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In addition to using the streaming release of the , is also turning to subscription bundling to drive engagement, as grow increasingly frustrated with the proliferation of streaming services.

Disney Taps Taylor Swift Fandom to Drive Subscriptions Disney+ is tapping into the enthusiasm of Swifties, with the exclusive streaming debut of concert film “Taylor Swift: The Eras Tour (Taylor’s Version).”

One of the largest banks in the United States reportedly plans to open more than 500 new bank branches over the next three years.
The move aims to expand the bank’s presence in areas where it lacks representation. https://bit.ly/489zB98

JPMorgan Chase to Add 500 Branches, Renovate 1,700 J.P. Morgan Chase, one of the largest banks in the United States, reportedly plans to open more than 500 new bank branches over the next three years.

People see lower fees, which from a merchant’s perspective reduces operational costs. What is your reasoning behind paying by bank? https://bit.ly/3UtCE8M

Pay by Bank Is Set to Balloon as Consumers Form New Habits Plaid's Rahul Hampole said pay-by-bank use cases will mushroom as faster payments gain ground and merchants find value in reducing operating costs.

The value individuals desire extends beyond the confines of rewards points. They want the interactions to be fun and specific. Visa’s own stats revealed that 60% of consumers want a “curated experience” as they browse and buy.

Visa: Innovation Boosts Authorization Rates Saurabh Chopra of Visa says consumers demand more from their merchants — and advanced technologies can boost authorization rates, lower fraud rates and more.

Installment payment plans, break up purchases into smaller, scheduled payments over time. Though the concept is simple, data reveals a gap between merchants’ perceptions of split-payment plans and their actual offerings.

Consumers Want Installment Payment Plans Before Checkout Installment payment plans allow consumers a convenient way to pay, and merchants can boost conversion by offering these plans to customers before the checkout.

By prequalifying for financing through ’ platform, consumers can access personalized rates and monthly payment scenarios within minutes, without impacting their credit scores. https://bit.ly/49eQeB7

Chase Becomes Participating Lender on CarGurus Auto Platform Chase has joined CarGurus’ multilender financing platform, expanding options for consumers looking to prequalify for auto financing online.

At , consumer card delinquencies are below pre-pandemic levels, while net-charge offs are somewhat above December 2019 territory. Do we contribute that to millennials and Gen Zs? https://bit.ly/42jkNDF

Credit Card Delinquencies Keep Hovering Above Pre-COVID Levels America’s credit card companies ended December with delinquencies and charge-off rates essentially unchanged from November.

proposes a new rule to prevent banks and other financial institutions from charging non-sufficient funds fees on transactions declined in real-time.

CFPB Proposes Banning NSF Fees on Declined Real-Time Payments The Consumer Financial Protection Bureau proposed a rule to prevent banks from charging non-sufficient funds fees on transactions declined in real time.

Fabric and home care reported a 6% increase in organic sales, driven by higher pricing, a favorable product mix, and volume growth in fabric care and home care. https://bit.ly/3Sj3ONc

P&G Says Inflation Isn’t Stopping US Consumers From Buying Procter & Gamble’s latest earnings reveal a successful strategy: They’ve turned up the price tags on their household goods, and it’s ringing up more sales.

is buying and selling used vehicles, Vroom will focus on its other ventures, including United Auto Credit Corp and CarStory, a provider of -powered analytics and digital services for . https://bit.ly/428vaKe

Vroom Exiting Car Sales, Focusing on Finance and AI Services Vroom is winding down its eCommerce operations and discontinuing its used vehicle dealership business following a failed attempt to raise capital.

Consolidating their program into a single membership with two tiers, simplifying the experience for CVS Pharmacy customers.

CVS Program Overhaul Driven by Consumer Desire to Keep It Simple Consumers want to keep it simple, says CVS Health VP Zach Dennett, breaking down the reasoning behind the revamp of the 74-million member ExtraCare loyalty program.

makes the payout process almost immediate, replacing a system in which hospitals or other specialty healthcare centers typically wait months to receive .

Mastercard Launches Medical Claim Payment Solution in India Mastercard is launching a medical claim payment solution in India. It is collaborating with one of the country’s leading financial institutions and Remedinet.

