Charleston Home

Opening the doors in the Charleston area since 1995. CharlestonHome.com Our agents are advocates for our clients throughout the entire buying process.

As Charleston’s First Exclusive Home Buyer’s Agency we pride ourselves on only representing the needs of buyers. We cater to all three counties of Charleston, Dorchester, and Berkeley. Founded in 1995, our team has been working to ensure that you find the perfect new property for you. Since we only represent buyers, and not sellers, we can guarantee that your interests are the only ones important to us.

What Mortgage Rate Are You Waiting For? 08/26/2024

Mortgage rates have significantly influenced housing affordability in Charleston, South Carolina, over the past few years. However, there's optimism as rates have started to decline, reaching their lowest point in 2024. Expert projections suggest this downward trend will continue, potentially reaching the low 6% range in the upcoming months. For those considering buying a home, it's essential to determine the mortgage rate you're comfortable with. Charleston Home, a local real estate brokerage, can provide guidance and keep you informed on market changes, helping you decide when to make your move.

Click the image below to learn more and read the full article on how declining mortgage rates could make buying a home in Charleston more affordable.

What Mortgage Rate Are You Waiting For? You won’t find anyone who’s going to argue that mortgage rates have had a big impact on housing affordability over the past couple of years.

How Growing Inventory Benefits Today's Buyers 08/23/2024

The real estate market in Charleston, South Carolina, is experiencing a notable increase in inventory, providing significant benefits for today's buyers. Nationally, the number of homes for sale has surged by over 36% year-over-year, offering more options and greater negotiation power. This growing inventory means buyers can expect more favorable terms, including potential seller repairs and moderate price growth. For more insights on how this trend impacts your home search, connect with Charleston Home, your local real estate experts.

Click the image below to discover how Charleston’s rising home inventory can benefit your next real estate move.

How Growing Inventory Benefits Today's Buyers While the number of homes for sale varies by local area, nationally we’re up over 36% year-over-year, but still down almost 29% compared to what’s normal.

Today’s Biggest Housing Market Myths 08/22/2024

Have you ever heard the phrase: don’t believe everything you hear? That’s especially true if you’re thinking about buying or selling a home in today’s housing market. There’s a lot of misinformation out there. And right now, making sure you have someone you can go to for trustworthy information is extra important.

If you partner with a real estate agent, they can clear up some common misconceptions and reassure you by backing them up with research-driven facts. Here are just a few misconceptions they can help disprove.

"Click on the image below to discover how partnering with a real estate agent can help you navigate today's housing market with confidence."

Today’s Biggest Housing Market Myths Have you ever heard the phrase: don’t believe everything you hear?

Keeping Your Credit Cards Out of Your Own Hands 08/21/2024

Overspending lately? Try freezing your credit cards (literally!) or one of these other clever tricks.

Keeping Your Credit Cards Out of Your Own Hands Overspending is easy to do with a credit card – way too easy – and can often lead to deb...

The Number One Mistake Sellers Are Making: Overpricing Their House 08/21/2024

In Charleston’s dynamic housing market, overpricing is a critical mistake many sellers make. This can result in extended time on the market and eventual price reductions. To avoid this pitfall, it's essential to work with a trusted real estate agent from Charleston Home who understands current market conditions. An agent can help set a realistic price based on market value, rather than personal expectations, ensuring your home attracts buyers and competitive offers.

Click on the image below to discover expert tips from Charleston Home on pricing your property right and selling faster.

The Number One Mistake Sellers Are Making: Overpricing Their House In today's housing market, many sellers are making a critical mistake: overpricing their houses.

How To Choose a Great Local Real Estate Agent 08/20/2024

Choosing the right real estate agent in Charleston, SC, is crucial when buying or selling a home. To make an informed decision, look for an agent with a strong reputation, deep knowledge of the local market, and excellent communication skills. Trust your instincts, and consider reaching out to Charleston Home to find a trusted partner in your real estate journey.

