Joey Brewer - Keller Williams Heritage

The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.

You may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.

Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions!

Are You Thinking About Buying a Home? The process of buying a home can be overwhelming at times, but you don't need to go through it alone. You may be wondering if now is a good time to buy a home...or if interest rates are projected to rise or fall.The process of buying a home can be overwhelming at times, but you don't need to go thro

If you’re thinking about buying or selling a home, you’ll want to keep a pulse on what’s happening with mortgage rates. Rates have been climbing in recent months, and just a few weeks ago, the 30-year fixed mortgage rate from Freddie Mac approached 4% for the first time since May of 2019. But that climb has dropped slightly over the past few weeks.

The recent decline in mortgage rates is primarily due to growing uncertainty around geopolitical tensions surrounding Russia and Ukraine. But experts say it’s to be expected. Here’s a look at how industry leaders are explaining the impact global uncertainty has on mortgage rates:

Odeta Kushi, Deputy Chief Economist at First American, says, “While mortgage rates trended upward in 2022, one unintended side effect of global uncertainty is that it often results in downward pressure on mortgage rates.” Kushi’s insight is a reminder that, historically, economic uncertainty can impact the 10-year treasury yield – which has a long-standing relationship with mortgage rates. Basically, events overseas can have an impact on mortgage rates here, and that’s what we’re seeing today.

While no one has a crystal ball to predict exactly what will happen with rates in the future, experts agree this slight decline is temporary. Sam Khater, Chief Economist at Freddie Mac, adds that the decline in rates won’t last: “Geopolitical tensions caused U.S. Treasury yields to recede this week . . . Consequently, rates are expected to stay low in the short-term but will likely increase in the coming months.” Rates will likely fluctuate in the short-term based on what’s happening globally. But before long, experts project rates will renew their climb.

Let’s acknowledge and celebrate homeownership and the tremendous benefits it can have on your life. Whether you’re a first-time buyer or looking to relocate, I’m here to help you on your journey!

Today’s housing market is the direct result of low supply and high buyer demand. Here’s what that means for you and your plans to buy or sell. For buyers, expect competition, be ready to move fast, and be prepared to submit your strongest offer. For sellers, know your house will be the center of attention and that it’ll likely sell quickly and get multiple offers. If you’re ready to move, DM me to talk about our local area and how you can take advantage of today’s unprecedented housing market.

It’s critical to have an expert on your side who’s well versed in navigating today’s rapidly changing market. If you’re planning to buy or sell a home this year, let’s connect so you have a real estate professional on your side to give you the best advice and guide you along the way.

An Expert Advisor Will Give You the Best Advice in Today’s Market Having an experienced guide coaching you through the process of buying or selling a home is important in a normal market – but today’s market is far from normal. As a result, an expert real estate advisor isn’t just good to have by your side, they’re essential.

If you’re ready to sell, let’s connect to get your house on the market while today’s inventory situation is in your favor.

The #1 Reason To Sell Your House Today Almost every industry is currently struggling with supply chain disruptions. This also applies to the current U.S. housing market, where buyer demand far exceeds housing supply.

If you’re a millennial thinking about moving this year, you’re not alone. Let’s connect today to discuss the equity you have in your current home and the opportunities it can create.

Millennials: Do You Need a Home with More Space? If you’re a millennial, homebuying might be top of mind for you. Your generation is the largest group of homebuyers in the market today and has been since 2014, according to the National Association of Realtors (NAR). And while other millennials are looking to buy for the first time, you may be on...

Are you planning on renting this year? If so, keep in mind that rents are expected to continue rising. If you’re looking to stabilize your monthly housing costs, DM me today so we can discuss how homebuying could be the alternative you’re looking for.

If you’re deciding whether to rent or buy, consider the many financial benefits that come with owning a home.
As a renter, you build your landlord’s wealth and face rising costs. As a homeowner, you build your own net worth and can lock in your monthly payments for the length of your loan.
If you’re weighing your options, remember that owning a home is a decision that has considerable financial perks. If you want to learn more, let’s connect to talk about the perks of homeownership!

Why should you get a mortgage or refinance with Keller Mortgage?

🏠 Competitive rates
🏠 No lender fees on loans over $150K
🏠 Fast processing
🏠 World-class experience

Plus, specials like the ZeroPlus loan are available exclusively through KW agents like ME!
Send me a DM if you’re interested.
Keller Williams and Keller Mortgage are affiliated businesses. Ask me for details.

What it’s like to wait for most lenders to process your mortgage application:
😀😐😞🥱😴
What it’s like to work with Keller Mortgage:
😀😃😁😍😎
DM me if you’re ready for a fast and seamless mortgage experience.
Keller Williams and Keller Mortgage are affiliated businesses. Ask me for details.

Our latest market report has been released! To see the full report for San Antonio and the Hill Country click below.

According to SABOR January housing trends, 2022 started with a bang for the San Antonio market According to January reports, 2022 started with an increase in average and median home prices in the San Antonio metro area. The average price saw a 17 percent increase landing at $351,226 according to the Multiple Listing Service Report for the San Antonio Board of REALTORS® (SABOR). Median prices...

What makes working with Keller Mortgage a world-class experience?

🌎 Exclusive access through your KW agent
🌎 Knowledgeable lending associates
🌎 Impeccable customer service
🌎 Backed by the biggest name in real estate

Ready for your ⭐⭐⭐⭐⭐ mortgage? Send me a DM to get started.

Keller Williams and Keller Mortgage are affiliated businesses. Ask me for details.

Want to know more about what's going on in your neighborhood? Download the My KW app and find out!

❗POP QUIZ❗
Do you know how much the average home is going for in your neighborhood?
If you don’t, that’s what I’m here for! As your local real estate expert, I know how much homes are selling for and how fast they are selling, and I’d love to talk to you about it. Shoot me a DM if you’re interested in learning the ins and outs of your market.

🚨 Bad Joke Alert 🚨
What’s a good sign you’re going to get a great price for your home?
A for-sale sign with my name on it!
But seriously, as your local real estate expert, it is my duty to make sure you get every penny you deserve out of your property.
Send me a DM for a free assessment.

Hey there 👋🏻 I’m excited to announce I am now a Licensed Realtor! If you or anyone you know needs help or information on home buying or selling, I’d love to help! Feel free to reach out anytime!

Your Agent I grew up in Houston, TX and moved to New Braunfels 6 years ago. My focus is on providing quality service to build relationships with clients and more importantly, maintain those relationships by communicating effectively. I recognize and value the trust my clients place in me and I strive every day...