Brite Advisors USA Inc

Investing in financial markets has been a tried and tested method of building wealth for individuals and institutions alike.

However, when it comes to investment decisions, what is the best strategy - Timing the Market or Time Spent in the Market? Read more here: https://briteadvisors-usa.com/blog/timing-the-market-vs-time-spent-analysis/

Timing the Market vs. Time Spent in the Market: An Analysis Discover the pros and cons of timing the market vs. time spent in the market. Explore the emotional challenges, risk factors, and potential returns of these investment strategies to make informed financial decisions.

The U.S. economy is defiant, refusing to be subdued despite the strong dollar, rising Fed policy rates and a rise in long-dated bond yields.

An analogy might be made to the Black Knight, from the film ‘Monty Python & the Holy Grail’. Read our full market update here: https://briteadvisors-usa.com/blog/taking-stock-fed-versus-black-knight/

Taking Stock: the Fed versus the Black Knight The U.S. economy is defiant, refusing to be subdued despite the strong dollar, rising Fed policy rates and a rise in long-dated bond yields. An analogy might be made to the Black Knight, from the film ‘Monty Python & the Holy Grail’.

The debt-fuelled bet on US Treasuries that’s scaring regulators The so-called basis trade involves playing two very similar debt prices against each other — selling futures and buying bonds — and extracting gains from the small gap between the two using borrowed money.

The war in the Middle East has had surprisingly little impact on global asset prices.

For now the largest single risk to investors portfolios is perhaps complacency that a soft landing will be achieved for the U.S. economy. Read more here: https://briteadvisors-usa.com/blog/taking-stock-middle-east-soft-landing/

Taking Stock: The Middle East and the soft-landing conundrums The war in the Middle East has had surprisingly little impact on global asset prices. This may change, but for now the largest risk to investors portfolios is perhaps not war, but complacency that a soft landing will be achieved for the U.S. economy.

The dominant theme for investors over the third quarter was a growing fear of a ‘higher for longer’ interest rate policy from the Fed, the Bank of England and other major western central banks.

Read our full market update on the the third quarter of 2023 here: https://briteadvisors-usa.com/blog/taking-stock-third-quarter-2023/

Taking Stock: Review of third quarter 2023 and outlook The dominant theme for investors over the third quarter was a growing fear, of a ‘higher for longer’ interest rate policy from the Fed, and other major western central banks.

Despite the downward trend in inflation that we are seeing, investors in global bond markets - especially those holding in U.S. Treasuries - are worried.

They fear ‘higher for longer’ interest rates, an over-supply from an indebted government, and possibly monetary financing by the Fed. Read our full update here: https://briteadvisors-usa.com/blog/taking-stock-bear-steepener-town/

Taking Stock: The ‘bear steepener’ comes to town Investors in global bond markets are worried. They fear ‘higher for longer’ interest rates, an over-supply from an indebted government, & monetary financing by the Fed.

Investors go into this week hoping for some relief. The implications of ‘higher for longer’ interest rate policies from the major central banks are weighing on risk assets and, at the same time, pushing up Treasury yields. What relief might they find?

Read more here: https://briteadvisors-usa.com/blog/taking-stock-traversing-table-mountain/

Taking Stock: Traversing Table Mountain Investors go into this week hoping for some relief. The implications of ‘higher for longer’ interest rate policies from the major central banks are weighing on risk assets. Read more.

The impending shutdown of Federal government services is unlikely to have much impact on capital markets, or the U.S. economy.

But should investors be out of economically-sensitive assets? Read our update here: https://briteadvisors-usa.com/blog/taking-stock-gov-shutdown-investors/

Taking Stock: The government shutdown – not clear how it is relevant to investors The impending shutdown of Federal government services is unlikely to have much impact on capital markets, or leave much of an imprint on the U.S. economy.

The last ten days have seen an alignment from the major central banks. They are all close to ending rate hikes and are forecasting a prolonged pause, as they continue to squeeze out inflation.

Read our latest market update here: https://briteadvisors-usa.com/blog/taking-stock-bank-higher-longer-bond-markets/

Taking Stock: Every central bank is ‘higher for longer’, and bond markets are uneasy The last ten days have seen an alignment from the major central banks. They are all close to ending rate hikes and are forecasting a prolonged pause, as they continue to squeeze out inflation.