Click the image below to discover how Charleston Home can connect you with the perfect real estate agent for your needs.

How To Choose a Great Local Real Estate Agent Selecting the right real estate agent can make a world of difference when buying or selling a home.

How Mortgage Rate Changes Impact Your Homebuying Power 08/19/2024

If you’re considering buying or selling a home in Charleston, South Carolina, mortgage rates are likely top of mind. These rates significantly impact your monthly mortgage payment and, consequently, your homebuying power. Charleston Home, a local real estate brokerage, can help you navigate these changes and understand how factors like the economy, job market, and Federal Reserve decisions influence mortgage rates. Even small rate fluctuations can make a big difference in your monthly payments, so having an expert by your side is crucial. Reach out to a professional to guide you through the current market conditions.

Click on the image below to discover how Charleston Home can help you navigate the ever-changing mortgage rates and maximize your homebuying power.

How Mortgage Rate Changes Impact Your Homebuying Power If you’re thinking about buying or selling a home, you’ve probably got mortgage rates on your mind.

3 Reasons To Move in Today’s Shifting Market 08/16/2024

As the Charleston housing market undergoes a transition, now is a prime time to consider making your move. With more homes actively for sale and motivated builders, securing a newly built home may be more achievable than you think. Additionally, mortgage rates have dipped from their recent peak, making it easier for potential buyers to navigate the market this fall. Connect with Charleston Home to explore your options and seize the opportunities in today’s shifting market.

Click on the image below to discover how you can take advantage of Charleston's evolving housing market and secure your dream home today.

3 Reasons To Move in Today’s Shifting Market The housing market is in a transition. And that gives you 3 key opportunities going into the fall.

What Credit Score Do You Really Need To Buy a House? 08/15/2024

When considering buying a home in Charleston, South Carolina, your credit score plays a pivotal role. It's essentially your financial report card that lenders review to determine your eligibility and the best loan options for you. Many prospective buyers tend to overestimate the minimum score required. Generally, while scores can range from 500 to 700, most lenders look for at least 620 for conventional mortgages. However, even with less-than-perfect credit, there are still viable options. Improving your score can be as simple as paying bills on time, reducing outstanding debt, and avoiding multiple new credit applications. For personalized guidance and to explore your options, Charleston Home is ready to assist you on your journey to homeownership.

Click on the image below to discover how Charleston Home can help you navigate your credit score and achieve your homeownership dreams!

What Credit Score Do You Really Need To Buy a House? When you're thinking about buying a home, your credit score is one of the biggest pieces of the puzzle.

9 Ways to Save on Life Insurance 08/14/2024

Some cost-saving steps to consider

9 Ways to Save on Life Insurance Buying life insurance can seem like a difficult and expensive endeavor if you haven’t done it before...

The Great Wealth Transfer: A New Era of Opportunity 08/14/2024

In recent years, significant shifts in wealth distribution have ushered in what is known as the Great Wealth Transfer. As Baby Boomers retire and downsize, an unprecedented $84 trillion is set to pass to Gen X and millennials. This wealth transfer is expected to impact various facets of life, particularly the housing market. For Charleston residents, this could ease affordability challenges and open new avenues for homeownership. Additionally, this shift will likely fuel economic growth by providing capital for new entrepreneurial ventures, creating a promising era of opportunity.

Click the image below to explore how the Great Wealth Transfer could transform Charleston's housing market and spark new economic opportunities.

The Great Wealth Transfer: A New Era of Opportunity In recent years, there’s been a significant shift in how wealth is distributed among generations.

Is Affordability Starting To Improve? 08/13/2024

Over the past couple of years, many Charleston residents have faced challenges in buying a home due to tight affordability. However, there are encouraging signs that conditions may be improving. According to Lawrence Yun, Chief Economist at the National Association of Realtors, housing affordability is modestly getting better. Recent data shows that mortgage rates are trending down, home prices are rising more slowly, and wages are increasing at a faster pace. These trends suggest that the dream of homeownership might be becoming more attainable for many.

