Agape Realty Solutions

What a beautiful day and incredible journey! These two set their minds to it and made it happen. So much to celebrate when handing the keys over to someone's first home. Thank you Dan @ Richmond American and my First American Team for all of your support! "Serving before Selling!"

Congratulations to my clients on having their vacation short term rental leased!!!! We did it again! And thank you to all of my loyal supporters for spreading the word! "Serving before selling!"

So excited for my homeowners that we are under contract with an 18 month lease!

Such an incredible seasonal opportunity to enjoy all of the breathtaking that the mountains have to offer while resting comfortably in a fully furnished cabin with all the bells and whistles. Give me a call for a tour 208.999.6241 or if you already know how gorgeous it is, screening applications are being taken at the following link: https://apply.link/3MrxSUJ

I am seeking a very special tenant to occupy this 7 bedroom 3.5 bathroom home that is loaded with bells and whistles galore!!! Special move in remaining October free with an 18 month lease. Disclaimer: All candidates over the age of 18 years are subject to credit & background screening. For an application or to schedule a showing please contact me direct 208.999.6241. "Serving before selling!"

So excited to be offering this amazing winter cabin again this year from November 1, 2023-May 1, 2024. Applications being taken via the below link:
https://apply.link/3M0dxFF
Call for a showing appointment 208-999-6241
"Serving before Selling!"

******Leased****
This 3 bedroom 1 bath home located in beautiful Crescent City, California; surrounded by historic redwood trees and the vast Pacific Ocean. Walking distance to Pebble Beach and local parks. Fully fenced yard, 12 month lease, off street parking. Call for details and showings 702.622.1310

While I won't say that there are not a lot of moving parts in the purchase of a home, what I will say is that there is one professional who will take this journey with you and provide you everything you need to enjoy the experience. Saving for a home while you are renting; though difficult, is not only feasible but probably the best decision you will ever make. The sooner you do it, the more rewarding it will be for you in building financial freedom and independent wealth. Here is a breakdown of these tips:
Contact a trusted mortgage lender. A lender will do a soft credit pull and tell you exactly what is needed to qualify as well as how much home you can afford. If you are not yet qualified don't fret; the average 1st time homebuyer takes up to 26 months to prepare. Now I know that you may not have one in your back pocket but I have at least 3 in mine that are all eagerly awaiting to assist you in achieving your goal. Give me a call and lets get you referred!
Set your house budget: While most experts recommend 25-30 percent of your income, it is important to know that most lenders will not allow more than 35% of your income towards your mortgage. But if you did step 1 you know how much you can afford, but set this goal based on your comfort level in comparison to current market rates in your desired location. This again is where I can help you pull median prices and set a comfortable goal. Give me a call, lets do coffee!
Set your savings goal: When saving to buy a home, you want to consider your upfront costs. This is going to consist of a down payment and depending on the program it could be as little as no money down (rare) to 20%. Most 1st time homebuyers put down less than 10% via various lending programs. Put aside $300-$500 for home inspection. It is always highly recommended, even and especially with new builds that you have a home inspection performed. The price is usually dependent on the size of the home and any outbuildings that may be on the property. Include in your savings for the appraisal. This again depends on size of home and such, but some lenders may cover it like a special but often times you will want to allow $400-$800. And lastly are your closing costs. Again this varies with your program but generally allow 2-5%. By completing step 1 your will have an accurate idea of your options. Let's sit down with a charcuterie board and discuss it together!
Set your timeline. Don't be over zealous here. Based on your information from a mortgage lender and your budget; set up an attainable goal. By setting a target date, we have a goal and it is the most motivating factor! (Except for me and my pom poms!)
Make a budget and track your spending: Now that you have your goals in line, it is time to do the crunching of numbers. By knowing where all your money goes you can more effectively determine what can be changed to accomplish your goal. This is also a chance to be creative like changing your cable package, getting a roommate, minimizing and selling items you are storing, getting rid of a storage unit, maybe only giving yourself goodies like Friday nite pizza and Dutch Bros. when you meet or exceed your goal. Invite me!
Improve your credit score: Believe it or not, there are many things that can help bounce your credit score up. HINT: Your trusted mortgage lender can assist here and knows all the secrets. By building your credit score you will received better rates with items like car insurance leading to a discount on rates that can be put into your savings for a home, but also it can give you a better mortgage rate. Let's talk
Share your goal: There are 2 huge reasons to actually share your goal versus keeping it private. Accountability is a great motivator. When friends or parents ask you how your house savings are going your are more likely to keep it in the front of your mind. The last and probably most beneficial is that anyone you share it with may want to help! They make make a contribution in lieu of gifts for birthdays and holidays. Use a cash registry website like MyRegistry.com to make it easier.
These are all my best tips on saving for a home purchase. There are so many other ideas, but too much for the 5000 characters I am allowed. Give me a call and we can really dive into it! 208.999.6241

