Richardwhitehomeloans

Facing high rents and poor credit? Legacy Home Loans can pave your way to homeownership with as low as 1% down payment! Our program focuses on improving credit, and equipping you for the home buying process while also building generational wealth. Let's conquer these challenges together and bring your dream of homeownership to life! Click on the link to start your journey to better credit and owning a home today.

Unlock the Door to Homeownership!
First-time homebuyer and struggling with a down payment? We can help!
Our program offers:
Low Down Payment: Get started with as little as 1%!
Flexible Options: Choose the mortgage that fits you (30-year or 15-year fixed). ️
Wide Range: Use it for single-family or multi-family homes.
Student Loan Friendly: Don't let student loans hold you back! ➡️
Ready to make your dream a reality?
Contact us today to learn more! ➡️
Richard White
(213) 840-2692
[email protected]

The best investments in life are yourself and real estate. If you're considering moving toward building generational wealth through homeownership, shoot me a DM or book a call with me. I'd be happy to chat with you more about it! Link in bio.⁠
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🏡 **Ready to Own Your Home Now? Let's Make It Happen! ** 🏡

Hey there, fantastic folks looking to step into homeownership! 🏠✨ If you're in a rent-to-own situation and the thought of owning your dream home right now gives you chills (the good kind!), guess what? I've got some exciting news for you.

I've been around the block (pun intended) with these transactions and let me assure you – turning that lease into an ownership deed is totally within your grasp. Don't let doubts hold you back – I'm here to guide you through the process every step of the way.

Worried about the financing? No need to be! I've got your back. Let's explore your options together and make sure you're set up for success. And here's the kicker – to show you how serious I am about this journey; I'm offering a soft credit pull. Yep, you read that right – a **soft** credit pull.

Your homeownership dreams are valid, and they're achievable. Reach out via DM or schedule a call at https://calendly.com/rwhite-18/loan-consultation and let's have a friendly chat. It's time to unlock that front door and call it YOURS.

Initial Loan Consultation - Richard White I look forward to speaking with you soon. Please make sure to input your phone number.

Jey neighbor

That "I won't let you slip" kind of care. I've got you. Book a call with me today.

Take a second to close your eyes and feel that. I can help you get there. Book a call with me today so we can chat about your specific financial situation.

There are many different types of home loans out there, and it can be tough to know which one is right for you. We hope this rundown of the most popular types of mortgages has been helpful.

If you’re still unsure which loan is best for your situation or have more questions, feel free to book a call with me. I’d be happy to chat with you about your unique circumstances and help you figure out what kind of loan makes the most sense for you.

3 Key Questions You should ask a lender when buying a home : 1. How much home can I afford? 2. What type of loan do you recommend for me? Why? 3. How much of a down payment do I need?

Your debt-to-income ratio is an important number when it comes to applying for loans, credit cards, and other forms of borrowing. It's a good idea to understand your DTI so that you can be prepared for financial products. If you're unsure what your DTI is or how to calculate it, book a call with me, and I'll help you. Link in bio!

Make sure you're using your free time in a way that will help you build wealth. I'm here to help.

Owning your own home has many benefits and is a great way to invest in yourself and your future. If you're thinking of switching from renting to owning, I would love to chat with you about it further. Book a call with me using the link in my bio, and let's talk about how we can make owning your dream home a reality.

Hopefully, this post gave you insight into the factors that make up your credit score. If you're looking to purchase a home, pay attention to your credit score and the factors that decide that.

Did you know that you can refinance for many different reasons? You may be able to lower your monthly payments, shorten the length of your loan, or get cash out for home improvements. If you're interested in learning more about refinancing and whether it's right for you, book a call with me today. I'd be happy to chat and answer any questions you have.

Book a call with me today. I can help you get your finances straightened out so you CAN afford that perfect home.

If you're looking to increase your home equity, there are a few things you can do. One is to make sure that you keep up with any repairs or updates that need to be made to the property. Another is to be aware of the market value of similar properties in your area so you can price yours accordingly.

If you have any questions about increasing your home equity or are looking to refinance, feel free to book a call with me. I'll be happy to answer any questions you have.

The best investments in life are yourself and real estate. If you're considering moving toward building generational wealth through homeownership, shoot me a DM or book a call with me. I'd be happy to chat with you more about it! Link in bio.

Renting is expensive, and it's time for you to start building generational wealth. Homeownership is a great way to do that. I would love to discuss your options and see if purchasing a home is the right fit for you and your family. If you're interested, please book a call with me.

Nothing excites me more than when a client gets preapproved for their loan. Head to the link in my bio so we can start the process today.

Happy Halloween, everyone! We hope you and yours are safe and filled with all the treats your heart desires!

So, what does this all mean for you and your preapproval? It means we need to look closely at your entire financial picture. I’d be happy to book a call with you today to discuss your specific situation and see what options may be available to you. We can work together to get you into the home of your dreams as soon as possible. Thanks for reading!

If you have any questions, please do not hesitate to contact me directly by phone or email. My contact info is in my bio. I would be happy to help in any way that I can.

It's the feeling of coming home after a long day and finally being so relieved to be there. The feeling of your feet sinking into the plush carpet as you walk through the door. Of knowing that no matter what happened today, everything is going to be okay because you're in your own space. That's the homeowner's feeling. It's one of the best feelings in the world.

If you're not quite there yet, don't worry – I can help you get there. Book a call today, and let's chat about how I can make your homeownership dreams come true.

I would love to talk with you if you are looking for a home loan. I am confident we can work together to find the perfect mortgage for your needs. My team and I are here to help you every step of the way, and we want nothing more than to see you succeed in homeownership.

Please book a call with me today so that we can get started on finding the right mortgage for you. Thank you for considering me as your home loan officer!

How do you know if you're working with the right home loan officer? By being picky. Ask friends for recommendations and read reviews online. Schedule a call with me today to see if I'm the best fit for your mortgage needs. I promise to always be honest and upfront with you about what's available in the market so that you can make an informed decision about your next steps. Head to the link in my bio to book a call. I can't wait to work with you.

Despite the progress made, we still have a long way to go. If you're interested in homeownership, please book a call with me today. I would be happy to help you achieve your dream of owning a home.

Home buying is a huge decision, and I want to do everything possible to help you make the best choice for your family. If you have any questions or want more information, please don’t hesitate to contact me directly. I would be happy to set up a time for us to chat so that we can discuss your unique situation and see if homeownership is right for you.