Click on the image below to discover how improving trends in mortgage rates, home prices, and wages are making homeownership more attainable for Charleston residents.

Is Affordability Starting To Improve? Over the past couple of years, a lot of people have had a hard time buying a home.

Are There More Homes for Sale Where You Live? 08/12/2024

One of the most encouraging trends in today’s housing market is the significant increase in the supply of homes for sale since the start of the year. According to recent data from Realtor.com, there are 36.6% more homes available now compared to the same period last year. This surge in inventory provides potential buyers with more options and greater negotiation power.

However, it’s worth noting that despite this growth, we’re not experiencing an oversupply. Inventory levels are still below pre-pandemic norms by about 29%. For Charleston residents, this means more choices than a year ago, but the market hasn’t completely normalized. For specific insights into the local market, including current inventory and opportunities, reach out to Charleston Home, a trusted local real estate brokerage.

Click the image below to discover more about Charleston's evolving housing market and explore the full article on our website.

Are There More Homes for Sale Where You Live? One of the biggest bright spots in today’s housing market is how much the supply of homes for sale has grown since the beginning of this year.

Home Inspections For Sellers: How To Prepare 08/09/2024

If you're considering selling your home in Charleston, South Carolina, understanding the home inspection process is crucial. As the housing market evolves, ensuring your property is in top shape can make a significant difference.

With buyers gaining more negotiation power, addressing essential repairs before listing can enhance your home's appeal and potentially increase its value. Consulting a local real estate agent, such as those at Charleston Home, can provide valuable insights on what fixes to prioritize to maximize your return on investment.

"Click on the image below to discover essential tips on navigating the home inspection process and boosting your property's value before selling."

Home Inspections For Sellers: How To Prepare If you’re thinking about selling your house, it’s important to know what the home inspection is and what inspectors look for.

Where Will You Go After You Sell? 08/08/2024

If you're planning to sell your house in Charleston and make a move, you're likely aware of the limited options available. However, there's good news: the supply of homes for sale, including both existing and newly built options, has increased this year. This opens up several possibilities for your next home purchase.

Whether you prefer a brand-new home with the latest energy-efficient features and builder warranties or an existing home with established neighborhoods and unique charm, there's something for everyone. Charleston Home real estate agents are here to help guide you through the process and find the perfect fit for your needs.

"Explore the growing opportunities in Charleston's housing market and find your perfect home by clicking the image below to read the full article."

Where Will You Go After You Sell? If you’re planning to sell your house and move, you probably know there’s been a shortage of options available.

Best Flooring for Home Resale Value 08/07/2024

"Hardwood flooring has the greatest positive impact on home resale value in most cases, with an estimated return on investment (ROI) of 118%, according to the National Association of REALTORS® (NAR) 2022 Remodeling Impact Report."

Best Flooring for Home Resale Value Your home’s flooring significantly impacts its resale value. Hardwood floors usually provide the highest return on investment, but it depends on many factors.

Quick Fixes for Your Common Household Problems 08/07/2024

Do you really need to call a repair service? Check out these quick, simple fixes for common household problems.

Quick Fixes for Your Common Household Problems It may seem like there’s always something going on as a homeowner, from silencing a squeaky hi...

Mortgage Rates Down a Full Percent from Recent High 08/07/2024

Mortgage rates have been a hot topic recently due to their impact on housing affordability. If you've been waiting for rates to drop, there's good news. Recent economic reports and comments from the Federal Reserve have led to a decrease in mortgage rates, now at levels not seen since February. This trend presents a significant opportunity for buyers. However, remember that the record-low rates from the pandemic are unlikely to return. If you're considering a move, now might be the time to act before competition increases as more buyers re-enter the market. For personalized advice, reach out to Charleston Home, your local real estate experts.

