Yolonda/Real Estate Agent

Mortgage rates have dropped significantly, making it a better cost to buy! 🏡 This is your opportunity to secure a lower payment and get into your ideal home before the rates increase. 📱How can we serve you in the home-buying or home-selling process?🏠 🏘️ 🏡 ✨..🏠https://www.showingnew.com/agentyolonda🏘https://ylee2.realtymark.net/🏡 🔑Yolonda Lee “Agent Yolonda” Connecting People to Property!🏠.....

Some information about Freddie Mac

“Freddie Mac was chartered by Congress in 1970 to support the U.S. housing finance system and help ensure a reliable and affordable supply of mortgage funds across the country.

Rather than lending directly to borrowers, Freddie Mac operates in the U.S. secondary mortgage market, buying loans that meet our standards from approved lenders.

Those lenders are then, in turn, able to provide more loans to qualified borrowers and keep capital flowing into the housing market. Freddie Mac then pools the mortgages it buys into securities, which they sell to investors around the world.”
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https://www.showingnew.com/agentyolonda
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https://ylee2.realtymark.net/
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Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
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Children Book and Color Draw and Trace

When it comes to buying ir selling a home there is a lot to understand.🏘️ We’re here to guide you through. 🏠 🏘️ 🏡 ✨..🏠https://www.showingnew.com/agentyolonda🏘https://ylee2.realtymark.net/🏡 🔑Yolonda Lee “Agent Yolonda” Connecting People to Property!🏠.....

🌊🏡 Pool Maintenance Tips for a Home Pool & Beach Time Outing Fun! 🏖️✨☀️ Home pool or Beach time—Remain Safe. 🏊‍♀️ Summer is in full swing, and if you are one with a home pool, keeping it in top shape is essential. Here are some tips to ensure your pool remains sparkling clean and inviting: 1. Regular Cleaning: Skim the surface daily to remove debris and vacuum the pool weekly. Clean the skimmer and pump baskets as needed. 2. Check Chemical Levels: Test the water regularly and maintain proper pH, chlorine, and alkalinity levels to ensure a safe swimming environment. 3. Brush & Scrub: Brush the pool walls and floor to prevent algae buildup and keep surfaces smooth. 4. Filter Maintenance: Clean or backwash your filter according to the manufacturer’s instructions to keep the water flowing and clear.🏊‍♀️ And while you are enjoying your pool, do not forget to plan some beach outings for variety! Here’s how to make the most of your beach time: • Pack Smart: Bring essentials like sunscreen, towels, snacks, and plenty of water. • Arrive Early: Get a good spot and enjoy quieter mornings by the shore. • Stay Hydrated: Drink plenty of water to stay refreshed and energized.With these tips, you’ll be able to enjoy both your pool and beach outings to the fullest! 🏊‍♂️🌴🏠 🏘️ 🏡 ✨..🏠https://www.showingnew.com/agentyolonda🏘https://ylee2.realtymark.net/🏡 🔑Yolonda Lee “Agent Yolonda” Connecting People to Property!🏠.....

📣 Attention Home Buyers and Investors! 🏡

Looking for flexible financing options? Inquire about the Seller’s Financing Addendum!
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This addendum offers potential buyers an opportunity for customized loan terms directly through the seller, possibly lower down payment, and simplified approval process making homeownership more accessible.
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Do you know what financing options are available to you in your state?
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https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

🏠 Understanding the Canon of Professional Ethics in Real Estate 🏠
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Dear Customers and Clients,

Today, let's explore the importance of the Canon of Professional Ethics in real estate.

What are the Canons of Professional Ethics? These are guiding principles that real estate professionals adhere to, ensuring ethical behavior, transparency, and fairness in all transactions.

