Genny Baez Realtor

Only God Can Judge Me.

| Do I get earnest money back if my mortgage falls through on closing day?



Q: “Do I get earnest money back if my mortgage falls through on closing day?”

A: It depends! First of all, get it in writing. Your contract will decide whether or not you get that money back.

In most cases, you can expect your earnest money back if there are issues with the home inspection, appraisal, title, or mortgage. But if you don’t meet the deadlines (or change your mind), you might not!

Stay tuned for more Q&As on all your real estate questions!

Save on your property taxes by paying early. The following is the schedule for early payment discounts:

4 percent if paid in November
3 percent if paid in December
2 percent if paid in January
1 percent if paid in February

Save on your property tax bill Property owners can save on their tax bill by paying early.

Beautiful townhouse 4 bedrooms, 3 bathrooms in a great community at Kendall Square. 1 bedroom 1 full bathroom on first floor. Kitchen with stainless steel appliances, granite countertop. 1 car garage & driveway.
Great amenities: Community pool, child play area, exercise room.
A must see !!!

Proxio Connect Property Beautiful townhouse 4 bedrooms, 3 bathrooms in a great community at Kendall Square. 1 bedroom 1 full bathroom on first floor. Kitchen with stainless steel appliances, granite countertop. 1 car garage & driveway. Great amenities: Community pool, child play area, exercise room. A must see !!!

Downtown Miami’s hottest neighborhood celebrates a true architectural icon. Brickell Flatiron is an urban oasis developed by Ugo Colombo's CMC Group and designed by Luis Revuelta. The tower of soaring glass, defined by sweeping exposures, enhances the skyline with persuasive curves. Renaissance-revival interiors contrast the powerful structure proposing a romantic allure.

Please visit Brickell Flatiron - Condominium. Miami, FL, United States By Genny Baez Downtown Miami’s hottest neighborhood celebrates a true architectural icon. Brickell Flatiron is an urban oasis developed by Ugo Colombo's CMC Grou...

Questions every homebuyer should ask



As a homebuyer, there are a set of questions you’re always advised to consider before committing and making an offer. Some more obvious, and some less so.

Keep these 5 questions in mind before buying your new home:

🗝 How old is the roof?
🗝 How old are the appliances?
🗝 What’s included in the sale?
🗝 How much will utilities cost me?
🗝 Is the house susceptible to natural disasters?

Knowing the answers to this upfront will save you time, money, stress, and headache in the long run. Don’t overlook them.

Why do I need home inspection when my bank is having the house appraised?



A Home inspection determines whether the house itself has any hidden problems that could become costly surprises down the road. The inspection report provides you with an expert assessment on the condition of the home and evaluates its structure and various systems within it.

You’re probably thinking: Is a home inspection required? In most cases, it is not required, but rather optional. Do I recommend a home inspection? Absolutely!

The purpose of an appraisal, on the other hand, is to set the current value of a home so that a lender may determine how much it can loan to the buyer. The appraiser looks at similar properties in the area (Comparables) and the prices at which they were sold to set the value of the house.

Great Investment Property. Consist of four parcels in a privileged position A lot of potential. Its zoning classification ranges from mixed-use special (MC, MCS 6462) 6 max HT, Commercial vacant land (1081), and (937) Warehouse or storage facility. The property has a Nice office with one bath. Independent place to storage or keep equipment inside. Potential for a gas station, strip center, neighborhood shopping center, building for up to 6 stories, duplexes, etc. According to Miami-Dade County Zoning department.

Proxio Connect Property Great Investment Property. Consist of four parcels in a privileged position A lot of potential. Its zoning classification ranges from mixed-use special (MC, MCS 6462) 6 max HT, Commercial vacant land (1081), and (937) Warehouse or storage facility. The property has a Nice office with one bath. Indep...

Spacious corner townhouse with lake front. This property boasts: 4 bedrooms, 2.5 bathrooms. Ceramic on first floor and laminate floor upstairs. Kitchen with granite counter top. One car garage & driveway. Patio with cement. Community pool and more... A must see !!!

Proxio Connect Property

Ideal furnished studio at Marco Polo Beach resort with balcony. All utilities are included, basic cable, wi-fi, water. Great location on beautiful Sunny Isles Beach. Close to the beach, Aventura Mall, Bal Harbor shops & more.

Proxio Connect Property

Is the shifting market a challenge or an opportunity for homebuyers?

We’ve heard it all before: the market is shifting. With that being said, does this lead to more challenges or opportunities for homebuyers?

Here’s what you need to know:
🔸 The market is becoming more buyer-friendly
🔸 Homebuyers can afford to be pickier in their search
🔸 There’s more inventory to choose from

Despite a few challenges, the market is moving in the right direction for homebuyers. Take advantage of the opportunities as they come!

BRICKELL HEIGHTS
The pinnacle of urban sophistication. The most successful project in the Brickell area.

Please visit Brickell Heights - Residential High Rise. Miami, FL, United States By Genny Baez Carrion Designed by internationally renowned architecture firm Arquitectonica, Brickell Heights’ sleek contemporary towers bring a sultry vibe to the Miami...