Click the image below to discover how recent mortgage rate drops could make now the perfect time to buy.

Mortgage Rates Down a Full Percent from Recent High Mortgage rates have been one of the hottest topics in the housing market lately because of their impact on affordability.

Helpful Negotiation Tactics for Today’s Housing Market 08/06/2024

In Charleston's current housing market, homebuyers are starting to regain some negotiating power, though it’s not yet a full-blown buyer’s market. Charleston Home, a real estate brokerage, highlights key negotiation points for both buyers and sellers. From sale prices and home repairs to closing costs and warranties, understanding these elements can better prepare you for the transaction. Whether you're buying or selling, knowing what to expect and how to negotiate can make a significant difference.

Click the image below to discover how to navigate Charleston's evolving housing market and master key negotiation points for your next real estate transaction.

Helpful Negotiation Tactics for Today’s Housing Market If you haven’t already heard, homebuyers are regaining some negotiating power in today’s market.

What Every Homeowner Should Know About Their Equity 08/05/2024

Curious about selling your Charleston home? Understanding your home's equity is crucial. Since home prices have soared in recent years, many homeowners have more equity than they realize. Equity is the difference between your home's market value and your mortgage balance. Leveraging this equity can significantly impact your next move. Consult with Charleston Home real estate experts to determine your equity and navigate your home sale with confidence.

Click the image below to discover how much equity you have in your Charleston home and make informed decisions for your next move!

What Every Homeowner Should Know About Their Equity Curious about selling your home?

3 Reasons Why We’re Not Headed for a Housing Crash 08/02/2024

As residents of Charleston, South Carolina, it's important to stay informed about the housing market. Despite concerns, we are not heading for a housing crash. Unlike 2008, today's market faces an undersupply of homes. Key indicators such as existing homes, new builds, and foreclosures remain well below the levels seen during the last crash. This limited inventory suggests stability rather than a looming downturn.

Click the image below to discover why Charleston's housing market remains stable and resilient.

3 Reasons Why We’re Not Headed for a Housing Crash Back in 2008, there was an oversupply of homes for sale.

Why the Sandwich Generation Is Buying Multi-Generational Homes 08/01/2024

Are you part of the Sandwich Generation, caring for both children and aging parents? This dual role, though challenging, may offer a surprising benefit: it can make buying a home more affordable. By pooling resources, sharing expenses, and leveraging built-in childcare, multi-generational living can ease the financial burden of homeownership. This trend is becoming increasingly popular, with a third of Sandwich Generation members finding it easier to purchase a home. For those in Charleston, partnering with a local real estate expert from Charleston Home can help you find a property that suits your entire family’s needs.

Discover how multi-generational living can make homeownership more affordable; click the image below to read the full article on our website.

Why the Sandwich Generation Is Buying Multi-Generational Homes Are you a part of the Sandwich Generation?

What Couples Should Discuss Before Retiring 07/31/2024

You have to be on the same page.

What Couples Should Discuss Before Retiring Compromise is an important part of marriage. From deciding how much to spend on a new living room se...

Should You Rent Out or Sell Your House? 07/31/2024

Deciding whether to rent out or sell your house is a significant choice for homeowners in Charleston, South Carolina. Whether you're looking to capitalize on rental income or avoid the complexities of being a landlord, several factors come into play. Charleston Home, a local real estate brokerage, can help you navigate these options to determine what's best for your unique situation.

Click the image below to explore expert insights from Charleston Home on whether to rent out or sell your house.

Should You Rent Out or Sell Your House? Figuring out what to do with your house when you're ready to move can be a big decision.

The Biggest Mistakes Sellers Are Making Right Now 07/30/2024

The housing market is in a state of transition, with higher mortgage rates leading to moderate buyer activity and an increasing supply of homes for sale. Without the guidance of an agent, sellers may struggle to adapt, potentially making costly mistakes. Here are some common pitfalls and how an agent from Charleston Home can help you avoid them.

