Liceth Castellanos - Realtor

Happy 4th of July 🇺🇸

To all those who have assumed a role of parents in life 👨 I want to wish you a Happy Father's Day, BLESSINGS 🙌

I wish all our heroes a blessed Memorial Day.
Thank you to all of you.

Are you thinking of selling your property? 🏡
Looking for something more comfortable because now you have children? 👨‍👩‍👧‍👧
or maybe your children have grown up and instead look for something smaller where you feel more comfortable?
Just call me ☎️ and together we will find the best option for you and your family.

I'm your Realtor 💯

️✔️TO-DO LIST 📝 for FIRST-TIME BUYERS✔️️:

1️⃣ SAVE:
Down Payment: Buying a home is a big commitment. As a first time home buyer, you better start saving money for the first expense that you are going to incur: the down payment. But do not panic, first-time home buyers can now opt for an FHA loan to buy. Only 3.5% down payment is required with the new FHA Spot Approval program or 5% to 30% for a conventional loan.
Closing Cost: Around 4% of the mortgage, it could change depending on your credit
Escrow for insurance & taxes

2️⃣ IMPROVE YOUR CREDIT SCORE:
Stay current on bills: Pay all the bills on time, do not be late. To qualify you, the lender looks at your monthly obligation, not to the total amount owed to the credit card. For example, you owe $5,000 to a creditor but your minimum monthly payment is $70, the lender will take the $70 as your monthly responsibility. It is important that you pay it before the due date
NO MAJOR purchases: If you are thinking of buying it is not recommended to buy a car or furniture, those debts are considered major and affect your credit score. Lenders pull credit reports before the closing to make sure the borrower’s financial situation has not changed since the loan was approved. Any new loans on your credit report can jeopardize the closing
DO NOT cancel any credit card: Closing an old credit card account can have consequences. Closing an account could have a negative impact on your FICO score, the score most commonly used by lenders.

3️⃣ CALCULATE WHAT YOU CAN AFFORD:
A house is the largest purchase most of us will ever make so it’s important to calculate what your mortgage payment will be and how much you can afford.

4️⃣ GET MORTGAGE PRE-APPROVAL:
Once you decide you want to purchase a home, it is recommended that you get an interview with a loan officer who can give you a pre-qualification letter in a matter of minutes. This meeting will save you a lot of frustrations. Imagine that you go out to look for houses and find THE ONE before getting pre-qualified, then you go to the bank just to realize that you don’t qualify for it. It could be heartbreaking

5️⃣ DECIDE WHAT YOU WANT IN A HOME:
If you already decided that you want to become a homeowner, you should think about what features are important to you. For example: price, neighborhood, how many beds/bads you and your family needs, if single family, town-house, apartment, with pets allowed, parking options, near by schols, jobs, supermarkets, etc.

6️⃣ CHOOSE A REALTOR:
Contact me and I will be available to explain each step to make your dream of buying your new home come true.
I´m your Realtor®️ 💯

7️⃣ VISIT HOMES:
I recommend my clients to visit buildings that have the characteristics, amenities, location and price range that they are looking for. For example, is it important that the building is walking distance to a metro station, or is it important that it has a children’s playground? Do you want to be walking distance to schools? etc

8️⃣ NARROW CHOICES:
After you have a list of buildings that meet your requirements, visit neighborhoods during day and night to gauge traffic, noise, etc
GPS commute to work/school

9️⃣ MAKE AN OFFER:
You should be aware of the common contingencies like:
If home appraises for less than the mortgage.
If the inspection reveals flaws owner won’t fix.
If you lose your job before the deal closes.

🔟 SCHEDULE HOME INSPECTION:
This is a crucial step when you are buying a house. This is not the moment to save! A couple of hundreds could save you thousands in the long run. Have it check by professionals.

1️⃣1️⃣ MAKE A FINAL WALK-THRU:
Arrange a walk-through with your real estate agent, at least a week before closing if the condo was rented in which case you want to make sure the tenants didn’t cause any damage while moving out and all appliances and real property are you saw them when you submit the offer.
If the property was vacant, you should do a walk-through the day before closing or even the same day of the closing if it is scheduled in the afternoon.
Ensure the property’s condition hasn’t changed since your last visit, that any agreed-upon repairs have been made and that the terms of your contract (have a contract with you)

1️⃣2️⃣ CLOSE & MOVE IN 🏡
Enjoy your new home!!!

Call me ☎️ and Let´s make your dream home a reality together.

