Kramer Agency & Associates LLC - American Family Insurance

Smart home tech isn’t just for homeowners — there are many applications for renters as well! Learn more here.

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Worried about hidden water leaks in your home? Learn how our Hidden Water Damage coverage can help!

What Is Hidden Water Damage Coverage? Hidden water damage coverage helps pay for unseen damages from plumbing or appliance failures. Learn how our unique insurance protects you from the unexpected.

Happy Labor Day from American Family! It’s time to recognize the incredible talent and skill you bring to your business to drive your dreams forward. Thank you for all you do. 💪

😈GAME DAY in Manhappiness! Go Cats!😈
www.LaceyKramer.com
785-776-4518

We will be closed Monday September 2nd for Labor Day! Stay Safe and enjoy your hard earned long weekend! We'll see you back in the office Tuesday September 3rd at 9am.
www.LaceyKramer.com
785-776-4518

Personal liability umbrella insurance adds an extra layer of financial protection over and above your home, auto or renters policies. Learn more.

Personal Umbrella Insurance Policy Quote | American Family Insurance | American Family Insurance Personal liability insurance, or umbrella insurance, protects you with extra coverage above your primary insurance limits. Get a quote to learn more about umbrella insurance today.

Looking for a new car? We’ve put together resources and tips to help you find the right vehicle and take it home with confidence. 🚗

What to Bring When Buying a Car from a Dealership Preparation is the key to a successful car-buying experience. Learn more about the process of buying a car from a dealer and what to bring from American Family.

Does your farm or ranch have a proper emergency plan in place? Here’s how to build one so you have an organized response in case of emergency.

Farm Emergency Management Plan Emergencies can strike any time. It's important that your farm or ranch is prepared with an action plan. Check out these helpful tips and be ready.

🍔🔥 Summer grilling season is under way! Let's make sure we grill safely with these essential tips:
1. Non-Combustible Surface: Place your grill on a fireproof surface to prevent accidents.
2. Approved Propane Tank: Always use a certified propane tank for safety.
3. Never Leave Unattended: Keep an eye on your grill at all times.
4. Regular Maintenance: Check and maintain your grill to ensure it's in top condition.
Grill smart and enjoy delicious meals safely! 🌭🍖

To run your farm or ranch each day, the place you call home at night must work well, too. With farm dwelling equipment breakdown coverage, you’ll rest easier knowing the equipment you count on at home is protected. 👨‍🌾 🏡 785-776-4518

📚✨Thank you to our Teachers! 📚✨
It's that time again!! We're supporting our local (Kansas) teachers by shopping Amazon Wishlists!!🎁
Comment your Wishlist below and we'll purchase a few things from it and ship it directly to you!!
🎉HURRY THOUGH!! We're only choosing 10 teachers!🎉

🏊‍♀️ It's the dog days of summer! While we all love cooling off in the pool, let's make sure safety comes first! Here are some essential tips to keep everyone safe:
🌞Fence the Pool Area: A sturdy fence helps prevent unsupervised access.
🌞Stock a First Aid Kit: Be prepared for any minor injuries.
🌞Provide a Buoy: Have a life-saving device within reach.
🌞Slip-Resistant Surroundings: Ensure the area around your pool is slip-proof to avoid accidents.
🌞Know How to Swim: Make sure everyone in your household knows how to swim.
Enjoy your summer safely! 🐾🌴

Rooks and Lacey delivered tasty treats to the amazing counselors at Little Apple Day Camp today! Rooks has had so much fun this year!
Also, thank you for being quick with this big order!

When it comes to home maintenance, being proactive is key. Here are tips for keeping your roof in tip-top shape – and signs that you may need to repair potential damage!

Tips for Repairing and Maintaining Your Roof Keeping your home’s roof in good condition is essential to keeping your home safe. Here are some tips to extend the life of your roof and things to consider when it’s time for replacement.

Your farm or ranch isn’t just your dream – it’s your livelihood. Learn more about how we can protect the farm vehicles that keep your operation running every single day with great insurance. 785-776-4518

Buy farm and ranch insurance – Insure Carefully, dream fearlessly. Simple, personalized, affordable far and ranch insurance designed with you in mind.

After a full school year, your student’s backpack has been through the wringer. Here are some tips for finding the perfect new backpack for your child during back-to-school shopping.

Selecting the Best Backpack Back to school means making smart purchases. When new backpacks are on your list, you’ll need to know how to find the best backpack for your kids, and our tips on the topic can help you make the right choice.

🛡️ Financial Protection for those you love, Peace of mind for you 🛡️
Life insurance can do both! Here are a few thing life insurance can help with:

1️⃣. Replacement of Income: If you're the primary earner in your family, life insurance can replace lost income, helping your family maintain their lifestyle and cover essential expenses.

2️⃣ Debt Coverage: Life insurance can cover outstanding debts, such as personal loans or credit card debts, ensuring that your family doesn't inherit these financial burdens upon your passing.

3️⃣ Funeral and Final Expenses: Life insurance can cover funeral costs and other end-of-life expenses, alleviating the financial burden on your family during a difficult time.

4️⃣ Mortgage Protection: Life insurance can help pay off the mortgage, ensuring that your family can continue to live in their home without the threat of foreclosure.

5️⃣ Leave a Legacy: Life insurance can be used as an estate planning tool, providing liquidity to pay estate taxes and ensuring the smooth transfer of assets to beneficiaries. It can also help you leave a financial legacy for your loved ones or favorite charities.

In essence, life insurance serves as a safety net, offering financial stability and protection for your loved ones during difficult times. The specific type and coverage of life insurance can vary based on individual needs, financial circumstances, and long-term goals.
Contact us today to see how we can help! 785-776-4518
Life insurance is more than a policy; it's peace of mind for you and your family. 🌟

🚗 Diminishing Deductible Auto Insurance 🚗

You do what you can to stay safe on the road, but accidents happen. And if they do, the last thing you want is to pay hundreds — if not thousands — of dollars for your deductible to repair your vehicle.

We understand the financial setbacks the unexpected can cause. That’s why we’re offering Diminishing Deductible as a new feature you can purchase for all types of vehicles:

Auto
Cycle
Boat
Camper
Motorhome
Protect yourself and your wallet today!
📞785-776-4518
www.LaceyKramer.com

🇺🇸Happy 4th of July!🇺🇸
Our office will be closed Thursday the 4th and Friday the 5th! If you need immediate assistance please call 1-800-692-6326!
🇺🇸✨Have a safe and happy Holiday!!✨🇺🇸

Happy Independence Day! Today we celebrate the spirit of freedom in our great nation and American Family’s commitment to inspiring, protecting and restoring dreams for generations to come.

Our office will be closed Thursday July 4th and Friday July 5th. If you need immediate assistance, to file a claim or pay a bill, please call 1-800-692-6326.
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Have a safe and Happy Holiday Weekend!!

Summer has officially arrived! What activities do you most enjoy about the sunny, warm season? 🌞

We’ve been keeping a log of all the rain we’ve been getting on the West side of Manhattan! 🌧️
PS.. who needs one of these RAIN GAUGES???
🌧️ Like
☂️ Comment where you are and
✅ Share this post for a chance to WIN A RAIN GAUGE!!
www.LaceyKramer.com
785-776-4518
This giveaway is not sponsored by instagram or Facebook.

What does service line insurance cover?
💡 Service lines bring water and power to homes, and they can take sewage away. Service line insurance is an optional coverage that helps pay for repairs and replacement.
📞 Call us today to add this coverage onto your home policy!
785-776-4518
www.LaceyKramer.com