Yesterday the Fed held its target benchmark rate at 5.25%-5.5%. Yet Treasury yields rose, and U.S. stock markets fell, as if investors had been surprised by a rate hike.

The stale, over-long post-Covid economic cycle just won't die. Read our full market update here: https://briteadvisors-usa.com/blog/taking-stock-fed-economic-cycle/

Taking Stock: The Fed and an economic cycle that refuses to die The Fed held its target benchmark rate, yet Treasury yields rose, and U.S. stock markets fell. The stale, over-long post-Covid economic cycle just won't die.

Global financial markets continue to be dominated by the unpredictability of inflation, interest rates and growth.

We have yet to see the end of the post-Covid economic cycle, meaning it is premature to be buying into the next one. Read more here: https://briteadvisors-usa.com/blog/market-commentary-post-covid-economic-cycle-helps-nobody/

Market commentary: the lingering post-Covid economic cycle helps nobody Global financial markets continue to be unpredictable. We have yet to see the end of the post-Covid economic cycle, meaning it is premature to be buying into the next one.

When couples think about getting married, their minds often wander to wedding planning and all the excitement that comes with it.

However, discussing financial matters is a necessary step to ensure the financial well-being of both partners in the long-run: https://briteadvisors-usa.com/blog/wedding-bells-5-couples-consider-married/

Wedding Bells: 5 things for Couples to consider before getting Married When couples think about getting married, their minds often don't wander to financial matters. But understanding each other's credit, debt, assets, and spending habits is a crucial step for a successful marriage.

Retiring at the age of 55 is a dream many aspire to achieve. It means financial independence, freedom, and a well-earned break.

However, achieving this goal isn't easy. In this guide, we explore the steps you can take to retire at 55: https://briteadvisors-usa.com/blog/retire-at-55-comprehensive-guide/

How to Retire at 55: A Comprehensive Guide Discover the essential steps to retire at 55 with financial confidence. Explore strategies for boosting your retirement savings, planning your ideal retirement lifestyle, managing taxes & understanding healthcare considerations.

We would like to wish all a Happy Labor Day!

We look forward to continuing to provide our clients with great service: https://briteadvisors-usa.com/

Only 57% of adults in the US are financially literate, highlighting a pressing need for early education on this subject.

Teaching young children about money is a major step toward building financial literacy and independence. Read our latest article: https://briteadvisors-usa.com/blog/5-money-lessons-to-teach-your-children/

5 Money lessons to teach your children Only 57% of adults in the US are financially literate, highlighting a pressing need for early education on this subject. Teaching young children about money is a major step toward building financial literacy and independence.

Last week saw further falls on global stock markets. The S&P 500 and the NASDAQ both fell 2%, while the MSCI World ex US index fell 3.3%.

The driving themes continue to be the rise in global bond yields, as the ‘higher for longer’ interest rate scenario becomes increasingly likely. Read more here: https://briteadvisors-usa.com/blog/taking-stock-heads-i-win-tails-you-lose/

Taking Stock: Heads I win, tails you lose Last week saw further falls on global stock markets. The S&P 500 and the NASDAQ both fell 2%, while the MSCI World ex US index fell 3.3%. The driving themes continue to be the rise in global bond yields.

The back-to-school season is an exciting time for parents and children alike. As you prepare to send your children back, it’s important to ensure that your financial house is in order.

In this article, we explore the key elements of a comprehensive financial checklist for parents heading into the new school year: https://briteadvisors-usa.com/blog/back-to-school-financial-checklist-parents/

Back to School: The Financial Checklist for Parents Prepare for a successful school year with our comprehensive financial checklist for parents. Discover how to review educational savings, optimize your home budget and unlock the benefits of early investment in a 529 plan.

Investment advisors often receive queries from clients who are uncertain about the benefits of investing and how it can secure their long-term financial well-being.

In this article, we wanted to shed some light on the power of investing and, notably, how it can be a great strategy for growing your wealth over longer periods: https://briteadvisors-usa.com/blog/investing-101-boost-long-term-wealth/

Investing 101: Why investing can boost your long-term wealth Investment advisors often receive queries from clients who are uncertain about the benefits of investing and how it can secure their long-term financial well-being. We have put together a list of reasons for why investing can boost your wealth over time.

