Janice Miller NMLS #192286

"The only way of finding the limits of the possible is by going beyond them into the impossible." -Arthur C. Clarke

It's time to turn into . Give me a call and let’s explore your options and find the loan that's right for you.

Unlock the door to homeownership with our competitive rates and flexible down payment options. Give me a call today. I’m ready when you are.

Hey! Did you know about monetary gifts?

PRMG offers the FHA No Credit Score program that allows Borrowers with no credit score, non-traditional credit, or insufficient credit histories to be eligible for maximum home loan financing!

Don't let a lack of credit history keep you from buying your new home! We can help.

Home is where the mortgage is. Let’s find yours. Get started with PRMG today.

Time to claim what's yours. You can stop renting and invest in your future. Make the move to home ownership today.

Zero Down? What are you waiting for? Home ownership starts here.

Ask Me Anything- What is home loan amortization?

Hey! Did you know about discount points?

Mortgages you'll love just as much as the home you live in.

Turn your dreams into a reality with PRMG. Give me a call when you are ready!

It’s Mortgage Monday!

Always wondered what they mean by earnest money? Well it’s a deposit check that you write to a seller when you make an offer on a home. Most earnest money deposits are equal to 1% – 3% of the home’s value. An earnest money deposit tells the seller that you’re serious about buying their home. If the seller accepts your offer, your earnest money deposit goes toward your down payment at closing.

Hey! Did you know?

A reverse mortgage is a loan available to homeowners, 62 years or older, that allows them to convert part of the equity in their homes into cash.

You’ve put a lot into your home. It’s time to cash in. Give me a call to get started .

Fannie Mae Cash Out Student Loan Option Now Available on Agency Products!

Ask Me Anything- "What is the principal balance?"

"The secret of getting ahead is getting started. The secret of getting started is breaking your complex, overwhelming tasks into smaller manageable tasks, and then starting on the first one."

-Mark Twain

Is achieving your dream home so close, you can almost feel it? If you reach out to me, I can help you with your goal!

Have the best time getting approved for your new dream home! PRMG can make this happen. Just give me a call! 🏡

It's Mortgage Monday!

Most people who have a mortgage have an escrow account where their lender holds money for property taxes or homeowners insurance. This allows you to split taxes and insurance over 12 months instead of paying it all at once. Your lender may add escrow payments to your monthly mortgage dues along with principal and interest payments.

Let’s get going!

Did you know you could still qualify as a first time homebuyer ?

Look at the following conditions to see if you qualify . Ready to start the process and finance your new home ?

Give me a call !

Don't let poor credit stand in the way of Home Ownership!

With PRMG's Downpayment assistance program you could be in the home you've always wanted .

Call me for more information !

When it comes to your dream home, I know how to get you there.

Take the first step. Get pre approved !

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There is a lot to understand when it comes to homebuying and your finances. If you're finding it confusing, or just want some guidance, I am always here to help!

Great News! FHA has lowered how student loan debt is calculated when qualifying for a mortgage. In fact if you are on an income based repayment plan you can use that as an actual payment as long as the payment is over $0 .

These options can expand your home loan opportunities by allowing room for a housing payment . Start becoming a homeowner this year !

Call for more info!

“If I were asked to name the chief benefit of the house, I should say: the house shelters daydreaming, the house protects the dreamer, the house allows one to dream in peace.”

— Gaston Bachelard

Buying a home may seem challenging, but don't get discouraged! If you're interested in taking advantage of this time to learn more about your options for becoming a homeowner, I'm here to answer all of your questions!

It's Mortgage Monday !!

Get pre-approved before you make an offer

A pre-approval is a letter from a lender that shows you’re approved for a mortgage for a certain amount. Including a pre-approval letter in your offer shows the seller that you’re a serious buyer — it’s proof you can actually afford the home — and it may help you win in a bidding war, too.

Always get pre-approved for a loan before beginning your home search.

Ready to get started ? Give me a call !

The PRMG GCH Program can be useful if you are ready to purchase a home but your credit isn't!
Reach out to me with questions.