Matt Washburn - Mortgage Loan Officer - NMLS 1991965

Pre-Qualification: Your first step. It’s an estimate based on your initial financial info.
Pre-Approval: The real deal. A thorough financial review that sets your buying power and shows sellers you’re serious.

Ready to make your homeownership dreams a reality?
Let’s talk pre-approval. DM me to get started!

Debt-to-Income Ratio (DTI) is the ration of a borrower’s monthly debt payments to their gross monthly income. I’m here to answer all your mortgage related questions, message me!

Mortgage insurance is insurance requires for loans with a down payment of less than a certain percentage. If you’re interested in hearing more, shoot me a message!

Happy Presidents Day! Today, we salute the leaders who have shaped our nation and inspired us to strive for a better tomorrow. Wishing you a day filled with reflection and pride in the land we call home. 🇺🇸

A VA loan is a mortgage program designed for eligible veterans and service members, offering favorable terms, and guaranteed by the Department of Veterans Affairs. It provides a path to homeownership with little to no down payment. Interested in more information on VA loans? Message me!

Love begins at home, and at Novus Home Mortgage, we're here to help you find the perfect place to create those heartwarming moments. Happy Valentine's Day!

Game day is here! 🏈 Ready for the excitement of the BIG GAME? Grab your snacks, rally your team spirit, and let the epic showdown begin! Who are you cheering for?

In homeownership, it's the difference between the property's value and the outstanding mortgage balance. It represents how much of the home you truly own. Want more information? Send me a message!

Commit to learning new DIY skills to tackle minor repairs and improvements around the house. Not only does this save money on hiring professionals, but it also empowers you to take better care of your home.

Evaluate your mortgage, insurance, and other home-related financial aspects. Explore opportunities to refinance your mortgage, adjust insurance policies, or find better deals that could save you money in the long run.

Pop, pop, hooray! 🍿 Happy National Popcorn Day! Whether it's buttery, caramel, or cheesy, today we celebrate this crunchy, delicious snack that makes movie nights and cravings extra special. Grab a bowl, hit play, and enjoy the pop-tastic goodness! 🎉🎬

Whether it's planting a garden, repainting the front door, or fixing up the lawn, dedicating time to enhance your home's curb appeal can increase its value and make you feel proud of your space.

Today, we celebrate the inspiring legacy of Dr. Martin Luther King Jr. His vision of unity and equality reminds us to stand together in kindness and compassion for all. Happy MLK Day!

I’ve been a little quiet lately but that stops today. I’m excited to announce I have joined Brentwood Office!

This is a great fit for myself as well for my buyers and realtor partners. I have access to more loan programs that are specific to your needs!

Who’s ready to buy a home? 🏡 💰

Here’s a friendly reminder to everyone out there. Stop renting and start building equity! 🏡 💰

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CLIENT’S LOVE!

Often in the mortgage process there are hoops and hurdles that we have to overcome! It's normal to be anxious and nervous about the process. It's the lender job to help calm those nerves and make you feel confident! 🏡 💰

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#2023

CLEAR TO CLOSE! The mortgage process she would be easy and hassle free! Let’s talk about buying your next home! 🏡 💰

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#2023

Product and Pricing Update! 🚨 One of our investors is waiving the LLP adjustments for people who buy in low income areas. This means instead of getting a 7.5% rate, the borrower’s rate will be in the high 6’s. This is a GREAT deal while it lasts! Reach out for more info!

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Here is a chart of the 10 Year Treasury Yield. This chart shows the range of the yield over the past year. Today, it has hit the highest mark since 2007.

What does this have to do with mortgages? It’s safe to say, the higher the yield the higher mortgage rates. Today’s rates are high! Reach out if you have questions on how to navigate these crazy times! 🏡 💰

Another closing in the books! Everyone in this picture was amazing to work with! We got the clear to close in 14 days! 🏡 💰

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Are you looking to buy a home in Middle, TN? NOW is the time to BUY!

New report shows Middle Tennessee home sales dropped compared to last year New numbers show a slight shift in Nashville's real estate market. Last month prices went down, and inventory went up compared to the same time last year.

🚨 ALERT 🚨 We are offering a 1-0 buy down for anyone who goes under contract for the months of August and September! This means if your fully index rate is 6%, your rate for the first year will be 5% before going back to 6%! Take advantage of this opportunity!

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I might be biased, but I work with the best people! Our team outing at was a success. 🎳

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THDA has increased their purchase price and income limits. This is huge for those buying in Tennessee! Reach out for more details! 🏡 💰

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#2023

Doing pre-approvals pool side is the best way to do pre-approvals! ☀️ 🏡

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Here are a few great credit card options for those who need to build their credit!

Best Credit Cards to Build Credit of July 2023 - NerdWallet Explore a variety of credit cards that build credit. Learn about options that offer incentives or skip the security deposit, credit check, or interest charges.

Vacation is over! Who’s ready to buy a house? 🏡 💰

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What if I told you it’s possible to buy an investment property without using your income to qualify! Our DSCR loan is a great option for real estate investors! Contact me for more info! 🏡 💰

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