In the world of finance and investment, the concept of model portfolios has gained traction in recent years. Model portfolios offer a structured and strategic approach to managing investments, allowing individuals to achieve diversification, manage risk and potentially enhance returns.

In our latest article, we delve into the fundamentals of model portfolios: https://briteadvisors-usa.com/blog/investing-model-portfolios-boost-savings-investments/

How investing in model portfolios can boost your savings and investments Discover how investing in model portfolios may boost your savings and investments. Explore the benefits of diversification and professional management in our latest article. Start maximising your financial potential today

July’s bull market for U.S. and global stocks appeared to end last week, with the S&P 500 down 2.3% last week and the NASDAQ down 3.2%. At the risk of over-simplification, the clearest explanation appears to be a steady rise in global bond yields.

Read our latest article to find out more: https://briteadvisors-usa.com/blog/taking-stock-higher-bond-yields-unease/

Taking Stock: higher bond yields spread unease July’s bull market for U.S. appeared to end last week, and the clearest explanation appears to be a steady rise in global bond yields.

Increasing confidence that we will see a soft landing for the American economy is being reflected in overseas stock markets, as well as on Wall Street.

As inflation falls, more global bonds are likely to join U.S. Treasuries in offering positive real yields and so becoming increasingly attractive to investors. Read more here: https://briteadvisors-usa.com/blog/taking-stock-stocks-return-treasury-yields/

Taking Stock: stocks and the return of real Treasury yields Increasing confidence that we will see a soft landing for the American economy is being reflected in overseas stock markets, as well as on Wall Street.

Welcoming a new member into your family is an exciting and life-changing experience. However, it’s important to consider the financial implications of having a baby.

From the cost of daycare to planning for their education and ensuring their well-being, this article provides a comprehensive guide to the financial considerations for growing families: https://briteadvisors-usa.com/blog/babies-new-arrival-financial-checklist/

Make way for babies! The new arrival financial checklist & more Welcoming a new member into your family is an exciting and life-changing experience. However, it's important to consider the financial implications. Check out our financial checklist to prepare for the next steps.

Investors in U.S. stocks are becoming increasingly confident that a soft landing for the U.S. economy is achievable, and the Fed can bring inflation under control, without inducing a recession.

It’s hard to deny that the evidence in favour of a soft landing is looking more compelling than it has during previous market bouts of euphoria this year. Read about it in our latest market update: https://briteadvisors-usa.com/blog/taking-stock-reasons-to-be-cheerful/

Taking Stock: reasons to be cheerful Investors in U.S. stocks are becoming increasingly confident that a soft landing for the U.S. economy is achievable.

If you want to find out more about SIPPs, you can visit our dedicated guide: https://briteadvisors-usa.com/pension-guides/sipp-self-invested-personal-pension/

Planning for retirement can be overwhelming, but it doesn't have to be. Brite Advisors USA can help you develop a customized retirement plan that meets your unique needs and goals. Learn more on our website: https://briteadvisors-usa.com/about-us/

ABOUT US - Brite Advisors USA Inc. Learn more about us at Brite Advisors USA Inc. Our specialist US team conduct all services in-house providing an outstanding client experience.

Next up in our meet-the-team series, we want to introduce you to one of our investment advisors, Megan King. You can read her full bio on our website: https://briteadvisors-usa.com/megan-king/

According to PwC, Asset managers globally are expected to increase their ESG-related assets under management (AuM) to US$33.9tn by 2026. You can view the full report here: https://www.pwc.com/gx/en/news-room/press-releases/2022/awm-revolution-2022-report.html

Brite Advisors USA prides itself on smart investing, and we are always looking to learn from the greatest investors, such as Warren Buffett when devising our strategies. If there is anything we can learn from him and other investors are that markets can be the best way to grow wealth and savings: https://briteadvisors-usa.com/about-us/how-we-invest/

Last week saw mixed performances from global stock and bond markets as investors continued to digest the large amount of news of the previous week. The penny may finally be dropping... read more: https://briteadvisors-usa.com/blog/taking-stock-is-the-penny-dropping/

If you want to find out more about 401k plans, we created a dedicated article outlining what they are and how traditional and Roth 401(k) plans differ: https://briteadvisors-usa.com/blog/401k-plan-guide-traditional-401k-vs-roth-401k-overview-benefits/

The Brite Advisors USA team are people with a wealth of experience – professional advisors who bring decades of industry expertise to help navigate you through often complex matters.

