Chris Mcilraith, CFP

Investment markets don’t move in a straight line but through periods of gain and loss. Check out the latest insights from on today's market swings.

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Baby boomers hold an average of $42,520 in student loan debt, according to Education Data Initiative. Ameriprise Senior Vice President of Financial Strategy Marcy Keckler shares her tips for paying off debt and prioritizing a happier, more financially secure retirement.

17 Tips for Baby Boomers To Tackle Their Student Debt If you are a boomer currently struggling with student loan debt, don't despair. There are ways to tackle those loans.

From Gen Zers to members of the silent generation, what are the top three money moves for each group? Here are tips from Marcy Keckler, Ameriprise’s Vice President of Financial Advice Strategy, and other financial experts.

Top Money Moves for Boomers, Gen X, Millennials and Gen Z Each generation has their own financial needs.

Dreaming of a vacation home? Owning additional property might be more attainable than you think. Together, we can prioritize the investment in the context of your lifestyle and financial goals.

Two-Thirds of Wealthy Americans Now Own a Second Home: Here’s Why Everyone Should Consider This Investment A second home can make sense for your portfolio.

Returns on home remodeling projects can really vary. See how much.

Whether you're thinking of downsizing or rightsizing your home in retirement, here are a few factors to consider.

Downsizing your home in retirement As your life evolves, your needs change. Here is what to consider as you evaluate your housing options in retirement.

What questions do you have about Required Minimum Distributions (RMDs) in retirement? Let’s connect and make sure your distributions are on the right track

How can you retire more comfortably and confidently during a challenging market? One option to consider is leveraging a bucket strategy, which segments your assets into three, time-focused categories. Let’s discuss if this option makes sense for you and your goals.

Keep moving toward your goals one step at a time. We can work together to help you stay on track.

The markets rallied today and experienced solid gains. provides their thoughts on today’s market upturn in After the Close.

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Stocks spent most of the third quarter moving lower. Will this trend continue into the final months of 2023? Ameriprise Chief Market Strategist Anthony Saglimbene weighs in. https://bit.ly/3FR6jjJ

Q4 market outlook: Will stocks rebound? Understand the top headwinds and tailwinds moving into Q4.

Are you missing out on 401(k) “freebies”? In this Wall Street Journal article, Ameriprise Senior Vice President of Financial Advice Strategy and Marketing Marcy Keckler shares the importance of getting your full employer-match.

How Much Should I Contribute to My 401(k)? Experts describe contributing to a 401(k) as “kind of a no-brainer.”

It’s never too late (or early) to start saving for retirement. Let’s review your current financial picture and discuss retirement strategies that are right for you.

Retirement planning: The basics Understand the key steps to get started on planning for retirement.

Understanding your risk tolerance level can help you feel more confident during market ups and downs. If you don't know your risk tolerance, or if you think it has changed, let's talk.

A new study from Ameriprise Financial shows the impact adult children continue to have on their parents’ finances. 78% of millennials have received significant financial help from family. Before you give or request money from a relative, let’s discuss the potential impacts.

How Much Can Parents Afford to Give to Their Millennial Children? A new Ameriprise survey about millennials shows that is a question that may continue to come up during planning conversations.

Millennials: Do you find yourself managing competing demands for your time, money and focus? Marcy Keckler, Ameriprise Financial Senior Vice President of Financial Advice Strategy & Marketing, offers these tips for staying on top of it all.

Three Tips to Help Millennials Strengthen Their Finances Six in 10 Millennials feel good financially, but they could benefit from additional planning, especially when it comes to weathering economic hiccups and taxes in retirement.

By combining a mix of distinct asset types and investment vehicles, a diversified portfolio limits exposure to any single risk. Together, we can determine what level of diversification makes sense for you.

Investors may want to reevaluate their portfolio’s allocation to cash in favor of potentially better opportunities in fixed income. If you’d like to discuss whether this is a right move for your situation, let’s connect.

Is your portfolio cash-heavy? You may be missing out. Why investors may want to look past the elevated cash yields of today.

“In golf terms, we have moved from the front nine to the back nine. And if the game hasn’t gone your way on the first nine, the back nine offers an opportunity to reset, refocus and turn the game around.” – Anthony Saglimbene, Chief Market Strategist at Ameriprise Financial

Midyear markets pulse check Will the positive trendline for stocks continue through the end of 2023?

Changing jobs? Together, we can evaluate your 401(k) options and determine what's best for your long-term plans

Asset allocation allows investors to balance risk and reward across a variety of portfolio asset classes. Let’s review your investments and ensure they’re aligned to your time horizon and tolerance for risk.

Effective in 2024, catch-up contributions for participants aged 50 or older must be made on a Roth basis under 401(k), 403(b), and governmental 457(b) plans for certain individuals. Let’s discuss how this change may impact your retirement planning strategy.

If you’re approaching retirement age, the SECURE Act 2.0 now allows you to save more to retirement accounts before you leave the workforce. Let’s review your plans and see how catch-up contribution changes may affect you.

Beginning in 2024, beneficiaries of 529 plans that have been in place for 15 years or more may be able to transfer the assets to their Roth IRA – subject to the annual IRA contribution limits up to a lifetime maximum of $35,000. If you’re concerned about overfunding your child or grandchild’s 529 plan, this change could offer you more flexibility.

Did you know: The recently passed SECURE Act 2.0 legislation increased the required minimum distribution (RMD) age to 73 in 2023 and 75 in 2033. Let’s discuss what this means for you and your retirement goals.

Commodities like energy and agriculture have seen big price jumps this year as demand for basic materials rebounds. Let’s discuss whether commodities may be a good alternative investment.

From residential to commercial to real estate investment trusts, real estate investing has shifted in recent years. Together we can explore the topic of real estate trends.

If you or your dependents have been in the hospital or had other significant medical or dental expenses, keep the receipts — they could help reduce your tax bill.

Selling stocks at a loss can offset the taxes you would pay on other investment gains. This strategy is one way to use the tax code to reduce the sting of an investment loss.

Want to reduce your taxable income? Contribute to your retirement account. This easy, straight forward tax strategy can be used by most workers. Plus, you'll be one step closer to reaching your retirement goals.