Efficiency Insurance Solutions, Inc.

Celebrating 14 thriving years in business.

Happy Birthday EIS!

Are you impacted by the Kaiser strike?

Here is a communication we received from Kaiser about what is open and what is not open.

healthy.kaiserpermanente.org

Nice to be recognized…

https://www.cnn.com/2023/08/29/politics/medicare-drug-price-negotiations/index.html

These are the first 10 drugs subject to Medicare price negotiations | CNN Politics The Biden administration unveiled Tuesday the names of the first 10 drugs subject to price negotiations in Medicare, including several popular blood thinners and diabetes medications.

https://www.cnbc.com/2022/02/28/why-health-care-costs-are-rising-in-the-us-more-than-anywhere-else-.html

Why health-care costs are rising in the U.S. more than anywhere else Health-care spending is rising in the U.S. more than anywhere else around the world.

https://www.seattletimes.com/seattle-news/health/whats-working-and-not-in-washingtons-pioneering-public-option-health-insurance-plan/

What’s working — and not — in Washington state’s pioneering public-option health insurance plan Washington, in its second year of offering the nation’s first public-option health insurance plan, has learned that if you want hospitals to participate, you probably need to force them.

https://www.forbes.com/advisor/health-insurance/guardian-dental-insurance-review/

Guardian Dental Insurance Review When you have dental insurance, it’s easier to receive routine and restorative care, which can lead to an increase in your overall health and well-being. Dental insurance can also help you save money. Meanwhile, people without dental insurance are more likely to need tooth extractions and denture

https://www.cnbc.com/2022/02/17/the-cost-of-long-term-care-is-rising-amid-staffing-shortages.html

The cost of long-term care is rising amid staffing shortages. How to cover these expenses The cost of long-term care has grown, with sizable price hikes for home-based services. Here are some of the ways to pay for it.

https://www.cnbc.com/2022/02/22/picking-best-health-insurance-plan.html

https://www.entrepreneur.com/article/419785

5 Accident & Health Insurance Stocks to Watch as Exposure Rises Higher claims frequency leading to upward pricing pressure, coupled with adoption of technology will boost performance of Zacks Accident and Health Insurance industry insurance players like AFL, UNM, TRUP, EIG...

https://www.usatoday.com/story/money/shopping/2022/01/14/covid-tests-insurance-reimbursement/6518277001/

Insurance now covers at-home COVID testing kits. How to get free tests or reimbursement Health insurance plans will cover at-home COVID-19 tests starting Jan. 15 but with most policies, you'll need to save receipts to submit reimbursement.

Check with your plan first...

Free at-home COVID-19 tests are coming: How to get reimbursed by health insurance More details of the plan will be announced in January, but here's how experts predict it will work.

https://www.livemint.com/money/personal-finance/here-are-some-benefits-of-a-group-health-insurance-policy-11638810433651.html

Here are some benefits of a group health insurance policy According to experts, for an employer, a group health insurance policy is comparatively easier to get since they procure it in bulk for their employees

https://wsau.com/2021/12/02/u-s-to-require-private-health-insurance-companies-cover-at-home-covid-19-tests/

U.S. to require private health insurance companies cover at-home COVID-19 tests By Jeff Mason WASHINGTON (Reuters) - The U.S. government will require private health insurance companies to reimburse customers for the cost of over-t...

https://www.marca.com/en/lifestyle/us-news/2021/11/30/61a607a722601d240a8b457c.html

Medicare Benefits: How does your ZIP Code affect your SS benefits? It might come as a surprise to you, but the Medicare benefits you receive can vary depending on the state in which you live. The pricing, rules and availability of the plans for M

https://www.marketwatch.com/story/government-announces-surprising-hike-in-medicare-part-b-premiums-11638281161

Government announces surprising hike in Medicare Part B premiums Whether or not to cover Alzheimer's drug Aduhelm has huge implications

https://www.cnbc.com/2021/11/15/some-medicare-beneficiaries-will-pay-578-monthly-for-part-b-coverage.html

Some Medicare beneficiaries will pay $578 a month for their 2022 Part B coverage With Medicare's standard Part B premium jumping to $170.10 next year, monthly surcharges for higher-income beneficiaries will go up, as well.