First up in our new meet the team series, we want to introduce you to our Head of Advisory, Zachary Zanghi. You can read his full bio on our website: https://briteadvisors-usa.com/zachary-zanghi/

Last week we saw a blizzard of financial and economic data. Much of it is supportive of risk assets. But the week ended with a sour taste... read more on our blog: https://briteadvisors-usa.com/blog/taking-stock-an-unloved-rally-continues/

Taking Stock: an unloved rally continues Last week we saw a blizzard of financial and economic data. Much of it is supportive of risk assets. But the week ended with a sour taste in the mouth. Read more.

Are you a British expat looking to transfer your UK pension overseas? Schedule in an obligation-free call with one of our expert advisors to discover how we can help you & streamline your pension management efforts.

Contact us here: https://briteadvisors-usa.com/contact-us/

Contact us - Brite Advisors USA Inc. Meet us at 12 East 49th Street, 11th Floor, New York or call us at +1 646 891 5990.

Have you recently moved to the United States from the UK? Are you also finding it a challenge to transfer your pension abroad?

We work with UK Expats from all over the USA to help them with their investment needs, both in retirement and non-retirement.

Read more here: https://briteadvisors-usa.com/about-us/

ABOUT US - Brite Advisors USA Inc. Learn more about us at Brite Advisors USA Inc. Our specialist US team conduct all services in-house providing an outstanding client experience.

Getting the most out of your pension assets is a challenge, but Brite Advisors USA can help you. Have a look at our detailed infographic, which explains how the Brite platform can help you maximize your pension assets, and help you make the right financial decisions.

View our platform here: https://briteadvisors-usa.com/about-us/the-brite-platform/

The Brite Platform - Brite Advisors USA Inc. Brite Advisors Platform Brochure

Wondering what the best steps are to take when retiring? Have a look at our clear and concise retirement timeline, which provides a checklist covering key points that are often overlooked.

See our checklist here: https://briteadvisors-usa.com/blog/your-retirement-timeline-checklist/

Your retirement timeline checklist - Brite Advisors USA Inc. Brite USA usually specialize in the International Pension market, with a particular focus on people that have previously worked in the UK and accrued pensionable service whether, that be a Defined Benefit scheme or Defined Contribution scheme.

Do you know the difference between SIPPs and International SIPPs? We've broken down the key differences and a bit more information about how Self invested Pension Plans may be well suited to your needs:

https://briteadvisors-usa.com/pension-guides/sipp-self-invested-personal-pension/

SIPPs | Brite Advisors USA UK Pensions | United States A guide to SIPPs and International SIPPs. Self-invested Personal Pensions at Brite Advisors

Yesterday, the Fed delivered another aggressive rate hike of 75bp, taking the target rate to 3% to 3.25%, the highest since before the financial crisis.

Read more here: https://briteadvisors-usa.com/blog/markets-gyrate-as-fed-raises-rates-by-75bp-and-offers-a-higher-of-longer-outlook/

Markets gyrate as Fed raises rates by 75bp and offers a ‘higher of longer’ outlook Yesterday, the Fed delivered another aggressive rate hike of 75bp, taking the target rate to 3% to 3.25%, the highest since before the financial crisis. Read more.

If you’re transferring your pension abroad from the UK, you need a pension advisory company you can trust. At Brite Advisors USA, our team has a wealth of experience in key pension management areas, meaning you’ll have the confidence you need moving forward.

Meet our qualified team here: https://briteadvisors-usa.com/our-team/

OUR TEAM - Brite Advisors USA Inc. Our team Professional advice The Brite Advisors USA team are people with a wealth of experience – professional advisors who bring decades of industry expertise to help navigate you through often complex matters.   They advise on the most suitable pension schemes and benefits, tax arrangements and...