WFG- WSB Marietta Financial Center

Crowdfunding is NOT life insurance.

Life Insurance Awareness Month is the perfect time to remind small business owners of the importance of protecting their hard-earned investments. As a small business owner, you've poured your blood, sweat, and tears into building your business, and ensuring its longevity and stability is critical.

Life insurance can serve as a safety net for your business, protecting both your personal and professional interests

September is Life Insurance Awareness Month: Protect What Matters Most.

Whether you’re just starting out or looking to update your coverage, this is the perfect time to review your options. Life insurance can help cover:

Final expenses and funeral costs
Mortgage and other debts
Education and childcare expenses
Replacement income for your loved ones

I’m here to help you explore the best life insurance options that suit your needs and ensure your family’s financial future is secure. Let’s set up a time to talk, so we can discuss how to protect what matters most.

You're invited to come!
Are you prepared for the future? Long-term care is a vital consideration for lifelong wellness, and proper planning can ensure peace of mind for both you and your loved ones.

Join us for an informative session on Lifelong Wellness: Navigating the Challenges of Long-Term Care, where we will explore:

Understanding the different types of long-term care options
Financial strategies to cover long-term care expenses
Essential planning steps to secure your future health needs
How to make informed decisions for yourself and your family
Whether you’re planning for yourself or helping a loved one, this event will provide valuable insights and actionable steps to take control of your future care.

Who Should Attend:

Individuals and families seeking to plan for long-term care
Caregivers looking to better understand care options
Anyone interested in protecting their financial and health future

Don’t miss this opportunity to gain the knowledge and tools needed to navigate the complexities of long-term care with confidence. We look forward to seeing you there!

In a world of uncertainties, planning for longevity is not just about living longer—it's about securing the quality of life for the years ahead. Prepare today so that tomorrow's challenges become opportunities for a future well-lived.

Life is full of surprises—some expected, some not. Embrace the journey, live fully, and make the most of every moment. After all, it's not just about the destination; it's about living the life you love along the way."

As you know, securing your financial future and protecting your assets are crucial steps in today’s uncertain world. One of the most important, yet often overlooked, aspects of financial planning is protecting your hard-earned wealth against unexpected events like healthcare costs in retirement.
That’s why I’m reaching out to offer a complimentary consultation to discuss Asset Protection strategies, specifically focused on Long-Term Care. Whether you're concerned about safeguarding your investments, ensuring a comfortable retirement, or covering healthcare costs, this discussion will help you explore ways to protect your assets while planning for future care needs.

I wanted to share a crucial insight with you: True security comes from knowing your finances are in order. Having a solid financial plan not only provides peace of mind but also sets the foundation for future stability and growth.

If you’re interested in discussing how to ensure your financial health is on track, I’d be more than happy to help. Let’s work together to create a strategy that brings you confidence and security.

Long-term care insurance puts YOU in control of how and where you’d receive care.

"Long-term care is not just about managing the inevitable; it's about preserving dignity, independence, and peace of mind for both you and your loved ones. Planning for it today ensures that your future needs won't become tomorrow's burden."

Long term care insurance is a strategic tool that can protect assets from the extraordinary costs of long-term care.

Let me help you understand the importance of long-term care and why planning for it is essential.

Rita Lakes, CLTC

404-667-6946

Schedule an appointment

Life insurance is more than just a policy; it’s a crucial step in ensuring that your loved ones are protected no matter what life throws your way. Whether you’re looking to safeguard your family’s future, secure your business, or create a legacy, the right life insurance plan can be tailored to meet your unique needs.

Put time on your side. Get started now.
You have goals and aspirations – such as buying a
home, sending a child to college, or retiring when and
where you want – most of which require you have a
financial strategy in place to help you reach them. But
what’s the best strategy? There’s no one way that is
right for everyone, but that’s where I comes in. As a licensed
professionals can assess your specific needs and help
you create a strategy for you to use to work toward
your goals.

Not only that, I can share and help you
understand important financial fundamentals to help
you be a more informed consumer. I believe there’s nothing more important than helping individuals and families become more financially secure, and knowledge is a key component to get there.

Without a long-term care plan in place, the role of caregiver often falls on the family members of those in need. Creating a plan now can help make it easier for the loved ones who support you later in life. Contact me to get your plan started today.

Thomas and Lorene’s caregiving story: Appreciating the bigger picture For high school sweethearts Thomas and Lorene family is more important than anything. After caring for their own parents, both realized the importance of eas...

Life is full of surprises—some wonderful, others challenging. We can't predict the future, but we can prepare for it. Want peace of mind knowing your loved ones are taken care of? Life insurance isn’t just about assets; it’s about protecting those you care about most. Let’s talk about how it can fit into your financial plans. Life happens—make sure you're ready.

Disability Income Insurance (DI) serves as protection against an illness or injury that may result in loss of income for a period of time.

LIFE IS TOO SHORT TO LIMIT YOURSELF!

NBC News- Investing in Life Insurance can be an important asset in your investment portfolio.

