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STOP🛑! AVOID THESE 7 THINGS BEFORE CLOSING ON YOUR NEW HOME

You've found your dream home, your offer is accepted and your closing date is 20 days away. We know your mind is on furnishing your house and buying supplies. And you're probably a little overwhelmed with all that goes into moving.

Don't jeopardize your chance at a successful closing by making one of these errors.

Here's what 🛑NOT to do before closing on your new home:

🛑. Change jobs

🛑. Increase debts

🛑. Apply for new credit

🛑. Move money without a paper trail

🛑. Skip a payment or make a late payment for a bill

🛑. Spend your savings

🛑. Buy big-ticket items Lenders will continue to check your credit, income and job stability up to just before closing to see if anything has changed that may impact you qualifying.

Congreso Inmobililario de C5
#2021

Reunete con nosotros para tener más información ℹ. Responderemos tus preguntas ➡

Five Steps for Buying Your First Home

Purchasing a home isn't the easiest thing in the world. If you want the best chance of getting a home at a great price, you need to prepare in advance. Check out these 5️⃣ tips to ensure you're ready for your new home purchase.

1️⃣. Get your finances in order. Your credit score should be 700-plus, your source of income should be stable, your debt-to-income ratio should be less than 45%, and you should have a big chunk of money in the bank to cover the down payment and closing costs and have some money left over.

2️⃣. Don't rush it. If you're under the pressure of a big life event, recognize that you're probably creating an artificial timeline for yourself. If you're on a deadline to move out of a rental, set up a month-to-month lease instead of racing against the clock.

3️⃣. Know what you want from the house itself and know what a good, reasonable deal is. Pick out specific neighborhoods and home types and analyze them in advance. Make sure you look at houses that have recently sold, not those that are currently on the market.

4️⃣. When you start looking at homes, consider location-related features like your commute time, the parking situation, the school district and property taxes. Know where you stand on HOA communities and factor any HOA fees into your monthly budget.

5️⃣. Once all these things are in order (and you've picked out your real estate agent and have been pre-approved for a loan), you're as ready as you'll ever be. Keep your eyes open for a good deal, and don't hesitate when that deal pops up.

When a group of people come together with passion and creativity, they can achieve great things together. So we’re here for you.
We know what it can be like to build a business or chase a big idea. We’re on your team, along with the rest of the community

No detail is too small to create lasting memories. With a variety of floor plans to choose from, we invite you to make yourself at home. We’re here to make it easy for you to find a cozy home for you and your family.

Always Working with the team💪😊✊ Siempre Trabajando con el equipo

5 💜 Ways to Survive a Seller's Market Are you hunting for a home in a market where inventory is low and there's often a bidding war for properties in your price range? Follow these tips to maximize the chance you'll close.

💜. Treat your hunt seriously. House hunting must be your priority, not your weekend hobby. Check new listings regularly, be prepared to drop everything to view a home when it hits the market, and be ready to make a quick decision.

💜. Bring paperwork, not promises. Want to be taken seriously by the seller? When you visit homes, bring a mortgage pre-approval letter and a proof of funds form from your bank showing you have enough to cover the down payment.

💜. Consider waiving what-ifs. Home buyers often include contingencies when making an offer so they won't lose their deposit if, for example, the home doesn't pass inspection. Waiving contingencies could help you close a deal, but this definitely is not a move for the faint-hearted.

💜. Don't play hardball. This isn't the time to try to low-ball on price. Bid aggressively while still staying within a monthly budget you can afford.

💜. Widen your search. You'll increase your chances of finding a property if you're willing to consider homes outside your ideal neighborhood and houses that may need some remodeling or renovations.

Worry
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Five Steps for Buying Your First Home

Purchasing a home isn't the easiest thing in the world. If you want the best chance of getting a home at a great price, you need to prepare in advance. Check out these 5 tips 🎯 to ensure you're ready for your new home purchase.

🎯Get your finances in order. Your credit score should be 700-plus, your source of income should be stable, your debt-to-income ratio should be less than 45%, and you should have a big chunk of money in the bank to cover the down payment and closing costs and have some money left over.

