Towne Mortgage

Stressed about buying a home in the wake of the NAR settlement? The Buy & Borrow Bundle simplifies the process & saves you money!

Here's how:

⭐️ Expert guidance from Howard Hanna Real Estate
⭐️ Financing secured with Towne Mortgage
⭐️ Save up to $10,000 with our exclusive credit!

Plus:

⭐️ Hassle-free closing
⭐️ Personalized service to fit your needs
⭐️ Ready to make your dream of homeownership a reality?

Contact your local Towne Mortgage loan officer to learn more today!

Take me out to the ball game! 🎶⚾️

We had a ball watching our hometown Norfolk Tides take on the Durham Bulls with some of our partners from Howard Hanna recently. We are proud to have a roster of employees and partners who are all home run hitters! 🎉

Exciting Update for Veteran Homebuyers!

The recent announcement by the VA, in reaction to the NAR settlement, brings changes, allowing veterans to contribute to the real estate agent commission. While this is a shift, it's also a fantastic opportunity for greater control in your homebuying journey. At Towne Mortgage, we're here to assist and guide you through this new policy, ensuring you're fully prepared and confident every step of the way.

Today we honor the end of slavery in the United States and recognize the resilience, strength, and enduring spirit of the African American community. Let's continue to educate, advocate, and strive for equality and justice for all.

Rising costs don't have to stop you from achieving homeownership. 🏡 We're excited to announce a new grant program in partnership with the Federal Home Loan Bank of Atlanta! Eligible families can receive up to $10,000 to help with down payment and closing costs on their primary residence purchase. 🤝

Here's why this program is a game-changer:

🔥 Open to middle-income families: This program caters to a wider range of homebuyers (earning 80.01%-120% Area Median Income).

🔥 No first-time homebuyer requirement: Whether you're a first-time buyer or looking to move up, this grant can help!

🔥 Flexible use of funds: Put the grant towards your down payment or closing costs, whichever best suits your needs.

🔥 Available to homebuyers in AL, DC, FL, GA, MD, NC, SC, VA

Ready to learn more or see if you qualify? Contact a loan officer today!

As we celebrate diversity and inclusion, we’re proud to stand with the LGBTQ+ community. We believe that embracing authenticity and honoring every individual’s unique identity enriches our workplace and strengthens our community. Let’s continue to champion equality, love, and acceptance together! 💙🏳️‍🌈

We were proud to support our Howard Hanna partners at their recent Sales Rally in Norfolk. Our Loan Officer, Whitney West, joined the agent panel, offering valuable insights from a lender's perspective.

This was a fantastic opportunity to collaborate and get energized for the summer market.

Ready to leverage the summer market momentum or discover what lies ahead for the housing market? Contact a member of our team today!

Today, we pause to honor and remember the brave souls who sacrificed in service to our country. Their courage, dedication, and sacrifice will never be forgotten. As we gather with loved ones, let's take a moment to reflect on the freedoms we enjoy, made possible by the selflessness of our fallen heroes. 💙

The Towne Mortgage team had a great turnout, both in-person and virtually, at our Mortgage Market Update, hosted by President and CEO Jim Miller. This presentation was held exclusively for our partners at Howard Hanna to better equip them with the tools and knowledge needed to guide homebuyers through the current market.

If you are interested in gaining insight on what to expect with the market for the rest of the year, connect with a member of our team!

Please join us in welcoming Lauren Phipps to the Towne Mortgage team.

Lauren has been helping her clients achieve their dreams of owning a home since 2017. With over 15 years of experience in customer service, Lauren works diligently to ensure a positive, team oriented home buying experience and to create a personal relationship with each client.

Welcome to the Towne Mortgage family, Lauren!

🎉 Calling all homeowners and real estate enthusiasts! 🏡 Let's celebrate Women's History Month by recognizing the incredible contributions of women in the mortgage industry and beyond. 💼 Share your stories of homeownership or tag a phenomenal woman who's making waves in real estate. Together, let's empower and uplift each other! 💪✨

Exciting news for aspiring homeowners! 📣

Qualified HomePossible® and HomeReady® borrowers are now eligible to receive a $2,500 credit to help ease the burden of down payments, closing costs, escrow, and mortgage insurance premiums. 🎉

With down payments as low as 3% and no first-time buyer requirement, owning a home IS possible! 🏡

Don't miss out on this incredible opportunity starting March 1, 2024. Reach out to a loan officer near you to determine your eligibility and start on your path to ownership. 🤝

Happy President's Day! Today we celebrate the great Presidents of American history and thank them for their many contributions to our country. 🇺🇸

This Valentine's Day, let your heart lead you home! ❤️

The Towne Home Advantage provides eligible borrowers in select Virginia and North Carolina locations with a 1% lender credit of up to $2,500 to be used toward a downpayment or closing costs, turning your homeownership dreams into a love story. 🏡💖

Ready to learn more? Contact one of our loan officers today! Additional restrictions and guidelines apply.