Sandpiper Pointe at Deerfield Beach

Sandpiper Pointe at Deerfield Beach in Deerfield Beach, FL Note: Genny Baez represents the buyer, not the builder

Aston Martin Residences

Unrivaled prestige, unequaled craftsmanship, uncompromising standards. For over a century, the Aston Martin name has been synonymous with excellence in the field of motorcar design and is one of the world’s most iconic, recognizable marques.
Each one produced is bespoke and handcrafted, making a highly personal statement about the owner who possesses it. For their vision of 300 Biscayne Boulevard Way in downtown Miami, Aston Martin partnered with renowned developer G&G Business Developments LLC to translate its legendary design into an exclusive real estate venture. The result is a prestigious, one-of-a-kind edifice that represents the pinnacle of elegant living.
The Aston Martin Residences at 300 Biscayne Boulevard Way melds a brilliant design aesthetic with an ideal location to create Miami's most striking, coveted address. Situated on one of the last parcels of Miami waterfront property to be developed, Aston Martin Residences at 300 Biscayne Boulevard Way is a symphony of curvilinear glass and steel, soaring 66 storeys into the sky. Of it's 391 generously sized, light-filled homes, half of which have completely unique floor plans.

◽Price: $787,900.00 - $18,185,900.00
◽Bedrooms: 1 - 5Bedrooms
◽Bathrooms: 1-6 Full
◽Square Footage: 698 - 9,958
◽Location: Zip: 33131
◽️15 Completed Homes

👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽

📲: 305.440.8241 (text/call)
📧: [email protected]
💻: https://gennybaez.worldconnectionc21.com/
🏢: Century 21 World Connection
📍: 10701 Sw 104th St, Miami, Fl 33176
Hablo Español ❣️

👇🏽Search new construction Here

https://www.showingnew.com/gennybaezrealtor

Welcome home, a beautiful single-family home community located in Homestead, Florida. Future homeowners will love the convenient access to Florida's Turnpike, US-1, Everglades National Park, Florida Key's Outlet Marketplace, Farmer's Markets, and much more! This community offers four architecturally designed floor plans, two of which being Multi-Gen floor plans. At home additional home features include paver driveways, walkways and Ianais, Whirlpool® stainless steel appliances, 18 x 18 ceramic tile flooring in all living areas, subway tile backsplash in the kitchen, impact resistant windows and Home is Connected® Smart Home System! NO HOA! Your dream home awaits at here!

◽Price: $604,990 - $768,990
◽Bedrooms: 4 - 4 Bedrooms
◽Bathrooms: 3 Full , 1 Half
◽Square Footage: 1,985 - 2,986
◽️ 2-3 Garages
◽️1-1 Story
◽Location: Zip: 33030
◽️1 Completed Home
◽️4 Under Construction

To Get Started with your Home Purchase:

Schedule a FREE NO OBLIGATION BUYER'S CONSULTATION With Me Today!

👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽

📲: 305.440.8241 (text/call)
📧: [email protected]
💻: www.GennyBaezRealtor.com
🏢: Century 21 World Connection
📍: 10701 Sw 104th St, Miami, Fl 33176
Hablo Español ❣️

Pay your property tax bill

Pay your property tax bill Property owners can pay their tax bill as well as register online to receive their 2022 tax bill by email.

Welcome home, a stunning new townhome community surrounded by lush greenery! Features beautiful new townhomes with multiple floorplans to accommodate any lifestyle. Floorplans range from 1,640 - 1,871 sq. ft., 3 - 4 bedrooms, 2.5 - 3 bathrooms and a 1 car-garage. Included home features consists of stainless steel appliances, ceramic tile flooring, Paver driveways and porches and Home is Connected, America's Smart Home System! Homeowners will also enjoy amenities; a community club house, swimming pool, lake, observation deck and walking path. Property is within proximity to Florida Keys Outlet Marketplace, Florida's Turnpike, local farmer markets, tasty restaurants and the beautiful Florida Keys!

◽Price: $460,990 - $512,690
◽Bedrooms: 3-4 Bedrooms
◽Bathrooms: 2-3 Full , 0-1 Half
◽Square Footage: 1,640 - 1,871
◽️ 14 Completed Homes
◽️ 4 Under Construction
◽️ 2/2 Story
◽Zip: 33034

To Get Started with your Home Purchase:

Schedule a FREE NO OBLIGATION BUYER'S CONSULTATION With Me Today!

👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽

📲: 305.440.8241 (text/call)
📧: [email protected]
💻: www.GennyBaezRealtor.com
🏢: Century 21 World Connection
📍: 10701 Sw 104th St, Miami, Fl 33176
Hablo Español ❣️

What is the debt-to-income ratio and why does it matter when you’re planning to buy a house?

Your debt-to-income (DTI) ratio is a percentage that’s calculated by dividing your total monthly debts by your total monthly gross income and is a metric used by lenders when considering your mortgage. It shows them whether or not you have a good balance between what’s coming in versus what’s going out. The magic number is 36% or below for most lenders, otherwise, you may end up paying higher interest on your loan or be denied completely.

