Holly Zepka, Realtor

The recent NAR settlement introduced changes designed to enhance transparency and trust in real estate. As of August 17th, these changes are officially now in place. Here is what you'll see:

No More Compensation Details in MLS: This means that compensation agreements will no longer be publicly listed, allowing for more tailored and confidential discussions about terms.

Written Agreements Required: Before we tour any homes together, we'll need to have a written agreement in place. This ensures that both parties understand and agree to the terms of our professional relationship right from the start, making every step as straightforward as possible.

These changes are here to protect your interests and ensure that you have all the information you need to make informed decisions. 💼🔍

🌟 Why is having a realtor by your side more crucial than ever? With these new practices, a knowledgeable realtor will guide you through the complexities of modern real estate transactions, ensuring your needs are met while adhering to the latest legal requirements.

Need more insights or have questions? Let’s connect! Your trusted real estate partnership starts here. 🤝

Picking a new home isn't just about the house itself, right? Location matters!

From your daily commute to quick runs to your favorite spots, consider how far you'd travel from your potential new address.

Try this: jot down the top 10 places you frequent and calculate the distance. It's all about finding a city that ticks all your boxes.

Here's to your perfect home in the perfect location!

Looking for a little more elbow room in your home? Craving that extra bathroom or home office? No need to dream, let's make it a reality.

Just think of the possibilities with a bit more space! Reach out, and let's chat about what "more" looks like for you.

Owner Financing Available!

Open House
Sunday 08/11/2024
12-2pm

This stunning 4 bed/3 bath home in New Braunfels is waiting for you! 😍 Enjoy spacious living, a dedicated office, and a fantastic upstairs playroom. Open House this Sat, 12-2pm. Call/text 210-837-7572 for more info!

1945 Edelweiss New Braunfels, Tx 78130

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When selling a home, a real estate agent is your best asset in navigating potential offers. Ensure they are thoroughly vetting potential buyers by addressing these critical questions:

- Do they have a pre-approval?
- Is their down payment/closing fund liquid and easily available?
- Is the offer contingent?
- Has the buyer read and approved the seller disclosures?
- Do they have time constraints?
- Is the closing date flexible?

By having an agent ask these questions, a clearer understanding of each offer can be gained, helping to make the most informed decision possible.

If you're ready to sell your home, reach out today and we can navigate your home sale together!

Ever have one of those days when you feel like stuffing everything into a box and shouting, "Next stop, new home!?"

Feeling anxious about making it to closing day? No need for worry! A skilled real estate agent is there to lead you through each phase of the closing process, making it simpler than it seems. With the right support, reaching that pivotal moment can be straightforward and stress-free.

Finding happiness isn't about having the perfect circumstances, but rather, finding the beauty and potential within the ones you're in. Marie Forleo's wisdom reminds us that perspective is everything. It's about choosing to see the silver linings, the lessons, and the opportunities for growth even in challenging times. Let's shift our focus towards gratitude and optimism, unlocking the key to true happiness. How will you find the best in your situation today?

Happy Parent's Day to all the amazing moms, dads, and guardians out there! 🌟👪 Your love, guidance, and sacrifice make all the difference. Today, we celebrate you and the endless ways you uplift and inspire. Thank you for everything. 💖

Spring into action and boost your home’s value with these five smart, cost-effective updates! 🏡

1. Tackle deferred maintenance—fix those broken windows and freshen up with new paint.
2. Reclaim your spaces—convert that makeshift playroom into its original elegant dining room.
3. Upgrade to modern appliances and install LED lighting for a contemporary feel.
4. Declutter for an instant, cost-free refresh.
5. Consider minor DIY projects that add significant value without needing a pro.

A little effort can go a long way in enhancing your home’s appeal!

Embracing a new chapter in a new location? Relocating doesn't have to be overwhelming when you have the right strategies in place.

Here's your game plan for a successful move:

1) Plan Ahead: Early organization is your best friend. Create a timeline and checklist to keep track of tasks.

2) Research Destination: Dive deep into your new location. Learn about the community, schools, and local amenities.

3) Budget Wisely: Moving comes with costs—both expected and unexpected. Plan your finances to avoid surprises.

4) Declutter & Downsize: Before you pack, declutter! Donate, sell, or toss items you no longer need.

5) Professional Help: Consider hiring movers or a relocation specialist for a smoother experience.

6) Stay Organized: Keep important documents, essentials, and valuables accessible and secure during the move.

Relocation is a journey, and we're here to guide you every step of the way. Ready to make your move? Reach out today and let's start this exciting adventure together!

Hoping your home appliances live a long and fruitful life? It's always good to know their average lifespans so you can plan and budget for upgrades without any surprises. Here's a handy guide to give you an idea of when it might be time to start thinking about replacements. Keep this info saved for future reference and stay ahead in the game of home maintenance. Planning ahead means you're always prepared, never caught off guard.

The rise of smart home gadgets, from robotic vacuums to digital assistants like Amazon Alexa and Ring, has transformed our daily lives. Have you incorporated any smart home devices into your routine? If yes, which ones do you find particularly beneficial?

Discover the opportunities awaiting first-time home buyers with special programs. You might be eligible for benefits you never knew existed. Reach out today to unlock the possibilities!

Send a message to learn more

Have you recently upgraded a room in your house, and you can't get over how great it looks? Or are you planning your renovation project right now?

