Wiser Wealth Management, Inc

👨‍👩‍👧‍👦💰 Want to teach your kids about financial responsibility and long-term investing? Consider opening a Roth IRA for them! It's a powerful tool that not only introduces them to investing but also sets them up for a secure financial future. Watch the full video to find out more. 📈

Why Every Parent Should Consider a Roth IRA for Their Child As a parent, you should consider a Roth IRA for your child, as it can be a powerful tool for teaching financial responsibility and long-term investing. Paren...

Looking to support a charity while securing income for yourself? A Charitable Remainder Trust (CRT) offers a smart way to reduce estate taxes, avoid capital gains, and grow investments tax-free, all while making a lasting impact. 💰📈 Read today's blog to learn more!

Charitable Remainder Trust Pros and Cons What is a Charitable Remainder Trust (CRT)? A Charitable Remainder Trust (CRT) is an irrevocable trust designed to provide donors with income from donated assets while ultimately benefiting a charity. A CRT can provide income to the donor and beneficiaries for their lifetime or for a specified perio...

Curious about how diversified income streams can transform your financial future? 🎧 In this episode, we explore everything from real estate and dividend-paying stocks to balancing your primary job with side hustles. 💰

240. The Benefits of Diversified Income Streams - A Wiser Retirement® Ever wondered how diversified income streams can shape your financial future? In this episode, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®, dive into the significance of diversified income streams, from real estate and dividend-paying stock...

🎉 Today, we celebrate Andrew Pratt, CFA, CBDA, and his hard work. Happy 1 year at Wiser Wealth Management! 👏 We are glad to have you on our team.

Thinking about early retirement? 👏 Accessing your retirement funds without penalties might seem tricky, but two key provisions can help: the Rule of 72(t) and the Rule of 55. 💸 Watch this video to learn more!

What's the Rule of 72(t) and Rule of 55? | Access Retirement Funds without Penalties! Navigating early retirement can be challenging, especially when it comes to accessing retirement funds without facing penalties. Two key provisions that can ...

Retirement is a major milestone, but are you prepared? 🚀 Read our latest blog to discover 10 common retirement planning mistakes and how to avoid them.

Avoid these 10 Common Retirement Planning Mistakes Retirement is one of the most significant milestones in life, yet many people find themselves unprepared when they reach it. The good news is that with careful planning, you can avoid many common pitfalls and ensure a comfortable retirement. Here’s a look at 10 common retirement planning mistakes ...

🎙️ New episode alert! Tune in to this episode as Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®, share strategies to help you reduce taxable income. From deferred compensation plans to tax-loss harvesting, they break down the essentials and highlight the risks of creative accounting.💡

239. How can I reduce my current taxable income? - A Wiser Retirement® On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®, explore strategies for reducing taxable income, such as deferred compensation plans, retirement contributions, and tax-loss harvesting. They highli...

In 2024, Georgia's estate planning landscape has seen a significant change with the recent passage of new legislation. 📄✍ Watch the video to learn more!

New 2024 Rules for Transfer on Death Deeds in Georgia In 2024, Georgia's estate planning landscape has seen a significant change with the recent passage of new legislation. Historically, the state of Georgia did...

Looking to manage medical expenses and save for the future? 🩺 Learn more in our latest blog post and see how an HSA can help you reach your long-term goals.💡

The Benefits of Utilizing a Health Savings Account In today’s ever-evolving healthcare landscape, finding ways to effectively manage your medical expenses while also saving for the future is more important than ever. One powerful tool that often goes underutilized is the Health Savings Account (HSA). If you’re enrolled in a high-deductible healt...

Is instant gratification holding you back from your financial goals? 🎯 On this episode they discuss the power of staying committed to long-term goals, the benefits of early saving and compounding, and how to pass on strong financial habits to future generations. 💸 Click the link to listen!

238. Is Instant Gratification Ruining Your Financial Goals? - A Wiser Retirement® Is instant gratification ruining your financial goals? On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA® discuss the importance of staying committed to long-term financial goals, resisting the allur...

Maintaining your lifestyle in retirement without draining your savings is key. A strong financial plan, clear goals, and understanding your income sources is essential. Watch the video to learn more!

Tips to Sustain Your Current Lifestyle During Retirement Sustaining your current lifestyle during retirement without depleting your retirement funds is a vital objective. Achieving this goal requires a robust finan...