Decades ago, overdraft loans got special treatment to make it easier for banks to cover paper checks that were often sent through the mail. Large banks transform into a massive junk fee harvesting machine. https://bit.ly/422lEbz

CFPB Says Overdraft Fees are Junk Fees – But Are They? The Consumer Financial Protection Bureau (CFPB) has put forth a proposal that would limit overdraft fees, contending they are “junk fees.”

Doctors, nurses and other staff can now use ’s checkout-free technology to buy food and beverages at hospital cafeterias and stores by scanning their employee badges.

Amazon Adds ‘Badge Pay’ Capability to Just Walk Out Tech Healthcare staff can now use Amazon’s checkout-free technology to buy food and beverages at hospital cafeterias and stores by scanning their employee badges.

Many firms are turning to embedded payments, efficient and high-functioning payment solutions integrated into platforms, as a solution to enhance user satisfaction and create new revenue streams. Ask us how you can enjoy this trend! https://bit.ly/3HlMtOj

PayFacs Expect Half of Revenues to Come From Value-Added Services PayFacs believe that if they enable embedded finance products and value-added services, nearly 50% of their revenue will come from these sources in 2024.

The landscape is full of a wide variety of fraud types, and prevention strategies need to be unique and tailored to each type.

Adobe on How Effective Fraud Protection Increases Conversion By using partner datasets and AI algorithms, next-generation fraud defense solutions can automatically approve as many legitimate transactions as possible.

We are hearing this more and more, for example self checkouts as well banking... https://bit.ly/3O1z9Cw

Why Digital Banking Does Not Mean Digital-Only Customers are flocking to digital banking, but certain aspects of finances are still best accomplished with a human touch — and banks must balance this.

Happy MLK2024!

, also known as account-to-account , is gaining in popularity. More consumers are turning to this payment method to shop, pay their bills or for peer-to-peer transfers because of its fast and convenient nature. Which is safer? https://bit.ly/48sAN8y

4 in 10 Would Start Using Pay-by-Bank if Offered Perks Among consumers who don’t use Pay by Bank, 40% said they were willing to make a switch if given incentives like discounts or rewards, PYMNTS Intelligence found.

in enabling transactions that exceed available account balances are a major draw for individuals seeking short-term financial relief. https://bit.ly/3SadZVb

Consumers Using Overdrafts for Transactions Over $400 Have Financial Hardships Nearly 94% of individuals using overdrafts above $400 faced issues like credit access or bill payment, compared to 77% with transactions under $100.

The Forecasted Eight Pivotal Strategies for Payments and the Digital Economy.

8 Pivotal Strategies for Payments and the Digital Economy Karen Webster offers her annual take on things that she thinks anyone with a stake in payments and the digital economy should have on their to-do list in 2024.

How Does Shapes Customer Experiences? 2024 is forecasted to change the ! Is your business prepared? https://bit.ly/47qZTDi

How Payment Modernization Shapes Customer Experiences Staying competitive in 2024 requires tailoring the payment experience to user expectations, which are centered around speed, security and overall experience.

is quickly becoming a preferred choice for consumers, particularly for . that seize this opportunity to integrate secure BNPL solutions stand ready to ride this wave of change.

Offering BNPL May Lead to Subscription Commerce Success BNPL could be retail merchant’s checkout charmer to rewire millennial wallets for the success and growth of the subscription commerce industry.

A New Year is like a blank book, and the pen is in your hands...

Its almost time to start the countdown and pop the champagne!

We wish you a Merry Christmas!! Did anyone sing that as they read it?

As the New Year approaches us with hopes anew, here is to wishing you and your family a wonderful year ahead. Happy Christmas Eve! We wish you good tidings, from Team E-complish!

Christmas Day is coming soon and will be observed on Monday, December 25. Federal holidays are considered non-business days, which may impact when processing to or from your account.

Ask us how we can provide ease to your customers paying by bank options rather then the fees associated with credit card processing?

A2A Payments Lack Familiarity Among U.S. Consumers A2A payments provide convenience and speed, but most consumers are unaware what they are or that they even exist, resulting in low usage and adoption.