https://www.usnews.com/insurance/pet-insurance

Best Pet Insurance Companies of 2021 If you’re in the market for an insurance plan for your pet we’ve reviewed the Best Pet Insurance Companies of 2021 to help you in your search.

https://www.cnn.com/2021/11/10/politics/health-insurance-premium-costs/index.html

Family health care coverage at work tops $22,000 a year Getting family health insurance on the job now costs workers and their employers more than $22,000 a year, on average. And companies have not been able to do much to make coverage more affordable, even though the coronavirus pandemic has reinforced the importance of health benefits.

https://www.cnbc.com/2021/11/10/heres-how-to-appeal-income-related-charges-for-medicare-premiums.html

Here’s how Medicare beneficiaries can appeal income-related charges that result in higher premiums If your income is lower than what the Social Security Administration thinks it is, you can appeal the monthly charges.

https://www.kbb.com/car-advice/insurance/most-least-expensive-cars-insure/

The Most and Least Expensive Cars to Insure in 2021 | Kelley Blue Book Coverage for the most expensive car to insure will run you about four times what you'd pay to cover the least expensive, a new report says.

https://www.npr.org/sections/health-shots/2021/11/01/1050878727/6-tips-to-help-you-pick-the-right-health-insurance-plan

6 tips to help you pick the right health insurance plan The open enrollment period to buy health insurance on HealthCare.gov starts now and runs through Jan. 15, 2022. Look for more options and expanded subsidies this year — and more help signing up.

https://news.blueshieldca.com/2021/10/26/blue-shield-of-californias-wellvolution-program-now-offers-headspace-app-to-help-members-reduce-stress-and-increase-resilience

Blue Shield of California’s Wellvolution Program Now Offers Headspace App to Help Members Reduce Stress and Increase Resilience Headspace offers hundreds of tools and more than 1,000 exercises to reduce stress and improve one’s mental wellbeing. The app joins the extensive resources offered on Blue Shield’s Wellvolution, a digitally based lifestyle medicine and health platform provided in collaboration with Solera Health...

https://www.npr.org/2021/10/15/1046371801/health-insurance-terms-defined-open-enrollment

Applying for health insurance doesn't have to be confusing. Here's a handy glossary : Life Kit Picking health insurance takes a lot of work. It's not a one-size-fits-all type of situation, and there are a lot of confusing terms that come up every year. You also need to consider your general health and finances. So how can you make sense of it all? That's where we come in. In this episode of L...

https://finance.yahoo.com/news/blue-cross-blue-shield-kaiser-120300550.html

Blue Cross and Blue Shield and Kaiser Permanente Lead the Way, as Customer Satisfaction With Health Insurance Rebounds, ACSI Data Show ANN ARBOR, Mich., October 19, 2021--Customer satisfaction with health insurers is on the rise while the Health Care and Social Assistance sector declines, according to new ACSI data.

https://khn.org/news/article/virtual-first-insurance-plans-telemedicine/

Insurance Focused on Virtual Visits? The Pros and Cons of a New Twist in Health Plans New, often lower-cost plans capitalize on the convenience of telemedicine — and patients’ growing familiarity with it. But consumers should weigh costs and care options before enrolling in a “virtu…

https://www.cnbc.com/2021/10/12/best-buy-is-acquiring-british-health-care-company-current-health.html

Best Buy pushes ahead with its health-care strategy by acquiring Current Health The retailer already owns two other health-care companies and sees health tech as a growth opportunity.

This only applies if you get your coverage through CoveredCA and even then there are other restrictions.

California first to let kids add parents to insurance plans California is the first state to let some adult children add parents as dependents on their insurance plans

https://ktla.com/news/california/thousands-of-kaiser-health-care-workers-in-california-oregon-overwhelmingly-authorize-strike/

Thousands of Kaiser health care workers in California, Oregon overwhelmingly authorize strike More than 24,000 nurses and other health care workers at Kaiser Permanente in California and Oregon have overwhelmingly authorized a strike, threatening to walk out over pay and working conditions …