Why are the Canons Important?
1 Build Trust:
Following the canons builds trust between agents, clients, and the community.
2 Protect Clients:
They ensure agents prioritize clients' interests above their own.
3 Promote Fairness:
Canons guide fair practices in negotiations, disclosures, and transactions.
4 Maintain Reputation:
Upholding ethical standards enhances our industry's reputation and credibility.
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https://www.showingnew.com/agentyolonda
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https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

🏠Why Title Insurance Matters in Real Estate🏠
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Title insurance is your shield against unforeseen legal issues that could affect your property ownership. It provides peace of mind by protecting your investment from potential claims or defects in the property's title history. Safeguard your future home with title insurance—it's essential for a secure and worry-free transaction.
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🏠
https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

Discover the Value of a Licensed Real Estate Agent
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Thinking of buying or selling a home, land, or other property? Meet Agent Yolonda, your dedicated real estate agent who goes above and beyond to ensure your real estate journey is smooth as possible and successful.
💼
What Does a Licensed Real Estate Agent Like Agent Yolonda Do for You?
🔍 Market Analysis:
• Conducts comprehensive market research to provide accurate property valuations.
• Analyzes current market trends to help you make informed decisions.
📋 Property Preparation:
• Advises on necessary repairs and improvements to maximize your property’s value.
• Coordinates professional photography if necessary and staging to make your home stand out.
📣 Marketing Strategies:
• Creates compelling listings with detailed descriptions and presentable photos.
• Utilizes multiple marketing channels, including online listings, social media, and open houses, to reach a broad audience.
🏠 Buyer Assistance:
• Helps buyers identify properties that meet their criteria and budget.
• Arranges viewings and provides insightful feedback on properties.
💼 Negotiation Skills:
• Represents your best interests during negotiations to secure the best possible deal.
• Prepares and reviews all necessary paperwork to ensure a smooth transaction.
📑 Transaction Management:
• Manages the entire process from offer to closing, coordinating with lenders, inspectors, and attorneys.
• Ensures all legal requirements and deadlines are met to avoid any complications.
🛠️ Problem Solving:
• Addresses any issues that arise during the transaction, such as appraisal discrepancies or inspection concerns.
• Provides solutions and guidance to keep the deal on track.
👫 Client Support:
• Offers personalized advice and support, addressing all your questions and concerns.
• Prioritizing your needs and ensuring your satisfaction.
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Ready to embark on your real estate journey with confidence? Our dedication, expertise, and hard work will guide you every step of the way.
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🏠
https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

Whatever step you’re ready to take our services are committed to your success in your property goals.
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🏠
https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

Understanding mortgage terms is almost as important as understanding the term of your mortgage. But try not to stress, my knowledge is a guide to your keys 🔑 for your next property.
🏘️ 🏬 🏡🏠🏨🏢
Just message me with any questions you might have!
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https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

🏠 Understanding the Difference: Title vs. Deed in Real Estate 📜
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Many buyers and sellers often confuse the terms 'title' and 'deed' when it comes to real estate. Here is a simple breakdown of what each means:
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Title:
Think of the title as proof of ownership. It is a legal term that signifies your right to use and possess the property. When you purchase a property, a title search is conducted to ensure there are no outstanding claims or liens against the property. Once clear, you receive a title insurance policy to protect your ownership rights.
📜
Deed:
The deed, on the other hand, is the physical document that transfers ownership of the property from one party to another. It includes details such as the names of the buyer and seller, a legal description of the property, and the signature of the person transferring the property (grantor). The deed must be signed, notarized, and recorded with the appropriate government office to be legally valid.
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In essence, the title is the concept of ownership, while the deed is the legal instrument that transfers ownership. Both are crucial aspects of any real estate transaction, ensuring that buyers have clear and marketable ownership rights.
Understanding the distinction between title and deed can help streamline the buying and selling process, giving you peace of mind as you navigate the world of real estate.
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https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