The two words every homebuyer is waiting to hear....we are "Funded and Recorded!" Nothing is more emotionally exhilarating than handing a beautiful couple the key to their new home! It does take a team and I most certainly could not have done it without Suzie Snead and Melissa Harmon @ Axia Home Loans, and Jessica Frazier & Amy Davis @ First American Title Nampa! I am so very appreciative of all you did to make this a reality for my amazing clients!
Congratulations Kyle & Mary!!! Thank you for trusting me in guiding you through this process. God bless you both!

It is always wonderful to see the American dream of owning a home come alive for a client! Today is a beautiful day! Grateful, thankful, & blessed to be serving such wonderful clients!

An unexpected, sweet delivery at the door mid week gives me a moment to ponder. Who could have been so very thoughtful? Who was thinking of me and Brad today? What did we do to deserve this generosity? "Are you sure you have the right house?"
I take nothing for granted, and am yet humbled because in my heart, "Gratitude," has been kindled. I am immediately thanking God for putting us in a place that we made a difference for someone. I am grateful that He has used us and found us worthy to use. Then, I am reminded, that my identity is in Christ. It is He who dwells in me. I am prayerful and diligent in giving Thanksgiving.
Thank you most sincerely Scott, Katie, and Addiebug!!! I am blessed that you trust me with all of your real estate needs, that Brad can assist and partner with me, and that you are so much more than clients.....you are family. We are most definitely grateful, thankful, and blessed to know you.
"Serving before Selling."

I am so very overwhelmed with joy for my clients who just closed on their investment property. I am so very appreciative of your loyalty and friendship!
Now to get it rented for them. Who do you know that needs a 3/1 in Payette with a fenced yard for the children in a quiet neighborhood? I am already screening. This home will be available in June. Have them give me a call 208.999.6241. Many blessings friends!

It has been an absolutely blessed week and a half! I am so grateful with the people God is putting in my life. He has a purpose for me and it is only by His grace that I will succeed.

I am prioritizing all those who would like to be a home buyer and don't know where to start. At the end of our time together, less than 2 months, you will know exactly what you need to do, and I will build you a team of me, a lender, a title company, a credit repair specialist, a contractor, and anyone else that needs to be involved to provide you with the help you need to STOP paying rent. My heart truly feels that as long as you continue to pay rent, you continue to keep yourself below your potential. I am in it for the long haul no matter the journey. I will build your team and we will aid you in financial freedom! You are one phone call away from your dream! And I am fun to talk to....just sayin'.

You would be speechless and shocked with what you could afford right now, regardless of the mythical rumors you are hearing. In our current market, inventory is growing which means that there are more options available and prices are stabilizing. No, I do not see the market crashing by any means, but what is real is that it is a great time for sellers to sell because they have options to move to, but it is also a great time for buyers to buy because there is more buying power and more to choose from.
Home buying may seem like a scary venture if you have not purchased before, but that is why you have professionals like myself, who don't cost you anything, and are passionate about taking the journey with you.
Knowledge is power, and this information is free!
Give me a call if you are ready to build your legacy!

So, yes I am looking for someone who is in need of a 12 mo. lease. Not one of my rentals, but a really great rental that is in need of a really good tenant. Give me a call and lets get you the chance to see it if it is a good fit for your life!