Galo Naranjo III / Hard Money Lender

Ground Up Constuction Loans
-Up to 85% LTC
-100% Budget Financed
-Can fund as quick as 5 days
-Rates as low as 10.99%

DSCR Loans
*Up to 80% LTV
*Up to 75% Cash Out
*Close in 2-3 Weeks
*Rates as low as 6%

Dm or Call with Scenarios

Fix & Flip Loans
• Up to 95% LTC or 75% ARV
• Rates as low as 9.5% for experienced investors
• Closes in 5-10 business days
• As low as 10% down on purchases
Call for a Quote Today 818-397-6291

SHORT TERM (purchase, fix and flip, refi, ground up):
• 12 month Interest only
• No prepayment penalty
• As low as 10% down on purchases
• Up to 95% LTC or 75% ARV (85% LTC on ground up)
• Up to 75% Cash out
• Closes in 5-10 business days
• Rates as low as 9.5% for experienced investors

***Hard Money Lender***
*Bridge Loans, Fix & Flip Loans, Ground Up Construction & DSCR Loans.
*No Points on DSCR & Only 1 Point upfront on Fix & Flip!
Call or DM with Scenarios 818-397-6291

With up to 80% LTV for non-owner occupied investments, it's time to put CIVIC's Cash Out financing to work for you! Reach out to me today and learn more.

| Bold and beachy… check out this investor’s contemporary spin on a coastal Florida property. Coming to CIVIC for the first time, our competitive pricing and Rehab Financing solution helped minimize the investors overall out-of-pocket expenses for this project.

Dropping a pin in a new location... CIVIC is now lending in Missouri! If you have any questions or scenarios you want to talk though, send me a message.

With CIVIC's Cash Out financing, you can tap into the established equity of your non-owner occupied rentals. mid-construction flips, and listed investment properties (yes... even after you've put it on the market). Send me a message to get started!

Maximize cashflow on your next deal with our rehab financing. Whether you're a first time fix and flipper or an experienced investor we have options to meet your needs. Reach out today and let's get things rolling for you!

Don't let a loan maturity or increased budget delay your project. Our Construction Completion financing solution is here to help get you to the finish line.

| Small but mighty! Take a peek inside this restored 1950's home and discover how one savvy investor maximized his financing options with CIVIC to get it done AND remain liquid while doing so. https://bit.ly/3Rsjvzh

Luxury homes need Jumbo Loans and we've got you covered! At CIVIC, we close big loans with simplified lending solutions.

Check out this property transformation! Planning your next flip and need a short-term loan to help get the job done? Our fix and flip loans help with acquisition and up to 100% rehab financing, reach out to me today to learn more.

Thriving as a real estate investor requires a sound and stable financing strategy. Discover how CIVIC's financing can help you build wealth through real estate.

Tap into and leverage the equity of your residential investment property to fund and acquire your next investment.

A modern take on the classic white & bright beach house. Discover how our client leveraged CIVIC to bring their California dream to life here https://bit.ly/3P6nUHz

Need cash for another great rental opportunity? Leverage the established equity of your current rental properties with Cash Up 80 so you can remain competitive in your market as a cash buyer.

When you have a project underway, there's no room for shortage of cash. Discover how Cash Up 80 can help you unlock the power of your equity. Reach out to me for more details!