Leasing vs. Purchasing: Which Option is Right for You?
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Leasing:
1 Flexibility:
Leasing offers flexibility, allowing you to easily relocate or upgrade as your needs change.
2 Lower Initial
Costs: Leasing typically requires a smaller upfront investment compared to purchasing, making it more accessible.
3 Maintenance: Landlords are often responsible for maintenance and repairs, saving you time and money.
🏡 Purchasing:
1 Investment Potential: Purchasing a property can build equity over time, potentially leading to long-term financial gain.
2 Creative Control:
As an owner, you have the freedom to customize the property to suit your preferences and needs.
3 Stability:
Owning provides stability, as you're not subject to potential rent increases or lease terminations.
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Consider your long-term goals, financial situation, and lifestyle preferences when deciding between leasing and purchasing. Consult with a real estate expert to explore your options further!
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🏠
https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

Happy Mother's Day to all the incredible moms out there!
🌷
As one of the many hats that I wear and a licensed real estate agent, I'm reminded daily of the love and dedication it takes to make a house a home.
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Your strength, warmth, and endless support inspire me to help families find their safe-haven place to create a loving living space.
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Today, we celebrate you and all that you do!
💖
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🏠
https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

Understanding the difference between a down payment and escrow is crucial in real estate.
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🏠 Down Payment:
This is the initial payment made by the buyer when purchasing a home. It's a percentage of the total purchase price and is paid upfront, typically ranging from 3% to 20% of the home's value. The down payment reduces the amount of money needed to finance the home through a mortgage.
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🔒 Escrow:
Escrow refers to a neutral third party that holds funds or documents during a real estate transaction until all conditions of the sale are met. This includes the down payment, closing costs, and other funds required to complete the purchase. The escrow agent ensures that both the buyer and seller fulfill their obligations according to the purchase agreement before releasing the funds.
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In summary, while the down payment is the initial payment made by the buyer, escrow acts as a secure intermediary holding funds and documents until the transaction is completed.
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🏠
https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

🏡 Embrace the Joy of Home Cooking in Your Joyful Haven!
🍽️
Welcome to a culinary haven where the heart of the home is also its tastiest spot – the kitchen!
🥘 🍲
As for my kitchen, I'm quite content with its functionality and layout. It's the perfect space for experimenting with new recipes. However, I'm always open to upgrades that enhance the cooking experience or reflect changing lifestyle needs.
How about you?
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Are you satisfied with your kitchen, or considering downsizing or upgrading?
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🏠
https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

Starting the process of buying a home can be stressful and feel so overwhelming, however, professional help is availableI've.
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What do you need to know?
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🏠
https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

🏡 Live Comfortably Within Your Means!
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Are you searching for a cozy home that won't break the bank? Look no further! Our selection of properties may be the right fit for you to live comfortably without stretching your budget.
✅ Various-Friendly Options: Discover homes tailored to your financial situation, without compromising on comfort or quality.
✅ Practical Living Spaces: Enjoy functional layouts designed to maximize space efficiency, ensuring every square foot is utilized effectively.
✅ Community Amenities: Explore neighborhoods with amenities such as parks, schools, and shopping centers, providing convenience and a sense of community.
✅ Financial Peace of Mind: Rest easy knowing you're investing in a home that aligns with your financial goals, allowing you to thrive without unnecessary financial strain.
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Don't let budget constraints hold you back from finding the home fit for you.
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Contact us today to explore home living options that prioritize comfort and financial stability!
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🏠
https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

Did you know:
Subprime Lending—
A subprime mortgage is a type of mortgage that is normally made to borrowers with lower credit ratings. As a result of the borrower's low credit rating, the lender offers a mortgage with a higher interest rate because the lender views the borrower as having a larger-than-average risk of defaulting on the loan.
A low credit rating doesn’t have to hinder you from your purchasing of property.
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Do you know your credit score and credit rating?
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🏠
https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

Foreclosure? Don't lose hope! Here are some tips to save your home:
* Contact your lender: Communicate openly and explore options like loan modification or repayment plans.
* Seek assistance: Reach out to housing counselors or legal experts who can guide you through the process.
* Explore refinancing: Look into refinancing options to lower your monthly payments or extend the loan term.
* Sell your home: Consider selling your home before foreclosure to avoid damaging your credit.
* Stay proactive: Act quickly and diligently to explore all available options and prevent foreclosure.
* Remember, you're not alone. Reach out today for personalized assistance and take steps to protect your home!"🏠 🏡
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🏠
https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

