Agent to Originator - Leslie Cortese

Name: Agent to Originator - Leslie Cortese
Address: 650 Madison Avenue, New York, NY, 10022, US
Telephone: +18328847738
Price range: $
Rating: 4.9

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Being your Mortgage professional of choice is not something that I take lightly. Having devoted the last 15 years to the Real Estate industry, I have gained priceless knowledge that continues to grow daily. My knowledge, character, loyalty, and reliability are but a few reasons I have attained such success in my career. Being very family oriented, I value every moment and memory forged with my clo

10/18/2022

In our current market, I am continuously discussing the elephant in the room of buying a home in today’s market (rising rates), but we often overlook all of the benefits Buyers experience in this market. Don’t miss out on the benefits Buyers have been without for the past few years.

Remember, marry the house, date the rate.

09/16/2022

Today we’re sharing what types of borrower closing costs can be paid with a seller concession:
Inspection fee
Appraisal
Origination fee
Discount points
Credit report
Flood report
Tax service fee
Title insurance
Escrow fee
Processing fees
Homeowner’s Insurance
Property taxes
Attorney fees
HOA fees

It’s important to note that closing fees may vary based on the location of the home and the type of financing you’re acquiring. Want more info? Let's connect!

- http://www.preferredrate.com/Leslie-Cortese

09/15/2022

There are times to DIY (do it yourself), and there are times to call in an expert. Can you buy a home without an agent? Of course you can, just as you can sell a home without an agent. But those decisions can cost you time, energy, and—most of all—money!

Using a licensed real estate agent has more than one benefit, and over the next few weeks we’ll be sharing them with you. But quite possibly the most important reason to use a real estate agent is the legal complexity of buying a home.

Their know-how on protocols, forms, costs, and fees cannot be overstated. A real estate agent isn’t a lawyer, but their job requires them to be experts in all official documents related to the homebuying process. This includes appraisals, inspections, repairs, disclosures, and buying and selling contracts.

And there are a slew of other reasons why working with a real estate agent will benefit you. Click here to read our full rundown.

- https://www.apmortgage.com/blog/the-value-of-a-realtor-when-buying-or-selling

09/15/2022

“How long is my pre-approval letter good for?”

This is a great question and especially important in today’s market. A mortgage pre-approval letter is a written statement from a lender verifying that they’ve done an initial review of the information you’ve provided (credit, income, and asset documentation) and have determined that you would be able to purchase a home for a certain dollar amount.

But how long is this letter good for? If you’re buying a home, it’s good for 60 days. Once you’ve reached the 60 days, your income, asset documentation, and credit report will need to be updated.

Have questions? Let's connect!

09/08/2022

New loan limits found only here at Preferred Rate!

We should also talk about the massive temporary buy down options!

Give me a call! 832.884.7738

08/15/2022

Hooray for Classrooms and the Teachers who lead them!

07/29/2022

“Keep your eyes on the stars, and your feet on the ground.” – Theodore Roosevelt

07/29/2022

We all have different ideas of the perfect garage! Which of these garages is YOUR dream garage?

07/28/2022

“Keep your eyes on the stars, and your feet on the ground.” – Theodore Roosevelt

07/27/2022

More powerful than the will to win is the courage to begin. —Orrin Woodward

03/25/2022

Agent to Originator - Leslie Cortese now takes appointments on their Page.

02/24/2022

There are many factors that determine the home loan amount and purchase price that you can afford. For qualification purposes, lenders look at income, debt, assets, as well as credit. There are different loan programs that offer various terms and rates, and some require lower down payments than others and offer more flexibility in both credit and income. Talk to a Loan Consultant to find out what your payments would be and determine what purchase price and loan amount is comfortable for you.

- https://www.loandepot.com/lcortese?utm_source=TE&utm_medium=Social&utm_campaign=667350r&ldec=Retail_TE_Social_667350r&loid=lcortese

02/24/2022

At loanDepot, we know that the process of getting pre-approved* and securing a loan is easier said than done. You don’t have to feel overwhelmed! As a professional Loan Consultant, I can help walk you through any of our home loan products and processes to ensure a smooth, uncomplicated journey for you.

- https://www.loandepot.com/lcortese?utm_source=TE&utm_medium=Social&utm_campaign=667350k&ldec=Retail_TE_Social_667350k&loid=lcortese

02/23/2022

Connect with a lending partner who understands longer cycle times and how they impact your business and your customers. With an industry- leading builder platform, our team offers exceptional long-term rate lock programs to fit your customer’s needs.

- https://www.loandepot.com/lcortese?utm_source=TE&utm_medium=Social&utm_campaign=668774e&ldec=Retail_TE_Social_668774e&loid=lcortese