Raven H. The Realtor

Inspection has been completed and we are officially under contract! Congratulations to my buyer!!

Beautiful 5 bedroom 3 full bathroom home located in Gateway Village in Douglasville, Georgia coming soon. Listing coming soon…

$436,000
3209 sqft

What Does 'Clear To Close' Mean? “Clear to close” simply means that you've met the requirements and conditions to close on your mortgage. At this stage, your lender has fully inspected your documents and verified that you meet the expectations of the type and amount of mortgage you're requesting.


RNZ Legacy Realty Group LLC
Raven H. The Realtor

https://www.irs.gov/newsroom/irs-announces-delay-for-implementation-of-600-reporting-threshold-for-third-party-payment-platforms-forms-1099-k?fbclid=IwAR2TmUaKWp4pDf8PW163tv2O_Y_R_nu8nQnRURG9Lh9SDFu7SZx5vQ-b76k

IRS announces delay for implementation of $600 reporting threshold for third-party payment platforms’ Forms 1099-K | Internal Revenue Service IR-2022-226, December 23, 2022 — The Internal Revenue Service today announced a delay in reporting thresholds for third-party settlement organizations set to take effect for the upcoming tax filing season.

BOA < CLOSING THE GAP

THIS LOAN IS FOR US BY US! Did you know that this program has actually been available to lenders for over 30 years??? Lenders just didn’t want to utilize it because the loan would be difficult to sell on the secondary market!!

I’m so excited about this.. not even as a realtor but as a Black Woman!! 3 years… THREE YEARS this program will be in the testing faze as it expands to different markets.. What does this mean? This program may or may not be around in 3 years. So do not wait.. if you’re ready get with your realtor ASAP.. if you do not have one and you are in Georgia reach out to me and let’s get you prequalified!

Something else I love about this is.. you are underwrite pre-approved before you even look for a home. Those loans have a much higher closing rate!
pre-approved > prequalified

RNZ Legacy Realty Group LLC
Raven H. The Realtor

I don’t have any further information other than it is a USDA loan.. I will update this post with more info as I receive it!!

Below is the link to apply! Remember to use me as you Realtor 😜
Raven Huckleby
RNZ Legacy Realty Group LLC
470-306-2100
[email protected]

https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-guaranteed-loan-program

We are in a very volatile market right now! Interest rates are increasing rapidly! We have moved more than 1/2 a point in 2 weeks!!! What does this mean? Your projected mortgage payment is increasing!! Most if not all lenders can give you a 90-150 day builder rate lock. I just called my lender and locked my rate in!



Raven H. The Realtor
(Check out my stories for snippets of the article)

Big Congratulations to Ms. Jenkins on her brand new home in Macon, GA! Now this one was a long time coming! I think this builder took us through the absolute most.. I had “words” with the other agent and all 😩 but Baybay we got Ms. Jenkins to that closing table! Big thank you to one of my favorite loan officers Robert Wade and his team! He has one of the best programs out right now. No Downpayment… 100% financing!
RNZ Legacy Realty Group LLC

& Closed I have been a busy little bee over here these past 2 weeks! December is usually my slowest real estate month.. It’s the 22nd falling into the holidays and I still have 3 more closings scheduled for this month!

I am really enjoying working on the investor side.. I am pretty sure I sold all but 2/3 of these properties from my bed.. ALL CASH DEALS.. ALL mail away closings.. (investors not local). I even had someone from Kuwait purchase a home in Columbus I’m currently looking for 2 more properties for him. All scheduled to go under renovations ASAP!

Congratulations Lish Threadgill Juanita Gray on your brand new home!!! Y’all see her run through that door!! 🥰🥰 These priceless unforgettable moments are why I do what I do!!! I am so happy for this family!! 🥰🥰

Raven H. The Realtor
RNZ Legacy Realty Group LLC

My investor lives in Maryland and reached out to me to expand his portfolio into Georgia. This is one of 2 investment property closings for him. To make things convenient we opted for a mail away closing. So neither of us physically have to travel to Columbus, GA!


RNZ Legacy Realty Group LLC
Raven H. The Realtor

My newest investor is UNDER CONTRACT! This property came turn key ready with tenants in place and ready to generate income! Ms. Gina will officially be a landlord in 2 weeks, and collecting rent Nov 1!

Raven H. The Realtor updated their phone number.

Are you interested in selling your home? In today’s market you are guaranteed to get top dollar for your home. Homes are on and off the market in under 48 hours. Call us today 470-306-2100
[email protected]

YOU DO NOT HAVE TO BE A “FIRST TIME HOMEBUYER” AS LONG AS YOU HAVE NOT PURCHASED IN THE PAST 3 yrs!!
Raven H. The Realtor

Biden's $15K first-time homebuyer tax credit now a bill - HousingWire President Joe Biden's first-time homebuyer $15,000 tax credit was introduced to legislation, dubbed the “First-Time Homebuyer Act.”