Either way, comment below and share all the details of your past or upcoming renovation project.

Feeling overwhelmed as a new homebuyer? Totally normal! Remember, there’s no such thing as too many questions when it comes to finding your dream home. Whether it's queries about the property's condition or the vibe of the neighborhood, jot everything down. These details aren’t just minor; they could be the deciding factors in your home purchase. Dive in, ask away, and arm yourself with information to make the best choice. Here’s to finding the perfect spot for you. Happy house hunting! 🏠🔍

Travel season is in full swing, and it's time to dust off your passport or pack your bags for an unforgettable journey! Whether you're dreaming of wandering through the cobblestone streets of Europe, soaking in the vibrant cultures, or setting sail on a serene cruise to explore the world's hidden gems, the possibilities are endless. Where is your wanderlust taking you this season? Share your top travel destinations and let's inspire each other with tales of adventure and discovery!

Before you embark on your house-hunting journey, one crucial step can set you up for success – getting pre-approved for your mortgage. Here's why it's a game-changer:

Budget Clarity: Knowing your budget upfront will allow you to focus on homes within your financial comfort zone.

Swift Closing: Pre-approval can streamline the closing process, helping you move into your new home sooner.

Negotiation Edge: Sellers take pre-approved buyers seriously, giving you an edge when it's time to negotiate.

Lock-in Rates: You might have the chance to lock in favorable rates, protecting you from potential market fluctuations.

Peace of Mind: House hunting is more enjoyable when you have the confidence that financing won't hold you back.

Quick Response to Market Opportunities: Being pre-approved means you can act swiftly when you find the right property, giving you an edge in fast-moving markets.

Ready to house hunt with confidence? Let's discuss your pre-approval journey and set you up for success!

Want to create generational wealth? Try these real estate investment strategies:

💰 Maximize Cash Flow: Invest in properties with stable rental income to secure both stability and a satisfying income yield.
💰 Hedge Against Inflation: Protect your wealth by investing in real estate, which can balance out the risks of rising inflation.
💰 Explore New Opportunities: Stay updated on recent property trends to identify promising investment possibilities.

These tips could be your key to building generational wealth. Ready to take the next step toward a secure financial future?

Reach out, and let's explore the possibilities together.

Each step in the home buying process is important, and having a clear path to follow will help alleviate any unnecessary stress.

🏡 If you are ready, please reach out and we can navigate the process of homeownership with confidence together!

Heads up for renters!

Even though it’s how nearly all of us start out, renting is hard. But so is paying a mortgage.

Hard is just a fact of life.

But here’s another fact: You get to choose your hard.

It’s up to you whether you want to work hard to pay rent (which also happens to drain wealth) or work hard to build your wealth with a mortgage.

Just guessing that you’d rather build wealth, though.

The way to do that is by starting the process of buying your first home. When you’re a homeowner, you’ll pay your monthly mortgage, which will allow you to build equity.

Equity is the magic of real estate as it’s the amount you own of your house.

That means when you sell your home down the line, you get everything you paid into your home (plus extra due to appreciation) back into your pocket.

Renting just can’t do that.

Like this post if you think you might buy a home this year!

How have you crafted your outdoor space to fit your favorite activities? Whether it's setting up a volleyball net for family games or creating a cozy reading nook under the trees, share your creative ideas below!

Calling all homeowners!

Burning question for you: what would you do differently if you could buy your first home all over again? Let us know in the comments!

Would you:
- Worry more or less about budgeting?
- Spend more time learning about the process?
- Focus more on your needs vs your wants?
- Look in a totally different area?

Catch the pickleball wave and join the community that's all about fun, fitness, and friendly competition! 🏓🌞 If you're looking to find the best spots in town to play, here's a tip: local parks and recreational centers are often the go-to places for enthusiasts of all levels. Additionally, checking out community boards online or joining local pickleball groups on social media can lead you to hidden gems and exclusive courts. Whether you're a seasoned player or just starting out, there's a spot for you to enjoy the game and maybe even join a league.

Benjamin Franklin once said, "Well done is better than well said." Excellence in actions speaks louder than words, and it's our dedication to quality that drives true success. Each well-executed step forward is a testament to your commitment and leads to meaningful transformation.

Before diving into the house hunt, it's crucial to know your budget inside and out! 💰🏠

Knowing your budget helps you set realistic expectations and narrow down your options to properties that are within your financial means.

It also allows you to avoid falling in love with homes that are outside of your price range, saving you time and disappointment.

Additionally, having a clear understanding of your budget empowers you to make informed decisions during the negotiation process and ensures that you can comfortably afford your monthly mortgage payments.

Let's kickstart your home search by getting crystal clear on your budget. Reach out today for personalized guidance tailored to your financial goals and needs! 💰🏠

Boost that curb appeal and watch as onlookers can't resist a second glance:

1. Freshen up with new hardware.
2. Add a touch of nature with window boxes.
3. Give your front door a vibrant makeover.
4. Balance everything with pleasing symmetry.
5. Cozy up the porch with comfy seats.
6. Let it glow with ambient outdoor lights.

Thinking about a makeover? Reach out, and let's make magic happen!

Retirement is a chance to start anew; for many people, that means moving to a new place. If you could retire anywhere in the world, where would you go to start your next adventure and why?