Comparable Market Analysis
🗒️
Here's why CMA matters:
* Accurate Valuation:
A CMA provides an in-depth analysis of similar properties in the area that have recently sold, giving you a realistic estimate of your home's worth or the value of a property you're eyeing.
* Market Trends:
By examining recent sales data, CMA helps you understand current market trends, including average sale prices, days on market, and inventory levels, allowing you to make informed decisions.
* Strategic Pricing:
Whether you're selling or buying, CMA helps you determine the most competitive price point based on comparable properties, ensuring you do not overpay or underprice your home.
* Negotiation Power:
Armed with CMA insights, you can negotiate confidently during real estate transactions, whether it is securing the best price as a buyer or maximizing your profit as a seller.
* Expert Guidance:
Agent Yolonda, licensed real estate agent, can interpret the CMA findings and provide personalized recommendations tailored to your unique situation, helping you navigate the complexities of the real estate market with ease.
*
We’re here for you!
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🏠
https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

The house plant trend is definitely growing.
🪴 🌱
I enjoy my houseplants; each of them have special names.
🌱🌱🌱🌱🌱
Did you know having houseplants indoors can help clean your air (in addition to adding color to your space)?
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When it comes to houseplants, would you consider yourself a novice, a lover, or a hoarder?
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🏠
https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

Do you find the financial part of home buying confusing? Our knowledge is for your understanding.
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🏠
https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠

🏡💼 Ready to Purchase?

Get Pre-Approved with Ease!
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Are you enthusiastic about starting your homebuying process but not sure where to begin? Getting pre-approved for a mortgage is a crucial first step that sets you on the path to homeownership with confidence. Here are some essential tips to help you breeze through the pre-approval process:

Know Your Credit Score:
Before applying for pre-approval, check your credit score and address any issues that may affect your eligibility. A higher credit score typically translates to better loan terms.

Gather Financial Documents:
Be prepared to provide documents such as pay stubs, W-2s, tax returns, bank statements, and proof of assets. Having these documents ready will streamline the pre-approval process.

Calculate Your Budget:
Determine how much you can afford to spend on a home by considering your income, expenses, and debt-to-income ratio. A pre-approval will give you a clear picture of your purchasing power.

Shop Around for Lenders:
Don't settle for the first lender you come across. Shop around and compare offers from multiple lenders to find the best rates and terms that suit your needs. We have recommended lenders.

Get Pre-Approved, Not Just Pre-Qualified:
Pre-approval involves a more thorough review of your financial situation and carries more weight with sellers. Aim to get pre-approved rather than just pre-qualified for a mortgage.

Be Honest and Accurate:
Provide truthful and accurate information on your mortgage application to avoid delays or complications in the pre-approval process.

Communicate with your Lender:
Stay in touch with your lender throughout the pre-approval process. Ask questions, provide requested documents promptly, and keep the lines of communication open.

Understand Your Options:
Familiarize yourself with different loan programs and options available to you, such as conventional loans, FHA loans, VA loans, and USDA loans. Your lender can help you choose the best option for your situation.

Avoid Major Financial Changes:
Refrain from making major financial moves, such as changing jobs or making large purchases, during the pre-approval process. Stability is key to securing a mortgage.

Stay Positive and Patient:
The pre-approval process may take some time, but don't get discouraged. Stay positive, be patient, and trust that your efforts will pay off when you find the home fit for you.

By following these tips, you'll be well-equipped to navigate the pre-approval process with ease and confidence. Get ready to take the first exciting step toward it!
🌟🔑
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🏠
https://www.showingnew.com/agentyolonda
🏘
https://ylee2.realtymark.net/
🏡
🔑
Yolonda Lee
“Agent Yolonda”
Connecting People to Property!
🏠