🎯Don't rush it. If you're under the pressure of a big life event, recognize that you're probably creating an artificial timeline for yourself. If you're on a deadline to move out of a rental, set up a month-to-month lease instead of racing against the clock.

🎯Know what you want from the house itself and know what a good, reasonable deal is. Pick out specific neighborhoods and home types and analyze them in advance. Make sure you look at houses that have recently sold, not those that are currently on the market.

🎯When you start looking at homes, consider location-related features like your commute time, the parking situation, the school district and property taxes. Know where you stand on HOA communities and factor any HOA fees into your monthly budget.

🎯Once all these things are in order (and you've picked out your real estate agent and have been pre-approved for a loan), you're as ready as you'll ever be. Keep your eyes open for a good deal, and don't hesitate when that deal pops up.

Sonoma Resort

Within the Park Square Community, you'll find Sonoma Resort, a gated community. Sonoma Resort is a gated community that is located within the Park Square Community. It offers a variety of amenities. It is conveniently located next to "The Loop," one of Kissimmee's most popular shopping and entertainment destinations. Because of the included lawn care services, this Central Florida community is a more hands-off option for those looking to rent it out or only use it as a vacation retreat.

Location: Kissimmee

Closest Attractions:
💙Gatorland (4.7 miles)
💙Disney Springs (9.9 miles)
💙Disney’s Hollywood Studios (10.1 miles)
💙Acquatica Orlando (10.3 miles)
💙SeaWorld (10.5 miles)

Top Amenities:
💙Luxury Clubhouse
💙Cabanas
💙Resort-Style Pool
💙Fitness Center
💙Landscaping Services Included

Windsor Hills Resort

Windsor Hills is a gated community consisting of condominiums, townhomes, and single-family residences. The gated entrance is staffed 24 hours a day, seven days a week to protect all residents and their guests. Because of its close proximity to Walt Disney World, this is one of the most popular vacation rental resorts in the Orlando area.

Location: Four Corners

Closest Attractions:
🖤Disney’s Animal Kingdom 🖤🖤Theme Park (3.7 miles)
🖤Disney’s Blizzard Beach
🖤Water Park (4.9 miles)
🖤ESPN Wide World of Sports 🖤Complex (5.5 miles)
🖤Disney’s Hollywood Studios 🖤(5.6 miles)
🖤Epcot (6.9 miles)

Number of Homes:
🖤320 Condos
🖤210 Townhomes
🖤469 Single-Family HomesTop

Amenities:
🖤Water Park
🖤Tennis Courts
🖤Volleyball Court
🖤Basketball Court
🖤Fitness Center
🖤Dog Park

Champions Gate is a luxury master-planned community that is conveniently located next to Reunion. There are several communities of condos and homes in Champions Gate, but two of them have been specifically designed with vacation homeowners and second home buyers in mind:

The Retreat at Champions Gate and The Country Club at Champions Gate. When it comes to the appearance and feel of a luxury resort, The Retreat at Champions Gate delivers with a resort pool and a children's water park, while The Country Club at Champions Gate blends the luxury resort experience with the atmosphere of a real country club.

Champions Gate

🤎Location: Four Corners
🤎Closest Attractions:
🤎Disney’s Animal Kingdom (10.1 miles)
🤎Disney’s Blizzard Beach (10.3) miles
🤎Disney’s Hollywood Studios (10.5 miles)
🤎ESPN Wide World of Sports Complex (10.8 miles)
🤎Epcot (11.0 miles)
🤎Number of Homes: 5,000+

🤎Top Amenities:
🤎Championship Golf Courses
🤎Tennis Courts
🤎Shopping
🤎Restaurants

20-acre open-air ICON Park offers plenty of room to spread out and practice social distancing. Ride, dine, drink, and explore. With over 40 amazing restaurants, funky bars, boutique shops, and must-see attractions, ICON Park is anchored by The Wheel, a jaw-dropping 400 foot (40 story) observation wheel.

