Matthew J. Saul, Financial Advisor, Saul Wealth Advisors, Inc

Lump-Sum Investing vs. Periodic Investing
Caption: Both approaches, lump-sum investing and periodic investing, have benefits and drawbacks, and everyone is split regarding which is best. Find out which might be right for you! https://bit.ly/3xLrvat
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Lump-Sum Investing Vs. Periodic Investing Introduction Whether to invest a large amount all at once or over a short period of time (lump-sum investing), or to invest gradually over a longer period of time (periodic investing) is an investment strategy decision you’ll have to...

Managing your Mental Health and Finances
Mental health and finances are often intertwined. Ignoring this fact could affect both aspects of your life. It’s crucial to recognize the emotional and psychological aspects of financial management https://bit.ly/3xCQpJh

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Managing Your Mental Health And Finances Mental health and finances are often intertwined. Financial challenges can trigger anxiety and depression, which when left untreated, can morph into severe mood disorders. On the other hand, mood disorders can lead to overspending or...

A Post-Graduation Guide to Launch into Financial Independence
This post-graduation guide can help you handle the impending post-graduation costs, overcome, loan options, and gain financial independence. Please share this with your children, grandchildren, family members and friends who may be facing these concerns this summer. https://bit.ly/3VYRepj

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A Post-Graduation Guide To Launch Into Financial Independence Graduation is a time of anticipation, excitement, and eventually, financial anxiety. In most cases, you’ll have an education loan to repay, an impending job search, and the potentially overwhelming aspect of being an independent adult...

Last call to register for the upcoming Eldercare 101 webinar on Thurs, May 30th at 11am EST. Learn more about Medicare coverage for long-term care, asset protection strategies, navigating gifting rules, and homeownership options. Don’t wait, click the link below to save your spot!
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Long term, most educators think that new FAFSA will be better than the old one and be worth the crush of problems this year. Learn all about it by following the link to the article! https://bit.ly/3R4W6pP CRN202704-6304647

Crunch Time For The FAFSA Rollout The Free Application for Federal Student Aid (FAFSA) is the means by which students obtain their fair share of the billions of dollars in Federal, state, and college financial aid to help defray the cost of college. The problems ...

Don’t miss out on our upcoming Eldercare Planning webinar on Thursday, May 30th at 11am EST. Get peace of mind as we discuss navigating Medicare & long-term care, financial security for healthcare costs, and gifting rules and strategies. Register now with the link below to reserve your spot!
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The right disability insurance plan provides a safety net, enabling you to meet your financial obligations as you recuperate with disability. Check out our comprehensive guide today! https://bit.ly/4aCpmeu
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Choosing The Right Disability Insurance Plan: A Comprehensive Guide Have you ever wondered how you would manage if you suddenly fell ill or were in a debilitating accident? What would you do if you’re unable to earn a living or financially take care of yourself and your loved ones? According to data...

Your challenge during retirement is converting savings into an income stream that will provide enough money throughout your retirement years. Learn more https://bit.ly/4atWkxB
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Converting Savings To Retirement Income During your working years, you’ve probably set aside funds in retirement accounts such as IRAs, 401(k)s, or other workplace savings plans, as well as in taxable accounts. Your challenge during retirement is to convert those savings...

Planning for your golden years? Don’t miss this Eldercare 101 webinar on Thurs, May 30th at 11am EST to learn more about Medicare vs. long-term care, protecting assets for healthcare, gifting strategies for loved ones, and more! Click the link below to save your spot!
https://bit.ly/3yEHGGw
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When investing for major goals, you need to make plans, consider your retirement planning, educational expenses and so much more https://bit.ly/3JViT3v
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Investing For Major Financial Goals Go out into your yard and dig a big hole. Every month, throw \$50 into it, but don’t take any money out until you’re ready to buy a house, send your child to college, or retire. It sounds a little crazy, doesn’t it? But that’s what...

To qualify for a home office deduction, you must meet two threshold tests - the place of business test, and the regular & exclusive use test. https://bit.ly/3UxpaYh
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Qualifying For The Home Office Deduction Working from home can certainly provide you with personal benefits, such as a flexible schedule and more family time. But increasing numbers of people are discovering the tax advantages as well. It’s no secret that you generally can’t...

As soon as your children begin to handle money, start teaching them how to handle it wisely. Teach your children. https://bit.ly/3UE4Jdm
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Teach Your Children Well Even before your children can count, they already know something about money: it’s what you have to give the ice cream man to get a cone or put in the slot to ride the rocket ship at the grocery store. So, as soon as your children...

Here is a guide to help you prepare for a retirement period where financial prudence merges seamlessly into a fulfilling life story. https://bit.ly/3WjkNm8 CRN202706-6161774

Retirement: It’s More Than Just Saving Money Have you ever wondered about retirement beyond the savings account? Your retirement should be more than just numbers on a statement. Go beyond financial planning and think about a holistic lifestyle. Here is a guide to help you prepare...

Financial literacy is essential for seniors to adequately prepare for increasing medical needs and a secure and comfortable future. https://bit.ly/4aMb8sp
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Empowering Seniors: Financial Literacy For A Secure Future One skill that doesn’t lose value even as you age is financial literacy. Seniors struggle with maintaining a fixed income essential for comfort and increasing medical needs. They’re also increasingly vulnerable to fraud, making them...

Here are some common coverage gaps to consider when reviewing your life, auto and home insurance coverage. https://bit.ly/4asQihJ CRN202702-6021965

Closing Gaps In Your Insurance Coverage Buying insurance is about sharing or shifting risk, but you may think you’re covered for specific losses when, in fact, you’re not. Here are some common coverage gaps to consider when reviewing your own insurance coverage....

