Cross Border Wealth

If the Fed does finally ease rates as expected, the historical role of bonds as portfolio diversifiers could receive a boost.

In our article this week, we share what perspective diversified investors need to take.

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It’s well known that properly diversifying and staying invested are the best ways to achieve long-term financial goals. However, this is often easier said than done, especially when market and economic outlooks are uncertain, as they have been for many years.

Fortunately, there are investment methods such as dollar-cost averaging for managing the emotions that come from market volatility. Know how it works, and why you should consider it.

https://hubs.ly/Q02BFSRc0

Investors and financial media often fixate on macroeconomic issues such as inflation and Fed rate policies. While these are important, history shows that economic and market growth is fueled by technological innovation and productivity gains.

The recent AI boom underscores this, sparking debates about its impact on tech stocks, the economy, and productivity. In this article, we provide insights on how new technologies may impact markets and investor portfolios.

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The Dow reached 40,000 for the first time recently, its 23rd new all-time high this year. Here, we analyze the potential implications of the ‘wealth effect’ on consumer spending, and provide insights on consumer debt levels and sentiment.

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Investors are more focused on this corporate earnings season than usual amid concerns about persistent inflation, a cooling labor market, and Fed rate cut timing. With 92% of S&P 500 companies having reported their Q1 earnings, we analyze how earnings might impact the stock market and share three key points to keep in mind.

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The possibility of worse-than-expected inflation and a delay of the first Fed rate cut have led many investors to seek the safety of cash. At the same time, interest rates on cash are at their highest levels in decades, making it appear that there are attractive “risk-free” returns.

In this article, we discuss why holding too much cash can be problematic and what role cash should play in investor portfolios today.

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As college cost soars, many are weighing if the financial benefits to higher education are worth it.

On one hand, current low unemployment rates and wage gains may make the opportunity cost of four years in college less attractive when compared to gaining work experience. However, there is evidence that, on average, college graduates earn more and are more likely to be employed.

Here, we provide a long-term perspective to help in crucial financial decisions related to college planning.

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The world is still highly dependent on oil with a global demand estimate of 102 million barrels per day in 2023. Thus, oil is a way for geopolitical instability to be transmitted to the global economy. In this article, we discuss the implications of rising oil prices on inflation, Fed decision-making and interest rates.

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Markets have now pulled back 2.5% to begin the second quarter due to geopolitical and inflation concerns. Should you be worried? In this week’s article, we provide perspective on these critical issues to help investors understand and weather this period of market volatility.

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Tax policy affects every aspect of our financial lives including how much of our paychecks, investment gains, and dividends we keep, in addition to directing our choices of retirement vehicles, estate planning considerations, and much more.

With many investors worried about potential tax policy changes, we share three crucial facts about taxation that investors should bear in mind.

How Tax Policy Affects The Stock Market https://hubs.ly/Q02swF8y0

Despite fading inflation and low unemployment, some investors are concerned about the upcoming presidential election and the next phase of Fed policy. These worries are only amplified by the fact that the market is hovering near all-time highs.

In this article, we share three key insights for understanding upcoming events and how they have historically affected investors.

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While trends around inflation and jobs have been positive, investors still have concerns in areas such as real estate. This is because real estate is not just another asset class but a large sector of the economy that impacts consumer net worth, inflation, financial stability and more. In this article, we explore the implications of recent developments in real estate and what perspective to take.

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As the dust seems to be settling on the inflationary episode of the past few years, what should investors do to maintain perspective in their portfolios?

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At the moment, the market believes it's a matter of when, not if, the Fed will begin its first rate cut cycle since 2019. In our featured article this week, we explore what asset classes could benefit from the anticipated rate cut, along with ongoing economic growth, easing inflation, a strong labor market, and more.

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With the US presidential election season heating up, some investors are wary that one candidate or another will ‘kill the market’ or ‘ruin the economy’. Our latest article provides a deep dive into historical stock market performance under various administrations, offering valuable insights and perspectives for nervous investors.

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Insights and perspective for investors worried about current high valuations and fear of missing out on Magnificent Seven gains. Read full article below.

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Consumer spending is the backbone of the US economy, constituting over two-thirds of its GDP. But amidst declining savings and increasing household debt, will consumer sentiment continue to remain upbeat and spur the stock market and the economy?

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The S&P 500 recently closed above 5,000, less than three years after it first crossed the 4,000 mark. While some are understandably nervous, many investors tend to grow more bullish as the momentum continues. Here, we delve into what investors should keep in mind to stay disciplined and focused on their financial plans.

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Investors are worried about the Fed’s rate stance and a possible repeat of last year’s bank failures. At the same time, there are encouraging signs such as the latest jobs report exceeding expectations. As investors navigate through these mixed signals, we delve into what perspective to take.

https://hubs.ly/Q02j-H7_0

The stock market has achieved several new all-time highs this year. While it's natural for investors to feel that they should wait for a market pullback before investing new cash or returning to the market, history shows that this can often backfire. In this article, we delve into three important facts to keep in mind.

https://hubs.ly/Q02j6v-H0

Bitcoin reached its highest level in two years recently following last year's run up, fueled by the broader rally in risk assets and the recent approval of Bitcoin ETFs by the U.S. SEC. Why did the SEC approve these ETFs, what were their concerns, and what does this mean for everyday investors?

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How The Budget Battle in Washington Impacts Investors https://hubs.ly/Q02gL9lF0

Why Investors Need Perspective on the Soft Landing Debate https://hubs.ly/Q02fXmYM0

5 Insights to Understand Markets in 2024 https://hubs.ly/Q02fcDW80

The January Effect: What Seasonal Patterns Mean for Investors https://hubs.ly/Q02c6c1C0

How Corporate Profits and Dividends Affect Investor Returns https://hubs.ly/Q02b7zFg0

How Inflation Impacts Taxes and Retirement Benefits https://hubs.ly/Q028Nj0w0

What a Goldilocks Jobs Report Means for the Fed and Investors https://hubs.ly/Q027_G9l0

What the Market Correction Means for Long-Term Investors https://hubs.ly/Q0279B0c0