See the SEA LIFE Orlando Aquarium, Madame Tussauds Orlando, and Arcade City, among other attractions. The Pearl Express train is perfect for toddlers, while older children and adults can brave the 7D Dark Ride Adventure and the world's tallest swing ride, Orlando StarFlyer.

For lunch, dinner, or late-night snacks, ICON Park has you covered. A food hall with authentically prepared and internationally inspired foods like andouille sausage, giant Bavarian pretzels, and world-famous cupcakes baked daily by two-time Cupcake Wars Champion Jillian Hopke, The Wheelhouse is the hub of activity at ICON Park.

❇Florida is best known for its pleasant weather throughout the year, its beautiful beaches, and its extensive collection of amusement parks. Some people may not be aware that it contains some of the best sites to invest in real estate, and that it is also one of the top states for business taxation. Every year, millions of visitors come to the Orlando area, the vast majority of whom stay in hotels in the surrounding area.

❇The Orlando vacation rental market is becoming increasingly popular among real estate investors comes as no surprise to us. We recommend that you start with the best and most beautiful communities in Central Florida, whether you're looking to invest in a high-end vacation rental property or purchase a new summer home for your family.

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Reunion Community🛖

🏖Reunion is a resort and master-planned community located less than 10 miles from Walt Disney World Resort. This resort-style community, which is home to gorgeous, world-class holiday homes and condominiums, is divided into various communities, including, but not limited to, The Grande, Liberty Bluff, Homestead, and The West Side, among others. Those seeking a luxurious house close to all of the best Orlando theme parks can look into this community.

📍Location: Four Corners

Closest Attractions:

📍Disney’s Animal Kingdom Theme Park (8.0 miles)

📍ESPN Wide World of Sports Complex (9.7 miles)

📍Disney’s Hollywood Studios (9.8 miles)

📍Disney’s Blizzard Beach Water Park (10.5 miles)

📍Epcot (11.1 miles)

📍Number of Homes: 6,000+

Top Amenities
📍GOLF Courses ⛳
📍Tennis Courts
📍5-Acre Water Park
📍Fitness Center
📍Spa
📍Shopping
📍Restaurants

Reunion
Reunion is a resort and master-planned community located less than 10 miles from Walt Disney World Resort. This resort-style community, which is home to gorgeous, world-class holiday homes and condominiums, is divided into various communities, including, but not limited to, The Grande, Liberty Bluff, Homestead, and The West Side, among others. Those seeking a luxurious house close to all of the best Orlando theme parks can look into this community.Location: Four Corners

Closest Attractions:

Disney’s Animal Kingdom Theme Park (8.0 miles)

ESPN Wide World of Sports Complex (9.7 miles)

Disney’s Hollywood Studios (9.8 miles)

Disney’s Blizzard Beach Water Park (10.5 miles)

Epcot (11.1 miles)

Number of Homes: 6,000+

Top Amenities:

Golf Courses

Tennis Courts

5-Acre Water Park

Fitness Center

Spa

Shopping

Restaurants

🔟Most Common Flaws Found
During Home Inspections💢

💢Dos and Don'ts of Owning a Vacation Rental

Are you considering a vacation home purchase that will produce valuable rental income when you're not using the property? If so, check out these dos and don'ts to get the most out of your financial investment.

💢DO: Create a financial plan. This will help you predict the potential revenue and expense of owning a rental property.

💢DO: Work with a knowledgeable Realtor when buying. A good agent can help you find a property in a good location with the best rental potential.

💢DO: Get to know your home. Carefully check all parts of the home and repair and replace items that need it.

💢DO: Choose a property manager carefully. Check their reputation in the area, then ask how they'll: Maintain the home so it stays in good condition, communicate with you and maximize your revenue.

💢DON'T: Ignore preventive maintenance. It's better to fix or replace that aging water heater or HVAC system now than have it break during a renter's stay.

💢DO: Be strategic about using the home yourself. If your goal is to maximize rental income, stick to planning your stay during the off season.

💢DO: Plan to reinvest in the home. Figure you may have to spend 1% of the property value each year on maintenance.

💢DO: Be realistic about pricing. Research area rental rates and don't overprice. Your ultimate goal is to make a reasonable profit and that will require a high occupancy rate.