Business owners can hire their children to teach responsibility, encourage entrepreneurship, reduce taxes, and save for a college education. Learn how today! https://bit.ly/3xfoH4M
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Parents Hire Their Children To Help Pay For College Business owners hire their children for sound reasons such as instilling a strong work ethic, teaching responsibility, encouraging entrepreneurship, reducing taxes, and saving for a college education. The Tax Cuts and Jobs Act of...

There are many tools you can use to achieve your estate planning goals, but a will is probably the most vital. Learn more about it now! https://bit.ly/3TyOoEZ
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Wills: The Cornerstone Of Your Estate Plan If you care about what happens to your money, home, and other property after you die, you need to do some estate planning. There are many tools you can use to achieve your estate planning goals, but a will is probably the most vital....

Students should beware of scammers and take steps to avoid making mistakes that will make them more prone to fraud. https://bit.ly/49YnTzH
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Guard Against Student Aid Scams One reason for the establishment of the U.S. Education Department (ED) in 1979 was to assist students in paying for a post-secondary education. Like corporations that market to consumers, the ED conducts much of its business...

Caption: What if you're saving as much as you can, but still feel that your retirement savings goal is out of reach? Check out these 5 tips for targeting your retirement savings goal. https://bit.ly/3vm5QnY
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5 Tips For Targeting Your Retirement Savings Goal What if you’re saving as much as you can, but still feel that your retirement savings goal is out of reach? As with many of life’s toughest challenges, it may help to focus less on the big picture and more on the details.

Upgrade your money mindset and financial literacy. Doing so will fortify your position for greater financial freedom and grow your wealth. https://bit.ly/3TpNDPR
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7 Mantras To Grow Your Wealth The Covid-19 pandemic exposed how financially vulnerable many people are and forced us to rethink everything we once knew about money management. The impact of the coronavirus revealed the harsh truth of how unpredictable the future...

Newer investors or people who are moving into another stage of their investment lives may wonder how they can gauge their risk tolerance. https://bit.ly/3V11IUV
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Understanding Your Risk Tolerance One of the questions we often get, particularly from newer investors or people who are moving into another stage of their investment lives, is “how can I gauge my risk tolerance?” Risk tolerance is an investment term...

Whatever your financial standing, this Ultimate Personal Finance Checklist will help you ensure that you’ve got all your ducks in a row. https://bit.ly/3TbsecZ
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The Ultimate Personal Finance Checklist Before You Turn 30 The 20s are a wild decade. One moment you’re graduating college, without a worry (just a bit of student debt) in the world, the next, you are hitting the big 3-0. There are two types of people in the world — those who get...

As people grow older, they worry about not being able to generate enough income in retirement. Learn how to avoid the retirement gap. https://bit.ly/4bHOket
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Avoiding A Retirement Income Gap There are a lot of articles aimed at people who realize as they grow closer to retirement, they will not be able to generate enough income in retirement to meet their needs. They include tips like: Delay retirement: 65 is just a number...

There are definitely good and bad retirement accounts, but it often depends on your situation. Let's look at Traditional and Roth IRAs https://bit.ly/3UNhoeg
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3 Key Differences Between Traditional And Roth IRAs You Need To Know There are such things as good and bad retirement accounts, but which is which often depends on your situation. Take traditional and Roth IRAs, for example. They’re similar in a lot of ways, but one of them is probably going to...

When developing your estate plan, you can do well by doing good. Leaving money to charity rewards you in many ways. Learn how! https://bit.ly/41TmFTg CRN202609-5468491

Charitable Giving When developing your estate plan, you can do well by doing good. Leaving money to charity rewards you in many ways. It gives you a sense of personal satisfaction, and it can save you money in estate taxes.

You're about to receive a distribution from a 401(k) plan, and you're considering a rollover. There are some pitfalls you'll want to avoid. https://bit.ly/48HCO03 CRN202609-5468491

6 Potential 401(k) Rollover Pitfalls You're about to receive a distribution from your 401(k) plan, and you're considering a rollover to a traditional IRA. While these transactions are normally straightforward and trouble-free, there are some pitfalls you'll want to avoid.

Retirement healthcare planning is the process of strategizing and securing healthcare coverage and funds for medical expenses during retirement. https://bit.ly/41GchxZ CRN202609-5468491

Plan for the Future, Protect Your Assets: Your Essential Guide to Retirement Healthcare Planning Retirement healthcare planning is the process of strategizing and securing healthcare coverage and funds for medical expenses during retirement. It’s crucial because healthcare costs tend to rise with age, and without proper planning, retirees may deplete their savings or face...

With some planning and an overall understanding of potential pitfalls, you can enjoy the holidays without damaging your bank account. Find out how now!
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Spending Navigating the Holiday Spree: A Guide to Avoid Overspending The holiday season should be a time of joy and celebration, but for many it includes added financial stress. The pressure to find the perfect gift, coupled with enticing holiday deals and effective marketing campaigns, could lead to overspending.

Financial planning is a process that evaluates your whole financial picture, then outlines strategies tailored to your individual needs. Find out how building a financial plan can help you today! https://bit.ly/3Rw98MI CRN202609-5468491

Financial Planning: Helping You See the Big Picture Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached.

Concerned about protecting your assets and keeping your financial independence in your later years? Long-term care insurance may be for you. Find out more! https://bit.ly/47SSdL1
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Should You Buy Long-Term Care Insurance? The longer you live, the greater the chances you'll need some form of long-term care. If you're concerned about protecting your assets and maintaining your financial independence in your later years, long-term care insurance (LTCI) may be for you.