This Black History Month, let’s honor the rich tapestry of Black history. We stand united in celebration, recognition, and respect for the enduring legacy of strength, resilience, and achievement.

It’s a great day with Howard Hanna! 💚💛

Our marketing strategist, Peyton Mohrhusen, visited Jay Domenic at the gorgeous Howard Hanna office in Charlottesville, VA. Peyton and Jay presented on the importance of Google Business Listings and additional co-marketing opportunities available to our agents. 🏡

We are proud that our partnership with Howard Hanna allows us to bring great experiences to our agents! 🤝

Today we honor the life and legacy of Dr. Martin Luther King, Jr.

61 years ago, Martin Luther King, Jr. delivered his "I Have a Dream" speech, which shaped the foundation of the civil rights movement and equality in America. At Towne Mortgage, we believe that equal opportunities for homeownership would not have been possible without the impact made by Dr. King.

“The time is always right to do what is right.” - Dr. Martin Luther King, Jr.

Happy National Homeowners Day! 🏡

We are honored to help make the dream of a reality for all the families we serve. If you are interested in becoming a homeowner, reach out to one of our loan officers today!

Wishing you a wonderful Christmas and a cozy New Year! 🎄✨

Happy Hanukkah to all those celebrating! May the Festival of Lights bring warmth, love, and beautiful moments to you and your loved ones.

December 7, 1941 – a day that will live in infamy. On this day, we solemnly remember the lives lost and the heroes who bravely faced the attack on Pearl Harbor. Their courage and sacrifice will never be forgotten.

More Exciting News! 🎉

The FHA has announced that it will increase its floor and ceiling loan limits by 5.56% in 2024, giving home shoppers more buying power and flexibility in their home search. The low-cost area loan limit will increase to $498,257 up from $472,030. The high-cost area loan limit will increase to $1,149,825 up from $1,089,300. This loan limit increase helps open the door to homeownership as home values continue to rise across the country. 🏡

Interested in seeing what the new limits are in your area? Reach out to a loan officer near you!

GREAT NEWS! 🎉 Qualified homebuyers will be able to borrow more money without applying for a Jumbo Loan! The Federal Housing Finance Agency (FHFA) just announced that the maximum conforming loan limits for single-property houses will increase to $766,550 in 2024. That’s a 5.56% increase from the current (FHFA) limit of $726,200. This amount will be higher in certain high-cost areas. If you have questions on the new loan limit in your area, or what this could mean for your personal situation, reach out to a loan officer near you! 🏡

Attention all Cyber Monday shoppers! Before you start filling up your online carts, make sure you're taking the necessary steps to protect yourself from cyber threats. In this blog post, we dive into the importance of cybersecurity and how you can stay safe while snagging those deals. Don't let cybercriminals ruin your shopping experience - read our blog now!

Protect Yourself While Online Shopping This Holiday Season It's important to stay vigilant and protect yourself from potential risks while making purchases online. Here are some essential tips to ensure a safe online shopping experience.

Check out this featuring a recent closing by Whitney West!

Congratulations to Whitney and the entire Towne Mortgage team for doing everything to get this client to the closing table!

Feliz Día de la Revolución! Wishing those who celebrate a joyful and meaningful day! 🇲🇽🎉

¡Les deseamos a aquellos que lo celebran un día de alegría y lleno de significado!

Kind people are our kind of people! Help us celebrate World Kindness Day by practicing kindness to others, carrying out a good deed, or giving words of encouragement to those who need it most. 💙

Today we honor and celebrate all who have served our great country. Thank you for the many sacrifices you have made to protect our country and our freedoms. 🇺🇸

The Continental Marines was founded on this day in 1775. Since that date, hundreds of thousands of Marines have served our country on land and at sea. Thank you to everyone in the Marine Corps for your service! 🇺🇸💪