There is new IRS guidance on the 10-Year Rule for inherited retirement accounts under the SECURE Act!💡 Read this blog to learn how this impacts you. 💰

IRS Clarifies 10-Year Rule for Retirement Account Beneficiaries The IRS recently issued guidance on the annual distributions for beneficiaries of retirement accounts. The 10-Year Rule for inherited retirement accounts was created as part of the SECURE Act, which was signed into law on December 20, 2019. The 10-Year Rule generally requires that beneficiaries of i...

🎙️ On this episode, we dive into estate planning for crypto assets, explore the recent launch of eight Ethereum ETFs, and discuss the future of Bitcoin and SAB121. Join Casey Smith and Robert Swarthout for an insightful conversation you won't want to miss! 💡

237. Estate Planning for Crypto Assets - A Wiser Retirement® On this episode of A Wiser Retirement® Podcast, we talk about estate planning for crypto assets, the recent launch of eight Ethereum ETFs, the future of Bitcoin and SAB121 with Casey Smith and Robert Swarthout, Founder, CEO, and Portfolio Manager ...

🎙️ On this episode, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA® discuss the concept of using life insurance to be your own bank. Tune in to explore the risks of relying solely on life insurance for wealth-building and learn why a diversified financial plan is crucial. Don't miss out!

236. Be Your Own Bank with Life Insurance - Is this legit? - A Wiser Retirement® On this episode of A Wiser Retirement® Podcast, we talk about using life insurance to be your own bank with Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®. We discuss what happens if you rely solely on life insurance for wealth-building and st...

💡 Looking to preserve wealth for future generations? A Generation Skipping Trust (GST) lets you transfer assets to grandchildren or others 37.5+ years younger than the grantor, avoiding estate taxes. Read this blog to learn more! 💬

Tax Advantages of a Generation Skipping Trust (GST) A Generation Skipping Trust (GST) is an estate planning tool used to transfer assets to grandchildren, great-grandchildren, or non-related individuals who are at least 37.5 years younger than the grantor. This helps avoid the estate tax that might be assessed if assets were passed down through the g...

Wiser is excited to be selected by Expertise as one of the "Best Financial Advisors in Atlanta" again for 2024! 👏

🎙️ New episode alert! Join Casey Smith and Andrew Pratt, CFA, CBDA, as they dive into the world of index funds. 📈 Discover the benefits of long-term investing, explore different types of ETFs, and learn why dollar cost averaging might be your best strategy.

Investing in Index Funds: Benefits and Strategies - A Wiser Retirement® On this episode of A Wiser Retirement® Podcast, we discuss investing in index funds with Casey Smith and Andrew Pratt, CFA, CBDA. We talk about the importance of long-term investing, the different types of ETFs, and the benefits of dollar cost ave...

Have you ever wondered if you might be saving too much for retirement? Watch today’s video to learn what to do with your excess savings!

Are you saving too much for retirement? Do you find yourself saving too much for retirement and unsure what to do with that money? Consider creating an opportunity fund and moving that excess money...

🎓 The cost of college education is rising! Start saving early to be prepared for those future expenses. Read today's blog to explore various savings methods to secure your child's educational future. 📚💰

Ways to Save for Your Child's College Education The cost of college education and accompanying expenses have soared. The earlier you start saving, the better prepared you'll be for future costs. There are numerous ways to save for your child’s college education. Here are some of the most effective methods: 529 plan Contributions to a 529 plan c...

🧑‍✈️Pilots, are you maximizing the full potential of your 401k? On this episode, Casey Smith and Missie Beach, CFP®, CDFA® talk about the complexities and risks of real estate investments, superfunding your 401k, and tax benefits to keep in mind.
‍✈️

https://www.buzzsprout.com/1941879/15405681

Pilots, Maximize Your 401(k) Contributions! - A Wiser Retirement® Are you maximizing the full potential of your 401k as a pilot? On this episode of A Wiser Retirement® Podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about why airline pilots should maximize their 401(k) contributions. They explore the com...

Investing in a vacation rental property has become increasingly popular. Here are some key pros and cons to consider first. 🏠🏖️

Pros and Cons of Owning a Vacation Rental Property Investing in a vacation rental property has become increasingly popular. Here are some key pros and cons to consider.Pros of Owning a Vacation Rental Propert...

Thinking about adding yourself as a joint tenant on your aging parent’s accounts? It can simplify bill payments and asset transfers, but there are potential drawbacks to keep in mind. Read our latest blog post to learn more! 💵💡

Should I be a joint tenant on accounts with my aging parent? Adding yourself as a joint tenant on your aging parent's accounts might seem like a simple solution to manage their finances. It offers some advantages, such as easy access to funds for bill payments, simplified asset transfer upon death, and convenience for day-to-day financial management. However,...