If you’re in the market for a new home, but know that your DTI ratio is too high, here are a few steps you can take to actively improve it and increase your chances of getting approved for a loan.

✔️ Find an additional stream of income to supplement your current income
✔️ Lower the interest on some of your existing or recurring debts
✔️Consider applying for a loan forgiveness program
✔️Lower your monthly payment on an existing debt
✔️Cut back on your non-essential spending

For more home buying tips, hit like, save, and follow!

✨Stunning 3 bedroom/2 bathroom modern home in Kendall offers Tons of natural light. A modern feel await you inside this meticulously renovated home. With an open floor plan, new porcelain floors, all bedrooms have new custom modern Closets, solar panels, grand master bedroom with large bathroom.

You will Love the Modern kitchen! fully renovated:
- New custom cabinet roof tall - New cabinets hardware in gold
-Quartz countertops
- New Luxury Appliances with golden handles and
hardware to match the kitchen cabinets

Located in an excellent community close to highways, great schools and shopping centers. The perfect blend of style and substance.
Message or call me before this opportunity gone!

◽Price: $900,000.00
◽Bedrooms: 4
◽Bathrooms: 3
◽Location: Zip: 33187

📲: 305.440.8241 (text/call)
📧: [email protected]
🏢: Century 21 World Connection
📍: 10701 Sw 104th St, Miami, Fl 33176
Hablo Español ❣️

A Negative mind will never give you a positive Life. Today is your opportunity to build the tomorrow you want!

Remember….Every step towards tomorrow’s finish begins with a single thought of what you wish to accomplish, Today

Getting pre-approved is a great opening play as a homebuyer. Let's connect so you have a strategy in place that helps you feel confident in your home search.

Pre Approval Is a Strategic Move When Youre Buying a Home Getting pre-approved is a great opening play as a homebuyer. Let's connect so you have a strategy in place that helps you feel confident in your home search....

Credit Score Readiness to purchase a Home

Hey friend, are you in the market for a new home?
One of the first things you’ll get asked is, “how healthy is your credit score?” If you’re not sure what that (very important) number means when it comes to buying qualifications, here’s a handy chart that breaks down where you’re at and where you might want to be:
700 & Up Great score & your interest rate will be awesome
620-699 Clear your schedule. Let’s find your home
580 -619 You can, but It’s tight!
Below -579 We have a little work to do. But there are programs to get you on track.
Don’t forget to save this post to look back on as you climb the credit score ladder!

Broward county stats for May 2022

You are never too old to set another goal or to dream a new dream


Dreams don’t discriminate — whether you’re fifteen or fifty, your goals and dreams are always within reach. They’ll work for you as long as you work for them.
Dreaming of buying a new home? You can make it happen! You just need to know where to start and the path to take — just like any destination you travel to.
Not sure of the path to take? DM me and I’ll give you the step-by-step navigation.

Welcome home, a stunning new townhome community surrounded by lush greenery! Features beautiful new townhomes with multiple floorplans to accommodate any lifestyle. Floorplans range from 1,640 - 1,871 sq. ft., 3 - 4 bedrooms, 2.5 - 3 bathrooms and a 1 car-garage. Included home features consists of stainless steel appliances, ceramic tile flooring, Paver driveways and porches and Home is Connected, America's Smart Home System! Homeowners will also enjoy amenities; a community club house, swimming pool, lake, observation deck and walking path. Property is within proximity to Florida Keys Outlet Marketplace, Florida's Turnpike, local farmer markets, tasty restaurants and the beautiful Florida Keys!

◽Price: $438,990
◽Bedrooms: 4 Bedrooms
◽Bathrooms: 2 Full , 1 Half
◽Square Footage: 1871
◽Location: Zip: 33034

To Get Started with your Home Purchase:

Schedule a FREE NO OBLIGATION BUYER'S CONSULTATION With Me Today!

👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽

📲: 305.440.8241 (text/call)
📧: [email protected]
💻: https://my.mtr.cool/heksfwpnzv
🏢: Century 21 World Connection
📍: 10701 Sw 104th St, Miami, Fl 33176
Hablo Español ❣️

Hello July
 
Let July bring nothing but positive vibes and great memories. Remember…. No matter how you feel, get up, dress up, show up and never give up!

Hello July

Let July bring nothing but positive vibes and great memories. Remember…. No matter how you feel, get up, dress up, show up and never give up!

Beautiful home for sale in an excellent location! Zip code 33173

Home Price Appreciation Helps Build Your Wealth For the next five years, experts say home prices will continue to rise. Let's connect if you're ready to invest in homeownership and grow your wealth.

Beautiful unit at 5350 Paso Blvd with an excellent view of the city of Miami. The unit can be rented month to month, weekly or daily. Please call for availability rates may change due to season. The unit is equipped with everything you need, just bring your bags and have a great stay with many restaurants around the building.