🧡. Zoom Room: A Zillow survey found a desire for a home with a dedicated office tops the list of reasons why Americans working from home say they would consider a move if they were to continue working remotely at least occasionally.

🧡. HOMECATION AMENITIES: Pool was the top Zillow keyword search term in 2020. Waterfront and dock also landed in the top 10. Additionally, homeowners want to create a luxury experience at home, upgrading to a spa-like bathtub or a relaxing rain shower.

🧡. INTERGENERATIONAL LIVING: According to Generations United, about one in six Americans currently have multigenerational households. In 2020, the share of young people moving back home reached all-time highs as millennials and Gen Z particularly renters moved in with their parents.

🧡. GOURMET KITCHENS: With stay-at-home orders, many brushed up on their culinary skills, which has spawned a desire for gourmet kitchens.

🧡. BACKYARD OASIS: A Zillow survey from a Harris Poll found that 41% of people say they value a large outdoor space as a result of social distancing recommendations.

🧡. SMART AND SAFE TECH: With a desire to lessen the number of germs in the home, buyers are increasingly looking for items like touchless appliances and faucets, self-cleaning toilets and more.

🧡. SMALL CITY LIVING: With more opportunities for working remotely, buyers are looking into smaller, more affordable communities and open spaces.

🧡. HEALTH AND WELLNESS AREAS: If you don't feel safe going to a gym, having an area in your home dedicated to your health and wellness is ideal.

🧡. PET-FRIENDLY LIVING: Pet adoptions increased in 2020, so homebuyers and renters are looking for more pet-friendly features, such as a pet shower or dog wash area.

🧡. NEW CONSTRUCTION: More than a quarter of buyers who bought a new-construction home did so to customize home features, while 37% chose new construction because everything in the home was new and never used, according to a 2020 Zillow survey

PURPOSE FUELS PASSION ‼️

Questions to Ask When Choosing a Lender

Loan terms, rates and products can vary significantly from one lending company to the next. Plus, how do you handle closings in the age of COVID-19?

General questions:

🖤What are the most popular mortgages you offer?

🖤Why are they so popular?

🖤Are your rates, terms, fees and closing costs negotiable?

🖤Do you offer discounts for inspections, homeownership classes or automatic payment set-up?

🖤Will I have to buy private mortgage insurance? If so, how much will it cost and how long will it be required?

🖤What escrow requirements do you have?

🖤What kind of bill-pay options do you offer?

🖤Do you do remote closings? Explain the process of closing with social distancing.

Loan-specific questions:

🖤What would be included in my mortgage payment (homeowner's insurance, property taxes, etc.)?

🖤Which type of mortgage plan would you recommend for my situation?

🖤Who will service this loan
your bank or another company?

🖤How long will the rate on this loan be locked-in? Will I be able to obtain a lower rate if the market rate drops during the lock-in period?

🖤How long will the loan approval process take?

🖤How long will it take to close the loan?

🖤Are there any charges or penalties for prepaying this loan?

🖤How much will I be paying in total over the life of this loan?

10 Tips for a successful remodel

Whether you're prepping before a sale or renovating the home you just bought, these tips can ensure you come out the other side sane and happy with the result.

✳. Don't over-improve. Ask a local Realtor for listings on comparable homes so you can determine if it make sense to invest as much as you plan. This is especially important if you expect to sell in the near future.

✳. Set a realistic budget. Include a cushion for unforeseen expenses.

✳. Hire good help. Interview several contractors for each part of the job and look for workers with at least three years of experience and good reviews. Also, check references and, ask to visit their current work sites to make sure they're safe and well organized.

✳. Insist on a detailed contract and timeline.

✳. Prepare for noise, dust, delays and inconvenience

✳. Safeguard children and pets from harmful chemicals, power tools and open doors.

✳. Photograph every room so you have a record if something goes missing.

✳. Pack valuables and cover furniture in adjacent rooms

✳. Communicate frequently with your contractor, especially if you're not satisfied with some aspect. It's better to get problems resolved during construction that trying to get them fixed later.

✳. Conduct a careful inspection before final payment.