Bernard J. Zweig, Agent, CLU, ChFC, CASL

When it comes to your 401(k), you have options. Let's discuss them.

What are my 401(k) options? Summary of taxable and nontaxable consequences of taking 401(k) distributions.

How can you make the most of your retirement income?

5 retirement income planning tips. Save for retirement as early as possible but also think about how much income you'll need when you're in retirement.

Learn why pre-retirees are taking a new approach to retirement planning.

Redefining retirement Income annuities gain popularity among retirees and pre-retirees looking for...

When it comes to retirement planning, people often have 3 different mindsets. What's yours?

What’s your Retirement Income Mindset? At New York Life we’ve found that people generally have three different mindsets when planning for retirement income.

Going…going…almost gone. If you or your spouse are 66, now's the time to read up on this helpful claiming strategy.

Nab This Social Security Filing Trick Before It Disappears You and your spouse have only a few months left to use a lucrative Social Security strategy.

What do life insurance and love have in common?

Say thank you for loving me with life insurance. The importance of protecting your loved ones with life insurance.

5 things to think about before you take off on your next business trip.

How Smart Entrepreneurs Prepare for Business Travel Running a business often requires running around the country (or even the world) in order to meet with investors, connect with clients, and build a support...

No latex gloves or needles. See why an annual financial checkup can be both painless and productive.

Nine essential checklist items for an annual financial checkup Finances can be hard, especially in the moment. Taking time every year to reassess is vital to maintaining a healthy financial plan. These are nine items that...

The role of grandchildren in retirement planning for women.

Surprising factor in women's retirement decision: grandchildren Considering taking time off to help? Leaving the workforce early carries higher costs than you may realize.

Is this the year you make a long-term care plan?

Long-Term Care Insurance If you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time, you’ll need long-term care services.

How much long-term care can cost? This tool can help you find out right in your metro area:

Cost of LTC by Metro Area New York Life Cost of Long-Term Care Services information by major metropolitan areas.

There's little we won’t do for the ones we love — yet sometimes we need a reminder that the time to act is now. Contact me to learn how long-term care insurance from New York Life Insurance Company may help you protect what matters most.

Video: Protect what matters to you This video is not approved for use with consumers in FL, NH, OR, or VA. Watch this short video to learn how long-term care insurance can help protect what matters most to you.

Being there for my retired clients is why I became authorized to offer life insurance products from New York Life to AARP members. Call me today for a free consultation.

If you're close to retirement do you still need life insurance? Take a look at 3 reasons why you do.

3 Reasons You May Still Need Life Insurance as You Head Toward Retirement Do you still need life insurance as you’re heading toward retirement? Let’s look at three reasons you might.

How can women empower themselves financially?

9 Incredibly Smart Financial Actions Every Middle-Aged Woman Should Take Clearly, many women have a deep insecurity about their finances and how to manage their money in a SMART and responsible way. So here are nine tips that I believe any woman should consider regarding her money.......

Trying to decide between term and permanent life insurance? How about both? See how you can lock in your insurability now.

New life insurance study debunks 'buy term, invest the difference' Standard advice leaves many Americans underinsured and unprepared for retirement.

An overfunded 401(k)? It may be a nice problem to have.

What if you Over-Contribute to a 401K? All good things come with limitations. And never is that more true than with retirement accounts.

Buy term and invest the difference? Find out which 3 flaws can make or break this popular strategy.

A Closer Look at By Term Invest the Difference A new study uses economic models to reveal flaws in the buy-term-and-invest-the-difference concept.

How will taxes affect your retirement? Thoughts on timing, tax-deferred growth, and tax efficiency.

Tax considerations in retirement. Overview of the tax ramifications of retirement. It's important to consider retirement strategies that offer tax deferral or tax efficiency.

Life insurance needs can change over time. Find out if your coverage is in synch with your life.

Video: Life insurance benefits you may not know about Life insurance is more than protection against the financial toll of a loved one's death, but the best policy for you changes over time.

Got wealth? Check out 6 innovative life insurance strategies that you can leverage.

6 ways to use life insurance strategies for the affluent market How to use life insurance strategies to help mitigate income or estate taxation and facilitate efficient wealth transfer for affluent individuals.

Know what your most important financial asset is? Surprise!—it’s you and the 20-30 years of income you have yet to generate. Just how much is that? Here’s one way to find out:

Human Life Value Calculator The human life value calculator helps you assess the financial loss your family would incur if you were to die today. The calculator provides only a rough estimate of your human life value, which can factor into how much insurance you need. After calculating a typical lifetime income based on your specific circumstances, you'll see a final number that gives an approximate measure of your net contribution to your family—your human life value. This should not be considered a comprehensive assessment, as it only takes generalities into account. Still, given the limited information you're providing, we believe it is the best estimate available.

If insurance protection and preparing for retirement is something you think a lot about, I’ve got some information that may help from a tax perspective.

Video: Tax Diversifying Your Retirement Planning People are living longer, and they’ll need their retirement savings to last longer too.

What's the 4% rule and how does it factor into your retirement planning?

How Should Retirement Spending Adjust to Investment Portfolio Performance? A natural starting point for discussions about retirement spending is the 4% rule. William Bengen look at all the different 30 year periods in US history and found that withdrawing 4% of retirement date assets, and then subsequently adjusting the spending amount for inflation over the next 30 years, would [...]

We just moved up 8 spots on the Fortune 500 list! So proud to be part of one America’s leading companies.

2015 Fortune Rankings: New York Life Moves Up 8 Spots The largest mutual life insurance company in the United States brought in $38.7 billion in revenues in 2014, up 7.4% from the year before.

Do you have a long-term care plan? Take a look at this USA Today article for some helpful resources & insights.

USA Today: Long-term care insurance starting to look like a necessity 70% of people older than 65 will need some form of long-term care at some point.

May is National Inventors Month. And while New York Life may not be on your list of famous inventors, our Living Benefits Rider is a game changer that may ultimately help millions of American families.

Living Benefits Rider The living benefits rider can provide up to $250,000 for termially ill policyowners.

"No important endeavor that required innovation was done without risk. You have to be willing to take those risks. In whatever you are doing, failure is an option—but fear is not."
~James Cameron

The job market is on fire, retail sales are soft and it is a fascinating time in the energy market. Click now to learn more in this month’s MainStay Market Pulse.

MainStay Market Pulse for April 2015: Economic and Market Update MainStay Investments is a service mark and name under which New York Life Investment Management LLC does business. MainStay Investments, an indirect subsidiary of New York Life, provides investment advisory products and services.

"Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give."
~William A. Ward