oXYGen Financial SC

Here at oXYGen Financial we really do have the best employees! Thank you for all that you do for our clients. oXYGen Financial is a success because of each and every one of you!

GIVEAWAY ALERT 🎉

Once every four years, we try to help families LEAP closer to retirement and we are offering a ONE DAY DRAWING for a FREE RETIREMENT PLAN compliments of oXYGen Financial!

LEAP into it TODAY! ➡️ https://ow.ly/SioB50QITmj

Are you taking advantage of your retirement accounts to lower your taxable income?

What is the standard deduction? It is a random number the IRS generates that refers to a portion of your income that is not subject to income taxes. The number changes year to year based on inflation.

By investing in your 401k, you can lower your taxable income for that year!

What’s keep you up at night? Schedule a free consultation today and let us help you breathe easier® about life!

Unlock your greatest asset: Invest in yourself 🌟. Embrace learning, cultivate your skills, and watch your personal growth become the best deal you've ever made.

Wishing you a Happy Valentine's Day from all of us at oXYGen Financial!

Greetings from California! ☀️

Recently some of our oXYGen Family traveled to California to attend a yearly conference. Check out some of the fun they had while attending!

Let’s master our finances together ✨

Are you celebrating a birthday in February? 🎉

Check out these birthday food freebies you can get during the month of February!

• A FREE scoop at Baskin-Robbins 🍦

• 3 FREE original glazed doughnuts at Krispy Kreme 🍩

• FREE cookie from Crumbl Cookie 🍪

• FREE bundlet at Nothing Bundt Cakes 🧁

• FREE classic pretzel at Auntie Anne’s 🥨

Touchdown to Victory: Who will claim the throne of champions in this year's Super Bowl showdown? 🏆🏈

Can Taylor Swift make it to the 2024 Super Bowl from Tokyo? 🏈

Time travel is on her side! We did the math so you don't have to! If our calculations are correct, Taylor can make it in time!

Drowning in Debt? ☠️💸 Recognize the Chains—Toxic Debt Explained!

Are you making consistent payments towards a debt obligation, yet the balance continues to still grow because of a high interest rate? Toxic debt is any debt that you are stuck paying off a forever accruing balance without ever actually getting rid of the debt entirely. These types of debt can have interest rates north of 30%!

If you find yourself having toxic debt, try these tips to alleviate the burden:

• Assess your budget.
• Consider starting a side hustle to earn extra cash.
• Call credit card companies to negotiate your interest rate.
• Create a financial plan to reach your goals.

Ready to score tickets to your favorite sporting events without breaking the bank? 🎟️

Whichever sports team is your favorite, use these tips to help find the best priced tickets!

1. Timing is Key: Act fast or play the waiting game—early birds catch the deals, and last-minute seekers snag unsold seats!

2. Compare and Compete: Use ticket comparison sites like Ticketmaster, Gametime, SeatGeek and more for the win, ensuring you don't miss out on an underdog victory for value!

3. Loyalty Leads to Victory: Join fan clubs and loyalty programs. It's not just about the points—it's about the playoffs of pricing!

4. Team up: Gather your squad and bulk buy. Group discounts can make you the MVP of savings.

5. Off-Peak Plays: Cheaper tickets for non-peak games mean you don't compromise on the atmosphere—you champion the smart spend!

Are You Overtipping? 💵

A recent study by GoBankingRates show experts say these are 5 times when it’s okay to skip:

1. When You Experience Poor Service.

Tipping is certainly optional when you experience less than optimal customer serivce. This can be examples like: your waiter or waitress not checking on you once during your dining experience or if your food delivery arrives cold or damaged.

2. When You Work With Professionals.

When working with licensed professionals, a tip is not necessary. You might feel inclined but it isn’t necessary to tip anyone who earns a salary through a profession or trade.

3. When You’re at an Open Bar Event.

If you attend an open bar event, whoever is hosting will be tipping at the end of the night, so an added tip isn’t necessary.

4. When You’re Purchasing Something With Counter Service.

Many find themselves being asked to tip when purchasing quick food or drinks at casual counter service establishments. When you are asked if you would like to “leave a tip” don’t feel pressured to pay extra for your morning cup of coffee or midday lunch.

5. When You’re Being Asked to Double Tip:

Some resturants automatically add in a tip for large parties, so make sure that you read your bill carefully to avoid tipping double on your bill.

Today we honor the life and legacy of Dr. Martin Luther King, Jr.

Anyone want to join me on my January Challenge?

Jan 1. 1 x 22 pushups. Weight = 220.8 #
Jan 2. 1 x 22 squats
Jan 3. 2 x 22 pushups
Jan 4. 2 x 22 squats
Jan 5. 3 x 22 pushups
Jan 6. 3 x 22 squats
Jan 7. 4 x 22 pushups
Jan 8. 4 x 22 squats
Jan 9. 5 x 22 pushups
Jan 10. 5 x 22 squats
Jan 11. 6 x 22 pushups
Jan 12. 6 x 22 squats. Weight = 207.6 #

I’ll keep adding a set each day to finish out with 16 sets of 22 for a total of 352 pushups on January 31st.

Also doing “Dry January” and watching the pounds melt away.

Join us Thursday, January 18th, for an exclusive oXYGen Financial Webinar where our CEO, Ted Jenkin, will provide tips on where to invest your money during a presidential election year.

Live Session: https://ow.ly/n4YH50QoSNX

Replay Session: https://ow.ly/IB2750QoSNZ

6 Things to Buy in January 🛍️:

1. Gym memberships or online fitness subscriptions:

Consider signing up in late January to score a better deal. Many new gym-goers lose motivation by the end of January, so you can still get a good deal and avoid waiting to use equipment.

2. TV’s:

With the Super Bowl right around the corner, many retailers will place TVs on sale in January to help you prepare for the big game. Most sales will be on TVs 49” or higher, so keep that in mind.

3. Shampoo & Conditioner at Ulta Jumbo Love Sale:

Running through January 20th, check out savings for jumbo-size shampoo and conditioners at Ulta. Snag brands like Paul Mitchell, Redken, Pureology and more!

4. Winter clearance on apparel and shoes:

Kohl’s, Dick’s Sporting Goods, Target and more are placing shoes and apparel on clearance for up to 90% off!

5. After-Christmas Clearance Sales:

In January, you can find after-Christmas clearance sales on decor items like garland, ornaments, ribbons and more for up to 90% off. Take advantage of these savings by shopping sales to update decor for the upcoming year.

6. Storage Bins and Organizational Items:

When the holidays are over, and you feel you want to declutter your home, this is the time to stock up on storage bins. You can grab hefty bins to store things like holiday décor, seasonal clothing, or items you don’t need at the moment for as little as $8.