a traditional IRA to a Roth IRA, you owe taxes on any funds—the principal as well as any earnings and appreciation—that have not been taxed previously.

How a Quarter or Half-Point Rate Difference Affects Your Monthly Mortgage Payment 10/30/2024

How a Quarter or Half-Point Rate Difference Affects Your Monthly Mortgage Payment There's no crystal ball to tell you if mortgage rates will decline anytime soon. But what we can tell you is how much of a difference you're likely to see in your monthly payment based on different mortgage rates

6 Factors To Help You Determine Your Ideal Retirement Age 10/29/2024

6 Factors To Help You Determine Your Ideal Retirement Age Perhaps the biggest factor in choosing your retirement age is your financial readiness.

7 Smart Money Moves to Finish 2024 Strong 10/28/2024

7 Smart Money Moves to Finish 2024 Strong With the stock market making strong gains in 2024, consider locking in some gains and setting yourself up for a prosperous 2025.

They Bought Insurance for Security in Old Age. They Got a Financial Nightmare Instead. 10/27/2024

They Bought Insurance for Security in Old Age. They Got a Financial Nightmare Instead. People who bought long-term care policies decades ago face a wrenching dilemma: Pay much higher premiums or brace for crippling bills to cover their care in old age.

Cancer Care Is Getting Personal. Local Doctors Can’t Keep Up. 10/26/2024

Cancer Care Is Getting Personal. Local Doctors Can’t Keep Up. Cancer care is getting more complicated. Doctors now think of cancer as more than 100 distinct diseases, with cancers including lung, breast and bladder broken into subtypes. That complexity is contributing to a divide in how patients get treated depending on where they go.

Pay attention! 12 ways to improve your focus and concentration span 10/25/2024

Pay attention! 12 ways to improve your focus and concentration span From gamifying your to-do list to going for a regular morning walk, top tips for improving concentration from psychotherapists, health coaches and other experts.

THIRD QUARTER 2024: Market Update 10/24/2024

THIRD QUARTER 2024: Market Update As we conclude the third quarter of 2024, the economy continues to grow steadily, yet the balance of risks is shifting. Small cracks have begun to emerge in consumer sentiment, manufacturing, and within the labor market.

Who Matters More in a Move: You or Your Spouse? 10/23/2024

Who Matters More in a Move: You or Your Spouse? New research finds couples are more likely to move for a job when it benefits the man, even when the woman’s career stands to benefit more by moving.

Storms Are Reshaping Florida’s Insurance Market. Here’s What to Know. 10/22/2024

Storms Are Reshaping Florida’s Insurance Market. Here’s What to Know. Home insurance in Florida is an unusual patchwork, reliant on small to midsize carriers and several layers of state support.

How You Can Help After Hurricane Milton 10/21/2024

How You Can Help After Hurricane Milton If you want to help but aren’t sure where to start, here are some tax-exempt charities that have indicated they are accepting Milton-specific donations.

How to reduce the risk of developing dementia 10/20/2024

How to reduce the risk of developing dementia A healthy lifestyle can prevent or delay almost half of cases.

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