A comprehensive life insurance policy is key to protecting those you care about most. Whether you are looking for simple and inexpensive coverage or a policy that offers additional benefits such as retirement income, I can walk you through the main types of insurance and decide which one is right for you.

www.youtube.com

Long-term care insurance is a smart move in your 50s. It's about peace of mind and protecting your assets from unexpected healthcare costs. Check out these key reasons why investing now can make a world of difference later.

https://www.cbsnews.com/news/big-reasons-to-buy-long-term-care-insurance-in-your-50s/

lnkd.in

It can’t be overstated how important it is to secure your child’s future insurability. Unfortunately, you can’t predict what health conditions may impact your child as they age. Let this post be your sign to get life insurance for your kid! Contact me!

Join Us for "Finance 101" Workshop - Your Path to Financial Literacy!
Whether you are just starting out, a student, home maker, professionals, business owners, or looking to deepen your understanding of financial concepts, this workshop is designed to provide you with the essential knowledge and tools to manage your personal and professional finances effectively.

Register Here!
https://us02web.zoom.us/meeting/register/tZwtc-irqDguG9O3tvGukVCY1pUIXw0fAtT- #/registration

Having a long-term care plan can help protect the physical and emotional well-being of your clients and their loved ones if the need for care arises. Contact me today to learn more about long-term care coverage.

Thomas and Lorene’s caregiving story: Appreciating the bigger picture For high school sweethearts Thomas and Lorene family is more important than anything. After caring for their own parents, both realized the importance of eas...

Have you ever wondered, “What is long-term care insurance?” Check out this video

lnkd.in

Happy Juneteenth!

Today, we commemorate freedom, resilience, and the enduring spirit of African American culture. Let's honor the past, celebrate the progress, and continue working towards a future of equality and justice for all. Enjoy the festivities, embrace the history, and spread the joy!

Unemployment Benefits: Are They Taxable?
Question: Are unemployment benefits subject to federal income tax?

Answer: Yes, unemployment benefits are subject to federal income tax. The government unit that paid you should provide you with a year-end statement (Form 1099-G) showing the amount that is to be included as income on your tax return.

To avoid having a large tax balance due at filing time, you should consider filling out Form W4-V to have the proper amount of income tax withheld from each unemployment check

Tips to become financially fit, accompanied by an inspirational quote to keep you motivated:

Create a Budget: Track your income and expenses to see where your money is going.

Quote: "A budget is telling your money where to go instead of wondering where it went." — Dave Ramsey

Build an Emergency Fund: Save 3-6 months' worth of living expenses for unexpected events.

Quote: "Do not save what is left after spending, but spend what is left after saving." — Warren Buffett

Reduce Debt: Prioritize paying off high-interest debt to save on interest payments.

Quote: "The borrower is servant to the lender." — Proverbs 22:7

Automate Savings: Set up automatic transfers to your savings account to build wealth effortlessly.

Quote: "Don't work for money; make it work for you." — Robert Kiyosaki

Invest Wisely: Learn about different investment options to grow your wealth over time.

Quote: "The best investment you can make is in yourself." — Warren Buffett

Cut Unnecessary Expenses: Identify and eliminate spending on non-essential items.

Quote: "Beware of little expenses; a small leak will sink a great ship." — Benjamin Franklin

Increase Your Income: Seek additional sources of income, like side jobs or freelancing.

Quote: "The only limit to our realization of tomorrow will be our doubts of today." — Franklin D. Roosevelt

Set Financial Goals: Define clear, achievable financial goals for the short and long term.

Quote: "A goal without a plan is just a wish." — Antoine de Saint-Exupéry

Educate Yourself: Continuously learn about personal finance through various resources.

Quote: "An investment in knowledge pays the best interest." — Benjamin Franklin

Review and Adjust: Regularly review your financial plan and make adjustments as needed.

Quote: "Flexibility is the key to stability." — John Wooden

Live Below Your Means: Maintain a lifestyle that costs less than you earn to save more.

Quote: "If you live for having it all, what you have is never enough." — Vicki Robin

Protect Your Assets: Ensure you have adequate insurance coverage for all aspects of your life.

Quote: "By failing to prepare, you are preparing to fail." — Benjamin Franklin

“It is in your moments of decision that your destiny is shaped”. So if you want to change your life, you need to start with being responsible..
You are responsible for what happens in your life
What you sow, so shall you reap’. The events that occur in your life are more often than not a result of your actions. People usually say that life is repetition, and repetition it is. By making a mistake once you will almost not wreak a havoc in your life, similarly, by doing the bare-minimum, you won’t get on the fast-track to success. You have to be head-strong and committed. A little perseverance and grit goes a long way. If you need to learn how, get some coaching is a necessity.

Roll it Before You Pull it
Tips to avoid IRS penalties on 401(k) retirement plan distributions

Roll it Before You Pull it The tax code is long and complicated. And, unfortunately, inconsistent on how it handles similar provisions. This is especially true when it comes to early distributions from retirement plans. Sometimes rolling over funds from one plan type to another prior to taking money out of the plan can save y...

Welcome! Check my link below.

advisor Welcome to my Konect Page.

Have you ever thought about what would happen if you were unable to work due to an injury or illness? Disability insurance is often overlooked, yet it's a crucial component of financial planning.Don't wait until it's too late to protect your income and your future. Disability insurance is a critical component of financial planning that provides invaluable protection against the unexpected. Contact us today to learn more about how disability insurance can help safeguard your financial well-being.