Liceth Castellanos - Realtor I'm your REALTOR®💯 My Job and satisfaction is helping people to complete their family needs when 🗝️SELLING 🏡BUYING 🏗️INVESTING 🔑RENTING. Contact me Today!
👇🏻
https://www.showingnew.com/licethrealtor

BENEFITS ✅ OF HOME-OWNERSHIP 🏡:
1️⃣ Happines
2️⃣ Tax Savings
3️⃣ Appreciation
4️⃣ Equity
5️⃣ Roots
6️⃣ Education
So stop 🚯 putting your money in someone else's hands 🤲 and start creating your own wealth 💲💸

I´m your Realtor 💯

For all those women who have played the role of Mother, for those who are and for those who one day were 👩‍👧‍👦
I want to wish you a blessed Mother's Day💐 thank you for existing and thank you for being creators of life🙏

I´m your Realtor 💯

When you need a Real estate agent, Call me I will be more than Happy to help you.

I´m your Realtor 💯

New Construction - Fort Lauderdale FL.
Beautiful Townhouses, spacious, bright and ready for you to start your new story.
Forget paying rent and start paying for your own home 🏡
For more info and details Call me ☎️ and let's make your dream home a reality together 🤝🏼
I'm your Realtor 💯

Are you thinking to Buy, Sell, Rent or Invest in a Property?
Let me give you the reasons why you need me as your Realtor 🤝 👩‍💻
If you know me, you know that I am persistent, dedicated and passionate about my work, you will be my priority from start to finish.
I´m your Realtor 💯

Do you want to know how the Market is moving around your area zip code🧐?
Let me show you Statistics 📊📈📉 Vs last year
MARCH 2022:
Market Stats Report of Sales for Single-Family Homes & Townhouses ( Miami Dade, Broward County... )
If you want more info about your area just call me ☎️
I´m your Realtor 💯

Allow me to guide you through the steps you need to know when you're ready to buy your home:

1. Meet with a real estate professional
2. Get pre-approved
3. Search for homes with your Realtor
4. Make an offer
5. Negotiation and Contract
6. Money in Escrow
7. Final details
8. Closing day
and then let's celebrate. 🍾
Call me ☎️ and Let´s make your dream home reality together.
I´m your Realtor 💯

You have a dream home in your mind 🤔 and I have the home that your dream 🏡 Just call me and Let's make it happen together 🤝
I'm your Realtor® 💯

Liceth Castellanos - Realtor I'm your REALTOR®💯 My Job and satisfaction is helping people to complete their family needs when 🗝️SELLING 🏡BUYING 🏗️INVESTING 🔑RENTING. Contact me Today!
👇🏻
https://www.showingnew.com/licethrealtor

Interested in learning more about buying?
we're just a call away ☎️ I am your Realtor 💯!
👇
https://www.showingnew.com/licethrealtor

Reasons to Choose a Real Estate Agent Over "For Sale By Owner" 👇
1️⃣ You might be tempted to avoid a real estate agent, save the commission, and just sell your home yourself—also known as “for sale by owner” (FSBO).
2️⃣ While tempting, in most cases the risks of going it alone likely outweigh the benefits.
3️⃣ Risks include having few potential buyers (let alone qualified buyers), making emotional decisions, not knowing how to negotiate properly, and not having enough free time to dedicate to finding a buyer.
4️⃣ One of the biggest risks of FSBO is not having the experience or expertise to navigate all of the legal and regulatory requirements that come with selling a home.
I can avoid all that stress, we're just a call away ☎️
I am your Realtor 💯!

Balancing Your Wants and Needs as a Homebuyer Today Since the number of homes for sale is low today, it can feel challenging to find one that checks all your boxes. But if you know which features are absolutely essential in your next home and which ones are just nice bonuses, you can land a home that fits your needs.

The Best Week To List Your House Is Just Around the Corner Are you thinking about selling your house? If so, you may want to make it a priority to start the process soon. According to realtor.com, the sweet spot for sellers is just around the corner. In a recent study, experts analyzed housing market trends by looking at data from the past several years (ex...

Single Family Home for RENT, one story, all tile, enjoy this spacious house with split bedroom, formal living room, dining and family room plus a big porch all screened a cozy tiki bar for your party and an empty shed is ready for your Christmas boxes in patio. Circular driveway. Rapid approval no HOA. Lawn included in rent. Accordion shutters.
MORE INFORMATION, JUST CONTACT ME 📱