Overpricing your house, neglecting minor repairs, failing to remain objective, being unwilling to negotiate, and attempting to sell without an agent are just a few of the missteps that can hinder your sale. Partnering with a real estate professional ensures you navigate the market effectively and achieve the best possible outcome.

Click the image below to discover how partnering with Charleston Home's agents can help you avoid common selling pitfalls and achieve the best possible outcome in today's housing market.

The Biggest Mistakes Sellers Are Making Right Now The housing market is going through a transition.

Are Home Prices Going To Come Down? 07/29/2024

Amid confusing news about home prices, it's crucial to understand the current market dynamics. A correction doesn't imply a dramatic drop but rather a slowdown in the rapid price increases seen from 2020 to 2022. Experts suggest a more sustainable pace of appreciation moving forward. For Charleston, this means homebuyers can anticipate more manageable price growth, making the dream of homeownership attainable. For personalized insights into the local market, Charleston Home is here to assist.

Click on the image below to explore sustainable home price trends and expert insights for Charleston.

Are Home Prices Going To Come Down? Today’s headlines and news stories about home prices are confusing and make it tough to know what’s really happening.

Unlocking the Benefits of Your Home's Equity 07/26/2024

Discover how to tap into the hidden potential of your home's equity with insights from Charleston Home, a trusted real estate brokerage. Home equity is the difference between your property's market value and the remaining mortgage balance. Over the past year, the average homeowner accrued $28,000, totaling an impressive $305,000 in equity. Unlocking this value can open doors to various financial opportunities. Connect with a local real estate agent to obtain a Professional Equity Assessment Report (PEAR) and explore your options.

Click the image below to learn how to unlock your home's equity potential and explore financial opportunities with insights from Charleston Home.

Unlocking the Benefits of Your Home's Equity Equity is the difference between what your house is worth and what you still owe on your mortgage.

How the Economy Impacts Mortgage Rates 07/25/2024

If you're considering buying or selling a home in Charleston, South Carolina, you're likely keeping a close eye on mortgage rates. These rates are influenced by several economic factors, including the Federal Funds Rate, inflation, job growth, and the unemployment rate. While the Federal Reserve doesn't directly set mortgage rates, its decisions on the Federal Funds Rate can indirectly impact them. As we await their next meeting, recent economic data suggests we might be moving in a favorable direction. For the latest trends and what they mean for you, rely on Charleston Home, your trusted local real estate brokerage.

Click on the image below to discover the latest mortgage trends and how they could impact your next move with Charleston Home.

How the Economy Impacts Mortgage Rates As someone who’s thinking about buying or selling a home, you’re probably paying close attention to mortgage rates – and wondering what's ahead.

Apps to Make Saving Easier 07/24/2024

Set it and forget it!

Apps to Make Saving Easier Saving for a home, retirement, a vacation or anything else can be difficult. The median retirement s...

A Newly Built Home May Actually Be More Budget-Friendly 07/24/2024

If you're in the market to buy a home in Charleston, South Carolina, exciting news awaits. Contrary to common belief, newly built homes can sometimes be more budget-friendly than existing ones. There are two key reasons why exploring new home construction with Charleston Home, a real estate brokerage, could lead to more cost-effective options. First, the median sales price for newly built homes is currently lower than that of existing homes. Builders are responding to market demands by creating smaller, more affordable homes. Second, home builders are offering attractive incentives, such as competitive mortgage rates and covering closing costs, to sell their inventory. Considering a newly built home could open up unexpected opportunities for you. Reach out to Charleston Home to explore the possibilities.

Discover how a newly built home in Charleston could be a surprising cost-effective choice—click the image below to read the full article on our website!

A Newly Built Home May Actually Be More Budget-Friendly If you’re in the market to buy a home, there’s some exciting news for you.

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1092 Johnnie Dodds Boulevard #112
Mount Pleasant, SC
29464

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